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Earns 3 reward points per Rs. 100 on all spends. Ideal for users wanting to leverage credit on UPI platforms.","tagline":"Pay via UPI on Credit — Lifetime Free","benefits":["Lifetime free virtual credit card","3 reward points per Rs. 100 on all spends","UPI payment facility on credit card","Contactless payment enabled"],"benefitIcons":["rewards","cashback"],"minIncome":20000,"minCreditScore":null,"colorScheme":"blue and white","isLifetimeFree":true,"applyUrl":"https://www.kotak.bank.in/en/personal-banking/cards/credit-cards/kotak-upi-rupay-credit-card.html","slug":"kotak-upi-rupay-credit-card"},{"id":"kotak-cashback-plus-credit-card","name":"Kotak Cashback+ Credit Card","bank":"Kotak Mahindra Bank","bankCode":"kotak","cardType":"credit","network":"Visa","tier":"Platinum","annualFee":750,"joiningFee":0,"feeWaiverSpend":null,"description":"Entry-level cashback card offering 5% cashback on online food delivery, groceries, and entertainment. Earns 3% cashback on fuel and unlimited 0.5% on all other spends. Simple flat-rate cashback structure.","tagline":"5% Cashback on Food, Grocery & Entertainment","benefits":["5% cashback on online food deliveries, groceries and entertainment","3% cashback on fuel spends across all fuel stations","0.5% unlimited cashback on all other eligible spends","Zero joining fee"],"benefitIcons":["cashback","fuel","grocery","dining"],"minIncome":20000,"minCreditScore":700,"colorScheme":"orange and white","isLifetimeFree":false,"applyUrl":"https://www.kotak.bank.in/en/personal-banking/cards/credit-cards/kotak-cashback-plus-credit-card.html","slug":"kotak-cashback-plus-credit-card"},{"id":"kotak-cashback-plus-prime-credit-card","name":"Kotak Cashback+ Prime Credit Card","bank":"Kotak Mahindra Bank","bankCode":"kotak","cardType":"credit","network":"Visa","tier":"Platinum","annualFee":750,"joiningFee":750,"feeWaiverSpend":null,"description":"Enhanced variant of the Cashback+ card adding 5% cashback on Auto Dealer merchant spends in addition to online food, grocery, and entertainment cashback. Suitable for frequent vehicle-related purchasers.","tagline":"More Cashback, More Categories — Cashback+ Prime","benefits":["5% cashback on online food deliveries, groceries and entertainment","5% cashback on Auto Dealer merchant spends","3% cashback on fuel spends across all fuel stations","0.5% unlimited cashback on other eligible spends"],"benefitIcons":["cashback","fuel","grocery","dining"],"minIncome":25000,"minCreditScore":700,"colorScheme":"dark orange and black","isLifetimeFree":false,"applyUrl":"https://www.kotak.bank.in/en/personal-banking/cards/credit-cards.html","slug":"kotak-cashback-plus-prime-credit-card"},{"id":"kotak-league-platinum-credit-card","name":"Kotak League Platinum Credit Card","bank":"Kotak Mahindra Bank","bankCode":"kotak","cardType":"credit","network":"RuPay","tier":"Platinum","annualFee":499,"joiningFee":0,"feeWaiverSpend":50000,"description":"Lifestyle credit card offering 8 reward points per Rs. 150 on special categories up to Rs. 2 lakh annual spend. Rewards 4 PVR tickets or 10,000 reward points on Rs. 1.25 lakh semi-annual spend. Annual fee waived at Rs. 50,000.","tagline":"Earn More, Watch More — League Platinum","benefits":["8 reward points per Rs. 150 on special categories up to Rs. 2 lakh annual spend","4 reward points per Rs. 150 on other eligible spends","4 free PVR tickets or 10,000 reward points on Rs. 1.25 lakh spend every 6 months","Annual fee waiver on annual retail spends of Rs. 50,000","Card protection liability cover up to Rs. 1.25 lakh"],"benefitIcons":["rewards","movie","milestone"],"minIncome":20000,"minCreditScore":700,"colorScheme":"navy blue and gold","isLifetimeFree":false,"applyUrl":"https://www.kotak.bank.in/en/personal-banking/cards/credit-cards/league-platinum-credit-card.html","slug":"kotak-league-platinum-credit-card"},{"id":"kotak-pvr-inox-credit-card","name":"PVR INOX Kotak Credit Card","bank":"Kotak Mahindra Bank","bankCode":"kotak","cardType":"credit","network":"Visa","tier":"Classic","annualFee":499,"joiningFee":0,"feeWaiverSpend":null,"description":"Entertainment-focused co-branded card with PVR INOX offering free movie tickets on monthly spend milestones and instant discounts on food & beverages. Best choice for regular moviegoers.","tagline":"Unlimited Movies, Endless Entertainment","benefits":["1 free movie ticket for every Rs. 10,000 spent on the card","20% instant discount on Food & Beverages at PVR INOX","5% instant discount on movie tickets at PVR INOX","Zero joining fee"],"benefitIcons":["movie","cashback","dining"],"minIncome":20000,"minCreditScore":700,"colorScheme":"red and black","isLifetimeFree":false,"applyUrl":"https://www.kotak.bank.in/en/personal-banking/cards/credit-cards/pvr-inox-kotak-credit-card.html","slug":"kotak-pvr-inox-credit-card"},{"id":"kotak-indianoil-credit-card","name":"IndianOil Kotak Credit Card","bank":"Kotak Mahindra Bank","bankCode":"kotak","cardType":"credit","network":"Visa","tier":"Classic","annualFee":449,"joiningFee":449,"feeWaiverSpend":50000,"description":"Co-branded fuel credit card with IndianOil offering 5% savings on fuel at IndianOil pumps plus reward points on grocery and dining. Annual fee waived at Rs. 50,000 annual spend.","tagline":"Save 5% on Every Fuel Fill at IndianOil","benefits":["Save 5% on fuel spends at IndianOil fuel pumps","24 reward points per Rs. 150 spent on fuel","12 reward points per Rs. 150 spent on grocery and dining","3 reward points per Rs. 150 on other spends","1,000 bonus reward points on first spend of Rs. 500 within 30 days","Annual fee waiver on retail spends of Rs. 50,000"],"benefitIcons":["fuel","rewards","grocery","dining","milestone"],"minIncome":20000,"minCreditScore":700,"colorScheme":"orange and green","isLifetimeFree":false,"applyUrl":"https://www.kotak.bank.in/en/personal-banking/cards/credit-cards/indianoil-kotak-credit-card.html","slug":"kotak-indianoil-credit-card"},{"id":"kotak-indigo-credit-card","name":"IndiGo Kotak Credit Card","bank":"Kotak Mahindra Bank","bankCode":"kotak","cardType":"credit","network":"RuPay","tier":"Classic","annualFee":1500,"joiningFee":1500,"feeWaiverSpend":null,"description":"Co-branded airline credit card with IndiGo offering IndiGo BluChips on every spend. Earn accelerated BluChips on IndiGo flight bookings and dining. Welcome benefit of 2,500 BluChips voucher.","tagline":"Fly IndiGo, Earn BluChips on Every Spend","benefits":["5 IndiGo BluChips per Rs. 100 spent on IndiGo flights","2 IndiGo BluChips per Rs. 100 on dining and entertainment","1 IndiGo BluChip per Rs. 100 on all other categories","Welcome benefit of 2,500 IndiGo BluChips voucher","Spend-based milestone vouchers of up to 7,500 IndiGo BluChips"],"benefitIcons":["travel","rewards","milestone","dining"],"minIncome":30000,"minCreditScore":700,"colorScheme":"indigo blue and white","isLifetimeFree":false,"applyUrl":"https://www.kotak.bank.in/en/personal-banking/cards/credit-cards/indigo-kotak-credit-card.html","slug":"kotak-indigo-credit-card"},{"id":"kotak-indigo-premium-credit-card","name":"IndiGo Kotak Premium Credit Card","bank":"Kotak Mahindra Bank","bankCode":"kotak","cardType":"credit","network":"RuPay","tier":"Platinum","annualFee":3000,"joiningFee":3000,"feeWaiverSpend":null,"description":"Premium co-branded IndiGo card with higher BluChips earning rates and richer welcome benefits including 4,000 BluChips and 6E Eats voucher. Milestone vouchers of up to 16,000 IndiGo BluChips.","tagline":"Premium IndiGo Benefits — More BluChips, More Miles","benefits":["Up to 21 IndiGo BluChips per Rs. 100 on IndiGo flight bookings","2 IndiGo BluChips per Rs. 100 on all other spends","Welcome benefit of 4,000 IndiGo BluChips voucher and 6E Eats voucher","Spend-based milestone vouchers of up to 16,000 IndiGo BluChips","Complimentary lounge access"],"benefitIcons":["travel","rewards","milestone","lounge"],"minIncome":50000,"minCreditScore":700,"colorScheme":"deep blue and gold","isLifetimeFree":false,"applyUrl":"https://www.kotak.bank.in/en/personal-banking/cards/credit-cards/indigo-kotak-premium-credit-card.html","slug":"kotak-indigo-premium-credit-card"},{"id":"kotak-air-credit-card","name":"Kotak Air Credit Card","bank":"Kotak Mahindra Bank","bankCode":"kotak","cardType":"credit","network":"Visa","tier":"Platinum","annualFee":999,"joiningFee":0,"feeWaiverSpend":null,"description":"Travel-focused credit card earning Air Miles redeemable for travel bookings, vouchers, or partner transfer. Earns accelerated miles on travel bookings via Kotak Unbox and comes with 4 complimentary domestic lounge visits annually.","tagline":"Earn Air Miles, Fly Free — Kotak Air","benefits":["3 Air Miles per Rs. 100 on flight and hotel bookings via Kotak Unbox","1 Air Mile per Rs. 100 on all other purchases","1,000 bonus Air Miles as welcome and renewal benefit","4 complimentary domestic lounge accesses annually","Redeem Air Miles for travel, vouchers, or partner transfers"],"benefitIcons":["travel","rewards","lounge","milestone"],"minIncome":25000,"minCreditScore":700,"colorScheme":"sky blue and silver","isLifetimeFree":false,"applyUrl":"https://www.kotak.bank.in/en/personal-banking/cards/credit-cards/kotak-air-credit-card.html","slug":"kotak-air-credit-card"},{"id":"kotak-air-plus-credit-card","name":"Kotak Air+ Credit Card","bank":"Kotak Mahindra Bank","bankCode":"kotak","cardType":"credit","network":"Visa","tier":"Signature","annualFee":3000,"joiningFee":0,"feeWaiverSpend":null,"description":"Premium travel credit card offering 5 Air Miles per Rs. 100 on travel bookings via Kotak Unbox and 2 international plus 4 domestic lounge visits. Low foreign currency mark-up of 2% for international spends.","tagline":"Fly Further, Earn Faster — Kotak Air+","benefits":["5 Air Miles per Rs. 100 on travel bookings on Kotak Unbox","2 Air Miles per Rs. 100 on all other purchases","2,500 Air Miles as welcome and renewal benefit","2 complimentary international lounge accesses annually","4 complimentary domestic lounge accesses annually","Low foreign currency mark-up of just 2%"],"benefitIcons":["travel","rewards","lounge","forex","milestone"],"minIncome":50000,"minCreditScore":700,"colorScheme":"midnight blue and gold","isLifetimeFree":false,"applyUrl":"https://www.kotak.bank.in/en/personal-banking/cards/credit-cards/kotak-air-plus-credit-card.html","slug":"kotak-air-plus-credit-card"},{"id":"kotak-air-plus-prime-credit-card","name":"Kotak Air+ Prime Credit Card","bank":"Kotak Mahindra Bank","bankCode":"kotak","cardType":"credit","network":"Visa","tier":"Signature","annualFee":3000,"joiningFee":3000,"feeWaiverSpend":null,"description":"Enhanced Air+ variant with accelerated 5 Air Miles on Auto Dealer merchant spends in addition to travel bookings. Includes 2 international and 4 domestic lounge accesses plus 3,000 bonus welcome miles.","tagline":"Travel + Auto — Earn Air Miles Everywhere","benefits":["5 Air Miles per Rs. 100 on travel bookings via Kotak Unbox","5 Air Miles per Rs. 100 on Auto Dealer merchant spends","2 Air Miles per Rs. 100 on other eligible spends","3,000 bonus Air Miles as welcome and renewal benefit","2 complimentary international lounge accesses annually","4 complimentary domestic lounge accesses annually","Low forex markup of just 2%"],"benefitIcons":["travel","rewards","lounge","forex","milestone"],"minIncome":50000,"minCreditScore":700,"colorScheme":"deep navy and silver","isLifetimeFree":false,"applyUrl":"https://www.kotak.bank.in/en/personal-banking/cards/credit-cards.html","slug":"kotak-air-plus-prime-credit-card"},{"id":"kotak-zen-signature-credit-card","name":"Kotak Zen Signature Credit Card","bank":"Kotak Mahindra Bank","bankCode":"kotak","cardType":"credit","network":"Visa","tier":"Signature","annualFee":1500,"joiningFee":1500,"feeWaiverSpend":null,"description":"Lifestyle and travel credit card offering 10 Zen Points per Rs. 150 on apparel, lifestyle, and jewellery spends. Includes 8 domestic and 3 international lounge accesses plus a welcome bonus of 1,500 Zen Points.","tagline":"Shop, Travel, Reward — Find Your Zen","benefits":["10 Zen Points per Rs. 150 on apparel, lifestyle goods and jewellery","5 Zen Points per Rs. 150 on all other spends","1,500 Zen Points as welcome benefit on paying joining fee","8 complimentary domestic lounge accesses annually","3 complimentary international lounge accesses annually","Up to 15 Zen Points per Rs. 150 on KayMall spends"],"benefitIcons":["shopping","travel","lounge","rewards","milestone"],"minIncome":40000,"minCreditScore":700,"colorScheme":"black and rose gold","isLifetimeFree":false,"applyUrl":"https://www.kotak.bank.in/en/personal-banking/cards/credit-cards/zen-credit-card.html","slug":"kotak-zen-signature-credit-card"},{"id":"kotak-white-reserve-credit-card","name":"Kotak White Reserve Credit Card","bank":"Kotak Mahindra Bank","bankCode":"kotak","cardType":"credit","network":"Visa","tier":"Infinite","annualFee":12500,"joiningFee":12500,"feeWaiverSpend":null,"description":"Ultra-premium invite-only metal card targeting high-net-worth individuals. Earns White Pass value up to Rs. 2.5 lakh annually and provides unlimited global airport lounge access for primary and add-on holders.","tagline":"White Reserve — India's Most Exclusive Credit Card","benefits":["Earn White Pass value up to Rs. 2.5 lakh annually","Unlimited global airport lounge access for primary and add-on card holders","Access to exclusive events and experiences via luxury lifestyle concierge","Complimentary Club Marriott Membership","Dedicated Relationship Manager","Personalised metal card"],"benefitIcons":["lounge","concierge","travel","rewards","milestone","golf"],"minIncome":200000,"minCreditScore":800,"colorScheme":"white metal and platinum","isLifetimeFree":false,"applyUrl":"https://www.kotak.bank.in/en/personal-banking/cards/credit-cards/white-reserve-credit-card.html","slug":"kotak-white-reserve-credit-card"},{"id":"kotak-mojo-platinum-credit-card","name":"Kotak Mojo Platinum Credit Card","bank":"Kotak Mahindra Bank","bankCode":"kotak","cardType":"credit","network":"Visa","tier":"Platinum","annualFee":1000,"joiningFee":1000,"feeWaiverSpend":100000,"description":"Online shopping-focused credit card earning 2.5 Mojo points per Rs. 100 on online spends and 1 point per Rs. 100 on other spends. Quarterly milestone bonus of 2,500 Mojo points on Rs. 75,000 spend. Discontinued for new applicants.","tagline":"Online Shopping Rewards — Kotak Mojo Platinum","benefits":["2.5 Mojo points per Rs. 100 on online spends","1 Mojo point per Rs. 100 on offline spends","2,500 Mojo points every quarter on spends of Rs. 75,000","Annual fee waiver on Rs. 1 lakh annual spend"],"benefitIcons":["rewards","shopping","milestone"],"minIncome":30000,"minCreditScore":700,"colorScheme":"purple and black","isLifetimeFree":false,"applyUrl":"https://www.kotak.bank.in/en/personal-banking/cards/credit-cards.html","slug":"kotak-mojo-platinum-credit-card"},{"id":"kotak-privy-league-signature-credit-card","name":"Kotak Privy League Signature Credit Card","bank":"Kotak Mahindra Bank","bankCode":"kotak","cardType":"credit","network":"Visa","tier":"Signature","annualFee":2500,"joiningFee":0,"feeWaiverSpend":400000,"description":"Premium lifestyle card with 4 Priority Pass visits, 16 PVR tickets annually, and up to 30,000 bonus reward points. Low forex markup of 2% for international spends. Discontinued for new applicants.","tagline":"Privilege Meets Reward — Privy League Signature","benefits":["4 complimentary Priority Pass lounge visits","16 free PVR movie tickets annually","Up to 30,000 bonus reward points on Rs. 8 lakh annual retail spend","Low forex markup of 2% on international spends","Annual fee waiver on Rs. 4 lakh annual spend"],"benefitIcons":["lounge","movie","rewards","forex","milestone","travel"],"minIncome":75000,"minCreditScore":750,"colorScheme":"dark green and gold","isLifetimeFree":false,"applyUrl":"https://www.kotak.bank.in/en/personal-banking/cards/credit-cards.html","slug":"kotak-privy-league-signature-credit-card"},{"id":"kotak-nri-royale-signature-credit-card","name":"Kotak NRI Royale Signature Credit Card","bank":"Kotak Mahindra Bank","bankCode":"kotak","cardType":"credit","network":"Visa","tier":"Signature","annualFee":1000,"joiningFee":0,"feeWaiverSpend":null,"description":"Specially designed credit card for Non-Resident Indians allowing purchases and bill payments in INR. Earns 2 reward points per Rs. 100 on international spends where 1 reward point equals Re. 1.","tagline":"Tailored for NRIs — Earn in Rupees, Spend Globally","benefits":["2 reward points per Rs. 100 on spends outside India","1 reward point = Re. 1 in value","Freedom to purchase and pay in INR","Zero joining fee"],"benefitIcons":["rewards","forex","travel"],"minIncome":30000,"minCreditScore":700,"colorScheme":"blue and silver","isLifetimeFree":false,"applyUrl":"https://www.kotak.bank.in/en/personal-banking/nri/cards.html","slug":"kotak-nri-royale-signature-credit-card"},{"id":"kotak-biz-credit-card","name":"Kotak Biz Credit Card","bank":"Kotak Mahindra Bank","bankCode":"kotak","cardType":"credit","network":"Visa","tier":"Platinum","annualFee":499,"joiningFee":299,"feeWaiverSpend":null,"description":"Invite-only business credit card earning up to 4 reward points per Rs. 100. Includes comprehensive insurance coverage worth Rs. 50,000 and is targeted at business owners and self-employed professionals.","tagline":"Business Rewards, Business Insurance — Kotak Biz","benefits":["Earn up to 4 reward points per Rs. 100 spent","Comprehensive insurance programme worth Rs. 50,000","Invite-only business credit card","Dedicated business support"],"benefitIcons":["rewards","insurance","shopping"],"minIncome":50000,"minCreditScore":700,"colorScheme":"dark grey and silver","isLifetimeFree":false,"applyUrl":"https://www.kotak.bank.in/en/personal-banking/cards/credit-cards.html","slug":"kotak-biz-credit-card"},{"id":"kotak-biz-edge-credit-card","name":"Kotak Biz Edge Credit Card","bank":"Kotak Mahindra Bank","bankCode":"kotak","cardType":"credit","network":"Visa","tier":"Platinum","annualFee":999,"joiningFee":999,"feeWaiverSpend":null,"description":"Business credit card optimized for essential business spends with 5X reward points on utility, tax, GST, SaaS, and travel. Provides up to 55 days interest-free credit to help manage business cash flow.","tagline":"Business Essentials, 5X Rewards — Biz Edge","benefits":["5X reward points on business essentials — utility, tax, GST and more","5X reward points on SaaS spends on Nuclei Platform","5X reward points on flights and hotel booking via Kotak Unbox","2 reward points per Rs. 150 on all other categories","Up to 55 days interest-free credit","Competitive forex mark-up of 1.99% on international transactions","Low interest rate of 1.99% per month"],"benefitIcons":["rewards","travel","fuel","insurance","forex"],"minIncome":50000,"minCreditScore":700,"colorScheme":"charcoal and teal","isLifetimeFree":false,"applyUrl":"https://www.kotak.bank.in/en/personal-banking/cards/credit-cards/biz-edge-credit-card.html","slug":"kotak-biz-edge-credit-card"},{"id":"kotak-solitaire-business-credit-card","name":"Kotak Solitaire Business Credit Card","bank":"Kotak Mahindra Bank","bankCode":"kotak","cardType":"credit","network":"Visa","tier":"Infinite","annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"Premium business credit card offering up to 7X reward points, low interest rate of 1.99% per month, and competitive forex mark-up of 1.99%. Designed to grow business rewards with every spend.","tagline":"Built to Grow Your Business — Solitaire Business","benefits":["Earn up to 7X reward points on business spends","Low interest rate of 1.99% per month","Competitive forex mark-up of 1.99% on international transactions","Redeem rewards easily on Kotak Unbox"],"benefitIcons":["rewards","forex","travel"],"minIncome":100000,"minCreditScore":750,"colorScheme":"black and gold","isLifetimeFree":false,"applyUrl":"https://www.kotak.bank.in/en/personal-banking/cards/credit-cards.html","slug":"kotak-solitaire-business-credit-card"},{"id":"kotak-corporate-platinum-credit-card","name":"Kotak Corporate Platinum Credit Card","bank":"Kotak Mahindra Bank","bankCode":"kotak","cardType":"credit","network":"Visa","tier":"Platinum","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Corporate credit card with 8 annual complimentary domestic airport lounge visits and consolidated monthly cashback on all transactions. Fuel and railway waiver benefits for corporate employees.","tagline":"Corporate Spending Made Rewarding — Platinum","benefits":["8 annual complimentary domestic airport lounge visits","Consolidated monthly cashback on all transactions","Fuel waivers up to Rs. 3,500 annually","Railway waivers up to Rs. 500 annually","Real-time transaction alerts","Free credit card replacement"],"benefitIcons":["lounge","cashback","fuel","travel"],"minIncome":null,"minCreditScore":null,"colorScheme":"platinum and blue","isLifetimeFree":true,"applyUrl":"https://www.kotak.bank.in/en/business/corporate-cards.html","slug":"kotak-corporate-platinum-credit-card"},{"id":"kotak-corporate-gold-credit-card","name":"Kotak Corporate Gold Credit Card","bank":"Kotak Mahindra Bank","bankCode":"kotak","cardType":"credit","network":"Visa","tier":"Gold","annualFee":1000,"joiningFee":0,"feeWaiverSpend":null,"description":"Entry-level corporate credit card with real-time transaction alerts and free SMS alerts. Designed for corporate employees managing routine business expenses.","tagline":"Corporate Essentials — Kotak Corporate Gold","benefits":["Real-time transaction alerts for all spends","Free SMS alerts","Free credit card replacement","Secure and convenient corporate spend management"],"benefitIcons":["rewards","insurance"],"minIncome":null,"minCreditScore":null,"colorScheme":"gold and dark grey","isLifetimeFree":false,"applyUrl":"https://www.kotak.bank.in/en/business/corporate-cards.html","slug":"kotak-corporate-gold-credit-card"},{"id":"kotak-corporate-wealth-signature-credit-card","name":"Kotak Corporate Wealth Signature Credit Card","bank":"Kotak Mahindra Bank","bankCode":"kotak","cardType":"credit","network":"Visa","tier":"Signature","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Premium corporate card offering 8 domestic lounge visits and international lounge access via Priority Pass. Includes consolidated monthly cashback and fuel plus railway expense waivers.","tagline":"Corporate Wealth, Premium Privileges — Signature","benefits":["8 annual complimentary domestic airport lounge visits","International airport lounge access via Priority Pass","Consolidated monthly cashback on all transactions","Fuel waivers up to Rs. 3,500 annually","Railway waivers up to Rs. 500 annually"],"benefitIcons":["lounge","cashback","fuel","travel","concierge"],"minIncome":null,"minCreditScore":null,"colorScheme":"dark navy and silver","isLifetimeFree":true,"applyUrl":"https://www.kotak.bank.in/en/business/corporate-cards.html","slug":"kotak-corporate-wealth-signature-credit-card"},{"id":"kotak-purchase-credit-card","name":"Kotak Purchase Credit Card","bank":"Kotak Mahindra Bank","bankCode":"kotak","cardType":"credit","network":"Visa","tier":null,"annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Specialized corporate purchase card with monthly consolidated cashback on all transactions, a dedicated relationship manager, and up to 48 days interest-free credit period for business purchases.","tagline":"Manage Corporate Purchases Effortlessly","benefits":["Consolidated monthly cashback on all transactions","Dedicated Relationship Manager and Service Manager","Up to 48 days interest-free credit period","Free card issuance"],"benefitIcons":["cashback","concierge"],"minIncome":null,"minCreditScore":null,"colorScheme":"grey and white","isLifetimeFree":true,"applyUrl":"https://www.kotak.bank.in/en/business/corporate-cards.html","slug":"kotak-purchase-credit-card"},{"id":"kotak-infinite-credit-card","name":"Kotak Infinite Credit Card","bank":"Kotak Mahindra Bank","bankCode":"kotak","cardType":"credit","network":"Visa","tier":"Infinite","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Lifetime-free premium credit card with personalised card design and higher credit limits. Earns 0.8 reward points per Rs. 100 on all spends. Designed for high-value customers of Kotak Bank.","tagline":"Infinite Possibilities — Kotak Infinite","benefits":["Lifetime free — zero fees forever","Personalised card design","Higher credit limit","Lounge access benefits","0.8 reward points per Rs. 100 on all spends"],"benefitIcons":["rewards","lounge"],"minIncome":75000,"minCreditScore":750,"colorScheme":"black and infinity design","isLifetimeFree":true,"applyUrl":"https://www.kotak.bank.in/en/personal-banking/cards/credit-cards.html","slug":"kotak-infinite-credit-card"},{"id":"kotak-myntra-credit-card","name":"Myntra Kotak Credit Card","bank":"Kotak Mahindra Bank","bankCode":"kotak","cardType":"credit","network":"Visa","tier":"Classic","annualFee":500,"joiningFee":500,"feeWaiverSpend":null,"description":"Co-branded fashion credit card with Myntra offering accelerated cashback on Myntra purchases. Best suited for frequent fashion and lifestyle online shoppers on the Myntra platform.","tagline":"Fashion Rewards Every Time You Shop on Myntra","benefits":["Accelerated cashback on Myntra purchases","Cashback on all online spends","Welcome benefit on card issuance"],"benefitIcons":["cashback","shopping","rewards"],"minIncome":20000,"minCreditScore":700,"colorScheme":"pink and white","isLifetimeFree":false,"applyUrl":"https://www.kotak.bank.in/en/personal-banking/cards/credit-cards.html","slug":"kotak-myntra-credit-card"},{"id":"kotak-metro-credit-card","name":"METRO Kotak Credit Card","bank":"Kotak Mahindra Bank","bankCode":"kotak","cardType":"credit","network":"Visa","tier":null,"annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Lifetime-free co-branded credit card with METRO Cash & Carry offering rewards on wholesale business purchases. Ideal for small business owners and retailers who buy from METRO stores.","tagline":"Lifetime Free — Business Rewards at METRO","benefits":["Lifetime free — zero joining and annual fee","Reward points on METRO Cash & Carry purchases","Business-focused benefits"],"benefitIcons":["rewards","shopping","cashback"],"minIncome":20000,"minCreditScore":null,"colorScheme":"red and yellow","isLifetimeFree":true,"applyUrl":"https://www.kotak.bank.in/en/personal-banking/cards/credit-cards.html","slug":"kotak-metro-credit-card"},{"id":"kotak-veer-platinum-credit-card","name":"Kotak Veer Platinum Credit Card","bank":"Kotak Mahindra Bank","bankCode":"kotak","cardType":"credit","network":"Visa","tier":"Platinum","annualFee":299,"joiningFee":0,"feeWaiverSpend":null,"description":"Credit card designed for Indian defence personnel offering exclusive discounts and rewards. Low annual fee and accessible to serving and retired defence, paramilitary, and police personnel.","tagline":"For Those Who Serve — Kotak Veer Platinum","benefits":["Exclusive benefits for defence and paramilitary personnel","Reward points on all spends","Low annual fee of Rs. 299","Zero joining fee"],"benefitIcons":["rewards","cashback"],"minIncome":20000,"minCreditScore":650,"colorScheme":"khaki green and gold","isLifetimeFree":false,"applyUrl":"https://www.kotak.bank.in/en/personal-banking/cards/credit-cards.html","slug":"kotak-veer-platinum-credit-card"},{"id":"kotak-multi-currency-world-travel-card","name":"Kotak Multi Currency World Travel Card","bank":"Kotak Mahindra Bank","bankCode":"kotak","cardType":"prepaid","network":"Visa","tier":null,"annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"Prepaid multi-currency forex card supporting up to 16 foreign currencies. Provides protection against exchange rate fluctuations by loading currency at the current rate. Accepted at millions of merchants and ATMs worldwide.","tagline":"Travel Smart with Multi-Currency Protection","benefits":["Load up to 16 foreign currencies on a single card","Protection against exchange rate fluctuations","Accepted at all Visa merchant outlets and ATMs worldwide","Emergency cash assistance available","Card protection insurance"],"benefitIcons":["forex","travel","insurance"],"minIncome":null,"minCreditScore":null,"colorScheme":"blue and white with world map","isLifetimeFree":false,"applyUrl":"https://www.kotak.bank.in/en/personal-banking/cards/prepaid-card/multi-currency-world-travel-card.html","slug":"kotak-multi-currency-world-travel-card"},{"id":"kotak-spendz-prepaid-card","name":"Kotak Spendz Prepaid Card","bank":"Kotak Mahindra Bank","bankCode":"kotak","cardType":"prepaid","network":"Visa","tier":null,"annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"Digital prepaid card designed to separate daily small payments from main bank transactions. 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Ideal for movie buffs and lifestyle enthusiasts seeking affordable entry-level perks.","tagline":"Your zone, your rewards","benefits":["Buy 1 Get 1 offer on BookMyShow","2% reward rate on all spends","₹1,499 worth welcome benefits","2 complimentary domestic lounge visits per quarter","Lifestyle discounts at partner brands","1% fuel surcharge waiver"],"benefitIcons":["movie","rewards","lounge","fuel","shopping"],"minIncome":15000,"minCreditScore":650,"colorScheme":"#e74c3c","isLifetimeFree":false,"applyUrl":"https://www.axisbank.com/retail/cards/credit-card/axis-bank-myzone-credit-card","slug":"axis-myzone-credit-card"},{"id":"axis-myzone-rupay-credit-card","name":"Axis MyZone RuPay Credit Card","bank":"Axis Bank","bankCode":"axis","cardType":"credit","network":"RuPay","tier":"Classic","annualFee":250,"joiningFee":250,"feeWaiverSpend":null,"description":"A RuPay variant of the MyZone card offering entertainment and lifestyle rewards at a lower fee. 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Earns 1% rewards on all spends with UPI credit line support. Ideal for young professionals seeking a zero-cost card with digital-first benefits.","tagline":"Lifetime free rewards, every single day","benefits":["Lifetime free — zero annual and joining fee","1% cashback on all spends","UPI credit line support on RuPay","Instant digital card issuance","1% fuel surcharge waiver"],"benefitIcons":["cashback","rewards","fuel"],"minIncome":15000,"minCreditScore":650,"colorScheme":"#6c5ce7","isLifetimeFree":true,"applyUrl":"https://www.axisbank.com/retail/cards/credit-card/fibe-axis-bank-credit-card","slug":"fibe-axis-bank-credit-card"},{"id":"flipkart-axis-bank-credit-card","name":"Flipkart Axis Bank Credit Card","bank":"Axis Bank","bankCode":"axis","cardType":"credit","network":"Visa","tier":"Classic","annualFee":500,"joiningFee":500,"feeWaiverSpend":200000,"description":"A shopping cashback co-branded credit card with Flipkart offering 5% cashback on Flipkart and Myntra purchases. Earns 4% on Swiggy, Uber, and partner merchants, and 1.5% on all other spends. ₹350 worth welcome benefit and annual fee waived on ₹2 lakh spend.","tagline":"More cashback every time you shop on Flipkart","benefits":["5% cashback on Flipkart and Myntra","4% cashback on Swiggy, Uber, Cleartrip","1.5% cashback on all other spends","₹350 Flipkart voucher as welcome benefit","4 complimentary domestic lounge visits per year","Annual fee waived on ₹2 lakh annual spend","1% fuel surcharge waiver"],"benefitIcons":["cashback","shopping","dining","lounge","fuel"],"minIncome":15000,"minCreditScore":700,"colorScheme":"#f7c59f","isLifetimeFree":false,"applyUrl":"https://www.axisbank.com/retail/cards/credit-card/flipkart-axis-bank-credit-card","slug":"flipkart-axis-bank-credit-card"},{"id":"google-pay-flex-axis-bank-credit-card","name":"Google Pay Flex Axis Bank Credit Card","bank":"Axis Bank","bankCode":"axis","cardType":"credit","network":"RuPay","tier":null,"annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"A lifetime-free RuPay credit card co-branded with Google Pay, ideal for digital rewards enthusiasts. Designed for UPI and Google Pay transactions with digital rewards and cashback. Includes ₹250 welcome benefit with zero ongoing fees.","tagline":"Zero fee digital rewards with Google Pay","benefits":["Lifetime free — zero annual and joining fee","Digital rewards on Google Pay transactions","₹250 welcome cashback","UPI credit on RuPay","1% fuel surcharge waiver"],"benefitIcons":["cashback","rewards","fuel"],"minIncome":15000,"minCreditScore":650,"colorScheme":"#4285f4","isLifetimeFree":true,"applyUrl":"https://www.axisbank.com/retail/cards/credit-card/google-pay-flex-axis-bank-credit-card","slug":"google-pay-flex-axis-bank-credit-card"},{"id":"indianoil-axis-bank-credit-card","name":"IndianOil Axis Bank Credit Card","bank":"Axis Bank","bankCode":"axis","cardType":"credit","network":"RuPay","tier":"Classic","annualFee":500,"joiningFee":500,"feeWaiverSpend":150000,"description":"A fuel-focused co-branded credit card with IndianOil, offering 4% value back on fuel spends at IndianOil petrol stations. Reward points are redeemable for free fuel, and the card includes a 1% fuel surcharge waiver. Comes with ₹250 welcome benefit.","tagline":"Earn free fuel every time you fill up","benefits":["4% value back on IndianOil fuel spends","Reward points redeemable for free fuel","1% fuel surcharge waiver","₹250 welcome fuel points","Accelerated points on grocery and dining"],"benefitIcons":["fuel","rewards","cashback"],"minIncome":15000,"minCreditScore":650,"colorScheme":"#e67e22","isLifetimeFree":false,"applyUrl":"https://www.axisbank.com/retail/cards/credit-card/indianoil-axis-bank-credit-card","slug":"indianoil-axis-bank-credit-card"},{"id":"indianoil-axis-bank-premium-credit-card","name":"IndianOil Axis Bank Premium Credit Card","bank":"Axis Bank","bankCode":"axis","cardType":"credit","network":"RuPay","tier":"Gold","annualFee":1000,"joiningFee":1000,"feeWaiverSpend":null,"description":"An enhanced version of the IndianOil co-branded card with higher fuel value-back and additional lifestyle benefits. Includes ₹500 welcome fuel points and accelerated earning on travel and lifestyle categories beyond fuel.","tagline":"Premium fuel rewards and beyond","benefits":["Higher fuel value-back on IndianOil spends","0.67% reward rate on all other spends","₹500 welcome fuel points","Complimentary domestic lounge access","1% fuel surcharge waiver"],"benefitIcons":["fuel","rewards","lounge"],"minIncome":25000,"minCreditScore":700,"colorScheme":"#d35400","isLifetimeFree":false,"applyUrl":"https://www.axisbank.com/retail/cards/credit-card/indianoil-axis-bank-premium-credit-card","slug":"indianoil-axis-bank-premium-credit-card"},{"id":"indigo-axis-bank-credit-card","name":"IndiGo Axis Bank Credit Card","bank":"Axis Bank","bankCode":"axis","cardType":"credit","network":"Visa","tier":"Classic","annualFee":799,"joiningFee":799,"feeWaiverSpend":null,"description":"An entry-level travel card co-branded with IndiGo Airlines offering IndiGo 6E Rewards on all spends. Points redeemable for IndiGo flights and upgrades. Suitable for IndiGo frequent flyers seeking to earn free flights on everyday purchases.","tagline":"Fly IndiGo for free with every swipe","benefits":["IndiGo 6E Rewards on all spends","1% reward rate on all purchases","Points redeemable for IndiGo flights","Complimentary domestic lounge access","1% fuel surcharge waiver"],"benefitIcons":["travel","rewards","lounge","fuel"],"minIncome":20000,"minCreditScore":700,"colorScheme":"#003580","isLifetimeFree":false,"applyUrl":"https://www.axisbank.com/retail/cards/credit-card/indigo-axis-bank-credit-card","slug":"indigo-axis-bank-credit-card"},{"id":"indigo-axis-bank-premium-credit-card","name":"IndiGo Axis Bank Premium Credit Card","bank":"Axis Bank","bankCode":"axis","cardType":"credit","network":"Visa","tier":"Signature","annualFee":5000,"joiningFee":5000,"feeWaiverSpend":null,"description":"A premium co-branded card with IndiGo Airlines offering accelerated 6E Rewards, complimentary IndiGo flight vouchers, and priority boarding benefits. Provides 2% reward rate on all spends with higher earning on travel and IndiGo bookings.","tagline":"Premium IndiGo rewards for the frequent flyer","benefits":["Accelerated IndiGo 6E Rewards on travel spends","2% reward rate on all spends","Complimentary IndiGo flight voucher on joining","Priority check-in and boarding on IndiGo","Unlimited domestic lounge access","4 international lounge visits per year","Travel insurance"],"benefitIcons":["travel","rewards","lounge","milestone","insurance"],"minIncome":75000,"minCreditScore":750,"colorScheme":"#003580","isLifetimeFree":false,"applyUrl":"https://www.axisbank.com/retail/cards/credit-card/indigo-axis-bank-premium-credit-card","slug":"indigo-axis-bank-premium-credit-card"},{"id":"lic-axis-bank-platinum-credit-card","name":"LIC Axis Bank Platinum Credit Card","bank":"Axis Bank","bankCode":"axis","cardType":"credit","network":"Visa","tier":"Platinum","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"A lifetime-free co-branded credit card with LIC offering rewards on LIC premium payments and everyday spends. Designed for LIC policyholders who want to earn points while paying insurance premiums. Includes basic reward and insurance benefits.","tagline":"Rewards every time you pay your LIC premium","benefits":["Lifetime free — zero annual and joining fee","1% reward rate on all spends","Accelerated rewards on LIC premium payments","Personal accident insurance","1% fuel surcharge waiver"],"benefitIcons":["rewards","insurance","fuel"],"minIncome":15000,"minCreditScore":650,"colorScheme":"#f39c12","isLifetimeFree":true,"applyUrl":"https://www.axisbank.com/retail/cards/credit-card/lic-axis-bank-platinum-credit-card","slug":"lic-axis-bank-platinum-credit-card"},{"id":"lic-axis-bank-signature-credit-card","name":"LIC Axis Bank Signature Credit Card","bank":"Axis Bank","bankCode":"axis","cardType":"credit","network":"Visa","tier":"Signature","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"A premium lifetime-free co-branded card with LIC offering Signature-tier benefits at zero cost. Earns accelerated rewards on LIC premium payments and provides ₹300 welcome benefit along with lounge access and comprehensive insurance.","tagline":"Signature privileges with zero fees for LIC customers","benefits":["Lifetime free — zero annual and joining fee","Accelerated rewards on LIC premium payments","₹300 worth welcome benefit","Complimentary domestic lounge access","Personal accident and air accident insurance","1% fuel surcharge waiver"],"benefitIcons":["rewards","insurance","lounge","fuel"],"minIncome":25000,"minCreditScore":700,"colorScheme":"#f39c12","isLifetimeFree":true,"applyUrl":"https://www.axisbank.com/retail/cards/credit-card/lic-axis-bank-signature-credit-card","slug":"lic-axis-bank-signature-credit-card"},{"id":"miles-more-axis-bank-credit-card","name":"Miles & More Axis Bank Credit Card","bank":"Axis Bank","bankCode":"axis","cardType":"credit","network":"Mastercard","tier":"Signature","annualFee":3500,"joiningFee":3500,"feeWaiverSpend":null,"description":"A co-branded credit card with the Miles & More Lufthansa loyalty program, earning Miles & More award miles on all spends. Ideal for frequent international travellers who want to earn Lufthansa miles and redeem for flights, upgrades, and hotel stays.","tagline":"Earn Lufthansa Miles & More with every purchase","benefits":["Miles & More award miles on all spends","Bonus miles on first purchase","Complimentary domestic lounge access","Complimentary international lounge access","Travel accident insurance","1% fuel surcharge waiver"],"benefitIcons":["travel","rewards","lounge","insurance","fuel"],"minIncome":50000,"minCreditScore":750,"colorScheme":"#003087","isLifetimeFree":false,"applyUrl":"https://www.axisbank.com/retail/cards/credit-card/miles-and-more-axis-bank-credit-card","slug":"miles-more-axis-bank-credit-card"},{"id":"axis-myzone-easy-credit-card","name":"MY ZONE EASY Credit Card","bank":"Axis Bank","bankCode":"axis","cardType":"credit","network":"Visa","tier":"Classic","annualFee":500,"joiningFee":500,"feeWaiverSpend":null,"description":"A simplified entry variant of the MyZone card focusing on rewards with a 25% reward rate on specific categories. Ideal for budget-conscious consumers seeking high rewards on select spend categories without complex eligibility requirements.","tagline":"Easy rewards on everyday spending","benefits":["25% reward rate on select category spends","Entertainment and lifestyle discounts","1% fuel surcharge waiver","Partner brand offers"],"benefitIcons":["rewards","movie","fuel"],"minIncome":15000,"minCreditScore":650,"colorScheme":"#e74c3c","isLifetimeFree":false,"applyUrl":"https://www.axisbank.com/retail/cards/credit-card/axis-bank-myzone-easy-credit-card","slug":"axis-myzone-easy-credit-card"},{"id":"axis-pride-platinum-credit-card","name":"Pride Platinum Credit Card","bank":"Axis Bank","bankCode":"axis","cardType":"credit","network":"Visa","tier":"Platinum","annualFee":250,"joiningFee":250,"feeWaiverSpend":null,"description":"A specially curated Platinum-tier credit card for defence personnel and government employees offering rewards on everyday spends. Provides 2% reward rate and basic benefits including fuel surcharge waiver and insurance coverage.","tagline":"Exclusive rewards for those who serve the nation","benefits":["2% reward rate on all spends","Specially designed for defence and government employees","Personal accident insurance","1% fuel surcharge waiver","Dining discounts at partner restaurants"],"benefitIcons":["rewards","insurance","fuel","dining"],"minIncome":15000,"minCreditScore":650,"colorScheme":"#2c3e50","isLifetimeFree":false,"applyUrl":"https://www.axisbank.com/retail/cards/credit-card/pride-platinum-credit-card","slug":"axis-pride-platinum-credit-card"},{"id":"axis-pride-signature-credit-card","name":"PRIDE SIGNATURE Credit Card","bank":"Axis Bank","bankCode":"axis","cardType":"credit","network":"Visa","tier":"Signature","annualFee":500,"joiningFee":500,"feeWaiverSpend":null,"description":"The Signature tier of the Pride series for defence and government personnel, offering higher 4% reward rate with enhanced benefits. Provides complimentary lounge access and better insurance cover than the Platinum variant.","tagline":"Signature privileges for those who serve","benefits":["4% reward rate on all spends","Specially curated for armed forces personnel","Complimentary domestic lounge access","Personal accident and air accident insurance","EMI facility on large purchases","1% fuel surcharge waiver"],"benefitIcons":["rewards","lounge","insurance","fuel"],"minIncome":20000,"minCreditScore":650,"colorScheme":"#2c3e50","isLifetimeFree":false,"applyUrl":"https://www.axisbank.com/retail/cards/credit-card/pride-signature-credit-card","slug":"axis-pride-signature-credit-card"},{"id":"axis-privilege-easy-credit-card","name":"Privilege Easy Credit Card","bank":"Axis Bank","bankCode":"axis","cardType":"credit","network":"Visa","tier":"Classic","annualFee":1500,"joiningFee":1500,"feeWaiverSpend":null,"description":"A simplified version of the Privilege card focused on everyday rewards with a 1% base rate. Includes ₹2,500 welcome EDGE Points and basic lounge access. Easier to qualify for than the main Privilege card.","tagline":"Everyday privilege made simple","benefits":["1% reward rate on all spends","₹2,500 worth welcome EDGE Points","Complimentary domestic lounge access","Dining discounts at partner restaurants","1% fuel surcharge waiver"],"benefitIcons":["rewards","lounge","dining","fuel"],"minIncome":25000,"minCreditScore":700,"colorScheme":"#8e44ad","isLifetimeFree":false,"applyUrl":"https://www.axisbank.com/retail/cards/credit-card/privilege-easy-credit-card","slug":"axis-privilege-easy-credit-card"},{"id":"samsung-axis-bank-signature-credit-card","name":"Samsung Axis Bank Signature Credit Card","bank":"Axis Bank","bankCode":"axis","cardType":"credit","network":"Visa","tier":"Signature","annualFee":500,"joiningFee":500,"feeWaiverSpend":null,"description":"A co-branded Signature-tier card with Samsung offering cashback and rewards on Samsung product purchases and Samsung Pay transactions. Ideal for Samsung ecosystem users who want to earn rewards while buying Samsung devices and accessories.","tagline":"More rewards for the Samsung lifestyle","benefits":["Cashback on Samsung product purchases","Samsung Pay rewards and offers","Complimentary domestic lounge access","Partner brand discounts","1% fuel surcharge waiver"],"benefitIcons":["cashback","rewards","lounge","shopping","fuel"],"minIncome":20000,"minCreditScore":700,"colorScheme":"#1428a0","isLifetimeFree":false,"applyUrl":"https://www.axisbank.com/retail/cards/credit-card/samsung-axis-bank-signature-credit-card","slug":"samsung-axis-bank-signature-credit-card"},{"id":"spicejet-axis-bank-voyage-black-credit-card","name":"SpiceJet Axis Bank Voyage Black Credit Card","bank":"Axis Bank","bankCode":"axis","cardType":"credit","network":"Visa","tier":"Signature","annualFee":2000,"joiningFee":2000,"feeWaiverSpend":null,"description":"A premium co-branded SpiceJet travel card offering 6% reward rate and SpiceClub Gold membership. Provides ₹4,000 worth welcome SpiceJet vouchers and unlimited domestic lounge access for frequent SpiceJet flyers.","tagline":"Fly SpiceJet in black, earn more in style","benefits":["6% reward rate on SpiceJet spends","SpiceClub Gold membership","₹4,000 worth welcome SpiceJet vouchers","Unlimited domestic lounge access","Priority check-in on SpiceJet","Travel insurance","1% fuel surcharge waiver"],"benefitIcons":["travel","rewards","lounge","milestone","insurance","fuel"],"minIncome":50000,"minCreditScore":750,"colorScheme":"#c0392b","isLifetimeFree":false,"applyUrl":"https://www.axisbank.com/retail/cards/credit-card/spicejet-axis-bank-voyage-black-credit-card","slug":"spicejet-axis-bank-voyage-black-credit-card"},{"id":"spicejet-axis-bank-voyage-credit-card","name":"SpiceJet Axis Bank Voyage Credit Card","bank":"Axis Bank","bankCode":"axis","cardType":"credit","network":"Visa","tier":"Classic","annualFee":750,"joiningFee":750,"feeWaiverSpend":null,"description":"An entry-level co-branded SpiceJet card with 3% reward rate and ₹1,500 worth welcome SpiceJet vouchers. Ideal for occasional SpiceJet travelers looking to offset flight costs with everyday spending rewards.","tagline":"Earn SpiceJet miles on every purchase","benefits":["3% reward rate on SpiceJet spends","₹1,500 worth welcome SpiceJet vouchers","Complimentary domestic lounge access","SpiceClub membership","Travel insurance","1% fuel surcharge waiver"],"benefitIcons":["travel","rewards","lounge","insurance","fuel"],"minIncome":20000,"minCreditScore":700,"colorScheme":"#e74c3c","isLifetimeFree":false,"applyUrl":"https://www.axisbank.com/retail/cards/credit-card/spicejet-axis-bank-voyage-credit-card","slug":"spicejet-axis-bank-voyage-credit-card"},{"id":"axis-vistara-infinite-credit-card","name":"Axis Bank Vistara Infinite Credit Card","bank":"Axis Bank","bankCode":"axis","cardType":"credit","network":"Visa","tier":"Infinite","annualFee":10000,"joiningFee":10000,"feeWaiverSpend":null,"description":"The top-tier Vistara co-branded card offering a complimentary Vistara Business Class ticket and Club Vistara Gold membership on joining. Earns 6% CV point reward rate with unlimited lounge access and comprehensive travel insurance.","tagline":"Business class rewards for the ultimate traveller","benefits":["Complimentary Vistara Business Class ticket on joining","Club Vistara Gold membership","6% CV point earning rate on all spends","Unlimited domestic and international lounge access","Comprehensive travel insurance up to ₹2 crore","Zero forex markup on international transactions","1% fuel surcharge waiver"],"benefitIcons":["travel","rewards","lounge","insurance","forex","fuel","milestone"],"minIncome":150000,"minCreditScore":780,"colorScheme":"#7f1734","isLifetimeFree":false,"applyUrl":"https://www.axisbank.com/retail/cards/credit-card/axis-bank-vistara-infinite-credit-card","slug":"axis-vistara-infinite-credit-card"},{"id":"axis-burgundy-debit-card","name":"Axis Bank Burgundy Debit Card","bank":"Axis Bank","bankCode":"axis","cardType":"debit","network":"Mastercard","tier":"Infinite","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"A premium debit card exclusively for Axis Bank Burgundy Savings or Salary Account holders. Offers unlimited free ATM withdrawals globally, 3 domestic lounge visits per quarter, 4 international lounge visits per year, and 4 complimentary movie tickets per month via BookMyShow.","tagline":"Premium banking privileges for Burgundy members","benefits":["Lifetime free for Burgundy account holders","Unlimited free ATM withdrawals globally","3 complimentary domestic lounge visits per quarter","4 complimentary international lounge visits per year","4 complimentary BOGO movie tickets per month via BookMyShow","4 EDGE Points per ₹200 domestic spend; 6 per ₹200 international","₹1,000 off via EazyDiner dining program","₹15 lakh personal accident insurance; ₹1 crore air accident cover","₹50,000 purchase protection; $500 baggage/document cover","Daily ATM limit ₹3 lakh; POS/online limit ₹8 lakh"],"benefitIcons":["lounge","movie","rewards","insurance","dining","travel"],"minIncome":null,"minCreditScore":null,"colorScheme":"#722f37","isLifetimeFree":true,"applyUrl":"https://web.axis.bank.in/DigitalChannel/WebForm/?ipa46","slug":"axis-burgundy-debit-card"},{"id":"axis-rupay-platinum-debit-card","name":"Axis Bank RuPay Platinum Debit Card","bank":"Axis Bank","bankCode":"axis","cardType":"debit","network":"RuPay","tier":"Platinum","annualFee":200,"joiningFee":200,"feeWaiverSpend":null,"description":"A RuPay Platinum debit card offering complimentary airport lounge access and dining discounts. Provides air accident insurance cover up to ₹1 crore and personal accident insurance of ₹2 lakh. Daily cash withdrawal limit of ₹40,000.","tagline":"Platinum benefits on India's own payment network","benefits":["Complimentary airport lounge access at select airports","Up to ₹500 off via EazyDiner dining program","Air accident insurance cover up to ₹1 crore","Personal accident insurance of ₹2 lakh","Daily cash withdrawal limit ₹40,000","Daily purchase limit ₹2 lakh","RuPay network benefits and UPI"],"benefitIcons":["lounge","dining","insurance"],"minIncome":null,"minCreditScore":null,"colorScheme":"#2ecc71","isLifetimeFree":false,"applyUrl":"https://www.axisbank.com/retail/cards/debit-card","slug":"axis-rupay-platinum-debit-card"},{"id":"axis-delight-debit-card","name":"Axis Bank Delight Debit Card","bank":"Axis Bank","bankCode":"axis","cardType":"debit","network":"Visa","tier":"Platinum","annualFee":999,"joiningFee":999,"feeWaiverSpend":200000,"description":"A lifestyle-focused debit card offering complimentary TimesPrime membership, Swiggy and TataCliq discounts, and 50% off movie tickets on BookMyShow. Also includes dining discounts via EazyDiner and complimentary lounge access at select airports.","tagline":"Delight in every lifestyle moment","benefits":["Complimentary TimesPrime membership (on ₹2 lakh annual spend)","Up to 25% off on Swiggy orders","Up to 10% off on TataCliq purchases","Up to 50% off on BookMyShow movie tickets","25% off up to ₹800 at EazyDiner","Complimentary domestic lounge access per quarter","Daily cash withdrawal limit ₹1 lakh; purchase limit ₹5 lakh"],"benefitIcons":["dining","movie","shopping","lounge","rewards"],"minIncome":null,"minCreditScore":null,"colorScheme":"#e74c3c","isLifetimeFree":false,"applyUrl":"https://www.axisbank.com/retail/cards/debit-card","slug":"axis-delight-debit-card"},{"id":"axis-value-plus-debit-card","name":"Axis Bank Value+ Debit Card","bank":"Axis Bank","bankCode":"axis","cardType":"debit","network":"Visa","tier":"Classic","annualFee":750,"joiningFee":750,"feeWaiverSpend":null,"description":"A value-oriented debit card providing 5% cashback on grocery spends and 1 complimentary movie ticket per month. Includes ₹600 welcome EDGE Rewards on 3 transactions within first 60 days and 15% off dining via EazyDiner.","tagline":"More value on everyday grocery and entertainment","benefits":["5% cashback on grocery spends every month","1 complimentary movie ticket per month (BOGO via BookMyShow)","₹600 EDGE Reward on first 3 transactions within 60 days","15% off up to ₹500 at EazyDiner","Daily cash withdrawal limit ₹1 lakh; purchase limit ₹5 lakh"],"benefitIcons":["cashback","grocery","movie","dining","rewards"],"minIncome":null,"minCreditScore":null,"colorScheme":"#27ae60","isLifetimeFree":false,"applyUrl":"https://www.axisbank.com/retail/cards/debit-card","slug":"axis-value-plus-debit-card"},{"id":"axis-rewards-plus-debit-card","name":"Axis Bank Rewards+ Debit Card","bank":"Axis Bank","bankCode":"axis","cardType":"debit","network":"Visa","tier":"Classic","annualFee":300,"joiningFee":300,"feeWaiverSpend":null,"description":"A rewards-focused debit card earning 3 EDGE Points per ₹200 on dining and apparel shopping. Includes 5% cashback on movie tickets and air/personal accident insurance cover. Daily cash limit ₹50,000 and purchase limit ₹4 lakh.","tagline":"More rewards on dining and shopping","benefits":["3 EDGE Points per ₹200 on dining and apparel","5% cashback on movie ticket purchases","Air accident insurance cover up to ₹1 crore","Personal accident insurance cover up to ₹5 lakh","Daily cash withdrawal limit ₹50,000","Daily purchase limit ₹4 lakh"],"benefitIcons":["rewards","dining","movie","shopping","insurance"],"minIncome":null,"minCreditScore":null,"colorScheme":"#16a085","isLifetimeFree":false,"applyUrl":"https://www.axisbank.com/retail/cards/debit-card","slug":"axis-rewards-plus-debit-card"},{"id":"axis-flipkart-debit-card","name":"Axis Bank Flipkart Debit Card","bank":"Axis Bank","bankCode":"axis","cardType":"debit","network":"Visa","tier":"Classic","annualFee":500,"joiningFee":500,"feeWaiverSpend":null,"description":"A co-branded debit card with Flipkart offering 5% cashback on Flipkart purchases and dining discounts at 10,000+ partner restaurants. Includes air accident insurance up to ₹1 crore and is accepted worldwide.","tagline":"Shop on Flipkart and earn more every time","benefits":["5% cashback on Flipkart spends","Up to 15% off (up to ₹500/month) at 10,000+ restaurants","Air accident insurance up to ₹1 crore","Personal accident insurance up to ₹5 lakh","Globally accepted Visa card","Daily cash withdrawal limit ₹50,000; purchase limit ₹5 lakh"],"benefitIcons":["cashback","shopping","dining","insurance"],"minIncome":null,"minCreditScore":null,"colorScheme":"#f7c59f","isLifetimeFree":false,"applyUrl":"https://www.axisbank.com/retail/cards/debit-card","slug":"axis-flipkart-debit-card"},{"id":"axis-power-salute-debit-card","name":"Power Salute Debit Card","bank":"Axis Bank","bankCode":"axis","cardType":"debit","network":"Visa","tier":"Classic","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"A lifetime-free debit card for defence and government personnel offering lounge access and insurance coverage. Provides up to ₹500 off via EazyDiner, personal accident insurance of ₹2 lakh, and air accident insurance of ₹25 lakh.","tagline":"Saluting the protectors of our nation","benefits":["Lifetime free debit card","Complimentary domestic lounge access per quarter","Up to ₹500 off via EazyDiner","Personal accident insurance cover ₹2 lakh","Air accident insurance cover ₹25 lakh","Daily cash withdrawal limit ₹40,000; purchase limit ₹1 lakh"],"benefitIcons":["lounge","dining","insurance"],"minIncome":null,"minCreditScore":null,"colorScheme":"#1a5276","isLifetimeFree":true,"applyUrl":"https://www.axisbank.com/retail/cards/debit-card","slug":"axis-power-salute-debit-card"},{"id":"yes-bank-marquee-credit-card","name":"YES MARQUÉE Credit Card","bank":"Yes Bank","bankCode":"yes","cardType":"credit","network":"Mastercard","tier":"Infinite","annualFee":4999,"joiningFee":9999,"feeWaiverSpend":null,"description":"YES Bank's flagship ultra-premium travel card offering unlimited international lounge access via Priority Pass and 6 domestic lounge visits per quarter. Earns 36 reward points per ₹200 on online spends and 18 reward points per ₹200 on offline spends. Designed for frequent international travellers who demand top-tier privileges.","tagline":"Unlimited lounge access. Unlimited rewards.","benefits":["36 reward points per ₹200 on online spends","18 reward points per ₹200 on offline spends","Unlimited international lounge access via Priority Pass","6 complimentary domestic lounge visits per quarter","1.75% forex markup fee","Golf privileges at premium Indian courses","Comprehensive travel insurance","Concierge services"],"benefitIcons":["rewards","lounge","travel","forex","golf","concierge","insurance"],"minIncome":150000,"minCreditScore":750,"colorScheme":"dark gold and black","isLifetimeFree":false,"applyUrl":"https://www.yesbank.in/personal-banking/yes-individual/cards/credit-cards","slug":"yes-bank-marquee-credit-card"},{"id":"yes-bank-reserv-credit-card","name":"YES RESERV Credit Card","bank":"Yes Bank","bankCode":"yes","cardType":"credit","network":"Mastercard","tier":"Signature","annualFee":2499,"joiningFee":2499,"feeWaiverSpend":300000,"description":"A premium travel-focused card with accelerated rewards on online spends and Priority Pass lounge access. Offers 24 reward points per ₹200 on online and 12 reward points per ₹200 on offline transactions. Annual fee waived on spending ₹3 lakh per year.","tagline":"Reserved for those who demand more.","benefits":["24 reward points per ₹200 on online spends","12 reward points per ₹200 on offline spends","3 complimentary domestic lounge visits per quarter","6 complimentary international lounge visits per year via Priority Pass","1.75% forex markup fee","Annual fee waiver on ₹3 lakh annual spend","1% fuel surcharge waiver"],"benefitIcons":["rewards","lounge","travel","forex","fuel"],"minIncome":100000,"minCreditScore":750,"colorScheme":"dark navy blue and silver","isLifetimeFree":false,"applyUrl":"https://www.yesbank.in/personal-banking/yes-individual/cards/credit-cards","slug":"yes-bank-reserv-credit-card"},{"id":"yes-bank-elite-plus-credit-card","name":"YES ELITE+ Credit Card","bank":"Yes Bank","bankCode":"yes","cardType":"credit","network":"Mastercard","tier":"Platinum","annualFee":999,"joiningFee":999,"feeWaiverSpend":null,"description":"An all-rounder mid-premium card offering strong rewards on online spends and conditional lounge access. Earns 12 reward points per ₹200 on online and 6 reward points per ₹200 on offline transactions. Lounge access activated on spending ₹50,000 in preceding quarter.","tagline":"Elite rewards for every lifestyle.","benefits":["12 reward points per ₹200 on online spends","6 reward points per ₹200 on offline spends","3 complimentary domestic lounge visits per quarter (on ₹50,000 quarterly spend)","2 complimentary international lounge visits per year","Annual fee waiver available","1% fuel surcharge waiver","Dining discounts at partner restaurants"],"benefitIcons":["rewards","lounge","travel","fuel","dining"],"minIncome":60000,"minCreditScore":700,"colorScheme":"midnight blue and gold","isLifetimeFree":false,"applyUrl":"https://www.yesbank.in/personal-banking/yes-individual/cards/credit-cards","slug":"yes-bank-elite-plus-credit-card"},{"id":"yes-bank-select-credit-card","name":"YES SELECT Credit Card","bank":"Yes Bank","bankCode":"yes","cardType":"credit","network":"Mastercard","tier":"Gold","annualFee":599,"joiningFee":599,"feeWaiverSpend":null,"description":"A mid-range card for salaried professionals offering 8 reward points per ₹200 on online spends and 1 domestic lounge visit per quarter (conditional on ₹50,000 quarterly spend). Fee is waivable on meeting the annual spend threshold.","tagline":"Select rewards, select privileges.","benefits":["8 reward points per ₹200 on online spends","4 reward points per ₹200 on offline spends","1 complimentary domestic lounge visit per quarter (on ₹50,000 quarterly spend)","1% fuel surcharge waiver","Dining discounts at partner restaurants","Annual fee waiver on spend"],"benefitIcons":["rewards","lounge","fuel","dining"],"minIncome":40000,"minCreditScore":700,"colorScheme":"silver and blue","isLifetimeFree":false,"applyUrl":"https://www.yesbank.in/personal-banking/yes-individual/cards/credit-cards","slug":"yes-bank-select-credit-card"},{"id":"yes-bank-ace-credit-card","name":"YES ACE Credit Card","bank":"Yes Bank","bankCode":"yes","cardType":"credit","network":"Mastercard","tier":"Classic","annualFee":499,"joiningFee":499,"feeWaiverSpend":100000,"description":"An entry-level digital-first card offering 8 reward points per ₹200 on online spends and 4 reward points per ₹200 on offline spends. Best suited for digital-first users pursuing UPI rewards and online cashback. Annual fee waived on ₹1 lakh annual spend.","tagline":"Ace your everyday spends.","benefits":["8 reward points per ₹200 on online spends","4 reward points per ₹200 on offline spends","1% fuel surcharge waiver","Annual fee waiver on ₹1 lakh annual spend","EMI on all major purchases","Zero liability on lost card"],"benefitIcons":["rewards","fuel","shopping"],"minIncome":25000,"minCreditScore":700,"colorScheme":"bright blue and white","isLifetimeFree":false,"applyUrl":"https://www.yesbank.in/personal-banking/yes-individual/cards/credit-cards","slug":"yes-bank-ace-credit-card"},{"id":"yes-bank-first-business-credit-card","name":"YES First Business Credit Card","bank":"Yes Bank","bankCode":"yes","cardType":"credit","network":"Mastercard","tier":"Platinum","annualFee":999,"joiningFee":999,"feeWaiverSpend":null,"description":"A business card offering 12 reward points per ₹200 on all spends with 2 domestic lounge visits per quarter and 6 international lounge visits per year. Features 1.75% forex markup and spend management tools for business owners.","tagline":"Business rewards, unlimited potential.","benefits":["12 reward points per ₹200 on all spends","16 reward points per ₹200 on dining","2 complimentary domestic lounge visits per quarter","6 complimentary international lounge visits per year via Priority Pass","1.75% forex markup fee","Business expense management tools","Employee add-on cards with spend controls"],"benefitIcons":["rewards","lounge","travel","forex","dining"],"minIncome":100000,"minCreditScore":700,"colorScheme":"charcoal and gold","isLifetimeFree":false,"applyUrl":"https://www.yesbank.in/personal-banking/yes-individual/cards/credit-cards","slug":"yes-bank-first-business-credit-card"},{"id":"yes-bank-prosperity-business-credit-card","name":"YES Prosperity Business Credit Card","bank":"Yes Bank","bankCode":"yes","cardType":"credit","network":"Mastercard","tier":"Gold","annualFee":499,"joiningFee":499,"feeWaiverSpend":null,"description":"An entry-level business card offering reward points on dining and everyday business spends. Provides lounge access and basic business spend management features at an affordable fee.","tagline":"Prosperity for your business, every day.","benefits":["8 reward points per ₹200 on dining","4 reward points per ₹200 on other spends","Domestic lounge access","1% fuel surcharge waiver","Business expense tracking","Add-on cards for employees"],"benefitIcons":["rewards","lounge","dining","fuel"],"minIncome":50000,"minCreditScore":700,"colorScheme":"green and gold","isLifetimeFree":false,"applyUrl":"https://www.yesbank.in/personal-banking/yes-individual/cards/credit-cards","slug":"yes-bank-prosperity-business-credit-card"},{"id":"yes-bank-klick-credit-card","name":"YES Bank Klick Credit Card (via Kiwi)","bank":"Yes Bank","bankCode":"yes","cardType":"credit","network":"RuPay","tier":null,"annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"A lifetime-free RuPay credit card issued via the Kiwi app, offering 1.5% flat cashback on UPI Scan & Pay transactions. Supports UPI linking on Google Pay, PhonePe, and Paytm. Up to 3 lounge visits per year with Kiwi Neon membership.","tagline":"Cashback on every UPI swipe.","benefits":["1.5% flat cashback on UPI Scan & Pay","Up to 3 complimentary lounge visits per year (with Kiwi Neon membership)","Lifetime free — zero joining and annual fee","Instant virtual card issuance via Kiwi app","UPI-compatible on all major apps","2x reward points on other spends"],"benefitIcons":["cashback","lounge","rewards"],"minIncome":25000,"minCreditScore":700,"colorScheme":"purple and white","isLifetimeFree":true,"applyUrl":"https://gokiwi.in/cards/yesbank/","slug":"yes-bank-klick-credit-card"},{"id":"yes-bank-pop-club-credit-card","name":"YES Bank POP-CLUB Credit Card","bank":"Yes Bank","bankCode":"yes","cardType":"credit","network":"RuPay","tier":null,"annualFee":399,"joiningFee":0,"feeWaiverSpend":150000,"description":"A co-brand RuPay credit card for online shoppers offering 10 POPcoins per ₹100 on online spends. Annual fee of ₹399 is waived on spending ₹1.5 lakh per year. Supports UPI payments via RuPay network.","tagline":"POPcoins on every online spend.","benefits":["10 POPcoins per ₹100 on online spends","Annual fee waiver on ₹1.5 lakh annual spend","Zero joining fee","UPI compatible via RuPay network","Cashback on partner platforms","1% fuel surcharge waiver"],"benefitIcons":["rewards","cashback","shopping","fuel"],"minIncome":25000,"minCreditScore":700,"colorScheme":"pink and white","isLifetimeFree":false,"applyUrl":"https://www.yesbank.in/personal-banking/yes-individual/cards/credit-cards","slug":"yes-bank-pop-club-credit-card"},{"id":"yes-bank-paisasave-rupay-credit-card","name":"YES Bank Paisabazaar PaisaSave RuPay Credit Card","bank":"Yes Bank","bankCode":"yes","cardType":"credit","network":"RuPay","tier":null,"annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"A lifetime-free co-brand RuPay credit card with Paisabazaar offering cashback on dining and travel. Supports UPI payments. Cashback of 6% on dining and travel spends with 1% on all other transactions above ₹2,000.","tagline":"Save more on dining and travel.","benefits":["6% cashback on dining and travel spends","1% cashback on all other transactions above ₹2,000","Lifetime free — zero joining and annual fee","UPI compatible via RuPay network","1% fuel surcharge waiver"],"benefitIcons":["cashback","dining","travel","fuel"],"minIncome":25000,"minCreditScore":700,"colorScheme":"orange and white","isLifetimeFree":true,"applyUrl":"https://www.paisabazaar.com/yes-bank/credit-card/","slug":"yes-bank-paisasave-rupay-credit-card"},{"id":"yes-bank-paisasave-credit-card","name":"YES Bank Paisabazaar PaisaSave Credit Card","bank":"Yes Bank","bankCode":"yes","cardType":"credit","network":"Visa","tier":null,"annualFee":499,"joiningFee":0,"feeWaiverSpend":null,"description":"A co-brand Visa credit card with Paisabazaar offering 1% cashback on dining and select spends. Separate from the RuPay variant; does not support UPI payments.","tagline":"Everyday savings on dining and shopping.","benefits":["1% cashback on dining spends","1% cashback on other eligible transactions","Zero joining fee","1% fuel surcharge waiver","EMI on all major purchases"],"benefitIcons":["cashback","dining","fuel"],"minIncome":25000,"minCreditScore":700,"colorScheme":"orange and blue","isLifetimeFree":false,"applyUrl":"https://www.paisabazaar.com/yes-bank/credit-card/","slug":"yes-bank-paisasave-credit-card"},{"id":"yes-bank-finbooster-credit-card","name":"YES Bank FinBooster Credit Card","bank":"Yes Bank","bankCode":"yes","cardType":"credit","network":"RuPay","tier":null,"annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"A lifetime-free co-brand RuPay card via BankBazaar offering 5x reward points on dining and 3x on grocery and apparel. Designed for everyday e-commerce users seeking entry-level rewards with zero fees.","tagline":"Boost your everyday rewards for free.","benefits":["5x reward points on dining","3x reward points on grocery and apparel","10x reward points on online spends","Lifetime free — zero fees","UPI compatible via RuPay network","1% fuel surcharge waiver"],"benefitIcons":["rewards","dining","grocery","shopping","fuel"],"minIncome":20000,"minCreditScore":700,"colorScheme":"green and white","isLifetimeFree":true,"applyUrl":"https://www.bankbazaar.com/yes-bank-credit-card.html","slug":"yes-bank-finbooster-credit-card"},{"id":"yes-bank-uni-credit-card","name":"YES Bank UNI Credit Card","bank":"Yes Bank","bankCode":"yes","cardType":"credit","network":"Mastercard","tier":null,"annualFee":499,"joiningFee":499,"feeWaiverSpend":null,"description":"A co-brand card with Uni offering 1% Uni Coins on all spends with zero forex markup. Annual fee is waivable on meeting spend thresholds. Best suited for zero-forex international spending.","tagline":"Earn Uni Coins on every spend.","benefits":["1% Uni Coins on all spends","Zero forex markup on international transactions","Annual fee waiver on spend","EMI on purchases","1% fuel surcharge waiver"],"benefitIcons":["cashback","forex","fuel"],"minIncome":25000,"minCreditScore":700,"colorScheme":"white and yellow","isLifetimeFree":false,"applyUrl":"https://www.yesbank.in/personal-banking/yes-individual/cards/credit-cards","slug":"yes-bank-uni-credit-card"},{"id":"yes-bank-uni-rupay-credit-card","name":"YES Bank UNI RuPay Credit Card","bank":"Yes Bank","bankCode":"yes","cardType":"credit","network":"RuPay","tier":null,"annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"A lifetime-free RuPay variant of the UNI card offering 1% Uni Coins on all spends. Supports UPI payments and is issued alongside the physical Mastercard variant as a virtual UPI companion.","tagline":"Lifetime free UPI rewards with Uni.","benefits":["1% Uni Coins on all spends","Lifetime free — zero fees","UPI compatible via RuPay network","1% fuel surcharge waiver"],"benefitIcons":["cashback","fuel"],"minIncome":25000,"minCreditScore":700,"colorScheme":"white and yellow","isLifetimeFree":true,"applyUrl":"https://www.yesbank.in/personal-banking/yes-individual/cards/credit-cards","slug":"yes-bank-uni-rupay-credit-card"},{"id":"yes-bank-zagg-credit-card","name":"YES Bank Zagg Credit Card","bank":"Yes Bank","bankCode":"yes","cardType":"credit","network":"RuPay","tier":null,"annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"A lifetime-free RuPay credit card offering 1 reward point per ₹100 on all spends with lounge access benefits. Supports UPI payments and is targeted at everyday spenders seeking complimentary lounges with no fee.","tagline":"Lounge access, zero fees.","benefits":["1 reward point per ₹100 on all spends","Domestic lounge access","Lifetime free — zero fees","UPI compatible via RuPay network","1% fuel surcharge waiver"],"benefitIcons":["rewards","lounge","fuel"],"minIncome":25000,"minCreditScore":700,"colorScheme":"black and orange","isLifetimeFree":true,"applyUrl":"https://www.yesbank.in/personal-banking/yes-individual/cards/credit-cards","slug":"yes-bank-zagg-credit-card"},{"id":"yes-bank-wellness-credit-card","name":"YES Bank Wellness Credit Card","bank":"Yes Bank","bankCode":"yes","cardType":"credit","network":"Mastercard","tier":null,"annualFee":499,"joiningFee":499,"feeWaiverSpend":null,"description":"A health and wellness focused credit card offering reward points on pharmacy, health, and fitness spends. Provides discounts on health products and memberships at partner wellness brands.","tagline":"Rewards for a healthier lifestyle.","benefits":["1 reward point per ₹100 on all spends","Accelerated rewards on health and pharmacy spends","Discounts at partner wellness and fitness brands","1% fuel surcharge waiver","EMI on health purchases"],"benefitIcons":["rewards","health","shopping","fuel"],"minIncome":25000,"minCreditScore":700,"colorScheme":"green and white","isLifetimeFree":false,"applyUrl":"https://www.yesbank.in/personal-banking/yes-individual/cards/credit-cards","slug":"yes-bank-wellness-credit-card"},{"id":"yes-bank-wellness-plus-credit-card","name":"YES Bank Wellness Plus Credit Card","bank":"Yes Bank","bankCode":"yes","cardType":"credit","network":"Mastercard","tier":"Platinum","annualFee":1499,"joiningFee":1499,"feeWaiverSpend":null,"description":"The premium tier of the Wellness credit card offering enhanced rewards on health and lifestyle spends, lounge access, and comprehensive wellness benefits. Includes health insurance and enhanced rewards across medical and fitness categories.","tagline":"Premium wellness, premium rewards.","benefits":["Enhanced reward points on health, pharmacy, and fitness spends","Lounge access at select airports","Health insurance coverage","Discounts at premium wellness and fitness partners","1% fuel surcharge waiver","Concierge services"],"benefitIcons":["rewards","lounge","health","insurance","fuel","concierge"],"minIncome":60000,"minCreditScore":700,"colorScheme":"teal and gold","isLifetimeFree":false,"applyUrl":"https://www.yesbank.in/personal-banking/yes-individual/cards/credit-cards","slug":"yes-bank-wellness-plus-credit-card"},{"id":"yes-bank-essence-credit-card","name":"YES Essence Credit Card","bank":"Yes Bank","bankCode":"yes","cardType":"credit","network":"Mastercard","tier":"Gold","annualFee":799,"joiningFee":799,"feeWaiverSpend":null,"description":"A mid-range lifestyle credit card offering reward points on dining, shopping, and travel with lounge access. Designed for urban professionals seeking a balance of rewards and lifestyle privileges.","tagline":"Essence of rewards, every day.","benefits":["1 reward point per ₹100 on all spends","Accelerated rewards on dining and shopping","Domestic lounge access","1% fuel surcharge waiver","Dining discounts at partner restaurants"],"benefitIcons":["rewards","lounge","dining","shopping","fuel"],"minIncome":35000,"minCreditScore":700,"colorScheme":"maroon and gold","isLifetimeFree":false,"applyUrl":"https://www.yesbank.in/personal-banking/yes-individual/cards/credit-cards","slug":"yes-bank-essence-credit-card"},{"id":"yes-bank-anq-phi-credit-card","name":"ANQ Phi Credit Card (YES Bank)","bank":"Yes Bank","bankCode":"yes","cardType":"credit","network":"Mastercard","tier":null,"annualFee":499,"joiningFee":499,"feeWaiverSpend":null,"description":"A co-brand credit card with ANQ offering 24 reward points per ₹200 on all spends along with lounge access. Designed for users seeking high base reward rates across all spend categories.","tagline":"High rewards on every purchase.","benefits":["24 reward points per ₹200 on all spends","Domestic lounge access","1% fuel surcharge waiver","EMI on all purchases"],"benefitIcons":["rewards","lounge","fuel"],"minIncome":25000,"minCreditScore":700,"colorScheme":"dark purple and white","isLifetimeFree":false,"applyUrl":"https://www.yesbank.in/personal-banking/yes-individual/cards/credit-cards","slug":"yes-bank-anq-phi-credit-card"},{"id":"yes-bank-byoc-credit-card","name":"YES Bank BYOC Credit Card (Build Your Own Card)","bank":"Yes Bank","bankCode":"yes","cardType":"credit","network":"Mastercard","tier":null,"annualFee":49,"joiningFee":49,"feeWaiverSpend":null,"description":"A unique customisable credit card that allows users to pick and choose their own benefit categories such as cashback, rewards, or lounge access. Annual and joining fee starts at ₹49 with additional add-ons costing extra.","tagline":"Build the card that fits you.","benefits":["Customisable benefit categories — choose your own perks","Starting annual fee of just ₹49","Lounge access as an add-on","Cashback or rewards — pick your preference","Fuel surcharge waiver available as add-on"],"benefitIcons":["rewards","cashback","lounge","fuel"],"minIncome":20000,"minCreditScore":700,"colorScheme":"customisable gradient","isLifetimeFree":false,"applyUrl":"https://www.yesbank.in/personal-banking/yes-individual/cards/credit-cards","slug":"yes-bank-byoc-credit-card"},{"id":"yes-bank-prosperity-rewards-plus-credit-card","name":"YES Prosperity Rewards Plus Credit Card","bank":"Yes Bank","bankCode":"yes","cardType":"credit","network":"Mastercard","tier":"Classic","annualFee":399,"joiningFee":0,"feeWaiverSpend":80000,"description":"An entry-level secured credit card issued against a fixed deposit of ₹50,000 minimum, designed for customers building or rebuilding their credit history. Earns 4 reward points per ₹200 on all spends.","tagline":"Build your credit, earn rewards.","benefits":["4 reward points per ₹200 on all spends","Issued against fixed deposit (min ₹50,000)","Annual fee waiver on ₹80,000 annual spend","Zero joining fee","1% fuel surcharge waiver","Credit score building tool"],"benefitIcons":["rewards","fuel"],"minIncome":null,"minCreditScore":null,"colorScheme":"blue and silver","isLifetimeFree":false,"applyUrl":"https://www.yesbank.in/personal-banking/yes-individual/cards/credit-cards","slug":"yes-bank-prosperity-rewards-plus-credit-card"},{"id":"yes-bank-private-credit-card","name":"YES PRIVATE Credit Card","bank":"Yes Bank","bankCode":"yes","cardType":"credit","network":"Mastercard","tier":"Infinite","annualFee":10000,"joiningFee":10000,"feeWaiverSpend":null,"description":"An ultra-premium invitation-only credit card for HNI customers offering unlimited domestic and international lounge access via Priority Pass with guest access. Features 8 reward points per ₹100 and dedicated concierge services.","tagline":"Private banking. Unlimited privileges.","benefits":["8 reward points per ₹100 on all spends","Unlimited domestic lounge access","Unlimited international lounge access with guest access via Priority Pass","Dedicated personal concierge","Golf privileges at top courses","Comprehensive travel insurance","By invitation only"],"benefitIcons":["rewards","lounge","travel","concierge","golf","insurance"],"minIncome":null,"minCreditScore":800,"colorScheme":"black and platinum","isLifetimeFree":false,"applyUrl":null,"slug":"yes-bank-private-credit-card"},{"id":"yes-bank-first-exclusive-credit-card","name":"YES FIRST Exclusive Credit Card","bank":"Yes Bank","bankCode":"yes","cardType":"credit","network":"Mastercard","tier":"Infinite","annualFee":9999,"joiningFee":9999,"feeWaiverSpend":1000000,"description":"YES Bank's flagship premium credit card with unlimited lounge access, 12 reward points per ₹100 on travel bookings, and comprehensive travel insurance up to ₹1.5 crore. Annual fee waived on spending ₹10 lakh per year.","tagline":"Exclusively yours. Infinitely rewarding.","benefits":["12 reward points per ₹100 on travel bookings","8 reward points per ₹100 on all other spends","Unlimited domestic and international lounge access","Travel insurance up to ₹1.5 crore","Golf privileges at premium Indian courses","Annual fee waiver on ₹10 lakh annual spend","Dedicated concierge service","1% fuel surcharge waiver"],"benefitIcons":["rewards","lounge","travel","insurance","golf","concierge","fuel"],"minIncome":100000,"minCreditScore":750,"colorScheme":"black and gold","isLifetimeFree":false,"applyUrl":"https://www.yesbank.in/personal-banking/yes-individual/cards/credit-cards","slug":"yes-bank-first-exclusive-credit-card"},{"id":"yes-bank-first-preferred-credit-card","name":"YES FIRST Preferred Credit Card","bank":"Yes Bank","bankCode":"yes","cardType":"credit","network":"Mastercard","tier":"Signature","annualFee":2499,"joiningFee":2499,"feeWaiverSpend":300000,"description":"A premium mid-tier credit card offering 8 reward points per ₹100 on all spends with 10x accelerated rewards on dining and travel. Provides 6 lounge visits per quarter and annual fee waiver on ₹3 lakh spend.","tagline":"Preferred rewards for preferred members.","benefits":["8 reward points per ₹100 on all spends","10x reward points on dining and travel","6 complimentary lounge visits per quarter","Annual fee waiver on ₹3 lakh annual spend","1% fuel surcharge waiver","Dining discounts at premium restaurants"],"benefitIcons":["rewards","lounge","dining","travel","fuel"],"minIncome":50000,"minCreditScore":750,"colorScheme":"dark navy and gold","isLifetimeFree":false,"applyUrl":"https://www.yesbank.in/personal-banking/yes-individual/cards/credit-cards","slug":"yes-bank-first-preferred-credit-card"},{"id":"yes-bank-premia-credit-card","name":"YES Premia Credit Card","bank":"Yes Bank","bankCode":"yes","cardType":"credit","network":"Mastercard","tier":"Platinum","annualFee":999,"joiningFee":999,"feeWaiverSpend":150000,"description":"A dining and rewards card offering 6 reward points per ₹100 on all spends with 10x accelerated rewards on dining. Provides 4 lounge visits per year and annual fee waiver on ₹1.5 lakh annual spend.","tagline":"Premium dining rewards, every meal.","benefits":["6 reward points per ₹100 on all spends","10x reward points on dining transactions","4 complimentary lounge visits per year","Annual fee waiver on ₹1.5 lakh annual spend","Dining discounts at 500+ restaurants","1% fuel surcharge waiver"],"benefitIcons":["rewards","lounge","dining","fuel"],"minIncome":35000,"minCreditScore":700,"colorScheme":"burgundy and gold","isLifetimeFree":false,"applyUrl":"https://www.yesbank.in/personal-banking/yes-individual/cards/credit-cards","slug":"yes-bank-premia-credit-card"},{"id":"yes-bank-premia-world-debit-card","name":"YES Premia World Debit Card","bank":"Yes Bank","bankCode":"yes","cardType":"debit","network":"Mastercard","tier":"Platinum","annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"A premium Mastercard World debit card offering 1 complimentary lounge visit per quarter, golf access, and personal accident insurance. Daily withdrawal limit of ₹1 lakh and daily purchase limit of ₹3 lakh domestic.","tagline":"World-class debit privileges.","benefits":["1 complimentary lounge visit per quarter","Golf privileges at premium Indian courses","Personal accident insurance","₹200 off on BookMyShow movie tickets","Daily ATM withdrawal limit of ₹1 lakh","Daily domestic purchase limit of ₹3 lakh","Fraud protection insurance"],"benefitIcons":["lounge","golf","insurance","movie","travel"],"minIncome":null,"minCreditScore":null,"colorScheme":"dark blue and gold","isLifetimeFree":false,"applyUrl":"https://www.yesbank.in/personal-banking/yes-individual/cards/debit-card","slug":"yes-bank-premia-world-debit-card"},{"id":"yes-bank-first-world-debit-card","name":"EMV YES FIRST World Debit Card","bank":"Yes Bank","bankCode":"yes","cardType":"debit","network":"Mastercard","tier":"Infinite","annualFee":2499,"joiningFee":null,"feeWaiverSpend":null,"description":"YES Bank's top-tier Mastercard World debit card with unlimited ATM withdrawals, 2.5% fuel savings, lounge access, and golf club access. Personal accident insurance of ₹10 lakh and lost card liability of ₹5 lakh. Annual fee ₹2,499 with 1.99% forex markup.","tagline":"The world is yours. Debit without limits.","benefits":["Unlimited free ATM withdrawals at Mastercard-accepting ATMs","2.5% fuel savings at all petrol pumps","Complimentary lounge access","Golf club access","Personal accident insurance of ₹10 lakh","Lost card liability protection of ₹5 lakh","Purchase protection insurance of ₹25,000","1.99% forex markup","Daily domestic purchase limit of ₹5 lakh"],"benefitIcons":["lounge","golf","insurance","fuel","forex","travel"],"minIncome":null,"minCreditScore":null,"colorScheme":"black and gold","isLifetimeFree":false,"applyUrl":"https://www.yesbank.in/personal-banking/yes-individual/cards/debit-card","slug":"yes-bank-first-world-debit-card"},{"id":"yes-bank-prosperity-platinum-debit-card","name":"YES Prosperity Platinum Debit Card","bank":"Yes Bank","bankCode":"yes","cardType":"debit","network":"Mastercard","tier":"Platinum","annualFee":599,"joiningFee":null,"feeWaiverSpend":null,"description":"A Mastercard Platinum debit card offering reward points, 1 domestic lounge visit per quarter, personal accident insurance of ₹5 lakh, and purchase protection of ₹25,000. Daily ATM limit ₹1 lakh; daily purchase limit ₹2 lakh.","tagline":"Platinum privileges for every transaction.","benefits":["Reward points on all spends","1 complimentary domestic lounge visit per quarter","Personal accident insurance of ₹5 lakh","Purchase protection insurance of ₹25,000","Lost liability protection of ₹2 lakh","₹200 off on BookMyShow movie tickets","3% cross-currency markup"],"benefitIcons":["rewards","lounge","insurance","movie"],"minIncome":null,"minCreditScore":null,"colorScheme":"platinum silver and blue","isLifetimeFree":false,"applyUrl":"https://www.yesbank.in/personal-banking/yes-individual/cards/debit-card","slug":"yes-bank-prosperity-platinum-debit-card"},{"id":"yes-bank-prosperity-titanium-debit-card","name":"YES Prosperity Titanium Debit Card","bank":"Yes Bank","bankCode":"yes","cardType":"debit","network":"Mastercard","tier":"Classic","annualFee":399,"joiningFee":null,"feeWaiverSpend":null,"description":"A Mastercard Titanium debit card with YES Rewardz points on all transactions, personal accident insurance of ₹2 lakh, and lost card liability of ₹1.5 lakh. Daily ATM withdrawal and purchase limits suit regular users.","tagline":"Titanium strength for everyday banking.","benefits":["YES Rewardz points on all transactions","Personal accident insurance of ₹2 lakh","Lost card liability insurance of ₹1.5 lakh","Purchase protection of ₹25,000 for salaried customers","Unlimited fuel surcharge waiver","Daily domestic purchase limit of ₹1.5 lakh"],"benefitIcons":["rewards","insurance","fuel"],"minIncome":null,"minCreditScore":null,"colorScheme":"titanium grey and blue","isLifetimeFree":false,"applyUrl":"https://www.yesbank.in/personal-banking/yes-individual/cards/debit-card","slug":"yes-bank-prosperity-titanium-debit-card"},{"id":"yes-bank-prosperity-rupay-platinum-debit-card","name":"YES Prosperity RuPay Platinum Debit Card","bank":"Yes Bank","bankCode":"yes","cardType":"debit","network":"RuPay","tier":"Platinum","annualFee":199,"joiningFee":null,"feeWaiverSpend":null,"description":"A RuPay Platinum debit card offering YES Rewardz points, personal accident insurance of ₹2 lakh, and an unlimited fuel surcharge waiver. Supports UPI and can be used at RuPay-accepting ATMs and merchant locations.","tagline":"RuPay power for everyday prosperity.","benefits":["YES Rewardz points on all transactions","Personal accident insurance of ₹2 lakh","Lost card liability insurance of ₹1.5 lakh","Unlimited fuel surcharge waiver","Purchase protection of ₹25,000 for salaried customers","UPI compatible"],"benefitIcons":["rewards","insurance","fuel"],"minIncome":null,"minCreditScore":null,"colorScheme":"blue and green","isLifetimeFree":false,"applyUrl":"https://www.yesbank.in/personal-banking/yes-individual/cards/debit-card","slug":"yes-bank-prosperity-rupay-platinum-debit-card"},{"id":"yes-bank-business-gold-debit-card","name":"EMV Business Gold Debit Card","bank":"Yes Bank","bankCode":"yes","cardType":"debit","network":"Mastercard","tier":"Gold","annualFee":349,"joiningFee":null,"feeWaiverSpend":null,"description":"A Mastercard Gold business debit card offering 2.5% fuel savings, personal accident insurance of ₹5 lakh, and free access to 1.5 million ATMs worldwide. Designed for business customers with daily purchase limit of ₹2 lakh.","tagline":"Gold-standard banking for your business.","benefits":["2.5% fuel savings at all petrol pumps","Personal accident insurance of ₹5 lakh","Purchase protection insurance of ₹25,000","Lost card liability protection","Free access to 1.5 million ATMs worldwide","SMS alerts for every transaction","3% cross-currency markup"],"benefitIcons":["fuel","insurance","travel"],"minIncome":null,"minCreditScore":null,"colorScheme":"gold and charcoal","isLifetimeFree":false,"applyUrl":"https://www.yesbank.in/personal-banking/yes-individual/cards/debit-card","slug":"yes-bank-business-gold-debit-card"},{"id":"yes-bank-first-business-world-debit-card","name":"EMV YES FIRST Business World Debit Card","bank":"Yes Bank","bankCode":"yes","cardType":"debit","network":"Mastercard","tier":"Infinite","annualFee":2449,"joiningFee":null,"feeWaiverSpend":null,"description":"A premium Mastercard World debit card for business customers with unlimited ATM withdrawals, lounge access, golf privileges, and personal accident insurance of ₹10 lakh. Daily purchase limit of ₹5 lakh and 1.99% forex markup.","tagline":"World-class banking for serious business.","benefits":["Unlimited free ATM withdrawals at all Mastercard ATMs worldwide","2.5% fuel savings at all petrol pumps","Complimentary lounge access","Golf club access","Personal accident insurance of ₹10 lakh","Purchase protection insurance of ₹25,000","Lost card liability of up to ₹5 lakh","1.99% forex markup","Daily domestic purchase limit of ₹5 lakh"],"benefitIcons":["lounge","golf","insurance","fuel","forex","travel"],"minIncome":null,"minCreditScore":null,"colorScheme":"charcoal and gold","isLifetimeFree":false,"applyUrl":"https://www.yesbank.in/personal-banking/yes-individual/cards/debit-card","slug":"yes-bank-first-business-world-debit-card"},{"id":"yes-bank-silver-debit-card","name":"YES Bank Silver Debit Card","bank":"Yes Bank","bankCode":"yes","cardType":"debit","network":"Mastercard","tier":"Classic","annualFee":0,"joiningFee":null,"feeWaiverSpend":null,"description":"YES Bank's entry-level debit card with zero annual fee, daily ATM withdrawal limit of ₹25,000, and basic features including lost card liability protection and purchase protection insurance.","tagline":"Simple banking. Zero fees.","benefits":["Zero annual fee","Lost card liability protection","Purchase protection insurance","Daily ATM withdrawal limit of ₹25,000","Access to YES Bank ATMs and merchant outlets"],"benefitIcons":["insurance"],"minIncome":null,"minCreditScore":null,"colorScheme":"silver and grey","isLifetimeFree":true,"applyUrl":"https://www.yesbank.in/personal-banking/yes-individual/cards/debit-card","slug":"yes-bank-silver-debit-card"},{"id":"yes-bank-gold-debit-card","name":"YES Bank Gold Debit Card","bank":"Yes Bank","bankCode":"yes","cardType":"debit","network":"Mastercard","tier":"Gold","annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"A Mastercard Gold debit card with daily ATM withdrawal limit of ₹75,000, 0% surcharge on fuel purchases, special offers on dining, lifestyle, and travel, and lost card liability protection.","tagline":"Golden benefits for everyday banking.","benefits":["0% fuel surcharge at all petrol pumps","Daily ATM withdrawal limit of ₹75,000","Lost card liability protection","Purchase protection insurance","Special offers on dining, lifestyle, and travel","Access to global Mastercard network"],"benefitIcons":["fuel","insurance","dining","travel"],"minIncome":null,"minCreditScore":null,"colorScheme":"gold and white","isLifetimeFree":false,"applyUrl":"https://www.yesbank.in/personal-banking/yes-individual/cards/debit-card","slug":"yes-bank-gold-debit-card"},{"id":"indusind-celesta-credit-card","name":"IndusInd Bank Celesta Credit Card","bank":"IndusInd Bank","bankCode":"indusind","cardType":"credit","network":"Visa","tier":"Infinite","joiningFee":25000,"annualFee":5000,"feeWaiverSpend":null,"description":"Ultra-premium metal credit card for high-net-worth individuals with unlimited lounge access and top-tier travel benefits. Earns 1 reward point per Rs.100 on domestic spends and 3 reward points per Rs.100 on international spends. Comes with welcome vouchers worth Rs.25,000 and dedicated concierge service.","tagline":"Luxury without limits — India's premier metal credit card","benefits":["Welcome vouchers worth Rs.25,000","Unlimited domestic and international airport lounge access via Priority Pass","3 reward points per Rs.100 on international spends","1 reward point per Rs.100 on domestic spends","Complimentary golf rounds at premier courses","2% forex markup (lower than standard 3.5%)","24x7 concierge service","Travel insurance up to Rs.1 crore","Buy 1 Get 1 on BookMyShow movie tickets"],"benefitIcons":["rewards","lounge","travel","golf","concierge","forex","movie","insurance"],"minIncome":300000,"minCreditScore":750,"colorScheme":"metallic gold and black","isLifetimeFree":false,"applyUrl":"https://www.indusind.bank.in/in/en/personal/cards/credit-card/celesta-credit-card.html","slug":"indusind-celesta-credit-card"},{"id":"indusind-pinnacle-world-credit-card","name":"IndusInd Bank Pinnacle World Credit Card","bank":"IndusInd Bank","bankCode":"indusind","cardType":"credit","network":"Mastercard","tier":"Infinite","joiningFee":15000,"annualFee":0,"feeWaiverSpend":1000000,"description":"Premium travel and lifestyle card with unlimited lounge access and golf privileges. Earns 2.5 reward points per Rs.100 on online spends and 1.5 points on travel bookings. Annual fee waived on Rs.10 lakh annual spend.","tagline":"Peak privileges for the discerning traveller","benefits":["2.5 reward points per Rs.100 on online spends","1.5 reward points per Rs.100 on travel bookings","Unlimited domestic and international airport lounge access","1 complimentary golf round per month at select courses","Welcome gift from Oberoi hotels, Luxe gift cards, or Montblanc","Buy 1 Get 1 on BookMyShow movie tickets","Travel insurance coverage","24x7 concierge service","1% fuel surcharge waiver"],"benefitIcons":["rewards","lounge","golf","travel","concierge","movie","fuel"],"minIncome":200000,"minCreditScore":750,"colorScheme":"dark navy and gold","isLifetimeFree":false,"applyUrl":"https://www.indusind.bank.in/in/en/personal/cards/credit-card/pinnacle-world-credit-card.html","slug":"indusind-pinnacle-world-credit-card"},{"id":"indusind-pioneer-private-credit-card","name":"IndusInd Bank Pioneer Private Credit Card","bank":"IndusInd Bank","bankCode":"indusind","cardType":"credit","network":"Visa","tier":"Infinite","joiningFee":0,"annualFee":25000,"feeWaiverSpend":null,"description":"Invite-only ultra-premium card for high-net-worth individuals offering 3 reward points per Rs.100 on eligible spends. Includes 6,000 reward points on spending Rs.1 lakh within 30 days and comprehensive lifestyle privileges. Access to exclusive Pioneer banking services.","tagline":"By invitation only — banking at its most exclusive","benefits":["3 reward points per Rs.100 on all eligible spends","6,000 bonus reward points on spending Rs.1 lakh within 30 days","Unlimited domestic and international airport lounge access","Dedicated relationship manager","Complimentary golf rounds","24x7 premium concierge service","Travel insurance coverage","Zero forex markup on international spends"],"benefitIcons":["rewards","lounge","golf","concierge","travel","forex"],"minIncome":500000,"minCreditScore":750,"colorScheme":"matte black and platinum","isLifetimeFree":false,"applyUrl":"https://www.indusind.bank.in/in/en/personal/cards/credit-card/pioneer-private-credit-card.html","slug":"indusind-pioneer-private-credit-card"},{"id":"indusind-pioneer-heritage-credit-card","name":"IndusInd Bank Pioneer Heritage Credit Card","bank":"IndusInd Bank","bankCode":"indusind","cardType":"credit","network":"Visa","tier":"Infinite","joiningFee":100000,"annualFee":25000,"feeWaiverSpend":null,"description":"Invite-only super-premium card for ultra-HNI customers with 2.5 reward points on international spends and 1 point on domestic. Comes with Montblanc or premium vouchers as welcome gift. Exclusive Pioneer private banking suite access.","tagline":"Heritage of excellence for India's elite","benefits":["2.5 reward points per Rs.100 on international spends","1 reward point per Rs.100 on domestic spends","Welcome gift: Montblanc or Qwikcilver vouchers","Unlimited domestic and international airport lounge access","Complimentary golf rounds at top courses","Dedicated private banking relationship manager","24x7 concierge service","Travel insurance up to Rs.1 crore"],"benefitIcons":["rewards","lounge","golf","concierge","travel"],"minIncome":500000,"minCreditScore":750,"colorScheme":"premium gold and dark maroon","isLifetimeFree":false,"applyUrl":"https://www.indusind.bank.in/in/en/personal/cards/credit-card/pioneer-heritage-credit-card.html","slug":"indusind-pioneer-heritage-credit-card"},{"id":"indusind-pioneer-legacy-credit-card","name":"IndusInd Bank Pioneer Legacy Credit Card","bank":"IndusInd Bank","bankCode":"indusind","cardType":"credit","network":"Visa","tier":"Infinite","joiningFee":50000,"annualFee":0,"feeWaiverSpend":null,"description":"Invite-only premium card with accelerated weekend rewards — 2 reward points per Rs.100 on weekends and 1 point on weekdays. Welcome gift from Oberoi/Luxe brands. Part of IndusInd's exclusive Pioneer banking segment.","tagline":"A legacy of privilege for those who've earned it","benefits":["2 reward points per Rs.100 on weekend spends","1 reward point per Rs.100 on weekday spends","Welcome gift vouchers from Oberoi/Luxe","Unlimited domestic and international airport lounge access","Buy 1 Get 1 on BookMyShow movie tickets","Complimentary golf rounds","24x7 concierge service","Travel insurance"],"benefitIcons":["rewards","lounge","movie","golf","concierge","travel"],"minIncome":300000,"minCreditScore":750,"colorScheme":"deep navy and champagne gold","isLifetimeFree":false,"applyUrl":"https://www.indusind.bank.in/in/en/personal/cards/credit-card/pioneer-legacy-credit-card.html","slug":"indusind-pioneer-legacy-credit-card"},{"id":"indus-solitaire-credit-card","name":"Indus Solitaire Credit Card","bank":"IndusInd Bank","bankCode":"indusind","cardType":"credit","network":"Mastercard","tier":"Infinite","joiningFee":30000,"annualFee":10000,"feeWaiverSpend":null,"description":"Super-premium invite-only card with complimentary Taj Epicure, EazyDiner Prime, and Moneycontrol Pro memberships. Earns 1 reward point per Rs.100 on most spends with 5,000 bonus points on spending Rs.1 lakh within 30 days of issuance. Ideal for luxury lifestyle spenders.","tagline":"Rare as a diamond — for those who demand the extraordinary","benefits":["Free Taj Epicure membership","Free EazyDiner Prime membership","Free Moneycontrol Pro membership","5,000 reward points on spending Rs.1 lakh within 30 days","1 reward point per Rs.100 on eligible spends","Unlimited domestic and international airport lounge access","Complimentary golf rounds","Concierge service","Travel insurance"],"benefitIcons":["dining","rewards","lounge","golf","concierge","travel"],"minIncome":300000,"minCreditScore":750,"colorScheme":"black and silver diamond pattern","isLifetimeFree":false,"applyUrl":"https://www.indusind.bank.in/in/en/personal/cards/credit-card/solitaire-credit-card.html","slug":"indus-solitaire-credit-card"},{"id":"indusind-indulge-credit-card","name":"IndusInd Bank Indulge Credit Card","bank":"IndusInd Bank","bankCode":"indusind","cardType":"credit","network":"Visa","tier":"Infinite","joiningFee":75000,"annualFee":10000,"feeWaiverSpend":null,"description":"Premium lifestyle card earning 1.5 reward points per Rs.100 on all spends with focus on travel, dining, and shopping privileges. High joining fee reflects ultra-premium segment positioning with comprehensive concierge and travel benefits.","tagline":"Indulge in the extraordinary — every spend rewarded","benefits":["1.5 reward points per Rs.100 on all spends","Unlimited domestic and international airport lounge access","Complimentary golf rounds","24x7 concierge service","Travel insurance coverage","Dining privileges at select restaurants","Priority Pass membership","Buy 1 Get 1 movie ticket on BookMyShow"],"benefitIcons":["rewards","lounge","golf","concierge","travel","dining","movie"],"minIncome":300000,"minCreditScore":750,"colorScheme":"deep black and rose gold","isLifetimeFree":false,"applyUrl":"https://www.indusind.bank.in/in/en/personal/cards/credit-card/indulge-credit-card.html","slug":"indusind-indulge-credit-card"},{"id":"indusind-avios-visa-infinite-credit-card","name":"IndusInd Bank Avios Visa Infinite Credit Card","bank":"IndusInd Bank","bankCode":"indusind","cardType":"credit","network":"Visa","tier":"Infinite","joiningFee":10000,"annualFee":5000,"feeWaiverSpend":null,"description":"International travel card earning Avios miles — 6 Avios per Rs.200 at select international destinations, 5 Avios on Qatar Airways and British Airways bookings. Welcome bonus of 20,000 Avios. Ideal for frequent international flyers using BA/Qatar.","tagline":"Fly further with every rupee — Avios miles on every spend","benefits":["20,000 bonus Avios on joining","6 Avios per Rs.200 at preferred international destinations (POS)","5 Avios per Rs.200 on Qatar Airways and British Airways bookings","3 Avios per Rs.200 on online spends at preferred destinations","1 Avios per Rs.200 on utilities, insurance, and government spends","Complimentary airport lounge access","Travel insurance coverage","Priority Pass membership"],"benefitIcons":["travel","lounge","rewards","forex"],"minIncome":200000,"minCreditScore":750,"colorScheme":"royal blue and silver","isLifetimeFree":false,"applyUrl":"https://www.indusind.bank.in/in/en/personal/cards/credit-card/avios-visa-infinite-credit-card.html","slug":"indusind-avios-visa-infinite-credit-card"},{"id":"club-vistara-indusind-bank-explorer-credit-card","name":"Club Vistara IndusInd Bank Explorer Credit Card","bank":"IndusInd Bank","bankCode":"indusind","cardType":"credit","network":"Visa","tier":"Infinite","joiningFee":40000,"annualFee":10000,"feeWaiverSpend":null,"description":"Premium co-branded travel card with Club Vistara for high-net-worth frequent Vistara flyers. Earns CV Points on every spend with accelerated points on Vistara flights and travel bookings. Includes lounge access and golf privileges.","tagline":"Elevate every journey with Club Vistara","benefits":["Accelerated CV Points on Vistara flight spends","CV Points on all other spends","Unlimited domestic and international airport lounge access","Complimentary golf rounds","Priority check-in and boarding on Vistara","Travel insurance coverage","24x7 concierge service","Complimentary Vistara upgrade vouchers"],"benefitIcons":["travel","lounge","golf","rewards","concierge"],"minIncome":200000,"minCreditScore":750,"colorScheme":"Vistara gold and purple","isLifetimeFree":false,"applyUrl":"https://www.indusind.bank.in/in/en/personal/cards/credit-card/club-vistara-indusInd-bank-explorer-credit-card.html","slug":"club-vistara-indusind-bank-explorer-credit-card"},{"id":"eazydiner-indusind-bank-credit-card","name":"EazyDiner IndusInd Bank Credit Card","bank":"IndusInd Bank","bankCode":"indusind","cardType":"credit","network":"Mastercard","tier":"Signature","joiningFee":2999,"annualFee":2999,"feeWaiverSpend":null,"description":"India's top dining credit card offering up to 50% off at 2,000+ restaurants via EazyDiner and accelerated rewards on hotel, travel, and shopping. Welcome package worth Rs.11,000+. 10 reward points per Rs.100 on hotel, travel, shopping, and entertainment spends.","tagline":"Dine more, pay less — India's best dining credit card","benefits":["Up to 50% off at 2,000+ restaurants via EazyDiner","10 reward points per Rs.100 on hotel, travel, shopping, entertainment","4 reward points per Rs.100 on all other spends","2,000 bonus EazyPoints on joining","Complimentary EazyDiner Prime membership","Postcard Hotel stay voucher worth Rs.7,500","Airport lounge access","Travel insurance coverage"],"benefitIcons":["dining","rewards","lounge","travel","shopping"],"minIncome":75000,"minCreditScore":720,"colorScheme":"orange and white","isLifetimeFree":false,"applyUrl":"https://www.indusind.bank.in/in/en/personal/cards/credit-card/eazydiner-credit-card.html","slug":"eazydiner-indusind-bank-credit-card"},{"id":"eazydiner-indusind-platinum-credit-card","name":"EazyDiner IndusInd Platinum Credit Card","bank":"IndusInd Bank","bankCode":"indusind","cardType":"credit","network":"Mastercard","tier":"Platinum","joiningFee":0,"annualFee":0,"feeWaiverSpend":null,"description":"Lifetime-free entry-level dining card offering 2 reward points per Rs.100 and 2X EazyPoints on dining spends. Comes with a 3-month EazyDiner Prime membership and 500 bonus EazyPoints as welcome benefit. Best free dining card for food lovers.","tagline":"Free forever, full dining rewards — the smart diner's card","benefits":["2 reward points per Rs.100 on all spends","2X EazyPoints on dining spends","3-month EazyDiner Prime membership welcome benefit","500 bonus EazyPoints on joining","Up to 25% off at EazyDiner partner restaurants","Fuel surcharge waiver"],"benefitIcons":["dining","rewards","cashback","fuel"],"minIncome":25000,"minCreditScore":720,"colorScheme":"green and white","isLifetimeFree":true,"applyUrl":"https://www.indusind.bank.in/in/en/personal/cards/credit-card/eazydiner-platinum-credit-card.html","slug":"eazydiner-indusind-platinum-credit-card"},{"id":"indusind-tiger-credit-card","name":"IndusInd Bank Tiger Credit Card","bank":"IndusInd Bank","bankCode":"indusind","cardType":"credit","network":"Visa","tier":"Platinum","joiningFee":0,"annualFee":0,"feeWaiverSpend":null,"description":"Lifetime-free travel credit card with 6X rewards engine, domestic and international lounge access, golf privileges, and just 1.5% forex markup. Points transferable to Air India miles. Widely regarded as one of India's best lifetime-free travel cards.","tagline":"Roar past limits — lifetime free with serious travel perks","benefits":["6X reward points on accelerated spend categories","Domestic and international airport lounge access (unconditional)","1.5% forex markup on international spends","Air India mileage transfer option","Complimentary golf rounds at select courses","Travel insurance","1% fuel surcharge waiver","Buy 1 Get 1 on BookMyShow"],"benefitIcons":["rewards","lounge","travel","forex","golf","fuel","movie"],"minIncome":50000,"minCreditScore":720,"colorScheme":"orange and black with tiger stripes","isLifetimeFree":true,"applyUrl":"https://www.indusind.bank.in/in/en/personal/cards/credit-card/tiger-credit-card.html","slug":"indusind-tiger-credit-card"},{"id":"indusind-platinum-aura-edge-credit-card","name":"IndusInd Bank Platinum Aura Edge Credit Card","bank":"IndusInd Bank","bankCode":"indusind","cardType":"credit","network":"Mastercard","tier":"Platinum","joiningFee":500,"annualFee":0,"feeWaiverSpend":null,"description":"Entry-level lifetime-free (post first year) credit card with up to 8X reward points on select spend categories via PickYourBenefits program. Includes air accident cover of Rs.25 lakh and travel insurance benefits. Good starter card with customisable rewards.","tagline":"Pick your perks — personalised rewards for every lifestyle","benefits":["Up to 8X reward points on select spend categories","PickYourBenefits program — choose your accelerated categories","Air accident cover of Rs.25 lakh","Travel insurance benefits","Fuel surcharge waiver","Complimentary card insurance"],"benefitIcons":["rewards","travel","fuel","insurance"],"minIncome":25000,"minCreditScore":720,"colorScheme":"purple gradient","isLifetimeFree":false,"applyUrl":"https://www.indusind.bank.in/in/en/personal/cards/credit-card/platinum-aura-edge-credit-card.html","slug":"indusind-platinum-aura-edge-credit-card"},{"id":"indusind-platinum-rupay-credit-card","name":"IndusInd Bank Platinum RuPay Credit Card","bank":"IndusInd Bank","bankCode":"indusind","cardType":"credit","network":"RuPay","tier":"Platinum","joiningFee":0,"annualFee":0,"feeWaiverSpend":null,"description":"Lifetime-free RuPay credit card supporting UPI payments with 2 reward points per Rs.100 on UPI transactions and 1 point on non-UPI. Ideal for digital payment users who want rewards on UPI spending. Works seamlessly on BHIM and all UPI apps.","tagline":"UPI rewards on every tap — India's digital payment companion","benefits":["2 reward points per Rs.100 on UPI spends","1 reward point per Rs.100 on non-UPI spends","Works on BHIM and all UPI apps","Fuel surcharge waiver","Complimentary card insurance"],"benefitIcons":["rewards","cashback","fuel"],"minIncome":25000,"minCreditScore":720,"colorScheme":"orange and white (RuPay)","isLifetimeFree":true,"applyUrl":"https://www.indusind.bank.in/in/en/personal/cards/credit-card/platinum-rupay-credit-card.html","slug":"indusind-platinum-rupay-credit-card"},{"id":"indusind-samman-rupay-credit-card","name":"IndusInd Bank Samman RuPay Credit Card","bank":"IndusInd Bank","bankCode":"indusind","cardType":"credit","network":"RuPay","tier":"Classic","joiningFee":0,"annualFee":199,"feeWaiverSpend":null,"description":"Entry-level RuPay credit card offering 1% cashback on monthly spends of Rs.20,000 or more, with a maximum cashback of Rs.200 per statement cycle. Low annual fee of Rs.199. Designed for budget-conscious customers starting their credit journey.","tagline":"Samman — dignity in every transaction, cashback on every spend","benefits":["1% cashback on spends of Rs.20,000 in a statement cycle","Maximum cashback Rs.200 per cycle","Works on UPI apps via RuPay network","Fuel surcharge waiver","Basic card insurance"],"benefitIcons":["cashback","fuel"],"minIncome":25000,"minCreditScore":700,"colorScheme":"green and white","isLifetimeFree":false,"applyUrl":"https://www.indusind.bank.in/in/en/personal/cards/credit-card/samman-rupay-credit-card.html","slug":"indusind-samman-rupay-credit-card"},{"id":"indusind-epay-amex-credit-card","name":"IndusInd Bank ePay Amex Credit Card","bank":"IndusInd Bank","bankCode":"indusind","cardType":"credit","network":"Amex","tier":null,"joiningFee":0,"annualFee":0,"feeWaiverSpend":null,"description":"Lifetime-free virtual American Express credit card designed for secure digital payments. Reward rate increases with usage — 4 RPs for transactions 1-4, 8 RPs for 5-10, and 10 RPs thereafter. Comes with a complimentary 3-month Zomato Gold membership.","tagline":"Digital-first Amex benefits — free forever with escalating rewards","benefits":["10 reward points per transaction after first 10 transactions","8 reward points per transaction from 5th to 10th","4 reward points for first 4 transactions","Free 3-month Zomato Gold membership","Enhanced digital payment security","American Express global acceptance"],"benefitIcons":["rewards","dining","cashback"],"minIncome":25000,"minCreditScore":720,"colorScheme":"blue and white (Amex)","isLifetimeFree":true,"applyUrl":"https://www.indusind.bank.in/in/en/personal/cards/credit-card/epay-amex-card.html","slug":"indusind-epay-amex-credit-card"},{"id":"cred-indusind-bank-rupay-credit-card","name":"CRED IndusInd Bank RuPay Credit Card","bank":"IndusInd Bank","bankCode":"indusind","cardType":"credit","network":"RuPay","tier":"Platinum","joiningFee":0,"annualFee":499,"feeWaiverSpend":null,"description":"Co-branded RuPay credit card with CRED offering 5 CRED Points per Rs.100 on e-commerce, CRED UPI, and CRED platform transactions. Annual fee Rs.499. Best suited for CRED app users who want to maximise rewards on CRED ecosystem spends.","tagline":"CRED rewards on every spend — maximise your CRED Points","benefits":["5 CRED Points per Rs.100 on e-commerce and CRED UPI transactions","5 CRED Points on CRED Store, Travel, and Pay transactions","Works on BHIM and UPI apps","CRED app exclusive deals and cashback","Fuel surcharge waiver"],"benefitIcons":["rewards","cashback","shopping","fuel"],"minIncome":25000,"minCreditScore":720,"colorScheme":"black and white (CRED)","isLifetimeFree":false,"applyUrl":"https://www.indusind.bank.in/in/en/personal/cards/credit-card/CRED-IndusInd-Bank-ruPay-credit-card.html","slug":"cred-indusind-bank-rupay-credit-card"},{"id":"indusind-jio-bp-mobility-plus-credit-card","name":"IndusInd Bank Jio-bp Mobility+ Credit Card","bank":"IndusInd Bank","bankCode":"indusind","cardType":"credit","network":"Mastercard","tier":"Platinum","joiningFee":499,"annualFee":0,"feeWaiverSpend":null,"description":"Co-branded fuel rewards card with Jio-bp earning 12 Smiles per Rs.100 at Jio-bp stations and 5 Smiles on dining, supermarkets, and groceries. Welcome benefit includes 400 Smiles on first Jio-bp transaction and a complimentary Wildbean Cafe coupon worth Rs.200.","tagline":"Smile more at every fuel stop — Jio-bp rewards on every fill-up","benefits":["12 Smiles per Rs.100 at Jio-bp petrol stations","5 Smiles per Rs.100 on dining, supermarkets, and grocery","2 Smiles per Rs.100 on all other spends","400 Smiles on first Jio-bp transaction","Complimentary Wildbean Cafe coupon worth Rs.200 on first visit","Annual fee waived after first year","1% fuel surcharge waiver at Jio-bp"],"benefitIcons":["fuel","rewards","dining","grocery"],"minIncome":25000,"minCreditScore":720,"colorScheme":"green and red (Jio-bp)","isLifetimeFree":false,"applyUrl":"https://www.indusind.bank.in/in/en/personal/cards/credit-card/jio-bp-mobility-plus-credit-card.html","slug":"indusind-jio-bp-mobility-plus-credit-card"},{"id":"indusind-duo-plus-credit-card","name":"IndusInd Bank Duo Plus Credit Card","bank":"IndusInd Bank","bankCode":"indusind","cardType":"credit","network":"Mastercard","tier":"Platinum","joiningFee":1500,"annualFee":799,"feeWaiverSpend":null,"description":"Pioneering credit-cum-debit dual card that functions as both instruments in one. Earns 1 reward point per Rs.150 spent. Welcome vouchers worth Rs.1,000 from Bata, UCB, Levis, Pantaloons, or Pizza Hut. Complimentary Priority Pass membership included.","tagline":"One card, dual power — credit and debit in a single card","benefits":["Functions as both credit and debit card","1 reward point per Rs.150 spent","Welcome vouchers worth Rs.1,000 from partner brands","Complimentary Priority Pass membership","Buy 1 Get 1 on BookMyShow movie tickets","TravelPlus lounge access (credit mode)","Air accident insurance Rs.25 lakh","Lost card liability Rs.3 lakh"],"benefitIcons":["rewards","movie","lounge","travel"],"minIncome":25000,"minCreditScore":700,"colorScheme":"blue and grey dual-tone","isLifetimeFree":false,"applyUrl":"https://www.indusind.bank.in/in/en/personal/cards/credit-card/duo-card.html","slug":"indusind-duo-plus-credit-card"},{"id":"intermiles-indusind-voyage-credit-card","name":"InterMiles IndusInd Bank Voyage Credit Card","bank":"IndusInd Bank","bankCode":"indusind","cardType":"credit","network":"Visa","tier":"Signature","joiningFee":2000,"annualFee":2000,"feeWaiverSpend":null,"description":"Co-branded travel card with InterMiles (formerly JetPrivilege) offering 5% discount on Jet Airways flights and airport lounge access via Priority Pass and TravelPlus. Ideal for InterMiles members wanting to accelerate miles on everyday spends.","tagline":"Miles ahead — InterMiles on every spend","benefits":["5% discount on Jet Airways/IndiGo flight bookings via InterMiles platform","Airport lounge access via Priority Pass and TravelPlus","InterMiles on every spend","Bonus InterMiles on joining","Travel insurance coverage","1% fuel surcharge waiver"],"benefitIcons":["travel","lounge","rewards","fuel"],"minIncome":50000,"minCreditScore":720,"colorScheme":"dark blue and orange","isLifetimeFree":false,"applyUrl":"https://www.indusind.bank.in/in/en/personal/cards/credit-card/intermiles-voyage-credit-card.html","slug":"intermiles-indusind-voyage-credit-card"},{"id":"intermiles-indusind-odyssey-credit-card","name":"InterMiles IndusInd Bank Odyssey Credit Card","bank":"IndusInd Bank","bankCode":"indusind","cardType":"credit","network":"Visa","tier":"Infinite","joiningFee":10000,"annualFee":4000,"feeWaiverSpend":null,"description":"Premium co-branded travel card with InterMiles offering higher miles acceleration than Voyage variant. Comprehensive lounge access and travel benefits for frequent flyers in the InterMiles ecosystem. Accelerated miles on travel and lifestyle spends.","tagline":"Your odyssey begins here — premium InterMiles benefits","benefits":["Accelerated InterMiles on travel spends","InterMiles on all other spends","Unlimited airport lounge access via Priority Pass","Complimentary travel insurance","1% fuel surcharge waiver","Hotel and flight booking discounts"],"benefitIcons":["travel","lounge","rewards","fuel"],"minIncome":100000,"minCreditScore":720,"colorScheme":"navy and gold","isLifetimeFree":false,"applyUrl":"https://www.indusind.bank.in/in/en/personal/cards/credit-card/intermiles-odyssey-credit-card.html","slug":"intermiles-indusind-odyssey-credit-card"},{"id":"indusind-contactless-corporate-credit-card","name":"IndusInd Bank Contactless Corporate Credit Card","bank":"IndusInd Bank","bankCode":"indusind","cardType":"credit","network":"Mastercard","tier":null,"joiningFee":0,"annualFee":999,"feeWaiverSpend":null,"description":"Corporate expense management card with contactless tap-and-pay technology for businesses. Designed to streamline employee expense tracking and reconciliation. First year free with annual renewal at Rs.999.","tagline":"Smart business expenses — contactless corporate convenience","benefits":["Contactless tap-and-pay up to Rs.5,000 without PIN","Centralised expense reporting and reconciliation","Airport lounge access for corporate travellers","Travel insurance coverage","Online spend management portal","First year joining fee waived"],"benefitIcons":["travel","lounge","rewards"],"minIncome":null,"minCreditScore":null,"colorScheme":"corporate blue and white","isLifetimeFree":false,"applyUrl":"https://www.indusind.bank.in/in/en/personal/cards/commercial-cards/contactless-corporate-card.html","slug":"indusind-contactless-corporate-credit-card"},{"id":"indusind-esvarna-corporate-card","name":"IndusInd Bank eSvarna Corporate Card","bank":"IndusInd Bank","bankCode":"indusind","cardType":"credit","network":"Mastercard","tier":null,"joiningFee":0,"annualFee":0,"feeWaiverSpend":null,"description":"Lifetime-free corporate card for businesses to manage employee expenses, travel bookings, and utility payments efficiently. Designed for businesses seeking a zero-cost corporate card with streamlined expense management features.","tagline":"Zero cost corporate excellence — eSvarna for every business","benefits":["Lifetime free — no joining or annual fee","Corporate travel booking benefits","Utility payment management","Online expense reporting portal","Business travel insurance"],"benefitIcons":["travel","rewards"],"minIncome":null,"minCreditScore":null,"colorScheme":"gold and dark blue","isLifetimeFree":true,"applyUrl":"https://www.indusind.bank.in/in/en/personal/cards/commercial-cards/corporate-card.html","slug":"indusind-esvarna-corporate-card"},{"id":"indusind-visa-signature-debit-card","name":"IndusInd Bank Visa Signature Debit Card","bank":"IndusInd Bank","bankCode":"indusind","cardType":"debit","network":"Visa","tier":"Signature","joiningFee":5000,"annualFee":1499,"feeWaiverSpend":null,"description":"Premium Visa Signature debit card with 6X reward points on every Rs.200 spent, 2 complimentary airport lounge accesses per quarter, and 4 free movie or event tickets per quarter on BookMyShow. Includes Rs.5,000 XtraSmiles points welcome benefit.","tagline":"Signature lifestyle — premium debit rewards at your fingertips","benefits":["Up to 6X reward points per Rs.200 spent","2 complimentary airport lounge accesses per quarter","4 free movie or event tickets per quarter on BookMyShow (up to Rs.350 each)","Rs.5,000 XtraSmiles points as welcome benefit (1-year subscription)","Tap and Pay contactless feature","ATM limit Rs.1.5 lakh daily","POS limit Rs.3 lakh daily","Air accident insurance Rs.30 lakh","Personal accident insurance Rs.2 lakh","Lost card liability Rs.3 lakh"],"benefitIcons":["rewards","lounge","movie","shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"gold and black","isLifetimeFree":false,"applyUrl":"https://www.indusind.bank.in/in/en/personal/cards/debit-card.html","slug":"indusind-visa-signature-debit-card"},{"id":"indusind-world-delights-debit-card","name":"IndusInd Bank World Delights Debit Card","bank":"IndusInd Bank","bankCode":"indusind","cardType":"debit","network":"Mastercard","tier":null,"joiningFee":2500,"annualFee":1499,"feeWaiverSpend":null,"description":"Lifestyle debit card offering 5 IndusReward Points per Rs.100 on fuel, entertainment, and dining with 2 complimentary lounge accesses per quarter. Includes 20% instant discount on Swiggy and 20% on BigBasket groceries. Comprehensive insurance coverage included.","tagline":"Delight in every purchase — world-class debit card benefits","benefits":["5 IndusReward Points per Rs.100 on fuel, entertainment, and dining","2 complimentary airport lounge accesses per quarter","4 free movie tickets per quarter on BookMyShow (up to Rs.350 each)","20% instant discount on Swiggy","20% discount on BigBasket groceries","Air accident insurance Rs.30 lakh","Personal accident insurance Rs.2 lakh","Lost card liability Rs.3 lakh","Purchase protection Rs.50,000"],"benefitIcons":["rewards","lounge","movie","dining","grocery","fuel"],"minIncome":null,"minCreditScore":null,"colorScheme":"purple and silver","isLifetimeFree":false,"applyUrl":"https://www.indusind.bank.in/in/en/personal/cards/debit-card.html","slug":"indusind-world-delights-debit-card"},{"id":"indusind-delights-debit-card","name":"IndusInd Bank Delights Debit Card","bank":"IndusInd Bank","bankCode":"indusind","cardType":"debit","network":"Mastercard","tier":null,"joiningFee":499,"annualFee":499,"feeWaiverSpend":null,"description":"Mid-range lifestyle debit card with 5% cashback on dining, fuel, entertainment, and OTT. Earn 5 IndusReward Points per Rs.100 on select categories. Includes 10% discount on BigBasket, 20% on Swiggy, and free movie tickets on BookMyShow.","tagline":"Delight in daily savings — cashback on dining, fuel, and OTT","benefits":["5% cashback on dining, fuel, entertainment, and OTT","5 IndusReward Points per Rs.100 on select categories","10% discount on BigBasket","20% discount on Swiggy orders","Free movie tickets on BookMyShow","ATM limit Rs.50,000 daily","Lost card liability insurance Rs.1 lakh","Purchase protection Rs.50,000"],"benefitIcons":["cashback","rewards","dining","fuel","movie","grocery"],"minIncome":null,"minCreditScore":null,"colorScheme":"teal and white","isLifetimeFree":false,"applyUrl":"https://www.indusind.bank.in/in/en/personal/cards/debit-card.html","slug":"indusind-delights-debit-card"},{"id":"indusind-titanium-debit-card","name":"IndusInd Bank Titanium Debit Card","bank":"IndusInd Bank","bankCode":"indusind","cardType":"debit","network":"Mastercard","tier":null,"joiningFee":249,"annualFee":249,"feeWaiverSpend":null,"description":"Entry-level international Mastercard debit card with ATM limit of Rs.50,000 and POS limit of Rs.1 lakh. Includes 1.25% fuel surcharge waiver up to Rs.125 per month and Buy One Get One free on BookMyShow. Basic insurance cover included.","tagline":"Titanium strength for everyday banking needs","benefits":["1.25% fuel surcharge waiver up to Rs.125 per month","Buy One Get One free movie tickets on BookMyShow","International acceptance at 26 million+ merchants","Lost card liability Rs.3 lakh","Purchase protection Rs.50,000","Access to 2,200+ IndusInd ATMs"],"benefitIcons":["fuel","movie","rewards"],"minIncome":null,"minCreditScore":null,"colorScheme":"silver titanium","isLifetimeFree":false,"applyUrl":"https://www.indusind.bank.in/in/en/personal/cards/debit-card.html","slug":"indusind-titanium-debit-card"},{"id":"indusind-signature-paywave-debit-card","name":"IndusInd Bank Signature payWave Debit Card","bank":"IndusInd Bank","bankCode":"indusind","cardType":"debit","network":"Visa","tier":"Signature","joiningFee":5000,"annualFee":1499,"feeWaiverSpend":null,"description":"Premium Visa Signature debit card with contactless payWave technology and up to 6X reward points on online and international purchases. Welcome bonus shopping vouchers worth Rs.10,000. Comprehensive insurance including air accident cover of Rs.30 lakh.","tagline":"Wave and pay — Signature convenience with premium rewards","benefits":["Up to 6X reward points on online and international purchases","Welcome shopping vouchers worth Rs.10,000","Contactless Tap and Pay feature","Bonus reward points on first shopping/mobile banking/ATM activation","ATM limit Rs.1.5 lakh daily","POS limit Rs.3 lakh daily","Air accident insurance Rs.30 lakh","Personal accident insurance Rs.2 lakh","Lost card liability Rs.3 lakh"],"benefitIcons":["rewards","shopping","travel"],"minIncome":null,"minCreditScore":null,"colorScheme":"gold and silver","isLifetimeFree":false,"applyUrl":"https://www.indusind.bank.in/in/en/personal/cards/debit-card.html","slug":"indusind-signature-paywave-debit-card"},{"id":"indusind-duo-debit-credit-card","name":"IndusInd Bank DUO Debit+Credit Card","bank":"IndusInd Bank","bankCode":"indusind","cardType":"debit","network":"Mastercard","tier":null,"joiningFee":null,"annualFee":null,"feeWaiverSpend":null,"description":"India's first dual-function card with two magnetic strips and two EMV chips, functioning as both debit and credit card. Choose between debit and credit mode at point of sale. Reduces need to carry multiple cards. Includes air accident cover and TravelPlus lounge access.","tagline":"India's first Debit+Credit combo — two cards, one swipe","benefits":["Two magnetic strips and two EMV chips — one card for debit and credit","Zero fuel surcharge on debit mode","1% fuel surcharge waiver on credit mode","TravelPlus lounge access (credit mode)","Movie ticket discounts on BookMyShow","Air accident coverage Rs.25 lakh","Lost passport/ticket coverage","Lost card liability Rs.3 lakh","Purchase protection Rs.50,000"],"benefitIcons":["fuel","lounge","movie","travel"],"minIncome":null,"minCreditScore":null,"colorScheme":"blue and grey dual-tone","isLifetimeFree":false,"applyUrl":"https://www.indusind.bank.in/in/en/personal/cards/debit-card.html","slug":"indusind-duo-debit-credit-card"},{"id":"indie-indusind-debit-card","name":"INDIE by IndusInd Debit Card","bank":"IndusInd Bank","bankCode":"indusind","cardType":"debit","network":"Visa","tier":null,"joiningFee":0,"annualFee":0,"feeWaiverSpend":null,"description":"Digital-first numberless debit card for INDIE account holders offering zero information leaks from card design. Comes with free virtual debit card on account opening and Super OTP feature for secure authentication anywhere. Modern banking for digital natives.","tagline":"Numberless, fearless — the debit card of the digital generation","benefits":["Numberless card design for zero information leaks","Free virtual debit card on account opening","Super OTP — get OTP anywhere without network dependency","Lifetime free with INDIE account","UPI enabled via RuPay","Contactless payments"],"benefitIcons":["cashback","rewards"],"minIncome":null,"minCreditScore":null,"colorScheme":"minimalist white and black","isLifetimeFree":true,"applyUrl":"https://indie.indusind.bank.in/indie/debit-card.html","slug":"indie-indusind-debit-card"},{"id":"pnb-luxura-visa-infinite-credit-card","name":"PNB LUXURA Visa Infinite Metal Credit Card","bank":"Punjab National Bank","bankCode":"pnb","cardType":"credit","network":"Visa","tier":"Infinite","joiningFee":4999,"annualFee":1999,"feeWaiverSpend":null,"description":"PNB's flagship metal credit card on Visa Infinite network targeting affluent and frequent travelers. Offers unlimited domestic and international airport lounge access, zero forex markup, 12X rewards on dining and travel, plus premium Visa concierge and ITC hotel benefits.","tagline":"Premium metal card for the discerning traveler","benefits":["12 Reward Points per ₹100 on dining and travel (3% rate)","4 Reward Points per ₹100 on all other spends","Unlimited complimentary domestic and international airport lounge access","Zero forex markup on international transactions","20,000 Reward Points worth ₹5,000 as welcome benefit on ₹50,000 spend in 90 days","Milestone bonus: up to 26,000 Reward Points on ₹15 lakh annual spend","Visa Dine & Save: up to 20% off at select restaurants","Complimentary ITC hotel nights and dining benefits","Complimentary airport meet & greet at select Indian airports","GHA DISCOVERY Membership: access to 950+ hotels in 100+ countries","Personal Accident Insurance up to ₹50 lakh","Air Accident Insurance up to ₹1 crore","Purchase Protection up to ₹2 lakh","24x7 Visa Concierge Services"],"benefitIcons":["rewards","lounge","travel","dining","forex","insurance","concierge","milestone"],"minIncome":150000,"minCreditScore":700,"colorScheme":"dark metal / gunmetal grey","isLifetimeFree":false,"applyUrl":"https://pnbcard.in/","slug":"pnb-luxura-visa-infinite-credit-card"},{"id":"pnb-luxura-rupay-ekaa-metal-credit-card","name":"PNB LUXURA RuPay EKAA Metal Credit Card","bank":"Punjab National Bank","bankCode":"pnb","cardType":"credit","network":"RuPay","tier":"Infinite","joiningFee":9000,"annualFee":7500,"feeWaiverSpend":null,"description":"Super-premium metal credit card on the RuPay EKAA network, the highest tier of RuPay. Provides HoteLux Elite Plus membership granting access to luxury global hotel brands, unlimited lounge access, zero forex markup, and comprehensive insurance.","tagline":"India's most exclusive RuPay metal card experience","benefits":["12 Reward Points per ₹100 on dining and travel (3% rate)","4 Reward Points per ₹100 on all other spends","Unlimited complimentary domestic and international airport lounge access","Zero forex markup on international transactions","20,000 Reward Points worth ₹5,000 as welcome benefit on ₹50,000 spend in 90 days","HoteLux Elite Plus Membership: access to Hyatt, Hilton, Marriott, Four Seasons and more","Complimentary breakfast and room upgrades at HoteLux partner hotels","US$200 hotel dining and spa credits at HoteLux properties","2+1 complimentary nights at ITC Hotels","1+1 dining at ITC Restaurants","1+1 Spa therapy at ITC Hotels","Visa & Immigration assistance via OneVasco","Personal Accident Insurance up to ₹50 lakh","Air Accident Insurance up to ₹1 crore"],"benefitIcons":["rewards","lounge","travel","dining","forex","insurance","concierge","health"],"minIncome":150000,"minCreditScore":750,"colorScheme":"dark metal / gunmetal grey","isLifetimeFree":false,"applyUrl":"https://pnbcard.in/","slug":"pnb-luxura-rupay-ekaa-metal-credit-card"},{"id":"pnb-rupay-platinum-patanjali-credit-card","name":"PNB RuPay Platinum Patanjali Credit Card","bank":"Punjab National Bank","bankCode":"pnb","cardType":"credit","network":"RuPay","tier":"Platinum","joiningFee":0,"annualFee":500,"feeWaiverSpend":null,"description":"Co-branded credit card with Patanjali on RuPay Platinum offering 2% cashback at Patanjali stores plus additional 5-7% cashback on Patanjali product recharge. Nil joining fee with annual fee waived on quarterly usage.","tagline":"Earn while you shop Patanjali products","benefits":["1 Reward Point per ₹150 spent on all categories","2% cashback on transactions above ₹2,500 at Patanjali stores (max ₹50/transaction)","5-7% additional cashback from Patanjali Ayurved on product recharge","300 bonus Reward Points on first transaction","Annual fee waived on one transaction per quarter","Comprehensive insurance coverage","300+ merchant offers"],"benefitIcons":["cashback","rewards","shopping","insurance"],"minIncome":20833,"minCreditScore":650,"colorScheme":"green and saffron","isLifetimeFree":false,"applyUrl":"https://pnbcard.in/","slug":"pnb-rupay-platinum-patanjali-credit-card"},{"id":"pnb-rupay-select-patanjali-credit-card","name":"PNB RuPay Select Patanjali Credit Card","bank":"Punjab National Bank","bankCode":"pnb","cardType":"credit","network":"RuPay","tier":"Select","joiningFee":500,"annualFee":750,"feeWaiverSpend":null,"description":"Co-branded RuPay Select credit card with Patanjali offering accelerated rewards and 2% cashback at Patanjali stores. Includes complimentary lounge access, 2X reward points in first 90 days, and annual fee waived on quarterly usage.","tagline":"Patanjali benefits on a premium RuPay Select platform","benefits":["2 Reward Points per ₹150 spent","2X Reward Points on retail purchases in first 90 days","300 bonus Reward Points on first transaction","2% cashback on transactions above ₹2,500 at Patanjali stores (max ₹50/transaction)","5-7% additional cashback from Patanjali Ayurved on product recharge","Complimentary domestic and international airport lounge access","Annual fee waived on one transaction per quarter","Comprehensive insurance coverage"],"benefitIcons":["cashback","rewards","lounge","shopping","insurance"],"minIncome":20833,"minCreditScore":650,"colorScheme":"green and saffron","isLifetimeFree":false,"applyUrl":"https://pnbcard.in/","slug":"pnb-rupay-select-patanjali-credit-card"},{"id":"pnb-kiwi-credit-card","name":"PNB Kiwi Credit Card","bank":"Punjab National Bank","bankCode":"pnb","cardType":"credit","network":"RuPay","tier":null,"joiningFee":0,"annualFee":0,"feeWaiverSpend":null,"description":"Lifetime-free UPI-linked credit card earning Kiwi cashback on every transaction. Offers 1.5% cashback on Scan & Pay UPI transactions and 0.5% on online transactions, making it ideal for digital-first spenders.","tagline":"Earn Kiwis on every UPI and online payment","benefits":["1.5% cashback (as Kiwis) on Scan and Pay / UPI transactions","0.5% cashback (as Kiwis) on online transactions","Lifetime free – zero joining and annual fee","Seamless UPI integration via RuPay network"],"benefitIcons":["cashback","shopping"],"minIncome":null,"minCreditScore":600,"colorScheme":"green and white","isLifetimeFree":true,"applyUrl":"https://pnbcard.in/","slug":"pnb-kiwi-credit-card"},{"id":"pnb-zaggle-twin-credit-card","name":"PNB Zaggle Twin Credit Card","bank":"Punjab National Bank","bankCode":"pnb","cardType":"credit","network":"RuPay","tier":null,"joiningFee":499,"annualFee":499,"feeWaiverSpend":null,"description":"Co-branded credit card with Zaggle offering 10 Reward Points per ₹300 spent. Designed for shopping enthusiasts leveraging the Zaggle rewards ecosystem for redemptions across multiple platforms.","tagline":"Double the rewards with Zaggle co-branded benefits","benefits":["10 Reward Points per ₹300 spent","Zaggle rewards ecosystem access","Contactless payment capability","Wide merchant acceptance on RuPay network"],"benefitIcons":["rewards","shopping"],"minIncome":null,"minCreditScore":650,"colorScheme":"orange and white","isLifetimeFree":false,"applyUrl":"https://pnbcard.in/","slug":"pnb-zaggle-twin-credit-card"},{"id":"pnb-wave-and-pay-credit-card","name":"PNB Wave & Pay Credit Card","bank":"Punjab National Bank","bankCode":"pnb","cardType":"credit","network":"Visa","tier":null,"joiningFee":0,"annualFee":0,"feeWaiverSpend":null,"description":"Contactless Visa credit card with embedded chip and radio frequency antenna enabling tap-to-pay for transactions up to ₹5,000 without PIN entry. Combines contactless convenience with standard Visa credit card benefits.","tagline":"Tap, wave, and pay in an instant","benefits":["Contactless tap-to-pay for transactions up to ₹5,000 without PIN","1 Reward Point per ₹100 spent","Chip-enabled for enhanced security","Global Visa merchant acceptance"],"benefitIcons":["rewards","shopping"],"minIncome":20833,"minCreditScore":600,"colorScheme":"blue and white","isLifetimeFree":false,"applyUrl":"https://pnbcard.in/","slug":"pnb-wave-and-pay-credit-card"},{"id":"pnb-rupay-palaash-debit-card","name":"PNB RuPay Palaash Debit Card","bank":"Punjab National Bank","bankCode":"pnb","cardType":"debit","network":"RuPay","tier":"Platinum","joiningFee":250,"annualFee":250,"feeWaiverSpend":null,"description":"RuPay debit card for everyday domestic and international use offering ₹1 lakh ATM withdrawal limit and ₹3 lakh daily POS/online purchase limit. Includes personal accident insurance of ₹2 lakh and complimentary airport lounge access 3 times per quarter domestically.","tagline":"Reliable card for daily spends and travel","benefits":["Daily ATM withdrawal limit of ₹1 lakh","Combined PoS/eCommerce limit of ₹3 lakh per day","Personal accident insurance of ₹2 lakh","3 complimentary domestic airport lounge visits per quarter","3 complimentary international airport lounge visits per year","Global acceptance at ATMs and PoS terminals","Contactless tap-to-pay up to ₹5,000","NCMC-enabled for public transport","Card validity: 7 years"],"benefitIcons":["travel","lounge","insurance"],"minIncome":null,"minCreditScore":null,"colorScheme":"green and gold","isLifetimeFree":false,"applyUrl":"https://pnb.bank.in/","slug":"pnb-rupay-palaash-debit-card"},{"id":"pnb-rupay-select-debit-card","name":"PNB RuPay Select Debit Card","bank":"Punjab National Bank","bankCode":"pnb","cardType":"debit","network":"RuPay","tier":"Select","joiningFee":500,"annualFee":750,"feeWaiverSpend":null,"description":"Premium wellness-focused RuPay Select debit card for customers maintaining ₹50,000 quarterly average balance. Offers ₹1.5 lakh ATM limit, ₹5 lakh purchase limit, ₹10 lakh accident insurance, lounge access, gym membership, golf lessons, and spa sessions.","tagline":"Premium wellness and travel perks for high-balance customers","benefits":["Daily ATM withdrawal limit of ₹1.5 lakh","Combined PoS/eCommerce limit of ₹5 lakh per day","Personal accident insurance up to ₹10 lakh","3 complimentary domestic airport lounge visits per quarter","3 complimentary international airport lounge visits per year","1 complimentary 30-day offline gym membership per quarter","1 complimentary golf lesson or round per quarter","1 complimentary health check-up package per quarter","1 complimentary Amazon Prime / Hotstar (12 months) or Sony Liv (6 months) per year","1 complimentary SPA session or salon service per quarter","1 complimentary ₹100 cab service coupon per quarter","Card validity: 7 years"],"benefitIcons":["lounge","health","travel","golf","insurance"],"minIncome":null,"minCreditScore":null,"colorScheme":"purple and silver","isLifetimeFree":false,"applyUrl":"https://pnb.bank.in/","slug":"pnb-rupay-select-debit-card"},{"id":"pnb-rupay-women-power-platinum-debit-card","name":"PNB RuPay Women Power Platinum Debit Card","bank":"Punjab National Bank","bankCode":"pnb","cardType":"debit","network":"RuPay","tier":"Platinum","joiningFee":250,"annualFee":250,"feeWaiverSpend":null,"description":"Debit card exclusively designed for women PNB customers on RuPay Platinum with ₹1 lakh ATM limit and ₹3 lakh purchase limit. Includes ₹2 lakh accident insurance, quarterly lounge access, tap-to-pay, and NCMC functionality.","tagline":"Empowering women with premium banking privileges","benefits":["Daily ATM withdrawal limit of ₹1 lakh","Combined PoS/eCommerce limit of ₹3 lakh per day","Personal accident insurance of ₹2 lakh","1 complimentary domestic airport or railway lounge per quarter","2 complimentary international airport lounge visits per year","Contactless tap-to-pay up to ₹5,000 without PIN","NCMC-enabled for public transport","Offline transactions at select merchants","Card validity: 7 years"],"benefitIcons":["lounge","insurance","travel"],"minIncome":null,"minCreditScore":null,"colorScheme":"pink and gold","isLifetimeFree":false,"applyUrl":"https://pnb.bank.in/","slug":"pnb-rupay-women-power-platinum-debit-card"},{"id":"pnb-rupay-antah-drishthi-braille-debit-card","name":"PNB RuPay Antah Drishthi Braille Debit Card","bank":"Punjab National Bank","bankCode":"pnb","cardType":"debit","network":"RuPay","tier":"Classic","joiningFee":0,"annualFee":150,"feeWaiverSpend":null,"description":"Specially designed Classic NCMC debit card for visually impaired individuals featuring Braille dots, a tactile notch for orientation, and high-contrast colors. Domestic-use-only card with ₹25,000 ATM limit and ₹60,000 POS/eCommerce limit per day.","tagline":"Financial inclusion for visually impaired banking customers","benefits":["Raised Braille dots spelling PNB for easy identification","Rounded notch for ATM/PoS orientation","High-contrast colors for readability","Daily ATM withdrawal limit of ₹25,000","Combined PoS/eCommerce limit of ₹60,000","Contactless tap-to-pay enabled","NCMC-enabled for public transport","Domestic use only","Card validity: 7 years"],"benefitIcons":["shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"high-contrast blue and white","isLifetimeFree":false,"applyUrl":"https://pnb.bank.in/","slug":"pnb-rupay-antah-drishthi-braille-debit-card"},{"id":"pnb-rupay-business-platinum-ncmc-debit-card","name":"PNB RuPay Business Platinum NCMC Debit Card","bank":"Punjab National Bank","bankCode":"pnb","cardType":"debit","network":"RuPay","tier":"Platinum","joiningFee":null,"annualFee":null,"feeWaiverSpend":null,"description":"Business debit card for sole proprietorships, private/public companies, and partnerships on RuPay Platinum NCMC. Provides ₹1 lakh ATM limit, ₹3 lakh purchase limit, ₹10 lakh accident insurance, lounge access, and NCMC offline transport functionality.","tagline":"Smart business banking with NCMC convenience","benefits":["Daily ATM withdrawal limit of ₹1 lakh","Combined PoS/eCommerce limit of ₹3 lakh per day","Personal accident insurance up to ₹10 lakh","Complimentary domestic and international airport lounge access","NCMC-enabled for offline public transport transactions","Contactless payment for quick transactions","Available to sole proprietorships, companies, and partnerships","Card validity: 7 years"],"benefitIcons":["lounge","insurance","travel"],"minIncome":null,"minCreditScore":null,"colorScheme":"dark blue and gold","isLifetimeFree":false,"applyUrl":"https://pnb.bank.in/","slug":"pnb-rupay-business-platinum-ncmc-debit-card"},{"id":"pnb-rupay-farmer-samridhi-select-debit-card","name":"PNB RuPay Farmer Samridhi Select Debit Card","bank":"Punjab National Bank","bankCode":"pnb","cardType":"debit","network":"RuPay","tier":"Select","joiningFee":null,"annualFee":null,"feeWaiverSpend":null,"description":"Debit card exclusively for individual farmers aged 18+ holding a Samriddhi Savings Account with ₹25,000 half-yearly average balance. Offers ₹20 lakh accident insurance, agri-loan concessions, health checkups, lounge access, and a loyalty rewards voucher program.","tagline":"Exclusive banking privileges for India's farmers","benefits":["Personal accident insurance up to ₹20 lakh","Higher education and marriage support for dependent children in case of accidental death","Ambulance charges and funeral expense coverage","Lost baggage protection for domestic air travel","No upfront fees for agri loans on farm machinery","Concessions on education, vehicle, and housing loans","Free cheque book issuance and RTGS/NEFT transactions","Complimentary health check-ups and spa sessions","Domestic and international airport lounge access","Loyalty voucher: ₹250 on ₹2.5 lakh annual spend / ₹500 on ₹4 lakh spend"],"benefitIcons":["insurance","lounge","health","milestone","travel"],"minIncome":null,"minCreditScore":null,"colorScheme":"green and orange","isLifetimeFree":false,"applyUrl":"https://pnb.bank.in/","slug":"pnb-rupay-farmer-samridhi-select-debit-card"},{"id":"pnb-rupay-platinum-vaibhav-debit-card","name":"PNB RuPay Platinum Vaibhav Debit Card","bank":"Punjab National Bank","bankCode":"pnb","cardType":"debit","network":"RuPay","tier":"Platinum","joiningFee":300,"annualFee":500,"feeWaiverSpend":null,"description":"Debit card for senior citizens and pensioners maintaining ₹50,000 monthly average balance in the Vaibhav Savings Account. Offers reward points, OTT memberships, Flipkart/BookMyShow vouchers, wellness benefits, and 2 domestic lounge visits per year.","tagline":"Premium rewards and wellness for senior citizens","benefits":["Daily ATM withdrawal limit of ₹50,000","Combined PoS/eCommerce limit of ₹1.5 lakh per day","Contactless payments up to ₹5,000 per day","100 Reward Points on account opening","400 Reward Points on first transaction","400 Reward Points in birthday month","2 complimentary domestic airport lounge visits per year","Complimentary OTT streaming memberships","Flipkart and BookMyShow vouchers","Personal accident insurance up to ₹2 lakh","Wellness programs and insurance coverage"],"benefitIcons":["rewards","lounge","insurance","shopping","milestone"],"minIncome":null,"minCreditScore":null,"colorScheme":"gold and maroon","isLifetimeFree":false,"applyUrl":"https://pnb.bank.in/","slug":"pnb-rupay-platinum-vaibhav-debit-card"},{"id":"pnb-rupay-platinum-vishawas-varishth-debit-card","name":"PNB RuPay Platinum Vishawas & Varishth Debit Card","bank":"Punjab National Bank","bankCode":"pnb","cardType":"debit","network":"RuPay","tier":"Platinum","joiningFee":250,"annualFee":450,"feeWaiverSpend":null,"description":"Debit card for senior citizens above 60 maintaining ₹10,000 monthly average balance. Provides ₹50,000 ATM limit, ₹1.5 lakh daily purchase limit, 1 domestic lounge visit per year, and ₹2 lakh personal accident insurance.","tagline":"Reliable banking for senior citizens aged 60+","benefits":["Daily ATM withdrawal limit of ₹50,000","Combined PoS/eCommerce limit of ₹1.5 lakh per day","Contactless payments up to ₹5,000 per day","1 complimentary domestic airport lounge visit per year","Personal accident insurance up to ₹2 lakh","OTT streaming memberships","Wellness programs"],"benefitIcons":["lounge","insurance","health"],"minIncome":null,"minCreditScore":null,"colorScheme":"blue and silver","isLifetimeFree":false,"applyUrl":"https://pnb.bank.in/","slug":"pnb-rupay-platinum-vishawas-varishth-debit-card"},{"id":"pnb-rupay-select-neo-debit-card","name":"PNB RuPay Select Neo Debit Card","bank":"Punjab National Bank","bankCode":"pnb","cardType":"debit","network":"RuPay","tier":"Select","joiningFee":500,"annualFee":500,"feeWaiverSpend":null,"description":"Entry-tier salaried debit card for customers earning ₹10,000–₹25,000 monthly. Provides quarterly domestic lounge access, bi-annual international lounge access, and ₹10 lakh personal accident insurance.","tagline":"Select banking perks for entry-level salaried professionals","benefits":["1 complimentary domestic airport lounge visit per quarter","2 complimentary international airport lounge visits per year","Personal accident insurance up to ₹10 lakh","Eligible for salaried individuals with monthly salary ₹10,000–₹25,000","Contactless payment capability","Global RuPay acceptance"],"benefitIcons":["lounge","insurance"],"minIncome":10000,"minCreditScore":null,"colorScheme":"blue and white","isLifetimeFree":false,"applyUrl":"https://pnb.bank.in/","slug":"pnb-rupay-select-neo-debit-card"},{"id":"pnb-rupay-select-excel-debit-card","name":"PNB RuPay Select Excel Debit Card","bank":"Punjab National Bank","bankCode":"pnb","cardType":"debit","network":"RuPay","tier":"Select","joiningFee":500,"annualFee":650,"feeWaiverSpend":null,"description":"Mid-tier salaried debit card for customers earning ₹25,000–₹75,000 monthly. Provides semi-annual domestic and international lounge access plus ₹10 lakh accident insurance.","tagline":"Enhanced perks for mid-level salaried professionals","benefits":["1 complimentary domestic airport lounge visit per 6 months","1 complimentary international airport lounge visit per 6 months","Personal accident insurance up to ₹10 lakh","Eligible for salaried individuals with monthly salary ₹25,000–₹75,000","Contactless payment capability","Global RuPay acceptance"],"benefitIcons":["lounge","insurance"],"minIncome":25000,"minCreditScore":null,"colorScheme":"teal and silver","isLifetimeFree":false,"applyUrl":"https://pnb.bank.in/","slug":"pnb-rupay-select-excel-debit-card"},{"id":"pnb-rupay-select-optima-debit-card","name":"PNB RuPay Select Optima Debit Card","bank":"Punjab National Bank","bankCode":"pnb","cardType":"debit","network":"RuPay","tier":"Select","joiningFee":600,"annualFee":800,"feeWaiverSpend":null,"description":"Upper-mid salaried debit card for customers earning ₹75,000–₹1.5 lakh monthly with quarterly domestic and international lounge access and ₹10 lakh personal accident insurance.","tagline":"Optimised banking for high-earning salaried professionals","benefits":["1 complimentary domestic airport lounge visit per quarter","1 complimentary international airport lounge visit per quarter","Personal accident insurance up to ₹10 lakh","Eligible for salaried individuals with monthly salary ₹75,000–₹1,50,000","Contactless payment capability","Global RuPay acceptance"],"benefitIcons":["lounge","insurance"],"minIncome":75000,"minCreditScore":null,"colorScheme":"dark blue and gold","isLifetimeFree":false,"applyUrl":"https://pnb.bank.in/","slug":"pnb-rupay-select-optima-debit-card"},{"id":"pnb-rupay-select-imperial-debit-card","name":"PNB RuPay Select Imperial Debit Card","bank":"Punjab National Bank","bankCode":"pnb","cardType":"debit","network":"RuPay","tier":"Select","joiningFee":600,"annualFee":800,"feeWaiverSpend":null,"description":"Top-tier salaried debit card for high-income customers earning above ₹1.5 lakh monthly with premium quarterly lounge access at both domestic and international airports plus ₹10 lakh accident insurance.","tagline":"Imperial banking privileges for top-tier salary earners","benefits":["1 complimentary domestic airport lounge visit per quarter","1 complimentary international airport lounge visit per quarter","Personal accident insurance up to ₹10 lakh","Eligible for salaried individuals with monthly salary above ₹1,50,000","Contactless payment capability","Global RuPay acceptance"],"benefitIcons":["lounge","insurance"],"minIncome":150000,"minCreditScore":null,"colorScheme":"black and gold","isLifetimeFree":false,"applyUrl":"https://pnb.bank.in/","slug":"pnb-rupay-select-imperial-debit-card"},{"id":"pnb-mastercard-world-grand-debit-card","name":"PNB Mastercard World Grand Debit Card","bank":"Punjab National Bank","bankCode":"pnb","cardType":"debit","network":"Mastercard","tier":"Signature","joiningFee":2500,"annualFee":3000,"feeWaiverSpend":null,"description":"Premium Mastercard World debit card for high-net-worth individuals maintaining ₹5 lakh monthly average balance. Provides 2 domestic lounge visits per quarter for cardholder plus one guest, positioning it as an exclusive luxury banking product.","tagline":"World-class privileges for HNI customers","benefits":["2 complimentary domestic airport lounge visits per quarter (cardholder + 1 guest)","Eligible for customers maintaining ₹5 lakh monthly average balance","Mastercard World global acceptance","Premium concierge assistance","High transaction limits"],"benefitIcons":["lounge","concierge","travel"],"minIncome":null,"minCreditScore":null,"colorScheme":"dark red and gold","isLifetimeFree":false,"applyUrl":"https://pnb.bank.in/","slug":"pnb-mastercard-world-grand-debit-card"},{"id":"pnb-mastercard-platinum-rise-debit-card","name":"PNB Mastercard Platinum Rise Debit Card","bank":"Punjab National Bank","bankCode":"pnb","cardType":"debit","network":"Mastercard","tier":"Platinum","joiningFee":null,"annualFee":null,"feeWaiverSpend":null,"description":"Mastercard Platinum debit card from PNB offering standard platinum-tier benefits including ATM access, PoS transactions, and domestic purchase convenience for everyday banking needs.","tagline":"Rise to premium banking with Mastercard Platinum","benefits":["Daily ATM withdrawal limit of ₹50,000","Mastercard Platinum global acceptance","PoS and eCommerce transaction support","Contactless payment capability"],"benefitIcons":["shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"black and silver","isLifetimeFree":false,"applyUrl":"https://pnb.bank.in/","slug":"pnb-mastercard-platinum-rise-debit-card"},{"id":"pnb-mastercard-platinum-grow-debit-card","name":"PNB Mastercard Platinum Grow Debit Card","bank":"Punjab National Bank","bankCode":"pnb","cardType":"debit","network":"Mastercard","tier":"Platinum","joiningFee":null,"annualFee":null,"feeWaiverSpend":null,"description":"Mastercard Platinum debit card from PNB targeting customers looking to grow their savings while enjoying contactless transactions, ATM access, and standard Mastercard Platinum acceptance.","tagline":"Grow your wealth with Mastercard Platinum convenience","benefits":["Daily ATM withdrawal limit of ₹50,000","Mastercard Platinum global acceptance","PoS and eCommerce transaction support","Contactless payment capability"],"benefitIcons":["shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"black and green","isLifetimeFree":false,"applyUrl":"https://pnb.bank.in/","slug":"pnb-mastercard-platinum-grow-debit-card"},{"id":"pnb-rupay-pmjdy-debit-card","name":"PNB RuPay PMJDY Debit Card","bank":"Punjab National Bank","bankCode":"pnb","cardType":"debit","network":"RuPay","tier":"Classic","joiningFee":0,"annualFee":0,"feeWaiverSpend":null,"description":"Government-scheme debit card issued to PMJDY (Pradhan Mantri Jan Dhan Yojana) account holders providing financial inclusion with ₹25,000 ATM limit, ₹60,000 POS limit, and ₹1 lakh accidental death coverage.","tagline":"Financial inclusion for every Indian under Jan Dhan","benefits":["Daily ATM withdrawal limit of ₹25,000","PoS transaction limit of ₹60,000 per day","Accidental death insurance cover of ₹1 lakh","Zero issuance and annual fee","Digital payment convenience","Free insurance coverage"],"benefitIcons":["insurance","shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"blue and white","isLifetimeFree":true,"applyUrl":"https://pnb.bank.in/","slug":"pnb-rupay-pmjdy-debit-card"},{"id":"pnb-rupay-kisan-debit-card","name":"PNB RuPay Kisan Debit Card","bank":"Punjab National Bank","bankCode":"pnb","cardType":"debit","network":"RuPay","tier":"Classic","joiningFee":0,"annualFee":0,"feeWaiverSpend":null,"description":"Kisan Credit Card (KCC) linked debit card issued to farmers for domestic use with ₹25,000 ATM limit and ₹60,000 daily POS limit plus ₹1 lakh accidental death insurance.","tagline":"Banking made simple for Kisan Credit Card holders","benefits":["Daily ATM withdrawal limit of ₹25,000","PoS transaction limit of ₹60,000 per day","Accidental death insurance cover of ₹1 lakh","Issued to KCC account holders","Domestic use only"],"benefitIcons":["insurance","shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"green and yellow","isLifetimeFree":true,"applyUrl":"https://pnb.bank.in/","slug":"pnb-rupay-kisan-debit-card"},{"id":"pnb-mudra-debit-card","name":"PNB MUDRA Debit Card","bank":"Punjab National Bank","bankCode":"pnb","cardType":"debit","network":"RuPay","tier":"Classic","joiningFee":0,"annualFee":100,"feeWaiverSpend":null,"description":"MUDRA scheme debit card under Pradhan Mantri MUDRA Yojana for micro enterprise borrowers enabling ATM withdrawals up to ₹25,000 and PoS purchases up to ₹60,000 daily to support working capital management.","tagline":"Empowering micro-entrepreneurs under MUDRA Yojana","benefits":["Daily ATM withdrawal limit of ₹25,000","PoS transaction limit of ₹60,000 per day","Use at any ATM and POS terminal","Flexible loan repayment integration","Annual fee of ₹100 + taxes levied after first year"],"benefitIcons":["shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"orange and white","isLifetimeFree":false,"applyUrl":"https://pnb.bank.in/","slug":"pnb-mudra-debit-card"},{"id":"bob-cashback-credit-card","name":"BOBCARD CASHBACK Credit Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"credit","network":"Mastercard","tier":null,"annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"A simple, straightforward cashback credit card offering 5% cashback (up to ₹1,500/month) on eligible domestic online spends and unlimited 1% cashback on all other spends. Cashback is auto-credited to the statement every month with no redemption hassle.","tagline":"Auto cashback every month — no points, no hassle","benefits":["5% cashback on eligible domestic online spends (up to ₹1,500 per month)","Unlimited 1% cashback on all other spends","Cashback auto-credited to statement monthly","1% fuel surcharge waiver at all fuel stations","Zero annual fee — lifetime free"],"benefitIcons":["cashback","fuel"],"minIncome":25000,"minCreditScore":650,"colorScheme":"#2ecc71 green","isLifetimeFree":true,"applyUrl":"https://bobcard.io/BoBWebsite_CASHBACK_KM","slug":"bob-cashback-credit-card"},{"id":"bob-tiara-credit-card","name":"BOBCARD TIARA Credit Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"credit","network":"Visa","tier":"Signature","annualFee":2499,"joiningFee":2499,"feeWaiverSpend":null,"description":"Designed for the modern woman, BOBCARD TIARA offers 15X rewards on dining, travel, and international spends along with complimentary memberships from Nykaa, Myntra, Flipkart, Amazon Prime, and more worth ₹31K/year. Includes unlimited domestic airport lounge access and women's health package benefits.","tagline":"Crafted for women who lead — premium rewards with lifestyle perks","benefits":["15 reward points per ₹100 on dining, travel, and international spends","3 reward points per ₹100 on other purchases","Unlimited domestic airport lounge access","Women's health package: Pap Smear, Blood Tests, Mammography","Shopping vouchers from Nykaa, Myntra, Flipkart","Amazon Prime, Gaana Plus, BigBasket, Swiggy One memberships","Complimentary perks worth up to ₹31,000 per year"],"benefitIcons":["rewards","lounge","travel","dining","shopping","health","milestone"],"minIncome":50000,"minCreditScore":700,"colorScheme":"#c0392b rose gold","isLifetimeFree":false,"applyUrl":"https://bobcard.io/TIARA_BoB_KnowMore","slug":"bob-tiara-credit-card"},{"id":"bob-prime-credit-card","name":"BOBCARD PRIME Credit Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"credit","network":"RuPay","tier":null,"annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"A lifetime-free RuPay credit card offering cashback benefits on everyday spends. Available via the bob World app as the Instant RuPay BOBCARD with card-less payment capability through UPI and 5X rewards on popular spend categories.","tagline":"Instant, free, card-less — RuPay credit card with UPI payments","benefits":["Zero joining fee and zero annual fee — lifetime free","5X rewards on popular spend categories","Complimentary airport lounge access","Card-less payments with bob iPay UPI","Smart EMI options up to 48 months","Exclusive RuPay shopping offers"],"benefitIcons":["rewards","lounge","cashback","shopping"],"minIncome":15000,"minCreditScore":650,"colorScheme":"#8e44ad purple","isLifetimeFree":true,"applyUrl":"https://www.bobcard.co.in/credit-card-types/prime","slug":"bob-prime-credit-card"},{"id":"bob-irctc-rupay-credit-card","name":"IRCTC BOBCARD RuPay Credit Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"credit","network":"RuPay","tier":null,"annualFee":300,"joiningFee":500,"feeWaiverSpend":null,"description":"Co-branded with IRCTC, this RuPay card offers up to 40 reward points per ₹100 on IRCTC train ticket bookings, plus 1% TDR waiver on cancelled tickets. UPI-enabled via RuPay for card-less payments. Ideal for frequent Indian railway travellers.","tagline":"India's best IRCTC co-branded card — earn up to 40X on train tickets","benefits":["Up to 40 reward points per ₹100 on IRCTC rail ticket bookings","4 reward points per ₹100 on grocery and departmental stores","2 reward points per ₹100 on all other categories","1% TDR (Transaction Discount Rate) waiver on IRCTC","UPI-enabled via RuPay for card-less payments","1% fuel surcharge waiver at fuel stations"],"benefitIcons":["travel","rewards","fuel"],"minIncome":12000,"minCreditScore":600,"colorScheme":"#c0392b red","isLifetimeFree":false,"applyUrl":"https://www.bobcard.co.in/credit-card-types/irctc-credit-card","slug":"bob-irctc-rupay-credit-card"},{"id":"bob-snapdeal-credit-card","name":"SNAPDEAL BOBCARD Credit Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"credit","network":"Mastercard","tier":null,"annualFee":500,"joiningFee":500,"feeWaiverSpend":null,"description":"Co-branded with Snapdeal, this card offers 5% unlimited cashback on all Snapdeal purchases auto-credited to the monthly statement, plus 10 reward points per ₹100 on online shopping and departmental stores. Designed for frequent Snapdeal shoppers.","tagline":"5% unlimited cashback on Snapdeal — every purchase, every time","benefits":["5% unlimited cashback on all Snapdeal website and app purchases","10 reward points per ₹100 on online shopping and departmental stores","4 reward points per ₹100 on all other categories","Cashback auto-credited to monthly statement","1% fuel surcharge waiver at fuel stations"],"benefitIcons":["cashback","shopping","rewards","fuel"],"minIncome":15000,"minCreditScore":640,"colorScheme":"#e74c3c red orange","isLifetimeFree":false,"applyUrl":"https://www.bobcard.co.in/credit-card-types/snapdeal-bobcard","slug":"bob-snapdeal-credit-card"},{"id":"bob-hpcl-energie-credit-card","name":"HPCL ENERGIE BOBCARD Credit Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"credit","network":"Mastercard","tier":null,"annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"Co-branded with HPCL, this card offers up to 5% savings (24 reward points per ₹150 = 4% + 1% fuel surcharge waiver) on fuel and LPG purchases at HPCL retail outlets and through HP Pay App. Includes 500 joining bonus points on ₹5,000 spend in first 60 days.","tagline":"Up to 80 litres of free fuel every year with HPCL rewards","benefits":["24 reward points per ₹150 on HPCL fuel and LPG purchases (4% return)","1% fuel surcharge waiver at HPCL outlets (total 5% savings)","500 joining bonus reward points on ₹5,000 spend in first 60 days","Savings equivalent to up to 80 litres of free fuel annually"],"benefitIcons":["fuel","rewards","cashback"],"minIncome":15000,"minCreditScore":650,"colorScheme":"#2980b9 blue green","isLifetimeFree":false,"applyUrl":"https://www.bobcard.co.in/credit-card-types/hpcl-energie","slug":"bob-hpcl-energie-credit-card"},{"id":"bob-icai-exclusive-credit-card","name":"ICAI EXCLUSIVE BOBCARD Credit Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"credit","network":"Visa","tier":null,"annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Exclusively designed for ICAI (Chartered Accountants) members, this lifetime-free card offers 5X rewards on dining, online, and utility bills plus 12 complimentary domestic airport lounge accesses per year. Includes ₹5 lakh Professional Indemnity Insurance Cover and quarterly milestone bonuses.","tagline":"Exclusive for CAs — lifetime free with lounge access and professional insurance","benefits":["5 reward points per ₹100 on dining, online, and utility bills","500 bonus reward points on card activation","12 complimentary domestic airport lounge accesses per year","4,000 reward points every quarter on milestone spends","Professional Indemnity Insurance Cover of ₹5 lakh","Zero joining and annual fee — lifetime free"],"benefitIcons":["rewards","lounge","dining","insurance","milestone"],"minIncome":null,"minCreditScore":650,"colorScheme":"#1a3a5c navy blue gold","isLifetimeFree":true,"applyUrl":"https://www.bobcard.co.in/credit-card-types/icai-exclusive-bobcard","slug":"bob-icai-exclusive-credit-card"},{"id":"bob-icsi-diamond-credit-card","name":"ICSI DIAMOND BOBCARD Credit Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"credit","network":"Visa","tier":null,"annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Exclusively designed for ICSI (Company Secretaries) members, this lifetime-free card mirrors the ICAI benefits with 5X rewards on dining, online, and utility bills, 12 domestic lounge accesses per year, and ₹5 lakh Professional Indemnity Insurance Cover.","tagline":"Exclusive for Company Secretaries — professional perks at zero cost","benefits":["5 reward points per ₹100 on dining, online, and utility bills","500 bonus reward points on card activation","12 complimentary domestic airport lounge accesses per year","4,000 reward points every quarter on milestone spends","Professional Indemnity Insurance Cover of ₹5 lakh","Zero joining and annual fee — lifetime free"],"benefitIcons":["rewards","lounge","dining","insurance","milestone"],"minIncome":null,"minCreditScore":650,"colorScheme":"#1a3a5c navy blue diamond","isLifetimeFree":true,"applyUrl":"https://www.bobcard.co.in/credit-card-types/icsi-diamond","slug":"bob-icsi-diamond-credit-card"},{"id":"bob-cma-one-credit-card","name":"CMA One BOBCARD Credit Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"credit","network":"Visa","tier":null,"annualFee":0,"joiningFee":1,"feeWaiverSpend":null,"description":"Exclusively designed for ICMAI (Cost and Management Accountants) members, offering 5X rewards on dining, online, and utility bills, 12 complimentary domestic lounge accesses per year, and Professional Indemnity Insurance Cover. ₹1 symbolic joining fee.","tagline":"The #1 choice for CMAs — professional card with lounge access and insurance","benefits":["5 reward points per ₹100 on dining, online, and utility bills","500 bonus reward points on card activation","12 complimentary domestic airport lounge accesses per year","4,000 reward points every quarter on milestone spends","Professional Indemnity Insurance Cover of ₹5 lakh","Zero annual fee"],"benefitIcons":["rewards","lounge","dining","insurance","milestone"],"minIncome":null,"minCreditScore":650,"colorScheme":"#2c3e50 dark blue","isLifetimeFree":false,"applyUrl":"https://www.bobcard.co.in/credit-card-types/cma-one","slug":"bob-cma-one-credit-card"},{"id":"bob-etihad-guest-credit-card","name":"BOBCARD Etihad Guest Credit Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"credit","network":"Mastercard","tier":"Platinum","annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"Co-branded with Etihad Airways, this card earns 3 Etihad Guest Miles per ₹100 on Etihad spends and 1 Mile per ₹100 on all other spends. Includes complimentary Etihad Guest Silver tier, 8 domestic + 4 international lounge visits per year, and 1% forex markup.","tagline":"Fly Etihad, earn miles everywhere — 1% forex with Silver tier status","benefits":["3 Etihad Guest Miles per ₹100 on Etihad Airways spends","1 Etihad Guest Mile per ₹100 on all other domestic and cross-border spends","Complimentary Etihad Guest Silver Tier","7,500 welcome Etihad Guest miles on meeting spend criteria","8 complimentary domestic airport lounge visits per year","4 complimentary international airport lounge visits per year","1% forex markup on overseas transactions","Monthly, quarterly, and annual milestone bonus miles"],"benefitIcons":["travel","lounge","forex","rewards","milestone"],"minIncome":50000,"minCreditScore":700,"colorScheme":"#c0392b gold etihad","isLifetimeFree":false,"applyUrl":"https://www.bobcard.co.in/credit-card-types/bobcard-etihad-guest","slug":"bob-etihad-guest-credit-card"},{"id":"bob-etihad-guest-premium-credit-card","name":"BOBCARD Etihad Guest Premium Credit Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"credit","network":"Mastercard","tier":"Signature","annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"The premium variant of the Etihad co-branded card earning 6 Miles per ₹100 on Etihad flights and 2 Miles per ₹100 on all other spends. Features zero forex markup, 12 domestic + 8 international lounge visits, and complimentary Etihad Gold tier upgrade potential.","tagline":"Zero forex, 6X Etihad miles, and Gold tier — the premium frequent flyer card","benefits":["6 Etihad Guest Miles per ₹100 on Etihad Airways spends","2 Etihad Guest Miles per ₹100 on all other domestic and cross-border spends","Complimentary Etihad Guest Silver to Gold Tier upgrade","15,000 welcome Etihad Guest miles on meeting spend criteria","12 complimentary domestic airport lounge visits per year","8 complimentary international airport lounge visits per year","Zero forex markup on overseas transactions","Monthly, quarterly, and annual milestone bonus miles"],"benefitIcons":["travel","lounge","forex","rewards","milestone"],"minIncome":75000,"minCreditScore":720,"colorScheme":"#8b6914 dark gold premium","isLifetimeFree":false,"applyUrl":"https://www.bobcard.co.in/credit-card-types/bobcard-etihad-guest-premium","slug":"bob-etihad-guest-premium-credit-card"},{"id":"bob-yoddha-army-credit-card","name":"Indian Army Yoddha BOB Credit Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"credit","network":"Visa","tier":null,"annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Lifetime-free credit card exclusively for Indian Army personnel offering 10X rewards on grocery and departmental stores, free Amazon Prime membership, complimentary lounge access, and ₹20 lakh accidental death insurance cover.","tagline":"Lifetime free for Indian Army — 10X rewards with Amazon Prime and lounge access","benefits":["10 reward points per ₹100 on grocery and departmental stores","Complimentary Amazon Prime membership","Complimentary domestic airport lounge access","₹20 lakh accidental death insurance cover","Zero joining and annual fee — lifetime free","1% fuel surcharge waiver"],"benefitIcons":["rewards","grocery","lounge","insurance","fuel"],"minIncome":null,"minCreditScore":null,"colorScheme":"#556b2f army olive green","isLifetimeFree":true,"applyUrl":"https://www.bobcard.co.in/credit-card-types/indian-army-yoddha","slug":"bob-yoddha-army-credit-card"},{"id":"bob-varunah-navy-credit-card","name":"Indian Navy Varunah BOB Credit Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"credit","network":"Visa","tier":null,"annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Lifetime-free credit card (basic variant) exclusively for Indian Navy personnel. Available in 3 variants (Varunah, Plus, Premium) with the basic variant being lifetime free and higher variants offering FitPass Pro, Amazon Prime, and up to 15X rewards.","tagline":"Exclusively for Indian Navy — multiple variants, basic is lifetime free","benefits":["Reward points on all spends","Complimentary domestic airport lounge access","Accidental death insurance cover","Zero joining and annual fee on basic variant","1% fuel surcharge waiver","FitPass Pro (Plus and Premium variants)"],"benefitIcons":["rewards","lounge","insurance","health","fuel"],"minIncome":null,"minCreditScore":null,"colorScheme":"#003087 navy blue","isLifetimeFree":true,"applyUrl":"https://www.bobcard.co.in/credit-card-types/indian-navy-varunah","slug":"bob-varunah-navy-credit-card"},{"id":"bob-vikram-veterans-credit-card","name":"BOB Vikram Army Veterans Credit Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"credit","network":"Visa","tier":null,"annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Lifetime-free credit card exclusively for defence veterans and retired Army personnel. Offers 5X rewards on grocery, movies, and departmental stores, plus ₹20 lakh accidental death insurance cover.","tagline":"Honoring veterans — lifetime free card with 5X rewards and insurance","benefits":["5 reward points per ₹100 on grocery, movies, and departmental stores","₹20 lakh accidental death insurance cover","Zero joining and annual fee — lifetime free","1% fuel surcharge waiver","Complimentary airport lounge access"],"benefitIcons":["rewards","grocery","movie","insurance","lounge","fuel"],"minIncome":null,"minCreditScore":null,"colorScheme":"#556b2f khaki olive","isLifetimeFree":true,"applyUrl":"https://www.bobcard.co.in/credit-card-types/vikram","slug":"bob-vikram-veterans-credit-card"},{"id":"bob-rakshamah-coast-guard-credit-card","name":"Indian Coast Guard Rakshamah BOB Credit Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"credit","network":"Visa","tier":null,"annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Lifetime-free credit card exclusively for Indian Coast Guard personnel, offering reward points on all spends, complimentary lounge access, and accidental insurance coverage tailored for Coast Guard members.","tagline":"Exclusively for Indian Coast Guard — lifetime free with lounge and insurance","benefits":["Reward points on all spends","Complimentary domestic airport lounge access","Accidental death insurance cover","Zero joining and annual fee — lifetime free","1% fuel surcharge waiver"],"benefitIcons":["rewards","lounge","insurance","fuel"],"minIncome":null,"minCreditScore":null,"colorScheme":"#1a5276 coast guard blue","isLifetimeFree":true,"applyUrl":"https://www.bobcard.co.in/credit-card-types/indian-coast-guard-rakshamah","slug":"bob-rakshamah-coast-guard-credit-card"},{"id":"bob-sentinel-assam-rifles-credit-card","name":"Assam Rifles The Sentinel BOB Credit Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"credit","network":"Visa","tier":null,"annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Lifetime-free credit card exclusively designed for Assam Rifles members, offering reward points on every spend along with lifestyle benefits and insurance coverage.","tagline":"Exclusively for Assam Rifles — lifetime free with rewards and insurance","benefits":["Reward points on every spend","Lifestyle benefits and exclusive discounts","Accidental death insurance coverage","Zero joining and annual fee — lifetime free"],"benefitIcons":["rewards","insurance"],"minIncome":null,"minCreditScore":null,"colorScheme":"#4a7c59 rifle green","isLifetimeFree":true,"applyUrl":"https://www.bobcard.co.in/credit-card-types/assam-rifles-the-sentinel","slug":"bob-sentinel-assam-rifles-credit-card"},{"id":"bob-empower-credit-card","name":"BOBCARD EMPOWER Credit Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"credit","network":"Mastercard","tier":null,"annualFee":500,"joiningFee":0,"feeWaiverSpend":null,"description":"An entry-level credit card with zero joining fee and ₹500 annual fee, designed for salaried employees and new-to-credit customers. Offers basic reward points on spends with fuel surcharge waiver benefits.","tagline":"Zero joining fee — empower your everyday spends with rewards","benefits":["Reward points on all eligible spends","1% fuel surcharge waiver at fuel stations","EMI conversion on eligible transactions","Zero joining fee"],"benefitIcons":["rewards","fuel"],"minIncome":12000,"minCreditScore":600,"colorScheme":"#7f8c8d silver grey","isLifetimeFree":false,"applyUrl":"https://www.bobcard.co.in/credit-card-types/empower","slug":"bob-empower-credit-card"},{"id":"bob-nainital-renaissance-credit-card","name":"Nainital Bank RENAISSANCE BOB Credit Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"credit","network":"Mastercard","tier":null,"annualFee":250,"joiningFee":0,"feeWaiverSpend":null,"description":"Co-branded with Nainital Bank, this card offers rewards on everyday spends with low annual fee of ₹250. Suitable for Nainital Bank customers seeking a BOB credit card with modest fees.","tagline":"For Nainital Bank customers — rewards with a minimal ₹250 annual fee","benefits":["Reward points on all eligible spends","1% fuel surcharge waiver","Zero joining fee","Low ₹250 annual fee"],"benefitIcons":["rewards","fuel"],"minIncome":15000,"minCreditScore":640,"colorScheme":"#2e86c1 lake blue","isLifetimeFree":false,"applyUrl":"https://www.bobcard.co.in/credit-card-types/nainital-bank-renaissance","slug":"bob-nainital-renaissance-credit-card"},{"id":"bob-world-visa-opulence-debit-card","name":"bob World VISA Opulence Debit Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"debit","network":"Visa","tier":"Infinite","annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"BOB's ultra-premium debit card crafted for luxury lifestyle, offering unlimited domestic and international airport lounge access, complimentary golf program, complimentary airport pickup and drop service, and offers on premium brands. Daily shopping limit up to ₹5 lakh.","tagline":"Unlimited global lounge access, golf, and concierge — luxury debit banking","benefits":["Unlimited domestic and international airport lounge access","Complimentary airport pickup and drop service","Complimentary golf program at selected courses","Offers on premium brands and luxury hotels","Health and wellness benefits","Daily ATM withdrawal limit: ₹15,000","Daily POS/E-commerce limit: ₹5,00,000","bob Rewardz program: 4 points per ₹500 spent"],"benefitIcons":["lounge","golf","travel","health","concierge","rewards"],"minIncome":null,"minCreditScore":null,"colorScheme":"#c0a060 gold opulent","isLifetimeFree":false,"applyUrl":"https://bankofbaroda.bank.in/digital-products/cards/debit-cards/bob-world-visa-opulence-debit-card","slug":"bob-world-visa-opulence-debit-card"},{"id":"bob-world-visa-sapphire-debit-card","name":"bob World VISA Sapphire Debit Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"debit","network":"Visa","tier":"Signature","annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"A premium debit card tailored for both men and women, offering complimentary domestic airport lounge access and an exceptional experience with exclusive privileges. Designed with his-and-her lifestyle benefits.","tagline":"Premium for him and her — domestic lounge access with exclusive privileges","benefits":["Complimentary domestic airport lounge access","Exclusive benefits for Him and Her","bob Rewardz program reward points","Contactless payments","Higher transaction limits"],"benefitIcons":["lounge","rewards","shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"#1a5ca8 sapphire blue","isLifetimeFree":false,"applyUrl":"https://bankofbaroda.bank.in/digital-products/cards/debit-cards/bob-world-visa-sapphire-debit-card","slug":"bob-world-visa-sapphire-debit-card"},{"id":"bob-mastercard-world-debit-card","name":"Mastercard World Debit Card (Baroda Radiance)","bank":"Bank of Baroda","bankCode":"bob","cardType":"debit","network":"Mastercard","tier":"Signature","annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"A premium Mastercard World debit card offering complimentary domestic airport lounge access, very high transaction limits (₹5 lakh/day shopping), and worldwide acceptance with personalized rewards.","tagline":"Global premium Mastercard with lounge access and high transaction limits","benefits":["Complimentary domestic airport lounge access","Daily ATM cash withdrawal limit: ₹5,00,000","Daily POS/E-commerce transaction limit: ₹5,00,000","Worldwide acceptance","Personalized rewards program","bob Rewardz program: 4 points per ₹500 spent"],"benefitIcons":["lounge","travel","rewards"],"minIncome":null,"minCreditScore":null,"colorScheme":"#eb0029 mastercard red","isLifetimeFree":false,"applyUrl":"https://bankofbaroda.bank.in/digital-products/cards/debit-cards/mastercard-world-debit-card","slug":"bob-mastercard-world-debit-card"},{"id":"bob-bhoomi-rupay-select-debit-card","name":"bob Bhoomi RuPay Select Debit Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"debit","network":"RuPay","tier":"Select","annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"An eco-conscious premium RuPay Select debit card offering premium benefits and lifestyle privileges with a sustainable banking focus. Includes domestic and international lounge access, ₹10 lakh accidental insurance, and high transaction limits.","tagline":"Eco-conscious premium banking — RuPay Select with lounge access and insurance","benefits":["Access to domestic and international airport lounges","Personal accident and total disability cover of ₹10 lakh","Daily ATM cash withdrawal limit: ₹1,50,000","Daily POS/E-commerce transaction limit: ₹5,00,000","Complimentary golf rounds and health check-up","1 complimentary domestic lounge per quarter, 2 international per year","bob Rewardz program: 4 points per ₹500 spent"],"benefitIcons":["lounge","insurance","health","golf","travel","rewards"],"minIncome":null,"minCreditScore":null,"colorScheme":"#2e8b57 eco green","isLifetimeFree":false,"applyUrl":"https://bankofbaroda.bank.in/digital-products/cards/debit-cards/rupay-select-debit-card","slug":"bob-bhoomi-rupay-select-debit-card"},{"id":"bob-easemytrip-debit-card","name":"Bank of Baroda EaseMyTrip Debit Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"debit","network":"Mastercard","tier":"Platinum","annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"Co-branded with EaseMyTrip, this travel debit card offers up to 15% discount on EaseMyTrip bookings for flights, hotels, and buses, plus 2 complimentary domestic lounge accesses per quarter and 2 international per year. Includes multi-brand benefits from Amazon, Flipkart, Swiggy, and more.","tagline":"Travel discounts + lounge access — EaseMyTrip co-branded travel debit card","benefits":["Up to 15% discount on EaseMyTrip flight, hotel, and bus bookings","2 complimentary domestic airport lounge accesses per quarter","2 complimentary international airport lounge accesses per year","Exclusive offers from Amazon, Blinkit, Flipkart, BigBasket, BookMyShow, Swiggy","Complimentary OTT subscription","Daily ATM withdrawal limit: ₹50,000","Daily shopping limit: ₹1,00,000"],"benefitIcons":["travel","lounge","shopping","dining","movie","rewards"],"minIncome":null,"minCreditScore":null,"colorScheme":"#1e90ff travel blue","isLifetimeFree":false,"applyUrl":"https://bankofbaroda.bank.in/digital-products/cards/debit-cards/bank-of-baroda-emt-debit-card","slug":"bob-easemytrip-debit-card"},{"id":"bob-visa-platinum-debit-card","name":"Bank of Baroda Visa Platinum Debit Card","bank":"Bank of 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silver","isLifetimeFree":false,"applyUrl":"https://bankofbaroda.bank.in/digital-products/cards/debit-cards/baroda-master-platinum-di-debit-card","slug":"bob-mastercard-platinum-debit-card"},{"id":"bob-rupay-platinum-debit-card","name":"Bank of Baroda RuPay Platinum Debit Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"debit","network":"RuPay","tier":"Platinum","annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"A RuPay Platinum debit card designed for tailored domestic and some international transactions, with 1 domestic and 1 international lounge access per year, and ₹2 lakh accidental insurance cover.","tagline":"RuPay Platinum with lounge access and accident insurance","benefits":["1 complimentary domestic airport lounge access per year","1 complimentary international airport lounge access per year","Personal accident insurance up to ₹2 lakh","Daily ATM cash withdrawal limit: ₹50,000","Daily POS/E-commerce purchase limit: ₹1,00,000","bob Rewardz program: 4 points per ₹500 spent"],"benefitIcons":["lounge","insurance","rewards"],"minIncome":null,"minCreditScore":null,"colorScheme":"#c0c0c0 rupay platinum","isLifetimeFree":false,"applyUrl":"https://bankofbaroda.bank.in/digital-products/cards/debit-cards/rupay-platinum-di-debit-card","slug":"bob-rupay-platinum-debit-card"},{"id":"bob-rupay-select-debit-card","name":"Bank of Baroda RuPay Select Debit Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"debit","network":"RuPay","tier":"Select","annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"A premium RuPay Select debit card with ₹10 lakh personal accident insurance, 1 domestic lounge per quarter and 2 international per year, and high daily transaction limits of ₹1.5 lakh ATM and ₹5 lakh shopping.","tagline":"RuPay Select — premium insurance, lounge access, and high limits","benefits":["Personal accident and total disability cover of ₹10 lakh","1 complimentary domestic lounge access per quarter","2 complimentary international lounge accesses per year","Complimentary memberships, golf rounds, and health check-up","Daily ATM cash withdrawal limit: ₹1,50,000","Daily POS/E-commerce transaction limit: ₹5,00,000"],"benefitIcons":["lounge","insurance","health","golf","rewards"],"minIncome":null,"minCreditScore":null,"colorScheme":"#5b2d8e rupay purple","isLifetimeFree":false,"applyUrl":"https://bankofbaroda.bank.in/digital-products/cards/debit-cards","slug":"bob-rupay-select-debit-card"},{"id":"bob-visa-vyapaar-business-debit-card","name":"VISA Vyapaar Business Debit Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"debit","network":"Visa","tier":null,"annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"A business debit card tailored for current account holders, offering very high transaction limits (₹2 lakh ATM, ₹5 lakh POS/eCom, ₹3 lakh cash deposit per day) and both domestic and international acceptance for businesses and professionals.","tagline":"High-limit business debit card for current account holders","benefits":["Daily ATM cash withdrawal limit: ₹2,00,000","Daily POS/E-commerce purchase limit: ₹5,00,000","Daily cash deposit limit: ₹3,00,000","Domestic and international acceptance","Higher transaction limits for business needs"],"benefitIcons":["travel","shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"#2980b9 business blue","isLifetimeFree":false,"applyUrl":"https://bankofbaroda.bank.in/digital-products/cards/debit-cards/baroda-visa-vyapaar-business-debit-card","slug":"bob-visa-vyapaar-business-debit-card"},{"id":"bob-world-yoddha-debit-card","name":"bob World Yoddha Debit Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"debit","network":"RuPay","tier":null,"annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Exclusively designed for defence personnel, this debit card offers unlimited free ATM usage at all BOB ATMs, domestic and international airport lounge access, railway lounge access, and ₹10 lakh personal accident insurance — all at zero issuance and annual fee.","tagline":"Exclusively for defence personnel — unlimited free ATM usage and lounge access","benefits":["Access to domestic and international airport lounges","Access to railway lounges","Personal accident insurance cover of ₹10 lakh","Unlimited free ATM usage at all Bank of Baroda ATMs","Zero issuance fee and zero annual fee","bob Rewardz program reward points"],"benefitIcons":["lounge","insurance","travel","rewards"],"minIncome":null,"minCreditScore":null,"colorScheme":"#556b2f defence olive","isLifetimeFree":true,"applyUrl":"https://bankofbaroda.bank.in/digital-products/cards/debit-cards/bob-world-yoddha-debit-card","slug":"bob-world-yoddha-debit-card"},{"id":"bob-world-agniveer-debit-card","name":"bob World Agniveer Debit Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"debit","network":"RuPay","tier":null,"annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Specially crafted for Agniveers recruited under the AGNIPATH scheme of the Government of India, offering ₹10 lakh accidental insurance and unlimited free ATM usage at all BOB ATMs at zero issuance and annual fee.","tagline":"For Agniveers of India — zero fee with ₹10 lakh accident insurance","benefits":["Personal accident insurance cover of ₹10 lakh","Unlimited free ATM usage at all Bank of Baroda ATMs","Zero issuance and reissuance fee","Zero annual fee","bob Rewardz program reward points"],"benefitIcons":["insurance","rewards"],"minIncome":null,"minCreditScore":null,"colorScheme":"#8b4513 agniveer brown","isLifetimeFree":true,"applyUrl":"https://bankofbaroda.bank.in/digital-products/cards/debit-cards/bob-world-agniveer-debit-card","slug":"bob-world-agniveer-debit-card"},{"id":"bob-visa-classic-debit-card","name":"Bank of Baroda Visa Classic Debit Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"debit","network":"Visa","tier":"Classic","annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"An entry-level Visa Classic debit card designed for everyday ease, offering simplicity, flexibility, and secure purchases for day-to-day transactions with contactless support.","tagline":"Simple everyday debit — Visa Classic for secure daily transactions","benefits":["Daily ATM cash withdrawal limit: ₹25,000","Daily shopping limit: ₹75,000","Contactless transactions up to ₹5,000 without PIN","Attractive activation offers","bob Rewardz program: 4 points per ₹500 spent"],"benefitIcons":["rewards","shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"#4169e1 classic blue","isLifetimeFree":false,"applyUrl":"https://bankofbaroda.bank.in/digital-products/cards/debit-cards/visa-classic-di-debit-card","slug":"bob-visa-classic-debit-card"},{"id":"bob-mastercard-classic-debit-card","name":"Bank of Baroda MasterCard Classic Debit Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"debit","network":"Mastercard","tier":"Classic","annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"An entry-level Mastercard Classic debit card offering international acceptance and basic daily transaction limits for everyday banking needs.","tagline":"Classic Mastercard for everyday banking with international acceptance","benefits":["Daily ATM cash withdrawal limit: ₹25,000","Daily POS/E-commerce purchase limit: ₹50,000","International acceptance","bob Rewardz program: 4 points per ₹500 spent"],"benefitIcons":["rewards","shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"#eb0029 classic red","isLifetimeFree":false,"applyUrl":"https://bankofbaroda.bank.in/digital-products/cards/debit-cards/mastercard-classic-debit-card","slug":"bob-mastercard-classic-debit-card"},{"id":"bob-rupay-classic-debit-card","name":"Bank of Baroda RuPay Classic Debit Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"debit","network":"RuPay","tier":"Classic","annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"An entry-level RuPay Classic debit card accepted for domestic shopping and dining with PIN-based authorization security for merchant transactions.","tagline":"RuPay Classic for everyday domestic transactions","benefits":["Daily ATM cash withdrawal limit: ₹25,000","Daily shopping limit: ₹50,000","PIN-based authorization for merchant transactions","bob Rewardz program: 4 points per ₹500 spent"],"benefitIcons":["rewards"],"minIncome":null,"minCreditScore":null,"colorScheme":"#ff6600 rupay orange","isLifetimeFree":false,"applyUrl":"https://bankofbaroda.bank.in/digital-products/cards/debit-cards","slug":"bob-rupay-classic-debit-card"},{"id":"bob-rupay-ncmc-debit-prepaid-card","name":"RuPay Qsparc NCMC Debit Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"prepaid","network":"RuPay","tier":null,"annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"National Common Mobility Card (NCMC) debit-cum-prepaid card for seamless transit payments on metro, buses, and other public transport across India using contactless tap-and-go technology.","tagline":"One card for metro, bus, and all transit — contactless NCMC mobility card","benefits":["Contactless tap-and-go for metro and bus transit payments","Works as both debit and prepaid card","Accepted at all NCMC-enabled transit points across India","Contactless payments at retail merchants","No need for separate transit cards"],"benefitIcons":["travel"],"minIncome":null,"minCreditScore":null,"colorScheme":"#1e90ff transit blue","isLifetimeFree":false,"applyUrl":"https://bankofbaroda.bank.in/digital-products/cards/debit-cards","slug":"bob-rupay-ncmc-debit-prepaid-card"},{"id":"bob-insight-braille-debit-card","name":"bob inSIGHT Braille Debit Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"debit","network":"RuPay","tier":"Platinum","annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"A specially designed accessibility-focused debit card with raised Braille dots displaying 'BOB' and a rounded notch for correct card orientation, enhancing access to banking for visually impaired customers. Includes 1 domestic and 1 international lounge access per year and ₹2 lakh accident cover.","tagline":"Accessible banking for the visually impaired — Braille debit with lounge access","benefits":["Raised Braille dots displaying 'BOB' for easy identification","Rounded notch opposite chip for correct orientation","1 complimentary domestic lounge access per quarter","1 complimentary international lounge access per year","Personal accident cover of ₹2 lakh","Daily ATM withdrawal limit: ₹50,000","Daily shopping limit: ₹1,00,000"],"benefitIcons":["lounge","insurance"],"minIncome":null,"minCreditScore":null,"colorScheme":"#696969 accessible grey","isLifetimeFree":false,"applyUrl":"https://bankofbaroda.bank.in/digital-products/cards/debit-cards/bob-insight-braille-debit-card","slug":"bob-insight-braille-debit-card"},{"id":"bob-virtual-debit-card","name":"Bank of Baroda Virtual Debit Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"debit","network":"Visa","tier":null,"annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"A digital-only virtual debit card that can be instantly self-generated through the bob World mobile banking app. Designed for secure online purchases without a physical card, featuring instant activation.","tagline":"Instant digital debit card — self-generate in the bob World app","benefits":["Instant activation via bob World app","Secure online shopping without physical card","Zero issuance fee","bob Rewardz program reward points"],"benefitIcons":["shopping","rewards"],"minIncome":null,"minCreditScore":null,"colorScheme":"#00bcd4 digital teal","isLifetimeFree":true,"applyUrl":"https://bankofbaroda.bank.in/digital-products/cards/debit-cards","slug":"bob-virtual-debit-card"},{"id":"bob-traveleasy-multicurrency-forex-card","name":"Baroda TravelEasy Multi Currency Forex Card","bank":"Bank of Baroda","bankCode":"bob","cardType":"prepaid","network":"Visa","tier":null,"annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"A prepaid multi-currency international forex card designed to make international travel smooth and secure. Holds money in USD, EUR, GBP, and other currencies, accepted at over 220 authorised foreign exchange dealers in India and at Visa merchants worldwide.","tagline":"Multi-currency travel companion — safer than cash, accepted worldwide","benefits":["Load multiple currencies: USD, EUR, GBP, and more","Accepted at Visa merchants globally","Accepted at 220+ authorised forex dealers in India","Safer alternative to carrying cash or traveller's cheques","Chip-and-PIN security for secure overseas transactions","Emergency cash on lost/stolen card","Reload facility available"],"benefitIcons":["travel","forex"],"minIncome":null,"minCreditScore":null,"colorScheme":"#1565c0 travel deep blue","isLifetimeFree":false,"applyUrl":"https://bankofbaroda.bank.in/digital-products/cards/prepaid-cards/travel-card-multi-currency-forex-card","slug":"bob-traveleasy-multicurrency-forex-card"},{"id":"rbl-lumiere-credit-card","name":"RBL Bank Lumière Credit Card","bank":"RBL Bank","bankCode":"rbl","cardType":"credit","network":"Visa","tier":"Infinite","annualFee":50000,"joiningFee":50000,"feeWaiverSpend":null,"description":"RBL Bank's invite-only ultra-premium 18g metal flagship. Earns 2% on general spends and 10% on the Lumière rewards portal. Annual fee reversed only for customers maintaining ₹2 crore Total Relationship Value.","tagline":"Unlimited lounges, unlimited golf, 0% forex — invite only","benefits":["Unlimited domestic and international lounge access for cardholder and guests","Unlimited complimentary golf rounds plus 12 lessons per year","8 airport meet-and-greet services per year","0% forex markup","₹30,000 welcome e-gift voucher (Taj Experiences or Marriott)","Complimentary Club Marriott or ITC Culinaire membership","Dedicated concierge service","10% reward rate on Lumière rewards portal spends","2% base reward rate on general spends"],"benefitIcons":["lounge","golf","travel","concierge","rewards","forex"],"minIncome":null,"minCreditScore":null,"colorScheme":"black metallic","isLifetimeFree":false,"applyUrl":"https://www.rbl.bank.in/personal-banking/cards/credit-cards/category","slug":"rbl-lumiere-credit-card"},{"id":"rbl-nova-credit-card","name":"RBL Bank Nova Credit Card","bank":"RBL Bank","bankCode":"rbl","cardType":"credit","network":"Visa","tier":"Infinite","annualFee":12500,"joiningFee":12500,"feeWaiverSpend":1000000,"description":"Invite-only premium metal card earning 6% on flights and hotels booked through the Nova portal and 2% on general spends. Reward points transfer to Air India, Singapore KrisFlyer and Qatar Privilege Club.","tagline":"6% on flights and hotels with airline transfer partners — invite only","benefits":["6% reward rate on flights and hotels via Nova portal","2% base reward rate on general spends","12 domestic and 12 international lounge visits per year","4 international guest lounge visits per year","4 complimentary golf rounds with 12 lessons","Airline points transfer to Air India, Singapore KrisFlyer, Qatar Privilege Club","₹12,500 Taj Experiences or Luxe welcome gift card","2% forex markup","Annual fee waived from year 2 on ₹10 lakh annual spend"],"benefitIcons":["lounge","travel","golf","rewards","milestone"],"minIncome":null,"minCreditScore":null,"colorScheme":"dark navy metal","isLifetimeFree":false,"applyUrl":"https://www.rbl.bank.in/personal-banking/cards/credit-cards/category","slug":"rbl-nova-credit-card"},{"id":"rbl-insignia-preferred-banking-credit-card","name":"RBL Bank Insignia Preferred Banking Credit Card","bank":"RBL Bank","bankCode":"rbl","cardType":"credit","network":"Visa","tier":"Infinite","annualFee":7000,"joiningFee":7000,"feeWaiverSpend":1000000,"description":"Premium Visa World card for RBL Preferred Banking customers. Earns 5 reward points per ₹100 (1.25%) on general spends and up to 5% on select categories. Includes Priority Pass lounge access, zero forex markup, golf privileges, and concierge.","tagline":"Visa Infinite benefits for RBL Preferred Banking customers","benefits":["5 reward points per ₹100 on general spends (~1.25%)","Up to 5% on select accelerated categories","Unlimited domestic lounge access","Priority Pass international lounge access","Zero forex markup","Fuel surcharge waiver at all fuel stations","Golf privileges","Concierge service","Annual fee waived for Insignia Preferred Banking customers","Annual fee waived on ₹10 lakh annual spend"],"benefitIcons":["lounge","travel","golf","concierge","fuel","rewards","forex"],"minIncome":null,"minCreditScore":null,"colorScheme":"gold and black","isLifetimeFree":false,"applyUrl":"https://www.rbl.bank.in/personal-banking/cards/credit-cards/insignia-preferred-banking-credit-card","slug":"rbl-insignia-preferred-banking-credit-card"},{"id":"rbl-platinum-maxima-plus-credit-card","name":"RBL Bank Platinum Maxima Plus Credit Card","bank":"RBL Bank","bankCode":"rbl","cardType":"credit","network":"Visa","tier":"Platinum","annualFee":2500,"joiningFee":2500,"feeWaiverSpend":null,"description":"Lifestyle card with 10X reward points on dining, entertainment, grocery, and international spends (capped 1,000 points/month combined). Includes free movie ticket and domestic lounge access. No spend-based fee waiver.","tagline":"10X on dining, entertainment, grocery and international spends","benefits":["10X reward points on dining, entertainment, grocery and international spends (capped 1,000 pts/month)","2 domestic lounge visits per quarter on ₹35,000 prior-quarter spend","1 free movie ticket per month on 2+ BookMyShow bookings","10,000 welcome reward points","Milestone bonus up to 30,000 reward points","3.5% forex markup"],"benefitIcons":["dining","lounge","movie","rewards","milestone","grocery"],"minIncome":40000,"minCreditScore":null,"colorScheme":"silver and dark blue","isLifetimeFree":false,"applyUrl":"https://www.rbl.bank.in/personal-banking/cards/credit-cards/category","slug":"rbl-platinum-maxima-plus-credit-card"},{"id":"rbl-world-safari-lite-credit-card","name":"RBL Bank World Safari Lite Credit Card","bank":"RBL Bank","bankCode":"rbl","cardType":"credit","network":"Mastercard","tier":"Classic","annualFee":1000,"joiningFee":1000,"feeWaiverSpend":null,"description":"Affordable sibling of the World Safari bringing 0% forex markup at a ₹1,000 fee. Earns 5X on flights and hotels via RBL rewards portal. Lounge access (1 domestic + 1 international per quarter) gated on ₹50,000 prior-quarter spend.","tagline":"0% forex on a ₹1,000 travel card","benefits":["0% forex markup on international transactions","5X reward points on flights and hotels via RBL rewards portal","1 domestic and 1 international lounge visit per quarter on ₹50,000 prior-quarter spend","₹1,000 welcome voucher bundle (Ixigo, Swiggy One, OTTplay)","5,000 milestone points at ₹2.5 lakh annual spend","10,000 milestone points at ₹5 lakh annual spend"],"benefitIcons":["travel","lounge","forex","rewards","milestone"],"minIncome":25000,"minCreditScore":null,"colorScheme":"light blue and white","isLifetimeFree":false,"applyUrl":"https://www.rbl.bank.in/personal-banking/cards/credit-cards/category","slug":"rbl-world-safari-lite-credit-card"},{"id":"rbl-apex-credit-card","name":"RBL Bank Apex Credit Card","bank":"RBL Bank","bankCode":"rbl","cardType":"credit","network":"Mastercard","tier":"Classic","annualFee":1000,"joiningFee":1000,"feeWaiverSpend":null,"description":"Portal-first cashback card offering unlimited 2% back on flights, hotels, shopping and gift vouchers booked through RBL's rewards portal. Flat 1% cashback on everyday spends capped at ₹500/month. Milestone cashbacks of ₹1,000 at ₹2L and ₹2,000 at ₹4L annual spend.","tagline":"2% cashback on travel and shopping via RBL rewards portal","benefits":["2% cashback on flights, hotels, shopping and vouchers via RBL Rewards Portal (uncapped)","1% cashback on everyday spends (capped ₹500/month)","₹1,000 milestone cashback at ₹2 lakh annual spend","₹2,000 milestone cashback at ₹4 lakh annual spend","Lounge access on qualifying spend","3.5% forex markup"],"benefitIcons":["cashback","travel","rewards","milestone","shopping"],"minIncome":25000,"minCreditScore":null,"colorScheme":"dark grey and silver","isLifetimeFree":false,"applyUrl":"https://www.rbl.bank.in/personal-banking/cards/credit-cards/category","slug":"rbl-apex-credit-card"},{"id":"rbl-indianoil-xtra-credit-card","name":"RBL Bank IndianOil XTRA Credit Card","bank":"RBL Bank","bankCode":"rbl","cardType":"credit","network":"Mastercard","tier":"Platinum","annualFee":1500,"joiningFee":1500,"feeWaiverSpend":275000,"description":"Premium fuel co-brand earning ~7.5% value back at IndianOil outlets (15 fuel points per ₹100, capped 2,000 points/month). With the 1% fuel surcharge waiver, marketed as ~8.5% total return — one of India's highest fuel earn rates.","tagline":"~8.5% value back at IndianOil — India's highest fuel earn rate","benefits":["15 fuel points per ₹100 at IndianOil outlets (~7.5%, capped 2,000 pts/month)","1% fuel surcharge waiver (up to ₹200/month)","2 reward points per ₹100 on all other spends","Up to 250 litres of free petrol per year","Annual fee waived at ₹2.75 lakh annual spend","₹1,500 welcome fuel points"],"benefitIcons":["fuel","rewards","milestone"],"minIncome":30000,"minCreditScore":null,"colorScheme":"orange and white","isLifetimeFree":false,"applyUrl":"https://www.rbl.bank.in/personal-banking/cards/credit-cards/category","slug":"rbl-indianoil-xtra-credit-card"},{"id":"rbl-indianoil-credit-card","name":"RBL Bank IndianOil Credit Card","bank":"RBL Bank","bankCode":"rbl","cardType":"credit","network":"Mastercard","tier":"Classic","annualFee":500,"joiningFee":500,"feeWaiverSpend":100000,"description":"Entry-level IndianOil fuel co-brand earning ~5% value back at IndianOil outlets (10 fuel points per ₹100, capped 1,000 points/month). RuPay variant also available enabling UPI payments on credit. Marketed as up to 100 litres of free petrol per year.","tagline":"5% value back at IndianOil with UPI on credit via RuPay variant","benefits":["10 fuel points per ₹100 at IndianOil outlets (~5%, capped 1,000 pts/month)","1% fuel surcharge waiver (up to ₹100/month)","1 reward point per ₹100 on all other spends","Up to 100 litres of free petrol per year","RuPay variant enables UPI payments on credit line","Annual fee waived at ₹1 lakh annual spend"],"benefitIcons":["fuel","rewards"],"minIncome":25000,"minCreditScore":null,"colorScheme":"orange and red","isLifetimeFree":false,"applyUrl":"https://www.rbl.bank.in/personal-banking/cards/credit-cards/category","slug":"rbl-indianoil-credit-card"},{"id":"rbl-irctc-credit-card","name":"RBL Bank IRCTC Credit Card","bank":"RBL Bank","bankCode":"rbl","cardType":"credit","network":"RuPay","tier":"Classic","annualFee":500,"joiningFee":500,"feeWaiverSpend":null,"description":"Rail-first co-brand on RuPay network enabling UPI payments. Earns 5 RP per ₹200 on IRCTC train bookings (~2.5% at ₹1/point value on IRCTC) plus 1% reversal of IRCTC gateway charge. Includes 8 railway lounge visits per year.","tagline":"Save on every train ticket with IRCTC reward points and railway lounges","benefits":["5 reward points per ₹200 on IRCTC train bookings (~2.5% value)","1% IRCTC transaction/gateway charge reversal (up to ₹200/booking)","8 railway lounge visits per year (2 per quarter)","1 reward point per ₹200 on all other spends","RuPay network enables UPI payments on credit line","No spend-based annual fee waiver"],"benefitIcons":["travel","lounge","rewards"],"minIncome":20000,"minCreditScore":null,"colorScheme":"blue and white","isLifetimeFree":false,"applyUrl":"https://www.rbl.bank.in/personal-banking/cards/credit-cards/category","slug":"rbl-irctc-credit-card"},{"id":"rbl-play-credit-card","name":"RBL Bank Play Credit Card","bank":"RBL Bank","bankCode":"rbl","cardType":"credit","network":"Mastercard","tier":"Classic","annualFee":500,"joiningFee":500,"feeWaiverSpend":150000,"description":"Entry-level entertainment card with a ₹500 BookMyShow discount (2 tickets up to ₹250 each) every billing month you spend ₹5,000. Also includes up to ₹100 off food and beverage on BookMyShow bookings. Annual fee waived at ₹1.5 lakh spend.","tagline":"Free movie tickets every month on ₹5,000 spend","benefits":["₹500 BookMyShow discount (2 tickets up to ₹250 each) every month on ₹5,000 spend","Up to ₹100 off food and beverage on BookMyShow bookings","Annual fee waived at ₹1.5 lakh annual spend"],"benefitIcons":["movie","shopping"],"minIncome":15000,"minCreditScore":null,"colorScheme":"purple and black","isLifetimeFree":false,"applyUrl":"https://www.rbl.bank.in/personal-banking/cards/credit-cards/category","slug":"rbl-play-credit-card"},{"id":"rbl-cookies-credit-card","name":"RBL Bank Cookies Credit Card","bank":"RBL Bank","bankCode":"rbl","cardType":"credit","network":"Mastercard","tier":"Classic","annualFee":1200,"joiningFee":0,"feeWaiverSpend":null,"description":"Monthly-fee lifestyle card (₹100/month, waived in months with ₹5,000+ prior-month spend). Earns 10% cashback at Zomato, Myntra and Uber (capped ₹900/month, ₹300 per brand) and 5X on online spends. One of India's lowest income barriers at ₹15,000/month.","tagline":"10% cashback at Zomato, Myntra and Uber — lowest income barrier","benefits":["10% cashback at Zomato (capped ₹300/month)","10% cashback at Myntra (capped ₹300/month)","10% cashback at Uber (capped ₹300/month)","5X reward points on online spends","₹100/month fee waived if prior-month spend ≥ ₹5,000","₹1,000 welcome voucher","1 reward point per ₹100 on other spends"],"benefitIcons":["cashback","shopping","dining","rewards"],"minIncome":15000,"minCreditScore":null,"colorScheme":"yellow and brown","isLifetimeFree":false,"applyUrl":"https://www.rbl.bank.in/personal-banking/cards/credit-cards/category","slug":"rbl-cookies-credit-card"},{"id":"rbl-binge-credit-card","name":"RBL Bank Binge Credit Card","bank":"RBL Bank","bankCode":"rbl","cardType":"credit","network":"Mastercard","tier":"Classic","annualFee":999,"joiningFee":999,"feeWaiverSpend":100000,"description":"Online-and-entertainment card earning 12 RP per ₹100 on online spends (capped 800 points/month) and a monthly BOGO BookMyShow ticket up to ₹200. Lounge access discontinued from July 2025.","tagline":"12X on online spends with monthly BOGO movie ticket","benefits":["12 reward points per ₹100 on online spends (capped 800 pts/month)","1 reward point per ₹100 on all other spends","Monthly BOGO BookMyShow ticket (up to ₹200)","4,000 welcome reward points","Annual fee waived at ₹1 lakh annual spend"],"benefitIcons":["rewards","movie","shopping"],"minIncome":20000,"minCreditScore":null,"colorScheme":"dark purple and orange","isLifetimeFree":false,"applyUrl":"https://www.rbl.bank.in/personal-banking/cards/credit-cards/category","slug":"rbl-binge-credit-card"},{"id":"rbl-paisabazaar-duet-credit-card","name":"RBL Bank Paisabazaar Duet Credit Card","bank":"RBL Bank","bankCode":"rbl","cardType":"credit","network":"Mastercard","tier":"Classic","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Lifetime-free credit card with built-in personal loan facility (Xpress Cash / Paisa on Demand). Earns flat 1% cashback on retail and online spends capped at ₹500/month. Cards issued after September 2021 carry no annual fee.","tagline":"Lifetime-free card with built-in personal loan facility","benefits":["1% flat cashback on retail and online spends (capped ₹500/month)","Built-in Xpress Cash / Paisa on Demand loan facility over credit line","No annual fee (lifetime free for cards issued after Sep 2021)","Cashback credited within ~2 weeks"],"benefitIcons":["cashback","rewards"],"minIncome":15000,"minCreditScore":null,"colorScheme":"teal and white","isLifetimeFree":true,"applyUrl":"https://www.rbl.bank.in/personal-banking/cards/credit-cards/category","slug":"rbl-paisabazaar-duet-credit-card"},{"id":"rbl-bankbazaar-savemax-pro-credit-card","name":"RBL Bank BankBazaar SaveMax Pro Credit Card","bank":"RBL Bank","bankCode":"rbl","cardType":"credit","network":"Mastercard","tier":"Classic","annualFee":1499,"joiningFee":1499,"feeWaiverSpend":null,"description":"Co-branded card with BankBazaar offering 2.5% rewards on groceries and select partner categories. Mid-range fee with targeted cashback for everyday essentials spenders.","tagline":"Save more on groceries and essentials with BankBazaar","benefits":["2.5% reward rate on grocery spends","Reward points on partner category spends","Welcome bonus reward points"],"benefitIcons":["grocery","cashback","rewards"],"minIncome":20000,"minCreditScore":null,"colorScheme":"blue and orange","isLifetimeFree":false,"applyUrl":"https://www.rbl.bank.in/personal-banking/cards/credit-cards/category","slug":"rbl-bankbazaar-savemax-pro-credit-card"},{"id":"rbl-bankbazaar-savemax-credit-card","name":"RBL Bank BankBazaar SaveMax Credit Card","bank":"RBL Bank","bankCode":"rbl","cardType":"credit","network":"Mastercard","tier":"Classic","annualFee":499,"joiningFee":499,"feeWaiverSpend":100000,"description":"Entry co-branded card with BankBazaar offering cashback and savings on online shopping and grocery. Accessible approval with low entry fee for first-time credit card users.","tagline":"Save more on everyday spends with BankBazaar","benefits":["Cashback on online shopping spends","Reward points on grocery and essentials","Annual fee waived at ₹1 lakh annual spend"],"benefitIcons":["cashback","grocery","shopping"],"minIncome":15000,"minCreditScore":null,"colorScheme":"blue and white","isLifetimeFree":false,"applyUrl":"https://www.rbl.bank.in/personal-banking/cards/credit-cards/category","slug":"rbl-bankbazaar-savemax-credit-card"},{"id":"rbl-movies-and-more-credit-card","name":"RBL Bank Movies and More Credit Card","bank":"RBL Bank","bankCode":"rbl","cardType":"credit","network":"Mastercard","tier":"Classic","annualFee":1000,"joiningFee":1000,"feeWaiverSpend":100000,"description":"Entertainment-focused card offering 3% rewards on movie and entertainment spends with 0.5% on other categories. Monthly movie ticket discounts for regular cinema-goers.","tagline":"More movies, more savings with dedicated entertainment rewards","benefits":["3% reward rate on movies and entertainment","0.5% reward rate on other spends","Monthly movie ticket discount benefit","Annual fee waived at ₹1 lakh annual spend"],"benefitIcons":["movie","rewards","shopping"],"minIncome":20000,"minCreditScore":null,"colorScheme":"red and black","isLifetimeFree":false,"applyUrl":"https://www.rbl.bank.in/personal-banking/cards/credit-cards/category","slug":"rbl-movies-and-more-credit-card"},{"id":"rbl-titanium-delight-credit-card","name":"RBL Bank Titanium Delight Credit Card","bank":"RBL Bank","bankCode":"rbl","cardType":"credit","network":"Mastercard","tier":"Classic","annualFee":750,"joiningFee":750,"feeWaiverSpend":null,"description":"Entry-level credit card with 1% rewards on everyday spends and basic lifestyle benefits. Suits first-time credit card users seeking a low annual fee option with standard reward points.","tagline":"Everyday rewards with low fees for first-time cardholders","benefits":["1% reward rate on most spends","0.25% base reward rate on general spends","Standard purchase protection","Welcome reward points on first use"],"benefitIcons":["rewards","cashback"],"minIncome":15000,"minCreditScore":null,"colorScheme":"silver and blue","isLifetimeFree":false,"applyUrl":"https://www.rbl.bank.in/personal-banking/cards/credit-cards/category","slug":"rbl-titanium-delight-credit-card"},{"id":"rbl-fun-plus-credit-card","name":"RBL Bank Fun+ Credit Card","bank":"RBL Bank","bankCode":"rbl","cardType":"credit","network":"Mastercard","tier":"Classic","annualFee":499,"joiningFee":499,"feeWaiverSpend":150000,"description":"Entry-level movie and entertainment card offering a ₹500 BookMyShow voucher every month on ₹5,000 spend, plus 10% off (up to ₹100) on bookings. Worth ₹6,000+ annually to a regular moviegoer. Annual fee waived at ₹1.5 lakh.","tagline":"₹500 BookMyShow voucher every month for regular moviegoers","benefits":["₹500 BookMyShow voucher every month on ₹5,000 spend","10% off (up to ₹100) on BookMyShow bookings","Annual fee waived at ₹1.5 lakh annual spend","2 reward points per ₹100 on most spends"],"benefitIcons":["movie","rewards"],"minIncome":12000,"minCreditScore":650,"colorScheme":"orange and yellow","isLifetimeFree":false,"applyUrl":"https://www.rbl.bank.in/personal-banking/cards/credit-cards/category","slug":"rbl-fun-plus-credit-card"},{"id":"rbl-blockbuster-credit-card","name":"RBL Bank Blockbuster Credit Card","bank":"RBL Bank","bankCode":"rbl","cardType":"credit","network":"Mastercard","tier":"Classic","annualFee":999,"joiningFee":999,"feeWaiverSpend":100000,"description":"Entertainment and OTT co-branded card with enhanced cashback on streaming subscriptions and cinema spends. Designed for digital-first consumers with multiple OTT subscriptions.","tagline":"Cashback on OTT and cinema for the digital entertainment enthusiast","benefits":["Enhanced cashback on OTT subscriptions","Movie ticket discounts","Reward points on online entertainment spends","Annual fee waived at ₹1 lakh annual spend"],"benefitIcons":["movie","cashback","rewards"],"minIncome":20000,"minCreditScore":null,"colorScheme":"dark red and black","isLifetimeFree":false,"applyUrl":"https://www.rbl.bank.in/personal-banking/cards/credit-cards/category","slug":"rbl-blockbuster-credit-card"},{"id":"rbl-paisabazaar-duet-plus-credit-card","name":"RBL Bank Paisabazaar Duet Plus Credit Card","bank":"RBL Bank","bankCode":"rbl","cardType":"credit","network":"Mastercard","tier":"Classic","annualFee":499,"joiningFee":499,"feeWaiverSpend":100000,"description":"Enhanced Paisabazaar co-brand with higher cashback rate and improved personal loan facility over the base Duet card. Earns flat cashback on retail and online spends with credit line loan access.","tagline":"Better cashback plus personal loan facility in one card","benefits":["Flat cashback on retail and online spends","Built-in personal loan facility via credit line","Annual fee waived at ₹1 lakh annual spend"],"benefitIcons":["cashback","rewards"],"minIncome":15000,"minCreditScore":null,"colorScheme":"teal and dark blue","isLifetimeFree":false,"applyUrl":"https://www.rbl.bank.in/personal-banking/cards/credit-cards/category","slug":"rbl-paisabazaar-duet-plus-credit-card"},{"id":"rbl-patanjali-swarn-credit-card","name":"RBL Bank Patanjali Swarn Credit Card","bank":"RBL Bank","bankCode":"rbl","cardType":"credit","network":"RuPay","tier":"Classic","annualFee":500,"joiningFee":500,"feeWaiverSpend":100000,"description":"Co-branded card with Patanjali offering cashback and reward points on Patanjali products and grocery purchases. Designed for Patanjali brand loyalists and Ayurvedic lifestyle consumers.","tagline":"Rewards on Patanjali products and everyday essentials","benefits":["Cashback on Patanjali product purchases","Reward points on grocery spends","RuPay network enables UPI payments on credit","Annual fee waived at ₹1 lakh annual spend"],"benefitIcons":["grocery","cashback","rewards"],"minIncome":15000,"minCreditScore":null,"colorScheme":"saffron and green","isLifetimeFree":false,"applyUrl":"https://www.rbl.bank.in/personal-banking/cards/credit-cards/category","slug":"rbl-patanjali-swarn-credit-card"},{"id":"rbl-patanjali-vishisht-credit-card","name":"RBL Bank Patanjali Vishisht Credit Card","bank":"RBL Bank","bankCode":"rbl","cardType":"credit","network":"RuPay","tier":"Gold","annualFee":999,"joiningFee":999,"feeWaiverSpend":150000,"description":"Premium Patanjali co-brand with higher reward rates on Patanjali products and grocery. Positioned above the Swarn tier for higher-spending Patanjali customers with enhanced benefits.","tagline":"Premium rewards on Patanjali and grocery for dedicated brand loyalists","benefits":["Higher cashback on Patanjali product purchases","Enhanced reward points on grocery and health products","RuPay network enables UPI payments on credit","Annual fee waived at ₹1.5 lakh annual spend"],"benefitIcons":["grocery","cashback","rewards","health"],"minIncome":20000,"minCreditScore":null,"colorScheme":"saffron and gold","isLifetimeFree":false,"applyUrl":"https://www.rbl.bank.in/personal-banking/cards/credit-cards/category","slug":"rbl-patanjali-vishisht-credit-card"},{"id":"rbl-tvs-credit-credit-card","name":"RBL Bank TVS Credit Credit Card","bank":"RBL Bank","bankCode":"rbl","cardType":"credit","network":"RuPay","tier":"Classic","annualFee":500,"joiningFee":500,"feeWaiverSpend":100000,"description":"Co-branded card with TVS Credit offering reward points on TVS vehicle-related purchases and fuel. Designed for TVS two-wheeler owners and auto financing customers.","tagline":"Rewards on TVS vehicle purchases and fuel for two-wheeler owners","benefits":["Reward points on TVS vehicle and accessory purchases","Fuel cashback benefits","RuPay network enables UPI payments on credit","Annual fee waived at ₹1 lakh annual spend"],"benefitIcons":["fuel","rewards","cashback"],"minIncome":15000,"minCreditScore":null,"colorScheme":"blue and red","isLifetimeFree":false,"applyUrl":"https://www.rbl.bank.in/personal-banking/cards/credit-cards/category","slug":"rbl-tvs-credit-credit-card"},{"id":"rbl-tvs-credit-gold-credit-card","name":"RBL Bank TVS Credit Gold Credit Card","bank":"RBL Bank","bankCode":"rbl","cardType":"credit","network":"RuPay","tier":"Gold","annualFee":999,"joiningFee":999,"feeWaiverSpend":150000,"description":"Premium TVS Credit co-brand with enhanced reward rates on TVS purchases and lifestyle spends. Higher tier above the base TVS Credit card for frequent TVS ecosystem spenders.","tagline":"Gold-tier rewards for TVS vehicle owners and lifestyle spenders","benefits":["Enhanced reward points on TVS vehicle and accessory purchases","Higher fuel cashback","Lifestyle and shopping rewards","RuPay network enables UPI payments on credit","Annual fee waived at ₹1.5 lakh annual spend"],"benefitIcons":["fuel","rewards","cashback","shopping"],"minIncome":20000,"minCreditScore":null,"colorScheme":"gold and blue","isLifetimeFree":false,"applyUrl":"https://www.rbl.bank.in/personal-banking/cards/credit-cards/category","slug":"rbl-tvs-credit-gold-credit-card"},{"id":"rbl-salaryse-up-credit-card","name":"RBL Bank SalaryBHAI Up Credit Card","bank":"RBL Bank","bankCode":"rbl","cardType":"credit","network":"Mastercard","tier":"Classic","annualFee":500,"joiningFee":500,"feeWaiverSpend":100000,"description":"Co-branded card designed for salaried professionals with rewards on salary day spends and online transactions. Partners with salary management platforms to offer targeted benefits for working professionals.","tagline":"Designed for salaried professionals with payday rewards","benefits":["Cashback on salary day transactions","Reward points on online spends","Annual fee waived at ₹1 lakh annual spend"],"benefitIcons":["cashback","rewards","shopping"],"minIncome":20000,"minCreditScore":null,"colorScheme":"purple and white","isLifetimeFree":false,"applyUrl":"https://www.rbl.bank.in/personal-banking/cards/credit-cards/category","slug":"rbl-salaryse-up-credit-card"},{"id":"rbl-dmi-finance-credit-card","name":"RBL Bank DMI Finance Credit Card","bank":"RBL Bank","bankCode":"rbl","cardType":"credit","network":"Mastercard","tier":"Classic","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Lifetime-free co-branded card with DMI Finance offering basic cashback on online and offline retail spends. Targets thin-file and new-to-credit customers through DMI Finance's lending network.","tagline":"Lifetime-free card for new-to-credit customers via DMI Finance","benefits":["Cashback on retail spends","No annual fee — lifetime free","Access for thin-file and new-to-credit customers"],"benefitIcons":["cashback","rewards"],"minIncome":15000,"minCreditScore":null,"colorScheme":"blue and grey","isLifetimeFree":true,"applyUrl":"https://www.rbl.bank.in/personal-banking/cards/credit-cards/category","slug":"rbl-dmi-finance-credit-card"},{"id":"rbl-enterprise-debit-card","name":"RBL Bank Enterprise Debit Card","bank":"RBL Bank","bankCode":"rbl","cardType":"debit","network":"Visa","tier":"Infinite","annualFee":2000,"joiningFee":7500,"feeWaiverSpend":null,"description":"Premium debit card with zero forex markup, 2 domestic airport lounge visits per quarter, and category cashback on fuel, flights, OTT and utilities. Air accident cover up to ₹2 crore. Welcome vouchers worth ₹8,500.","tagline":"Premium debit card with zero forex and lounge access","benefits":["₹8,500 welcome vouchers on first transaction within 90 days","2 complimentary domestic airport lounge visits per quarter","Zero forex markup on international transactions","1% cashback vouchers on fuel (capped ₹1,500/month)","5% cashback vouchers on flight bookings (capped ₹500/month)","5% cashback vouchers on OTT subscriptions (capped ₹500/month)","5% cashback vouchers on utility payments (capped ₹1,000/month)","₹9,000 annual vouchers on ₹15 lakh annual spend","Air accident cover up to ₹2 crore"],"benefitIcons":["lounge","forex","fuel","travel","insurance","cashback"],"minIncome":null,"minCreditScore":null,"colorScheme":"dark charcoal and silver","isLifetimeFree":false,"applyUrl":"https://www.rbl.bank.in/personal-banking/cards/debit-cards","slug":"rbl-enterprise-debit-card"},{"id":"rbl-signature-plus-debit-card","name":"RBL Bank Signature+ Debit Card","bank":"RBL Bank","bankCode":"rbl","cardType":"debit","network":"Visa","tier":"Signature","annualFee":1500,"joiningFee":5000,"feeWaiverSpend":300000,"description":"Visa Signature debit card with zero forex markup, 2 domestic lounge visits per quarter, and 1% monthly cashback vouchers. Annual fee waived on ₹3 lakh prior-year spend. Welcome vouchers worth ₹5,000.","tagline":"Visa Signature debit with zero forex and monthly cashback vouchers","benefits":["₹5,000 welcome vouchers on first transaction within 90 days","1% monthly cashback vouchers (up to ₹1,000) on ₹10,000 spend","₹5,000 annual vouchers on ₹5 lakh annual spend","2 complimentary domestic airport lounge visits per quarter","Zero forex markup on international transactions","Annual fee waived on ₹3 lakh prior-year spend","Insurance coverage included"],"benefitIcons":["lounge","forex","cashback","insurance","travel"],"minIncome":null,"minCreditScore":null,"colorScheme":"silver and blue","isLifetimeFree":false,"applyUrl":"https://www.rbl.bank.in/personal-banking/cards/debit-cards","slug":"rbl-signature-plus-debit-card"},{"id":"rbl-pinnacle-debit-card","name":"RBL Bank Pinnacle Debit Card","bank":"RBL Bank","bankCode":"rbl","cardType":"debit","network":"Mastercard","tier":"Platinum","annualFee":1000,"joiningFee":3000,"feeWaiverSpend":null,"description":"Mid-tier debit card with cashback on fuel, grocery, travel and utilities, plus BOGO movie tickets and 1 domestic lounge visit per quarter. Low 1.5% forex markup on international transactions.","tagline":"Cashback across fuel, travel and utilities with movie perks","benefits":["₹3,000 joining vouchers on first transaction within 90 days","1% cashback vouchers on fuel and grocery (capped ₹250/month)","5% cashback vouchers on travel (capped ₹250/month)","5% cashback vouchers on utility bill payments (capped ₹250/month)","BOGO movie ticket offer","1 domestic airport lounge visit per quarter","1.5% forex markup on international transactions","₹3,000 annual cashback vouchers on ₹3 lakh annual spend"],"benefitIcons":["fuel","grocery","travel","movie","lounge","cashback"],"minIncome":null,"minCreditScore":null,"colorScheme":"gold and black","isLifetimeFree":false,"applyUrl":"https://www.rbl.bank.in/personal-banking/cards/debit-cards","slug":"rbl-pinnacle-debit-card"},{"id":"rbl-go-debit-card","name":"RBL Bank GO Debit Card","bank":"RBL Bank","bankCode":"rbl","cardType":"debit","network":"Mastercard","tier":"Classic","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Lifetime-free debit card with ₹1,500 welcome vouchers and a ₹1 lakh daily ATM withdrawal limit. Includes comprehensive insurance — air accident cover up to ₹1 crore, personal accident death cover ₹25 lakh, and purchase protection.","tagline":"Lifetime-free debit card with ₹1 crore air accident cover","benefits":["₹1,500 welcome vouchers on leading brands (Bata, Myntra, BigBasket)","₹1 lakh daily ATM withdrawal limit","Air accident cover up to ₹1 crore","Personal accident death cover ₹25 lakh","Purchase protection up to ₹25,000","Lost card liability cover up to ₹3 lakh","Cash in transit / ATM robbery cover up to ₹2 lakh","No annual fee — lifetime free"],"benefitIcons":["insurance","cashback"],"minIncome":null,"minCreditScore":null,"colorScheme":"green and white","isLifetimeFree":true,"applyUrl":"https://www.rbl.bank.in/personal-banking/cards/debit-cards","slug":"rbl-go-debit-card"},{"id":"rbl-crest-debit-card","name":"RBL Bank Crest Debit Card","bank":"RBL Bank","bankCode":"rbl","cardType":"debit","network":"Visa","tier":"Classic","annualFee":500,"joiningFee":2000,"feeWaiverSpend":100000,"description":"Entry debit card with ₹2,000 joining vouchers and comprehensive insurance including ₹1 crore air accident cover. Annual fee waived on ₹1 lakh prior-year spend.","tagline":"Entry debit card with comprehensive insurance and brand vouchers","benefits":["₹2,000 welcome vouchers on leading brands (Uber, Netmeds, Myntra, Pizza Hut)","Air accident cover up to ₹1 crore","Personal accident death cover up to ₹25 lakh","Annual fee waived on ₹1 lakh prior-year spend"],"benefitIcons":["insurance","cashback"],"minIncome":null,"minCreditScore":null,"colorScheme":"blue and silver","isLifetimeFree":false,"applyUrl":"https://www.rbl.bank.in/personal-banking/cards/debit-cards","slug":"rbl-crest-debit-card"},{"id":"rbl-rupay-kisan-debit-card","name":"RBL Bank RuPay Kisan Card","bank":"RBL Bank","bankCode":"rbl","cardType":"debit","network":"RuPay","tier":"Classic","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Agricultural debit card for farmers on the RuPay network. ₹10,000 combined monthly limit for ATM withdrawals and POS purchases. Instant mobile and SMS alerts for all transactions.","tagline":"Simple RuPay debit card for India's farming community","benefits":["₹10,000 combined monthly ATM withdrawal and POS purchase limit","Instant mobile and email transaction alerts","SMS-based debit card PIN generation","No annual fee","Designed for agricultural kisan credit card scheme"],"benefitIcons":["cashback"],"minIncome":null,"minCreditScore":null,"colorScheme":"green and saffron","isLifetimeFree":true,"applyUrl":"https://www.rbl.bank.in/personal-banking/cards/debit-cards","slug":"rbl-rupay-kisan-debit-card"},{"id":"canara-bank-rupay-classic-credit-card","name":"Canara Bank RuPay Classic Credit Card","bank":"Canara Bank","bankCode":"canara","cardType":"credit","network":"RuPay","tier":"Classic","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Entry-level lifetime free credit card on the RuPay network with 2 reward points per ₹100 spent. Supports UPI-linked credit payments via Google Pay, PhonePe, and BHIM. Ideal for everyday domestic spending with zero-cost ownership.","tagline":"Zero-fee everyday card with RuPay rewards","benefits":["2 reward points per ₹100 on POS and e-commerce","Zero joining and annual fee","Up to 50 days interest-free credit period","EMI conversion via Canara ai1 App on purchases above ₹3,000","UPI credit payments on Google Pay, PhonePe, BHIM","Global acceptance — domestic and international","Complimentary insurance benefits"],"benefitIcons":["rewards","shopping","insurance"],"minIncome":8333,"minCreditScore":650,"colorScheme":"blue and white","isLifetimeFree":true,"applyUrl":"https://www.canarabank.bank.in/credit-cards","slug":"canara-bank-rupay-classic-credit-card"},{"id":"canara-bank-visa-classic-credit-card","name":"Canara Bank Visa Classic Credit Card","bank":"Canara Bank","bankCode":"canara","cardType":"credit","network":"Visa","tier":"Classic","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Lifetime free entry-level Visa credit card with 2 reward points per ₹100 on all eligible spends. Designed for first-time credit card users seeking global acceptance with no annual cost. Comes with exclusive online discounts and EMI conversion facility.","tagline":"Lifetime free Visa card for everyday spends","benefits":["2 reward points per ₹100 on POS and e-commerce","Zero joining and annual fee","Up to 50 days interest-free credit period","Global acceptance — domestic and international","Exclusive online discounts","EMI conversion via Canara ai1 App","Secure EMV chip and PIN technology"],"benefitIcons":["rewards","shopping"],"minIncome":8333,"minCreditScore":650,"colorScheme":"navy blue and gold","isLifetimeFree":true,"applyUrl":"https://www.canarabank.bank.in/credit-cards","slug":"canara-bank-visa-classic-credit-card"},{"id":"canara-bank-mastercard-standard-credit-card","name":"Canara Bank Mastercard Standard Credit Card","bank":"Canara Bank","bankCode":"canara","cardType":"credit","network":"Mastercard","tier":"Classic","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Lifetime free Mastercard standard credit card offering 2 reward points per ₹100 on all eligible transactions. Provides global acceptance and is suited for users who prefer the Mastercard network for everyday domestic and international use.","tagline":"Lifetime free Mastercard for straightforward rewards","benefits":["2 reward points per ₹100 on POS and e-commerce","Zero joining and annual fee","Up to 50 days interest-free credit period","Global Mastercard acceptance","EMI conversion facility","Secure EMV chip technology"],"benefitIcons":["rewards","shopping"],"minIncome":8333,"minCreditScore":650,"colorScheme":"red and orange","isLifetimeFree":true,"applyUrl":"https://www.canarabank.bank.in/credit-cards","slug":"canara-bank-mastercard-standard-credit-card"},{"id":"canara-bank-visa-gold-credit-card","name":"Canara Bank Visa Gold Credit Card","bank":"Canara Bank","bankCode":"canara","cardType":"credit","network":"Visa","tier":"Gold","annualFee":0,"joiningFee":250,"feeWaiverSpend":null,"description":"Canara Bank's Global Gold credit card on Visa network designed for premium everyday lifestyle use. Offers 2 reward points per ₹100 on all spends, global acceptance, and EMI conversion. Suitable for individuals with moderate-to-high spend requiring a globally accepted card.","tagline":"Premium Gold card with global Visa acceptance","benefits":["2 reward points per ₹100 on POS and e-commerce","Zero annual fee","Up to 50 days interest-free credit period","Global Visa acceptance — domestic and international","EMI conversion via Canara ai1 App","Cash withdrawals and non-financial ATM services","Exclusive merchant discounts"],"benefitIcons":["rewards","shopping","travel"],"minIncome":16667,"minCreditScore":650,"colorScheme":"gold and black","isLifetimeFree":false,"applyUrl":"https://www.canarabank.bank.in/credit-cards","slug":"canara-bank-visa-gold-credit-card"},{"id":"canara-bank-mastercard-gold-credit-card","name":"Canara Bank Mastercard Gold Credit Card","bank":"Canara Bank","bankCode":"canara","cardType":"credit","network":"Mastercard","tier":"Gold","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Lifetime free Mastercard Gold credit card with 2 reward points per ₹100 on all eligible spends. Provides global acceptance and standard Gold-tier benefits for everyday lifestyle spending.","tagline":"Lifetime free Gold card on Mastercard network","benefits":["2 reward points per ₹100 on POS and e-commerce","Zero joining and annual fee","Up to 50 days interest-free credit period","Global Mastercard acceptance","EMI conversion facility","Cash withdrawal facility at ATMs"],"benefitIcons":["rewards","shopping"],"minIncome":16667,"minCreditScore":650,"colorScheme":"gold and dark grey","isLifetimeFree":true,"applyUrl":"https://www.canarabank.bank.in/credit-cards","slug":"canara-bank-mastercard-gold-credit-card"},{"id":"canara-bank-rupay-platinum-credit-card","name":"Canara Bank RuPay Platinum Credit Card","bank":"Canara Bank","bankCode":"canara","cardType":"credit","network":"RuPay","tier":"Platinum","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Lifetime free RuPay Platinum credit card earning 2 reward points per ₹100 on all spends. Comes with complimentary insurance cover of ₹8 lakh for self and ₹4 lakh for spouse, plus UPI credit payments. One of Canara Bank's best value zero-fee cards.","tagline":"Lifetime free RuPay Platinum with insurance cover","benefits":["2 reward points per ₹100 on POS and e-commerce","Zero joining and annual fee","Insurance cover: ₹8 lakh (self), ₹4 lakh (spouse)","Baggage and purchase protection up to ₹25,000 each","UPI credit payments via PhonePe, Google Pay, BHIM","EMI conversion for purchases above ₹5,000","Interest-free period of 20–50 days","Secure EMV chip and PIN technology"],"benefitIcons":["rewards","insurance","shopping"],"minIncome":16667,"minCreditScore":650,"colorScheme":"platinum silver and blue","isLifetimeFree":true,"applyUrl":"https://www.canarabank.bank.in/credit-cards","slug":"canara-bank-rupay-platinum-credit-card"},{"id":"canara-bank-visa-platinum-credit-card","name":"Canara Bank Visa Platinum Credit Card","bank":"Canara Bank","bankCode":"canara","cardType":"credit","network":"Visa","tier":"Platinum","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Lifetime free Visa Platinum credit card with 2 reward points per ₹100, 2 complimentary domestic lounge visits per quarter, and a low 3% forex markup fee. Offers a strong combination of rewards, lounge access, and travel benefits at zero annual cost.","tagline":"Free Visa Platinum with lounge access and rewards","benefits":["2 reward points per ₹100 on POS and e-commerce","2 complimentary domestic airport lounge visits per quarter","Low forex markup fee of 3%","Zero joining and annual fee","Up to 50 days interest-free credit period","Exclusive online discounts","Secure EMV chip and PIN technology"],"benefitIcons":["rewards","lounge","travel","shopping"],"minIncome":16667,"minCreditScore":650,"colorScheme":"platinum silver and dark blue","isLifetimeFree":true,"applyUrl":"https://www.canarabank.bank.in/credit-cards","slug":"canara-bank-visa-platinum-credit-card"},{"id":"canara-bank-mastercard-platinum-credit-card","name":"Canara Bank Mastercard Platinum Credit Card","bank":"Canara Bank","bankCode":"canara","cardType":"credit","network":"Mastercard","tier":"Platinum","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Lifetime free Mastercard Platinum credit card with 2 reward points per ₹100, lounge access, and comprehensive insurance benefits. Provides Mastercard global acceptance and is well-suited for frequent domestic travelers.","tagline":"Lifetime free Mastercard Platinum with lounge benefits","benefits":["2 reward points per ₹100 on POS and e-commerce","Complimentary domestic lounge access","Zero joining and annual fee","Up to 50 days interest-free credit period","Global Mastercard acceptance","EMI conversion facility","Complimentary insurance coverage"],"benefitIcons":["rewards","lounge","insurance"],"minIncome":16667,"minCreditScore":650,"colorScheme":"dark grey and silver","isLifetimeFree":true,"applyUrl":"https://www.canarabank.bank.in/credit-cards","slug":"canara-bank-mastercard-platinum-credit-card"},{"id":"canara-bank-rupay-select-credit-card","name":"Canara Bank RuPay Select Credit Card","bank":"Canara Bank","bankCode":"canara","cardType":"credit","network":"RuPay","tier":"Select","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Canara Bank's top-tier lifetime free RuPay Select credit card with premium lounge access (2 domestic per quarter, 2 international per year), 24x7 concierge, complimentary insurance, and 5x reward points on utility spends. The best premium-free offering from Canara Bank.","tagline":"Premium lifetime free RuPay Select with lounge and concierge","benefits":["5x reward points on utility bill payments","2 complimentary domestic airport lounge visits per quarter","2 complimentary international airport lounge visits per year","24x7 concierge services","Comprehensive insurance cover for air accident and personal accident","Zero joining and annual fee","Up to 50 days interest-free credit period","EMI conversion via Canara ai1 App","Exclusive merchant offers"],"benefitIcons":["rewards","lounge","travel","concierge","insurance"],"minIncome":83333,"minCreditScore":700,"colorScheme":"dark blue and gold","isLifetimeFree":true,"applyUrl":"https://www.canarabank.bank.in/credit-cards","slug":"canara-bank-rupay-select-credit-card"},{"id":"canara-bank-mastercard-world-credit-card","name":"Canara Bank Mastercard World Credit Card","bank":"Canara Bank","bankCode":"canara","cardType":"credit","network":"Mastercard","tier":"Signature","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Lifetime free premium Mastercard World credit card with the best lounge program among Canara Bank cards — 3 domestic visits plus 2 guests per quarter, and 2 international visits plus 2 guests per year. Includes 2 reward points per ₹100 and global acceptance.","tagline":"Premium Mastercard World with generous lounge access","benefits":["2 reward points per ₹100 on POS and e-commerce","3 domestic lounge visits per quarter + 2 guest passes","2 international lounge visits per year + 2 guest passes","Zero joining and annual fee","Up to 50 days interest-free credit period","Global Mastercard World acceptance","EMI conversion via Canara ai1 App","Exclusive merchant discounts"],"benefitIcons":["rewards","lounge","travel","shopping"],"minIncome":8333,"minCreditScore":650,"colorScheme":"black and silver","isLifetimeFree":true,"applyUrl":"https://www.canarabank.bank.in/credit-cards","slug":"canara-bank-mastercard-world-credit-card"},{"id":"canara-bank-visa-signature-credit-card","name":"Canara Bank Visa Signature Credit Card","bank":"Canara Bank","bankCode":"canara","cardType":"credit","network":"Visa","tier":"Signature","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Lifetime free Visa Signature credit card with 2 reward points per ₹100 and premium Visa Signature benefits including lounge access and enhanced travel perks. Designed for premium lifestyle customers who want a no-fee Visa Signature card.","tagline":"Lifetime free Visa Signature with premium benefits","benefits":["2 reward points per ₹100 on POS and e-commerce","Complimentary domestic and international lounge access","Zero joining and annual fee","Up to 50 days interest-free credit period","Premium Visa Signature acceptance globally","Complimentary insurance coverage","EMI conversion facility"],"benefitIcons":["rewards","lounge","travel","insurance"],"minIncome":16667,"minCreditScore":700,"colorScheme":"dark silver and black","isLifetimeFree":true,"applyUrl":"https://www.canarabank.bank.in/credit-cards","slug":"canara-bank-visa-signature-credit-card"},{"id":"canara-bank-visa-corporate-credit-card","name":"Canara Bank Visa Corporate Credit Card","bank":"Canara Bank","bankCode":"canara","cardType":"credit","network":"Visa","tier":null,"annualFee":400,"joiningFee":250,"feeWaiverSpend":null,"description":"Canara Bank's dedicated corporate Visa credit card for business expense management. Suitable for companies and organizations to manage employee travel and operational expenses with centralized billing and reporting.","tagline":"Corporate Visa card for streamlined business expenses","benefits":["Centralized billing for corporate expense management","Global Visa acceptance","Cash withdrawal facility","ATM and POS usage","EMI conversion for business purchases","Dedicated corporate credit limits"],"benefitIcons":["travel","rewards"],"minIncome":null,"minCreditScore":null,"colorScheme":"blue and white","isLifetimeFree":false,"applyUrl":"https://www.canarabank.bank.in/credit-cards","slug":"canara-bank-visa-corporate-credit-card"},{"id":"canara-bank-mastercard-gold-secured-credit-card","name":"Canara Bank Mastercard Gold Secured Credit Card","bank":"Canara Bank","bankCode":"canara","cardType":"credit","network":"Mastercard","tier":"Gold","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Lifetime free secured Mastercard Gold credit card issued against a fixed deposit. Designed for individuals with limited or no credit history to build credit scores while earning 2 reward points per ₹100 on spends.","tagline":"Build credit with a secured Gold card — backed by FD","benefits":["2 reward points per ₹100 on POS and e-commerce","Zero joining and annual fee","Issued against fixed deposit — no credit score required","Helps build CIBIL score","Global Mastercard acceptance","Up to 50 days interest-free credit period"],"benefitIcons":["rewards","shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"gold and grey","isLifetimeFree":true,"applyUrl":"https://www.canarabank.bank.in/credit-cards","slug":"canara-bank-mastercard-gold-secured-credit-card"},{"id":"canara-bank-visa-gold-secured-credit-card","name":"Canara Bank Visa Gold Secured Credit Card","bank":"Canara Bank","bankCode":"canara","cardType":"credit","network":"Visa","tier":"Gold","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Lifetime free secured Visa Gold credit card issued against a fixed deposit for credit score building. Earns 2 reward points per ₹100 with global Visa acceptance. Ideal for first-time credit users and those rebuilding their credit profile.","tagline":"Secured Visa Gold card to build your credit score","benefits":["2 reward points per ₹100 on POS and e-commerce","Zero joining and annual fee","Issued against fixed deposit","Helps build CIBIL score","Global Visa acceptance","Up to 50 days interest-free credit period"],"benefitIcons":["rewards","shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"gold and blue","isLifetimeFree":true,"applyUrl":"https://www.canarabank.bank.in/credit-cards","slug":"canara-bank-visa-gold-secured-credit-card"},{"id":"canara-bank-rupay-platinum-secured-credit-card","name":"Canara Bank RuPay Platinum Secured Credit Card","bank":"Canara Bank","bankCode":"canara","cardType":"credit","network":"RuPay","tier":"Platinum","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Lifetime free secured RuPay Platinum credit card issued against a fixed deposit. Combines credit-building benefits with RuPay Platinum perks including UPI credit payments, insurance cover, and 2 reward points per ₹100.","tagline":"Secured RuPay Platinum — rewards while building credit","benefits":["2 reward points per ₹100 on POS and e-commerce","Zero joining and annual fee","Issued against fixed deposit","UPI credit payments via PhonePe, Google Pay, BHIM","Complimentary insurance cover","Interest-free period of 20–50 days"],"benefitIcons":["rewards","insurance"],"minIncome":null,"minCreditScore":null,"colorScheme":"silver and blue","isLifetimeFree":true,"applyUrl":"https://www.canarabank.bank.in/credit-cards","slug":"canara-bank-rupay-platinum-secured-credit-card"},{"id":"canara-bank-rupay-select-secured-credit-card","name":"Canara Bank RuPay Select Secured Credit Card","bank":"Canara Bank","bankCode":"canara","cardType":"credit","network":"RuPay","tier":"Select","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Lifetime free secured RuPay Select credit card issued against a fixed deposit, offering premium Select-tier benefits including lounge access and concierge services. Best for FD holders who want premium credit card privileges without a salary requirement.","tagline":"Secured RuPay Select with premium perks — backed by FD","benefits":["2 reward points per ₹100 on POS and e-commerce","Zero joining and annual fee","Issued against fixed deposit","Domestic and international airport lounge access","24x7 concierge services","Complimentary insurance cover","UPI credit payments"],"benefitIcons":["rewards","lounge","concierge","insurance"],"minIncome":null,"minCreditScore":null,"colorScheme":"dark blue and gold","isLifetimeFree":true,"applyUrl":"https://www.canarabank.bank.in/credit-cards","slug":"canara-bank-rupay-select-secured-credit-card"},{"id":"canara-bank-rupay-classic-debit-card","name":"Canara Bank RuPay Classic Debit Card","bank":"Canara Bank","bankCode":"canara","cardType":"debit","network":"RuPay","tier":"Classic","annualFee":200,"joiningFee":0,"feeWaiverSpend":null,"description":"Entry-level RuPay Classic debit card linked to savings or current account with a daily ATM withdrawal limit of ₹75,000 and POS/e-commerce limit of ₹2 lakh. Free for the first year; annual fee of ₹200+GST from the second year onwards.","tagline":"Everyday RuPay debit card for basic banking needs","benefits":["Daily ATM cash withdrawal up to ₹75,000","Daily POS and e-commerce purchase limit up to ₹2 lakh","Free ATM transactions: 3 in metros, 5 in other centers","Available in personalized and non-personalized options","International usage activatable via net banking or mobile banking","Contactless payments for transactions up to ₹5,000"],"benefitIcons":["shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"blue and white","isLifetimeFree":false,"applyUrl":"https://www.canarabank.bank.in/","slug":"canara-bank-rupay-classic-debit-card"},{"id":"canara-bank-visa-platinum-debit-card","name":"Canara Bank Visa Platinum Debit Card","bank":"Canara Bank","bankCode":"canara","cardType":"debit","network":"Visa","tier":"Platinum","annualFee":500,"joiningFee":0,"feeWaiverSpend":null,"description":"Canara Bank Visa Platinum debit card with 1 reward point per ₹200 spent at POS/e-commerce, daily ATM limit of ₹1 lakh, and complimentary insurance including personal accident and baggage protection. Annual fee of ₹500+GST from second year.","tagline":"Platinum Visa debit card with rewards and insurance","benefits":["1 reward point per ₹200 on POS and e-commerce","Daily ATM cash withdrawal up to ₹1 lakh","Daily POS/e-commerce purchase limit up to ₹5 lakh","Complimentary personal accident insurance for self and spouse","Baggage insurance and purchase protection","Free ATM transactions","Global Visa acceptance"],"benefitIcons":["rewards","insurance","shopping","travel"],"minIncome":null,"minCreditScore":null,"colorScheme":"platinum silver and blue","isLifetimeFree":false,"applyUrl":"https://www.canarabank.bank.in/","slug":"canara-bank-visa-platinum-debit-card"},{"id":"canara-bank-mastercard-platinum-debit-card","name":"Canara Bank Mastercard Platinum Debit Card","bank":"Canara Bank","bankCode":"canara","cardType":"debit","network":"Mastercard","tier":"Platinum","annualFee":500,"joiningFee":0,"feeWaiverSpend":null,"description":"Canara Bank Mastercard Platinum debit card offering 1 reward point per ₹200 spent, domestic lounge access twice per quarter, and comprehensive insurance cover. Annual fee ₹500+GST from second year; includes both domestic and international acceptance.","tagline":"Mastercard Platinum debit with lounge access and rewards","benefits":["1 reward point per ₹200 on POS and e-commerce","2 complimentary domestic airport lounge visits per quarter","Daily ATM cash withdrawal up to ₹1 lakh","Daily POS/e-commerce purchase limit up to ₹5 lakh","Complimentary personal accident insurance for self and spouse","Baggage insurance and purchase protection","Free ATM transactions: 3 in metros, 5 in other centers","Domestic and international acceptance"],"benefitIcons":["rewards","lounge","insurance","shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"dark grey and silver","isLifetimeFree":false,"applyUrl":"https://www.canarabank.bank.in/","slug":"canara-bank-mastercard-platinum-debit-card"},{"id":"canara-bank-mastercard-platinum-women-debit-card","name":"Canara Bank Mastercard Platinum Women Debit Card","bank":"Canara Bank","bankCode":"canara","cardType":"debit","network":"Mastercard","tier":"Platinum","annualFee":500,"joiningFee":0,"feeWaiverSpend":null,"description":"Women-centric Mastercard Platinum debit card with domestic lounge access twice per quarter, personal accident insurance, and baggage protection. Exclusively for women account holders at Canara Bank with a savings account.","tagline":"Empowering women with premium debit card privileges","benefits":["2 complimentary domestic airport lounge visits per quarter","Daily ATM cash withdrawal up to ₹1 lakh","Daily POS/e-commerce purchase limit up to ₹5 lakh","Complimentary personal accident insurance","Baggage insurance and purchase protection","Exclusive women-focused merchant offers","Global Mastercard acceptance"],"benefitIcons":["lounge","insurance","shopping","health"],"minIncome":null,"minCreditScore":null,"colorScheme":"rose gold and white","isLifetimeFree":false,"applyUrl":"https://www.canarabank.bank.in/","slug":"canara-bank-mastercard-platinum-women-debit-card"},{"id":"canara-bank-rupay-select-debit-card","name":"Canara Bank RuPay Select Debit Card","bank":"Canara Bank","bankCode":"canara","cardType":"debit","network":"RuPay","tier":"Select","annualFee":1000,"joiningFee":0,"feeWaiverSpend":null,"description":"Canara Bank's premium RuPay Select debit card offering 1 reward point per ₹200, domestic airport lounge access (spend-based from April 2026), 2 international lounge visits per year, NPCI-backed ₹10 lakh accident insurance, spa, gym, golf, health check-up, and concierge services.","tagline":"Premium RuPay Select with lounge, golf, spa and concierge","benefits":["1 reward point per ₹200 on POS and e-commerce","1 domestic airport lounge visit per quarter (on ₹5,000 quarterly spend)","2 international airport lounge visits per year","Accident Death & Permanent Disability insurance up to ₹10 lakh (NPCI)","Personal accident cover: ₹8 lakh (self air), ₹4 lakh (spouse air)","Baggage insurance up to ₹50,000","1 complimentary gym membership per quarter","1 complimentary golf lesson or round per quarter","1 complimentary spa or salon session per quarter","1 complimentary health check-up package per quarter","24x7 concierge services","Amazon Prime or Hotstar 12-month membership (annual)","Daily ATM cash withdrawal up to ₹1 lakh","Daily POS/e-commerce purchase limit up to ₹5 lakh"],"benefitIcons":["lounge","insurance","golf","health","concierge","rewards","travel"],"minIncome":null,"minCreditScore":null,"colorScheme":"dark blue and gold","isLifetimeFree":false,"applyUrl":"https://www.canarabank.bank.in/rupay-select-debit-card","slug":"canara-bank-rupay-select-debit-card"},{"id":"canara-bank-international-travel-prepaid-card","name":"Canara Bank Mastercard Platinum International Travel Prepaid Card","bank":"Canara Bank","bankCode":"canara","cardType":"prepaid","network":"Mastercard","tier":"Platinum","annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"Canara Bank's multicurrency forex prepaid travel card on Mastercard Platinum, designed for international travelers and students studying abroad. Supports multiple currencies on a single card with real-time tracking via mobile banking and easy top-ups.","tagline":"Multi-currency travel card for seamless global spending","benefits":["Multiple currencies loaded on a single card","Valid for 5 years","Real-time tracking via Canara mobile banking","Easy online top-up/reload facility","Accepted at ATMs, shops, and restaurants worldwide","Lock-in exchange rates at time of loading","Secure chip and PIN technology","Emergency card replacement assistance abroad"],"benefitIcons":["forex","travel","shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"blue and platinum","isLifetimeFree":false,"applyUrl":"https://www.canarabank.bank.in/canara-bank-international-travel-prepaid-card","slug":"canara-bank-international-travel-prepaid-card"},{"id":"canara-bank-visa-classic-prepaid-card","name":"Canara Bank Visa Classic Prepaid Card","bank":"Canara Bank","bankCode":"canara","cardType":"prepaid","network":"Visa","tier":"Classic","annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"Canara Bank's Classic Visa prepaid card for domestic use, allowing pre-loaded spending at POS terminals and online merchants. Suitable for expense management, gifting, and controlled-spend scenarios without linking to a bank account.","tagline":"Preloaded Visa Classic for controlled spending","benefits":["Accepted at all Visa POS terminals and e-commerce","Domestic usage","No bank account required","Controlled spending with preloaded balance","Reloadable","Secure chip technology"],"benefitIcons":["shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"blue and white","isLifetimeFree":false,"applyUrl":"https://www.canarabank.bank.in/","slug":"canara-bank-visa-classic-prepaid-card"},{"id":"canara-bank-visa-gift-prepaid-card","name":"Canara Bank Visa Gift Prepaid Card","bank":"Canara Bank","bankCode":"canara","cardType":"prepaid","network":"Visa","tier":null,"annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"Canara Bank's Visa Gift prepaid card designed for gifting purposes, preloaded with a fixed amount. Can be used at Visa-accepting merchants across India for purchases at POS and online platforms.","tagline":"The perfect Visa gift card for any occasion","benefits":["Preloaded with a fixed amount","Accepted at all Visa merchant outlets","No bank account required","Gifting-friendly card format","POS and e-commerce acceptance"],"benefitIcons":["shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"gold and white","isLifetimeFree":false,"applyUrl":"https://www.canarabank.bank.in/","slug":"canara-bank-visa-gift-prepaid-card"},{"id":"canara-bank-visa-plus-prepaid-card","name":"Canara Bank Visa Plus Prepaid Card","bank":"Canara Bank","bankCode":"canara","cardType":"prepaid","network":"Visa","tier":null,"annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"Canara Bank's Visa Plus prepaid card offering extended features over the Classic prepaid variant, with enhanced spending limits and broader domestic acceptance. Suitable for individuals seeking a versatile prepaid payment solution.","tagline":"Enhanced Visa prepaid for flexible everyday payments","benefits":["Enhanced spending limits over Classic prepaid","Accepted at all Visa POS terminals and online merchants","Reloadable — top up as needed","No bank account required","Secure chip and PIN protection","Domestic acceptance"],"benefitIcons":["shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"blue and silver","isLifetimeFree":false,"applyUrl":"https://www.canarabank.bank.in/","slug":"canara-bank-visa-plus-prepaid-card"},{"id":"au-zenith-plus-credit-card","name":"AU Zenith+ Credit Card","bank":"AU Small Finance Bank","bankCode":"au","cardType":"credit","network":"Visa","tier":"Infinite","annualFee":4999,"joiningFee":4999,"feeWaiverSpend":2000000,"description":"AU Bank's ultra-premium metal credit card offering 20 reward points per ₹100 on dining and travel, unlimited domestic and international lounge access, and golf privileges. Includes BookMyShow movie passes, Taj Epicure membership milestones, and 0.99% forex markup.","tagline":"India's most rewarding metal credit card","benefits":["20 reward points per ₹100 on dining and travel","10 reward points per ₹100 on other spends","Unlimited domestic and international airport lounge access","Complimentary golf rounds at premier courses","BookMyShow movie passes every month","0.99% forex markup on international transactions","Comprehensive travel insurance up to ₹1.5 crore","Annual fee waived on ₹20 lakh annual spend","1% fuel surcharge waiver"],"benefitIcons":["rewards","lounge","travel","golf","movie","forex","insurance","fuel"],"minIncome":100000,"minCreditScore":750,"colorScheme":"dark charcoal metallic","isLifetimeFree":false,"applyUrl":"https://www.au.bank.in/premium-banking/credit-cards/zenith-plus-credit-card","slug":"au-zenith-plus-credit-card"},{"id":"au-vetta-credit-card","name":"AU Vetta Credit Card","bank":"AU Small Finance Bank","bankCode":"au","cardType":"credit","network":"Visa","tier":"Platinum","annualFee":2999,"joiningFee":2999,"feeWaiverSpend":300000,"description":"Mid-premium lifestyle card with 10 reward points per ₹100 on dining and travel. Offers complimentary domestic and international airport lounge visits and railway lounge access, making it ideal for frequent travellers.","tagline":"Travel and dining rewards for the discerning spender","benefits":["10 reward points per ₹100 on dining and travel","5 reward points per ₹100 on other spends","4X reward points on grocery and departmental store spends","Complimentary domestic airport lounge access","Complimentary international airport lounge access","Railway lounge access","Annual fee waived on ₹3 lakh annual spend","1% fuel surcharge waiver"],"benefitIcons":["rewards","lounge","travel","dining","fuel"],"minIncome":50000,"minCreditScore":700,"colorScheme":"deep blue silver","isLifetimeFree":false,"applyUrl":"https://www.au.bank.in/personal-banking/credit-cards/vetta-credit-card","slug":"au-vetta-credit-card"},{"id":"au-ixora-credit-card","name":"AU Ixora Credit Card","bank":"AU Small Finance Bank","bankCode":"au","cardType":"credit","network":"Visa","tier":"Platinum","annualFee":2999,"joiningFee":2999,"feeWaiverSpend":null,"description":"Mid-premium credit card with up to 5% rewards on select categories including travel and lifestyle. Provides 4 complimentary lounge visits per year and a balanced reward structure for everyday and travel spends.","tagline":"Balanced rewards for everyday premium living","benefits":["Up to 5% rewards on select categories","1% rewards on everyday spends","4 complimentary airport lounge visits per year","Dining and lifestyle offers","1% fuel surcharge waiver"],"benefitIcons":["rewards","lounge","dining","travel","fuel"],"minIncome":40000,"minCreditScore":700,"colorScheme":"rose gold white","isLifetimeFree":false,"applyUrl":"https://www.au.bank.in/personal-banking/credit-cards","slug":"au-ixora-credit-card"},{"id":"au-altura-plus-credit-card","name":"AU Altura Plus Credit Card","bank":"AU Small Finance Bank","bankCode":"au","cardType":"credit","network":"Visa","tier":"Gold","annualFee":499,"joiningFee":499,"feeWaiverSpend":200000,"description":"Budget lifestyle card with 2% cashback on online spends and 5% on utility and grocery. Offers 10X reward points on weekends and complimentary airport lounge access, providing strong value at a low annual fee.","tagline":"Weekend 10X rewards with lounge access at just ₹499/year","benefits":["2% cashback on online spends","1% cashback on offline retail spends","5% cashback on utility and grocery","10X reward points on weekend spends","500 bonus reward points on monthly spends of ₹20,000","Complimentary airport lounge access (up to 16 per year)","Annual fee waived on ₹2 lakh annual spend","1% fuel surcharge waiver"],"benefitIcons":["cashback","rewards","lounge","grocery","fuel","milestone"],"minIncome":20000,"minCreditScore":700,"colorScheme":"teal green white","isLifetimeFree":false,"applyUrl":"https://www.au.bank.in/personal-banking/credit-cards/altura-plus-credit-card","slug":"au-altura-plus-credit-card"},{"id":"au-xcite-credit-card","name":"AU Xcite Credit Card","bank":"AU Small Finance Bank","bankCode":"au","cardType":"credit","network":"Visa","tier":"Classic","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Digital-first entry-level credit card with 2X reward points on all spends and no annual fee. Ideal for everyday online and offline purchases for users building their credit history.","tagline":"2X rewards on every spend — free digital credit card","benefits":["2X reward points on all spends","Lifetime free — zero joining and annual fee","Online and offline acceptance","Digital card management via AU 0101 app","1% fuel surcharge waiver"],"benefitIcons":["rewards","fuel"],"minIncome":15000,"minCreditScore":650,"colorScheme":"electric blue white","isLifetimeFree":true,"applyUrl":"https://www.au.bank.in/personal-banking/credit-cards/xcite-credit-card","slug":"au-xcite-credit-card"},{"id":"au-xcite-ace-credit-card","name":"AU Xcite Ace Credit Card","bank":"AU Small Finance Bank","bankCode":"au","cardType":"credit","network":"Visa","tier":"Gold","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Enhanced version of the Xcite card with higher reward earn rates and lifestyle benefits at zero cost. Part of AU Bank's digital-first Xcite range targeting young urban professionals.","tagline":"Ace your rewards — zero-fee upgraded digital card","benefits":["Enhanced reward points on everyday spends","Lifetime free — zero joining and annual fee","Lifestyle and shopping offers","Digital-first card management","1% fuel surcharge waiver"],"benefitIcons":["rewards","shopping","fuel"],"minIncome":15000,"minCreditScore":650,"colorScheme":"black gold accent","isLifetimeFree":true,"applyUrl":"https://www.au.bank.in/personal-banking/credit-cards","slug":"au-xcite-ace-credit-card"},{"id":"au-xcite-ultra-credit-card","name":"AU Xcite Ultra Credit Card","bank":"AU Small Finance Bank","bankCode":"au","cardType":"credit","network":"Visa","tier":"Platinum","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Top tier of AU's digital-first Xcite range, offering the best rewards and benefits in the Xcite lineup at no annual fee. Designed for digitally savvy users who want premium-grade benefits without a fee.","tagline":"Ultra rewards — the best free card in AU Bank's digital lineup","benefits":["High reward points on select categories","Lifestyle and entertainment offers","Lifetime free — zero joining and annual fee","Digital card management via AU 0101 app","1% fuel surcharge waiver"],"benefitIcons":["rewards","shopping","fuel"],"minIncome":15000,"minCreditScore":650,"colorScheme":"deep purple silver","isLifetimeFree":true,"applyUrl":"https://www.au.bank.in/personal-banking/credit-cards","slug":"au-xcite-ultra-credit-card"},{"id":"ixigo-au-credit-card","name":"ixigo AU Credit Card","bank":"AU Small Finance Bank","bankCode":"au","cardType":"credit","network":"RuPay","tier":"Platinum","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Co-branded travel credit card with ixigo offering zero forex markup, 10% discount on ixigo travel bookings, and 8 complimentary airport lounge visits per year. Rated best overall among AU Bank cards for travel value with no annual fee.","tagline":"Zero forex + 10% off ixigo — the best free travel card","benefits":["10% discount on all travel bookings via ixigo","Zero foreign exchange markup on international spends","8 complimentary domestic airport lounge visits per year","Railway lounge access","2.5%–5% rewards on ixigo and travel spends","Lifetime free — zero annual fee"],"benefitIcons":["travel","lounge","forex","rewards"],"minIncome":15000,"minCreditScore":650,"colorScheme":"orange white","isLifetimeFree":true,"applyUrl":"https://www.au.bank.in/personal-banking/credit-cards/ixigo-au-credit-card","slug":"ixigo-au-credit-card"},{"id":"au-abc-pro-credit-card","name":"AU ABC Pro Credit Card","bank":"AU Small Finance Bank","bankCode":"au","cardType":"credit","network":"Visa","tier":"Gold","annualFee":999,"joiningFee":999,"feeWaiverSpend":null,"description":"Mid-range credit card with 2–5% rewards across multiple categories and 2 complimentary lounge visits per year. Offers competitive rewards for users seeking good value at a sub-₹1,000 annual fee.","tagline":"2–5% rewards with lounge access under ₹1,000/year","benefits":["Up to 5% rewards on select categories","2% rewards on everyday spends","2 complimentary airport lounge visits per year","Shopping and lifestyle offers","1% fuel surcharge waiver"],"benefitIcons":["rewards","lounge","shopping","fuel"],"minIncome":20000,"minCreditScore":650,"colorScheme":"blue white","isLifetimeFree":false,"applyUrl":"https://www.au.bank.in/personal-banking/credit-cards","slug":"au-abc-pro-credit-card"},{"id":"au-nexus-credit-card","name":"AU Nexus Credit Card","bank":"AU Small Finance Bank","bankCode":"au","cardType":"credit","network":"Visa","tier":"Classic","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Lifetime free entry-level credit card with 0.5–2% rewards on everyday purchases. Suitable for first-time credit card users and those who want a zero-cost card with basic reward earning.","tagline":"Zero fee, everyday rewards — your first step to credit","benefits":["Up to 2% rewards on select categories","0.5% rewards on all other spends","Lifetime free — zero annual fee","Contactless payment support","Digital card management"],"benefitIcons":["rewards","cashback"],"minIncome":15000,"minCreditScore":650,"colorScheme":"green white","isLifetimeFree":true,"applyUrl":"https://www.au.bank.in/personal-banking/credit-cards","slug":"au-nexus-credit-card"},{"id":"au-spont-credit-card","name":"AU SPONT Credit Card","bank":"AU Small Finance Bank","bankCode":"au","cardType":"credit","network":"Visa","tier":"Classic","annualFee":299,"joiningFee":299,"feeWaiverSpend":null,"description":"Everyday cashback credit card at ₹299 annual fee with 1% rewards on all spends and 2 complimentary lounge visits per year. Designed for users who want simple benefits without high fees.","tagline":"Simple cashback with lounge access at just ₹299/year","benefits":["1% rewards on all spends","2 complimentary airport lounge visits per year","Dining and lifestyle offers","Contactless payment support","1% fuel surcharge waiver"],"benefitIcons":["rewards","lounge","dining","fuel"],"minIncome":15000,"minCreditScore":650,"colorScheme":"coral red white","isLifetimeFree":false,"applyUrl":"https://www.au.bank.in/personal-banking/credit-cards","slug":"au-spont-credit-card"},{"id":"au-instapay-credit-card","name":"AU InstaPay Credit Card","bank":"AU Small Finance Bank","bankCode":"au","cardType":"credit","network":"RuPay","tier":"Classic","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Lifetime free RuPay credit card designed for instant digital payments and UPI integration. Offers basic reward points on all spends with zero fee, targeted at digital payment users.","tagline":"Instant pay, instant rewards — zero fee RuPay card","benefits":["Reward points on all spends","UPI-enabled via RuPay network","Lifetime free — zero annual fee","Contactless payment support","Digital card management via AU 0101 app"],"benefitIcons":["rewards","cashback"],"minIncome":15000,"minCreditScore":650,"colorScheme":"sky blue white","isLifetimeFree":true,"applyUrl":"https://www.au.bank.in/personal-banking/credit-cards","slug":"au-instapay-credit-card"},{"id":"au-nomo-credit-card","name":"AU Nomo Credit Card","bank":"AU Small Finance Bank","bankCode":"au","cardType":"credit","network":"Visa","tier":"Classic","annualFee":0,"joiningFee":199,"feeWaiverSpend":null,"description":"FD-secured credit card requiring a minimum fixed deposit of ₹20,000 as collateral, ideal for building credit history from scratch. Annual fee is zero after the ₹199 joining fee, making it accessible for new-to-credit applicants.","tagline":"Build credit from scratch — secured by your FD","benefits":["FD-backed secured credit card — no income/CIBIL requirement","Zero annual fee after joining","Reward points on all spends","Build credit history from the first transaction","Minimum FD ₹20,000 required as security"],"benefitIcons":["rewards","cashback"],"minIncome":null,"minCreditScore":null,"colorScheme":"purple white","isLifetimeFree":false,"applyUrl":"https://www.au.bank.in/personal-banking/credit-cards","slug":"au-nomo-credit-card"},{"id":"au-ananta-credit-card","name":"AU Ananta Credit Card","bank":"AU Small Finance Bank","bankCode":"au","cardType":"credit","network":"Visa","tier":"Platinum","annualFee":2000,"joiningFee":2000,"feeWaiverSpend":300000,"description":"New 2026 premium card with 5X rewards on shopping, dining, and travel. Offers quarterly lounge access (spend-based), milestone benefit of up to 50,000 reward points, and an 8,000 points welcome bonus.","tagline":"5X rewards on dining, shopping & travel with milestone benefits","benefits":["5X reward points on shopping, dining, and travel","2X reward points on all other retail spends","1X points on utilities","4 lounge visits per quarter (spend-based condition)","Milestone benefit up to 50,000 reward points annually","8,000 welcome reward points on joining","Annual fee waived on ₹3 lakh spend"],"benefitIcons":["rewards","lounge","dining","travel","shopping","milestone"],"minIncome":40000,"minCreditScore":700,"colorScheme":"golden amber black","isLifetimeFree":false,"applyUrl":"https://www.au.bank.in/personal-banking/credit-cards","slug":"au-ananta-credit-card"},{"id":"au-lakshya-credit-card","name":"AU Lakshya Credit Card","bank":"AU Small Finance Bank","bankCode":"au","cardType":"credit","network":"Visa","tier":"Gold","annualFee":1000,"joiningFee":1000,"feeWaiverSpend":200000,"description":"New 2026 mid-range card with 5X rewards on grocery and contactless spends. Provides 8 domestic lounge visits per year and welcome benefit of ₹1,000 voucher or 4,000 reward points.","tagline":"5X grocery rewards and 8 lounge visits for everyday achievers","benefits":["5X reward points on grocery and contactless spends","2X reward points on other retail spends","1X points on utilities","8 domestic airport lounge visits per year (2 per quarter)","Welcome benefit: ₹1,000 voucher or 4,000 reward points","Annual fee waived on ₹2 lakh annual spend"],"benefitIcons":["rewards","grocery","lounge","milestone"],"minIncome":25000,"minCreditScore":680,"colorScheme":"teal blue white","isLifetimeFree":false,"applyUrl":"https://www.au.bank.in/personal-banking/credit-cards","slug":"au-lakshya-credit-card"},{"id":"au-tejas-credit-card","name":"AU Tejas Credit Card","bank":"AU Small Finance Bank","bankCode":"au","cardType":"credit","network":"Visa","tier":"Classic","annualFee":500,"joiningFee":500,"feeWaiverSpend":150000,"description":"New 2026 entry-mid credit card with 5X rewards on the AU Rewardz platform for travel bookings and redemptions. Welcome benefit of ₹500 voucher or 2,000 reward points, no lounge access.","tagline":"5X rewards on AU Rewardz platform — travel smart for less","benefits":["5X reward points on AU Rewardz platform","1X reward points on all other spends","Welcome benefit: ₹500 voucher or 2,000 reward points","Annual fee waived on ₹1.5 lakh annual spend","Digital card management via AU 0101 app"],"benefitIcons":["rewards","travel"],"minIncome":15000,"minCreditScore":650,"colorScheme":"blue orange gradient","isLifetimeFree":false,"applyUrl":"https://www.au.bank.in/personal-banking/credit-cards","slug":"au-tejas-credit-card"},{"id":"au-prathama-credit-card","name":"AU Prathama Credit Card","bank":"AU Small Finance Bank","bankCode":"au","cardType":"credit","network":"Visa","tier":"Classic","annualFee":100,"joiningFee":100,"feeWaiverSpend":75000,"description":"New 2026 entry-level credit card at just ₹100 annual fee with 2X rewards on contactless payments. Designed for first-time credit users who want a near-free card with basic contactless payment rewards.","tagline":"Your first credit card — 2X contactless rewards at ₹100/year","benefits":["2X reward points on contactless payments","1X reward points on all other spends","Annual fee waived on ₹75,000 annual spend","Contactless payment support","Digital card management via AU 0101 app"],"benefitIcons":["rewards","cashback"],"minIncome":15000,"minCreditScore":650,"colorScheme":"light green white","isLifetimeFree":false,"applyUrl":"https://www.au.bank.in/personal-banking/credit-cards","slug":"au-prathama-credit-card"},{"id":"au-rupay-classic-debit-card","name":"AU RuPay Classic Debit Card","bank":"AU Small Finance Bank","bankCode":"au","cardType":"debit","network":"RuPay","tier":"Classic","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Entry-level debit card linked to any AU savings account. Offers a ₹100 welcome brand voucher, access to 100+ merchant offers, card liability cover, and purchase protection for everyday transactions.","tagline":"Simple, secure everyday banking at zero cost","benefits":["₹100 welcome brand voucher on issuance","Access to 100+ merchant offers","Card liability cover for unauthorised transactions","Purchase protection on eligible purchases","UPI-enabled via RuPay network","Free issuance and maintenance"],"benefitIcons":["cashback","shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"red white","isLifetimeFree":true,"applyUrl":"https://www.au.bank.in/personal-banking/debit-cards","slug":"au-rupay-classic-debit-card"},{"id":"au-visa-gold-debit-card","name":"AU Visa Gold Debit Card","bank":"AU Small Finance Bank","bankCode":"au","cardType":"debit","network":"Visa","tier":"Gold","annualFee":349,"joiningFee":349,"feeWaiverSpend":null,"description":"Mid-tier Visa debit card with ₹75,000 daily purchase limit and contactless 'Tap and Go' payments. Includes personal accident insurance, purchase protection, and discounts on shopping, dining, and travel.","tagline":"Gold-tier contactless debit with insurance and lifestyle offers","benefits":["Daily purchase limit up to ₹75,000","Daily cash withdrawal limit up to ₹25,000","Contactless Tap and Go payments up to ₹5,000","Personal accident insurance","Purchase protection coverage","Card liability cover","Discounts on shopping, dining, and travel","Instant card block via AU 0101 app"],"benefitIcons":["insurance","shopping","dining","travel"],"minIncome":null,"minCreditScore":null,"colorScheme":"gold white","isLifetimeFree":false,"applyUrl":"https://www.au.bank.in/personal-banking/debit-cards","slug":"au-visa-gold-debit-card"},{"id":"au-visa-platinum-debit-card","name":"AU Visa Platinum Debit Card","bank":"AU Small Finance Bank","bankCode":"au","cardType":"debit","network":"Visa","tier":"Platinum","annualFee":499,"joiningFee":499,"feeWaiverSpend":null,"description":"Premium personal Visa debit card with ₹2 lakh daily purchase limit and ₹50,000 ATM withdrawal limit. Includes air travel insurance, personal accident cover, purchase protection, and entertainment offers on Zomato and BookMyShow.","tagline":"Platinum-level security and benefits for high-value daily banking","benefits":["Daily purchase limit up to ₹2 lakh","Daily cash withdrawal limit up to ₹50,000","Air travel insurance","Personal accident insurance","Purchase protection coverage","Dining discount on Zomato","Entertainment discount on BookMyShow","Contactless payment support"],"benefitIcons":["insurance","travel","dining","movie","shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"platinum silver blue","isLifetimeFree":false,"applyUrl":"https://www.au.bank.in/personal-banking/debit-cards","slug":"au-visa-platinum-debit-card"},{"id":"au-royale-debit-card","name":"AU Royale Debit Card","bank":"AU Small Finance Bank","bankCode":"au","cardType":"debit","network":"Visa","tier":"Signature","annualFee":1399,"joiningFee":1399,"feeWaiverSpend":null,"description":"Premium lifestyle debit card with 8 complimentary domestic airport lounge visits per year, 2.5% cross-currency markup, and BOGO offers on BookMyShow, Zomato, and BigBasket. Highest ATM withdrawal limit of ₹4 lakh.","tagline":"Premium lifestyle debit with lounge access and BOGO offers","benefits":["8 complimentary domestic airport lounge visits per year","2.5% cross-currency markup on international transactions","BOGO movie offers via BookMyShow","BOGO food delivery offers via Zomato","BOGO grocery offers via BigBasket","Daily ATM withdrawal limit up to ₹4 lakh","Personal accident insurance","Air travel insurance","Purchase protection coverage"],"benefitIcons":["lounge","forex","movie","dining","grocery","insurance","travel"],"minIncome":null,"minCreditScore":null,"colorScheme":"royal blue gold","isLifetimeFree":false,"applyUrl":"https://www.au.bank.in/personal-banking/debit-cards","slug":"au-royale-debit-card"},{"id":"au-royale-world-debit-card","name":"AU Royale World Debit Card","bank":"AU Small Finance Bank","bankCode":"au","cardType":"debit","network":"Visa","tier":"Infinite","annualFee":1399,"joiningFee":1399,"feeWaiverSpend":null,"description":"Visa Signature-tier debit card for NRI customers with zero forex markup, complimentary domestic and international airport lounge access, higher purchase limits, and discounts on international brands and restaurants.","tagline":"World-class banking for NRIs — zero forex, global lounge access","benefits":["Zero cross-currency markup on international transactions","Complimentary domestic airport lounge access","Complimentary international airport lounge access","Higher daily purchase and withdrawal limits","Discounts on international dining brands","Personal accident insurance","Air travel insurance","Purchase protection coverage"],"benefitIcons":["forex","lounge","travel","dining","insurance"],"minIncome":null,"minCreditScore":null,"colorScheme":"black gold","isLifetimeFree":false,"applyUrl":"https://www.au.bank.in/personal-banking/debit-cards","slug":"au-royale-world-debit-card"},{"id":"au-eternity-debit-card","name":"AU Eternity Debit Card","bank":"AU Small Finance Bank","bankCode":"au","cardType":"debit","network":"Visa","tier":"Infinite","annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"High-net-worth debit card for savings or business account holders maintaining ₹10 lakh MAB or ₹30 lakh TRV. Features ultra-low 0.90% forex markup, ₹1 crore air accident cover, and both domestic and international lounge access.","tagline":"Elite banking for HNI customers — 0.90% forex and ₹1 crore air cover","benefits":["0.90% forex markup — lowest in AU Bank debit range","₹1 crore air accident insurance cover","Complimentary domestic airport lounge access","Complimentary international airport lounge access","Requires ₹10 lakh MAB or ₹30 lakh TRV","Premium lifestyle and merchant offers"],"benefitIcons":["forex","lounge","travel","insurance"],"minIncome":null,"minCreditScore":null,"colorScheme":"deep black silver","isLifetimeFree":false,"applyUrl":"https://www.au.bank.in/personal-banking/debit-cards","slug":"au-eternity-debit-card"},{"id":"au-ivy-debit-card","name":"AU Ivy Debit Card","bank":"AU Small Finance Bank","bankCode":"au","cardType":"debit","network":"Visa","tier":"Infinite","annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"Invite-only ultra-premium debit card for customers with ₹25 lakh AQB or ₹2 crore group TRV. Offers 0% cross-currency markup, 4 domestic and 4 international lounge visits per quarter, and a dedicated Relationship Manager.","tagline":"Invite-only elite debit — zero forex, dedicated RM, quarterly lounge access","benefits":["0% cross-currency markup on international transactions","4 domestic airport lounge visits per quarter","4 international airport lounge visits per quarter","Dedicated Relationship Manager","Invite-only — requires ₹25 lakh AQB or ₹2 crore group TRV","Premium concierge and lifestyle services"],"benefitIcons":["forex","lounge","travel","concierge"],"minIncome":null,"minCreditScore":null,"colorScheme":"emerald green gold","isLifetimeFree":false,"applyUrl":"https://www.au.bank.in/personal-banking/debit-cards","slug":"au-ivy-debit-card"},{"id":"au-rupay-platinum-debit-card","name":"AU RuPay Platinum Debit Card","bank":"AU Small Finance Bank","bankCode":"au","cardType":"debit","network":"RuPay","tier":"Platinum","annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"RuPay Platinum debit card offering domestic and international usage, lounge access, purchase protection up to ₹10,000, and ₹2 lakh card liability insurance. Available for regular, student, and NRO account holders.","tagline":"RuPay Platinum — lounge access and insurance for every account type","benefits":["Complimentary domestic airport lounge access","Purchase protection up to ₹10,000 (within 90 days of purchase)","Card liability cover of ₹2 lakh against fraudulent transactions","Available for student and NRO accounts","UPI-enabled via RuPay network","Heavy merchant discounts"],"benefitIcons":["lounge","insurance","shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"platinum white blue","isLifetimeFree":false,"applyUrl":"https://www.au.bank.in/personal-banking/debit-cards","slug":"au-rupay-platinum-debit-card"},{"id":"au-royale-business-debit-card","name":"AU Royale Business Debit Card","bank":"AU Small Finance Bank","bankCode":"au","cardType":"debit","network":"Visa","tier":"Signature","annualFee":1399,"joiningFee":1399,"feeWaiverSpend":null,"description":"Premium business debit card with ₹5 lakh daily payment limit for high-value business transactions. Includes complimentary domestic airport lounge access, lower forex charges, and contactless payment for business expenses.","tagline":"Premium business debit — ₹5 lakh daily limit with lounge access","benefits":["Daily payment limit up to ₹5 lakh","Complimentary domestic airport lounge access","Lower cross-currency markup on international transactions","Contactless payment facility","Insurance benefits including personal accident and purchase protection","Lifestyle offers and merchant discounts"],"benefitIcons":["lounge","forex","insurance","travel"],"minIncome":null,"minCreditScore":null,"colorScheme":"dark blue gold","isLifetimeFree":false,"applyUrl":"https://www.au.bank.in/personal-banking/debit-cards","slug":"au-royale-business-debit-card"},{"id":"au-visa-business-platinum-debit-card","name":"AU Visa Business Platinum Debit Card","bank":"AU Small Finance Bank","bankCode":"au","cardType":"debit","network":"Visa","tier":"Platinum","annualFee":499,"joiningFee":499,"feeWaiverSpend":null,"description":"Business-focused Visa Platinum debit card with ₹5 lakh daily purchase limit and ₹1 lakh ATM withdrawal limit. Designed for business owners requiring high-value payment flexibility with insurance and airport lounge access.","tagline":"Business platinum — high limits, lounge access, strong insurance","benefits":["Daily purchase limit up to ₹5 lakh","Daily ATM withdrawal limit up to ₹1 lakh","Airport lounge access for business travellers","Insurance benefits and protection","Enable/disable international usage as needed","Business-specific privileges and offers"],"benefitIcons":["lounge","insurance","travel"],"minIncome":null,"minCreditScore":null,"colorScheme":"silver black","isLifetimeFree":false,"applyUrl":"https://www.au.bank.in/personal-banking/debit-cards","slug":"au-visa-business-platinum-debit-card"},{"id":"au-visa-business-gold-debit-card","name":"AU Visa Business Gold Debit Card","bank":"AU Small Finance Bank","bankCode":"au","cardType":"debit","network":"Visa","tier":"Gold","annualFee":349,"joiningFee":349,"feeWaiverSpend":null,"description":"Entry-level business Visa Gold debit card with ₹2 lakh daily purchase and ₹50,000 ATM withdrawal limits. Provides contactless payments, purchase protection, air insurance, and card liability cover for small business owners.","tagline":"Affordable business banking with contactless and insurance cover","benefits":["Daily purchase limit up to ₹2 lakh","Daily ATM withdrawal limit up to ₹50,000","Contactless Tap and Go payments","Air travel insurance","Card liability cover","Purchase protection benefits","Discounts on shopping, dining, and travel"],"benefitIcons":["insurance","travel","shopping","dining"],"minIncome":null,"minCreditScore":null,"colorScheme":"gold white","isLifetimeFree":false,"applyUrl":"https://www.au.bank.in/personal-banking/debit-cards","slug":"au-visa-business-gold-debit-card"},{"id":"au-swipe-save-platinum-debit-card","name":"AU swipe&save Platinum Debit Card","bank":"AU Small Finance Bank","bankCode":"au","cardType":"debit","network":"Visa","tier":"Platinum","annualFee":349,"joiningFee":349,"feeWaiverSpend":null,"description":"Rewards-focused debit card for everyday shoppers with ₹2 lakh daily purchase limit and ₹50,000 ATM limit. Offers extensive discounts on shopping, online purchases, and car services, plus purchase protection up to ₹25,000.","tagline":"Swipe and save more — rewards on every category with purchase protection","benefits":["Daily purchase limit up to ₹2 lakh","Daily ATM withdrawal limit up to ₹50,000","Contactless Tap and Go payments up to ₹5,000","Purchase protection up to ₹25,000","Extensive offers on shopping, online purchases, and car services","Personal accident insurance","Card liability cover"],"benefitIcons":["cashback","shopping","insurance"],"minIncome":null,"minCreditScore":null,"colorScheme":"teal purple","isLifetimeFree":false,"applyUrl":"https://www.au.bank.in/personal-banking/debit-cards","slug":"au-swipe-save-platinum-debit-card"},{"id":"au-haryana-roadways-ncmc-prepaid-card","name":"AU Haryana Roadways NCMC Prepaid Card","bank":"AU Small Finance Bank","bankCode":"au","cardType":"prepaid","network":"RuPay","tier":null,"annualFee":75,"joiningFee":null,"feeWaiverSpend":null,"description":"Co-branded National Common Mobility Card (NCMC) built for tap-and-pay transit on Haryana Roadways buses and all NCMC-enabled public transport. Reloadable up to ₹10,000 balance cap with ₹75 annual maintenance charge.","tagline":"Tap and ride — India's NCMC standard for Haryana Roadways","benefits":["Tap-and-pay on Haryana Roadways buses","Works on all NCMC-enabled transit systems across India","Reloadable up to ₹10,000 balance","RuPay network acceptance at merchants","₹75 annual maintenance charge only"],"benefitIcons":["travel"],"minIncome":null,"minCreditScore":null,"colorScheme":"green orange","isLifetimeFree":false,"applyUrl":"https://www.au.bank.in/personal-banking/prepaid-cards","slug":"au-haryana-roadways-ncmc-prepaid-card"},{"id":"idfc-first-millennia-credit-card","name":"IDFC FIRST Millennia Credit Card","bank":"IDFC First Bank","bankCode":"idfc","cardType":"credit","network":"Visa","tier":"Classic","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Entry-level lifetime-free credit card ideal for everyday spending. Earns 10X reward points on birthday spends and on monthly spends above ₹20,000, and 3X on spends up to ₹20,000. Comes with complimentary railway lounge access.","tagline":"Lifetime free rewards for every day","benefits":["10X reward points on birthday spends","10X reward points on monthly spends above ₹20,000","3X reward points on spends up to ₹20,000 per month","Reward points never expire","Complimentary railway lounge access (on ₹20,000 prior-month spend)","1% fuel surcharge waiver up to ₹200 per cycle","Interest-free ATM cash withdrawal up to 48 days","Cash advance fee flat ₹199"],"benefitIcons":["rewards","milestone","lounge","fuel","cashback"],"minIncome":25000,"minCreditScore":700,"colorScheme":"#1a3c6e","isLifetimeFree":true,"applyUrl":"https://www.idfcfirst.bank.in/credit-card/ntb-diy/apply","slug":"idfc-first-millennia-credit-card"},{"id":"idfc-first-wow-credit-card","name":"IDFC FIRST WOW! Credit Card","bank":"IDFC First Bank","bankCode":"idfc","cardType":"credit","network":"Visa","tier":"Classic","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Secured lifetime-free credit card backed by a fixed deposit of ₹20,000+. Requires no income proof or CIBIL score, making it ideal for first-time users. Features zero forex markup and 3X reward points on card spends.","tagline":"Your first card with zero forex, zero fee","benefits":["Zero joining and annual fee","Zero forex markup on international transactions","4X reward points on all card spends","3X reward points on UPI spends","No income proof or CIBIL score required","FD-backed secured card (minimum FD ₹20,000)","Complimentary personal accident cover","UPI-enabled via RuPay variant"],"benefitIcons":["rewards","forex","cashback"],"minIncome":null,"minCreditScore":null,"colorScheme":"#00a86b","isLifetimeFree":true,"applyUrl":"https://www.idfcfirst.bank.in/credit-card/ntb-diy/apply","slug":"idfc-first-wow-credit-card"},{"id":"idfc-first-mayura-credit-card","name":"IDFC FIRST Mayura Credit Card","bank":"IDFC First Bank","bankCode":"idfc","cardType":"credit","network":"Visa","tier":"Infinite","annualFee":5999,"joiningFee":5999,"feeWaiverSpend":null,"description":"Flagship metal Visa Infinite card with zero forex markup and 16+16 lounge visits annually. Earns 5X rewards up to ₹20,000 monthly and 10X above. Designed for frequent international travellers with up to 2 golf rounds per month.","tagline":"Travel premium. The metal flagship.","benefits":["16 domestic + 16 international lounge visits per year","4 guest lounge visits per year","Zero forex markup","5X rewards on spends up to ₹20,000/month","10X rewards on spends above ₹20,000/month and on birthday","Up to 2 golf rounds per month (24 annually)","1% fuel surcharge waiver","Points never expire"],"benefitIcons":["lounge","forex","rewards","golf","travel","fuel","milestone"],"minIncome":150000,"minCreditScore":750,"colorScheme":"#1a1a2e","isLifetimeFree":false,"applyUrl":"https://www.idfcfirst.bank.in/credit-card/ntb-diy/apply","slug":"idfc-first-mayura-credit-card"},{"id":"idfc-first-ashva-metal-credit-card","name":"IDFC FIRST Ashva Metal Credit Card","bank":"IDFC First Bank","bankCode":"idfc","cardType":"credit","network":"Visa","tier":"Platinum","annualFee":2999,"joiningFee":2999,"feeWaiverSpend":null,"description":"Mid-premium metal card with 16 domestic and 8 international lounge visits per year. Earns 10X reward points on monthly spends above ₹20,000 and 5X below. Strong lounge access offering at a moderate annual fee.","tagline":"Metal prestige, accessible premium","benefits":["16 domestic lounge visits per year","8 international lounge visits per year","10X reward points on spends above ₹20,000/month","5X reward points on spends below ₹20,000/month","1% fuel surcharge waiver","Complimentary insurance coverage","Points never expire"],"benefitIcons":["lounge","rewards","travel","fuel","insurance"],"minIncome":75000,"minCreditScore":720,"colorScheme":"#8b6914","isLifetimeFree":false,"applyUrl":"https://www.idfcfirst.bank.in/credit-card/ntb-diy/apply","slug":"idfc-first-ashva-metal-credit-card"},{"id":"idfc-first-gaj-metal-credit-card","name":"IDFC FIRST Gaj Metal Credit Card","bank":"IDFC First Bank","bankCode":"idfc","cardType":"credit","network":"Visa","tier":"Infinite","annualFee":12500,"joiningFee":12500,"feeWaiverSpend":1000000,"description":"Invite-only Visa Infinite metal card for IDFC FIRST Private Banking clients. Offers zero forex markup, 4 domestic and 4 international lounge visits per quarter, 33.33% value back on travel and up to 24 golf rounds per year.","tagline":"The invite-only metal flagship","benefits":["Zero forex markup","4 domestic + 4 international lounge visits per quarter","Up to 33.33% value back on travel bookings via IDFC FIRST app","Up to 24 golf rounds per year","5 reward points per ₹150 base; 45 bonus points per ₹150 on hotels","Points worth ₹1 each on travel redemptions","Annual fee waived on ₹10 lakh eligible annual spend","Bundled FIRST Digital RuPay companion card"],"benefitIcons":["travel","lounge","golf","forex","rewards","milestone"],"minIncome":null,"minCreditScore":null,"colorScheme":"#2c2c2c","isLifetimeFree":false,"applyUrl":null,"slug":"idfc-first-gaj-metal-credit-card"},{"id":"idfc-first-diamond-reserve-credit-card","name":"IDFC FIRST Diamond Reserve Credit Card","bank":"IDFC First Bank","bankCode":"idfc","cardType":"credit","network":"Visa","tier":"Signature","annualFee":3000,"joiningFee":3000,"feeWaiverSpend":null,"description":"Travel-focused premium credit card with zero foreign exchange markup and accelerated reward points on travel bookings via the IDFC FIRST app. Includes up to 50 bonus reward points on travel and lounge access.","tagline":"Travel rewards, zero forex","benefits":["Zero foreign exchange markup fee","Up to 50 bonus reward points on travel bookings via IDFC FIRST app","Complimentary airport lounge access","Reward points never expire"],"benefitIcons":["travel","forex","lounge","rewards"],"minIncome":60000,"minCreditScore":720,"colorScheme":"#0d47a1","isLifetimeFree":false,"applyUrl":"https://www.idfcfirst.bank.in/credit-card/ntb-diy/apply","slug":"idfc-first-diamond-reserve-credit-card"},{"id":"idfc-first-wow-black-credit-card","name":"IDFC FIRST WOW! Black Credit Card","bank":"IDFC First Bank","bankCode":"idfc","cardType":"credit","network":"Visa","tier":"Platinum","annualFee":750,"joiningFee":750,"feeWaiverSpend":null,"description":"Premium secured credit card backed by a fixed deposit with zero forex markup and accelerated travel rewards. Earns up to 50X bonus reward points on travel bookings and is ideal for users who travel internationally.","tagline":"Secured, zero forex, travel rewards","benefits":["Zero foreign exchange markup fee","Up to 50X bonus reward points on travel bookings","FD-backed secured card","Reward points never expire"],"benefitIcons":["forex","travel","rewards"],"minIncome":null,"minCreditScore":null,"colorScheme":"#1a1a1a","isLifetimeFree":false,"applyUrl":"https://www.idfcfirst.bank.in/credit-card/ntb-diy/apply","slug":"idfc-first-wow-black-credit-card"},{"id":"hpcl-idfc-first-power-credit-card","name":"HPCL IDFC FIRST Power Credit Card","bank":"IDFC First Bank","bankCode":"idfc","cardType":"credit","network":"Visa","tier":"Classic","annualFee":0,"joiningFee":199,"feeWaiverSpend":null,"description":"Co-branded fuel card with HPCL offering 3.5% savings on fuel at HPCL petrol pumps via 21 reward points per ₹150. HP Pay transactions earn 1.5% back as Happy Coins. Annual fee is waived from the second year.","tagline":"Save more at HPCL with every refill","benefits":["3.5% savings on HPCL fuel (21 reward points per ₹150, up to 700 points/cycle)","1.5% savings via HP Pay (6 Happy Coins per ₹100, up to 600/month)","Zero annual fee from year two","1% fuel surcharge waiver at HPCL outlets"],"benefitIcons":["fuel","rewards","cashback"],"minIncome":20000,"minCreditScore":680,"colorScheme":"#d32f2f","isLifetimeFree":false,"applyUrl":"https://www.idfcfirst.bank.in/credit-card/ntb-diy/apply","slug":"hpcl-idfc-first-power-credit-card"},{"id":"hpcl-idfc-first-power-plus-credit-card","name":"HPCL IDFC FIRST Power+ Credit Card","bank":"IDFC First Bank","bankCode":"idfc","cardType":"credit","network":"Visa","tier":"Gold","annualFee":499,"joiningFee":499,"feeWaiverSpend":null,"description":"Premium fuel co-brand card earning 30X reward points at HPCL fuel stations and groceries for up to 6.5% value back. Also earns up to 8.83% savings on travel bookings via the IDFC FIRST app. Best fuel card for HPCL customers.","tagline":"India's highest fuel rewards at HPCL","benefits":["Up to 6.5% value back on HPCL fuel spends (30X reward points)","30X reward points on grocery and FASTag","Up to 8.83% savings on travel bookings via IDFC FIRST app","Save up to ₹7,000 per year on fuel","1% fuel surcharge waiver","Utility bill payment rewards"],"benefitIcons":["fuel","rewards","travel","grocery","milestone"],"minIncome":25000,"minCreditScore":700,"colorScheme":"#b71c1c","isLifetimeFree":false,"applyUrl":"https://www.idfcfirst.bank.in/credit-card/ntb-diy/apply","slug":"hpcl-idfc-first-power-plus-credit-card"},{"id":"idfc-first-swyp-credit-card","name":"IDFC FIRST SWYP Credit Card","bank":"IDFC First Bank","bankCode":"idfc","cardType":"credit","network":"Visa","tier":"Classic","annualFee":499,"joiningFee":499,"feeWaiverSpend":null,"description":"Youth-focused card with 16 complimentary railway lounge visits per year and up to 20% off at partner brands like Domino's, Nykaa, Myntra and EaseMyTrip. Designed for millennials with milestone-based rewards.","tagline":"Live more, spend smarter","benefits":["16 complimentary railway lounge visits per year","Up to 20% off at Domino's, Nykaa, Myntra, EaseMyTrip","Milestone-based reward points","UPI-enabled","Shopping and dining discounts at partner brands"],"benefitIcons":["lounge","shopping","dining","milestone","rewards"],"minIncome":20000,"minCreditScore":680,"colorScheme":"#e91e63","isLifetimeFree":false,"applyUrl":"https://www.idfcfirst.bank.in/credit-card/ntb-diy/apply","slug":"idfc-first-swyp-credit-card"},{"id":"indigo-idfc-first-dual-credit-card","name":"IndiGo IDFC FIRST Dual Credit Card","bank":"IDFC First Bank","bankCode":"idfc","cardType":"credit","network":"Mastercard","tier":"Platinum","annualFee":4999,"joiningFee":4999,"feeWaiverSpend":null,"description":"Co-branded airline card with IndiGo earning up to 22 BluChips per ₹100 on IndiGo flight bookings. Includes milestone bonus of up to 25,000 BluChips as vouchers and low 1.49% forex markup for international travel.","tagline":"Fly more with IndiGo, earn more BluChips","benefits":["Up to 22 BluChips per ₹100 on IndiGo flight bookings","Up to 25,000 BluChips as milestone bonus vouchers","1.49% forex markup","Complimentary golf benefit","Complimentary insurance coverage","Welcome benefit worth ≈ ₹5,000"],"benefitIcons":["travel","milestone","golf","insurance","forex"],"minIncome":60000,"minCreditScore":720,"colorScheme":"#0033a0","isLifetimeFree":false,"applyUrl":"https://www.idfcfirst.bank.in/credit-card/ntb-diy/apply","slug":"indigo-idfc-first-dual-credit-card"},{"id":"idfc-first-hello-cashback-credit-card","name":"IDFC FIRST Hello Cashback Credit Card","bank":"IDFC First Bank","bankCode":"idfc","cardType":"credit","network":"Visa","tier":"Classic","annualFee":1000,"joiningFee":1000,"feeWaiverSpend":null,"description":"Cashback-focused card with up to 5% back on online spends, 6% on travel and 1% on UPI spends via the IDFC FIRST app. Designed for online shoppers who want straightforward cashback over reward points.","tagline":"Simple cashback on every spend","benefits":["5% cashback on online spends","6% cashback on travel bookings","1% cashback on UPI spends via IDFC FIRST app","Cashback credited automatically to statement"],"benefitIcons":["cashback","shopping","travel"],"minIncome":25000,"minCreditScore":700,"colorScheme":"#ff6f00","isLifetimeFree":false,"applyUrl":"https://www.idfcfirst.bank.in/credit-card/ntb-diy/apply","slug":"idfc-first-hello-cashback-credit-card"},{"id":"lic-idfc-first-classic-credit-card","name":"LIC IDFC FIRST Classic Credit Card","bank":"IDFC First Bank","bankCode":"idfc","cardType":"credit","network":"Mastercard","tier":"Classic","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Lifetime-free co-branded card with LIC of India earning 5X reward points on LIC premium payments. Designed for LIC policyholders, also includes basic lounge and railway access. Points worth ₹0.25 each.","tagline":"Rewards for every LIC premium payment","benefits":["5X reward points on LIC premium payments via LIC website","Lifetime free — zero joining or annual fee","Complimentary insurance coverage","Complimentary railway lounge access per quarter"],"benefitIcons":["rewards","insurance","lounge"],"minIncome":20000,"minCreditScore":680,"colorScheme":"#006400","isLifetimeFree":true,"applyUrl":"https://www.idfcfirst.bank.in/credit-card/ntb-diy/apply","slug":"lic-idfc-first-classic-credit-card"},{"id":"lic-idfc-first-select-credit-card","name":"LIC IDFC FIRST Select Credit Card","bank":"IDFC First Bank","bankCode":"idfc","cardType":"credit","network":"Mastercard","tier":"Select","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Higher-tier lifetime-free LIC co-branded card earning 10X rewards on LIC premium payments and 5X on all other spends. Includes 2 domestic airport lounge visits and 4 railway lounge visits per quarter, gated on ₹5,000 prior-month spend.","tagline":"More rewards on every LIC premium","benefits":["10X reward points on LIC premium payments via LIC of India website","5X reward points on all other spends","Essentials categories capped at 600 points per month","2 complimentary domestic airport lounge visits per quarter (on ₹5,000 prior-month spend)","4 complimentary railway lounge visits per quarter","1% fuel surcharge waiver up to ₹300","2,000-point welcome bonus on ₹10,000 spend in 30 days","Lifetime free"],"benefitIcons":["rewards","lounge","insurance","fuel","milestone"],"minIncome":30000,"minCreditScore":700,"colorScheme":"#1b5e20","isLifetimeFree":true,"applyUrl":"https://www.idfcfirst.bank.in/credit-card/ntb-diy/apply","slug":"lic-idfc-first-select-credit-card"},{"id":"idfc-first-earn-credit-card","name":"IDFC FIRST EA₹N Credit Card","bank":"IDFC First Bank","bankCode":"idfc","cardType":"credit","network":"RuPay","tier":"Classic","annualFee":499,"joiningFee":0,"feeWaiverSpend":100000,"description":"Secured FD-backed RuPay credit card for UPI-first spenders, approved without income proof or credit history. Earns 1% cashback on UPI spends via IDFC FIRST app and 0.5% on third-party UPI. Joining free for cards issued from December 2025; ₹499 annual fee waived on ₹1 lakh annual spend.","tagline":"Earn cashback on every UPI payment","benefits":["1% cashback on UPI spends via IDFC FIRST app","0.5% cashback on UPI via GPay, PhonePe, Paytm","0.5% cashback on utilities and online spends","FD-backed secured card — no income proof needed","FD continues to earn interest","Zero joining fee (cards from Dec 2025)","Annual fee waived on ₹1 lakh annual spend","Cashback capped ₹500 per statement cycle"],"benefitIcons":["cashback","rewards"],"minIncome":null,"minCreditScore":null,"colorScheme":"#4caf50","isLifetimeFree":false,"applyUrl":"https://www.idfcfirst.bank.in/credit-card/ntb-diy/apply","slug":"idfc-first-earn-credit-card"},{"id":"idfc-first-digital-rupay-credit-card","name":"IDFC FIRST Digital RuPay Credit Card","bank":"IDFC First Bank","bankCode":"idfc","cardType":"credit","network":"RuPay","tier":"Classic","annualFee":199,"joiningFee":199,"feeWaiverSpend":null,"description":"Digital-first RuPay credit card enabling UPI payments from a credit line. Earns 3 reward points per ₹150 on UPI spends above ₹2,000 and 1 reward point per ₹150 below. Issued as a companion card with the Gaj metal card.","tagline":"Pay via UPI, earn reward points","benefits":["3 reward points per ₹150 on UPI spends above ₹2,000","1 reward point per ₹150 on UPI spends below ₹2,000","UPI-linked credit card for scan-and-pay","Low annual fee of ₹199"],"benefitIcons":["rewards","cashback"],"minIncome":20000,"minCreditScore":680,"colorScheme":"#0066cc","isLifetimeFree":false,"applyUrl":"https://www.idfcfirst.bank.in/credit-card/ntb-diy/apply","slug":"idfc-first-digital-rupay-credit-card"},{"id":"idfc-first-private-debit-card","name":"IDFC FIRST Private Debit Card","bank":"IDFC First Bank","bankCode":"idfc","cardType":"debit","network":"Visa","tier":"Infinite","annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"Ultra-premium debit card for IDFC FIRST Private Banking customers offering 6 international and 4 domestic lounge visits per quarter plus a companion. Includes 12 complimentary golf lessons annually, concierge in 500+ cities and comprehensive insurance.","tagline":"Private banking exclusivity in every swipe","benefits":["Daily ATM withdrawal limit ₹10 lakhs","Daily purchase limit ₹15 lakhs","6 complimentary international airport lounge visits per quarter","4 complimentary domestic airport lounge visits with companion per quarter","1 golf lesson or game per month (12 annually)","Concierge services in 500+ cities worldwide","Comprehensive insurance: personal accident, purchase protection, air accident","Roadside assistance (towing, tire change, breakdown support)","VISA Infinite Dining Program","eCom purchase protection"],"benefitIcons":["lounge","golf","concierge","insurance","travel","dining"],"minIncome":null,"minCreditScore":null,"colorScheme":"#0a0a0a","isLifetimeFree":false,"applyUrl":"https://www.idfcfirst.bank.in/personal-banking/accounts","slug":"idfc-first-private-debit-card"},{"id":"idfc-first-visa-signature-debit-card","name":"IDFC FIRST Visa Signature Debit Card","bank":"IDFC First Bank","bankCode":"idfc","cardType":"debit","network":"Visa","tier":"Signature","annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"Mid-tier Visa Signature debit card with 2 complimentary domestic lounge visits per quarter and insurance coverage. Offers dining, gym, spa and pharmacy discounts for everyday lifestyle benefits.","tagline":"Signature lifestyle benefits every day","benefits":["Daily ATM withdrawal limit ₹2 lakhs","Daily purchase limit ₹6 lakhs","2 complimentary domestic airport lounge visits per quarter","Insurance: lost card liability, purchase protection, air and personal accident","Discounts on dining, gym, spa and pharmacies"],"benefitIcons":["lounge","insurance","dining","health"],"minIncome":null,"minCreditScore":null,"colorScheme":"#1a3a5c","isLifetimeFree":false,"applyUrl":"https://www.idfcfirst.bank.in/personal-banking/accounts","slug":"idfc-first-visa-signature-debit-card"},{"id":"idfc-first-visa-platinum-debit-card","name":"IDFC FIRST Visa Platinum Debit Card","bank":"IDFC First Bank","bankCode":"idfc","cardType":"debit","network":"Visa","tier":"Platinum","annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"Everyday Visa Platinum debit card with 1 complimentary domestic airport lounge visit per quarter. Includes insurance coverage, offers on health, travel, shopping and education, and contactless payment support.","tagline":"Everyday banking with premium perks","benefits":["Daily ATM withdrawal limit ₹2 lakhs","Daily purchase limit ₹6 lakhs","1 complimentary domestic airport lounge visit per quarter","Insurance: lost card liability, purchase protection, air travel and personal accident","Offers on health, travel, shopping, education and food"],"benefitIcons":["lounge","insurance","shopping","health","travel"],"minIncome":null,"minCreditScore":null,"colorScheme":"#37474f","isLifetimeFree":false,"applyUrl":"https://www.idfcfirst.bank.in/personal-banking/accounts","slug":"idfc-first-visa-platinum-debit-card"},{"id":"idfc-first-rupay-platinum-debit-card","name":"IDFC FIRST RuPay Platinum Debit Card","bank":"IDFC First Bank","bankCode":"idfc","cardType":"debit","network":"RuPay","tier":"Platinum","annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"RuPay Platinum debit card with 1 complimentary domestic lounge visit every six months and 24×7 concierge services. Includes personal accident and lost card liability insurance plus discounts on Swiggy and Amazon Pay.","tagline":"RuPay rewards for everyday India","benefits":["Daily ATM withdrawal limit ₹50,000","Daily purchase limit ₹1 lakh","1 complimentary domestic airport lounge visit every 6 months","Personal accident and lost card liability insurance","20% discount on recharge via Amazon Pay","20% instant discount on Swiggy every Friday","24×7 concierge services (toll-free 1800-26-78729)"],"benefitIcons":["lounge","insurance","cashback","grocery"],"minIncome":null,"minCreditScore":null,"colorScheme":"#5d4037","isLifetimeFree":false,"applyUrl":"https://www.idfcfirst.bank.in/personal-banking/accounts","slug":"idfc-first-rupay-platinum-debit-card"},{"id":"idfc-first-rupay-classic-debit-card","name":"IDFC FIRST RuPay Classic Debit Card","bank":"IDFC First Bank","bankCode":"idfc","cardType":"debit","network":"RuPay","tier":"Classic","annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"Basic RuPay debit card with PMJDY insurance cover up to ₹2 lakhs and customizable transaction limits via mobile/online banking. Offers dining, shopping and online shopping discounts for everyday value.","tagline":"Simple banking with insurance cover","benefits":["Daily ATM withdrawal limit ₹40,000","Daily purchase limit ₹1 lakh","PMJDY insurance up to ₹2 lakhs (on transaction within 90 days prior to accident)","Customizable cash withdrawal and purchase limits via app","Discounts on dining, shopping and online purchases"],"benefitIcons":["insurance","shopping","dining"],"minIncome":null,"minCreditScore":null,"colorScheme":"#78909c","isLifetimeFree":false,"applyUrl":"https://www.idfcfirst.bank.in/personal-banking/accounts","slug":"idfc-first-rupay-classic-debit-card"},{"id":"federal-bank-visa-celesta-credit-card","name":"Federal Bank Visa Celesta Credit Card","bank":"Federal Bank","bankCode":"federal","cardType":"credit","network":"Visa","tier":"Platinum","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Federal Bank's premium Visa credit card with a 3-2-1 rewards structure offering 3x on travel and international spends, 2x on dining, and 1x on others. Comes with complimentary domestic and international airport lounge access and BOGO movie ticket offers at INOX. Lifetime free with no joining or annual fee.","tagline":"Premium travel and lifestyle rewards with zero annual fee","benefits":["3x reward points per ₹100 on travel and international spends","2x reward points per ₹100 on dining","1x reward point per ₹100 on all other spends","2 complimentary domestic lounge visits per quarter (8 annually)","2 complimentary international lounge visits per year","BOGO offer on INOX movie tickets","Amazon Pay e-Voucher worth ₹600 on spending ₹10,000 within first 30 days","Up to 15% dining discount via FedDelights program","1% fuel surcharge waiver","2% forex markup on international transactions","Zero lost card liability","1 Reward Point = ₹0.25 on redemption"],"benefitIcons":["rewards","lounge","travel","dining","movie","fuel","cashback"],"minIncome":null,"minCreditScore":null,"colorScheme":"gold and black","isLifetimeFree":true,"applyUrl":"https://www.federal.bank.in/visa-celesta-credit-card","slug":"federal-bank-visa-celesta-credit-card"},{"id":"federal-bank-mastercard-celesta-credit-card","name":"Federal Bank Mastercard Celesta Credit Card","bank":"Federal Bank","bankCode":"federal","cardType":"credit","network":"Mastercard","tier":"Platinum","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Federal Bank's flagship Mastercard variant of the Celesta credit card with the same 3-2-1 rewards structure, lounge access, and BOGO movie benefits. Offers Amazon Pay e-Voucher worth ₹2,000 as welcome gift. Lifetime free with no fees.","tagline":"Premium Mastercard rewards with global lounge privileges","benefits":["3x reward points per ₹100 on travel and international spends","2x reward points per ₹100 on dining","1x reward point per ₹100 on all other spends","2 complimentary domestic lounge visits per quarter (8 annually)","2 complimentary international lounge visits per year","BOGO offer on INOX movie tickets","Amazon Pay e-Voucher worth ₹2,000 as welcome benefit","Up to 15% dining discount via FedDelights program","1% fuel surcharge waiver","2% forex markup on international transactions","Zero lost card liability"],"benefitIcons":["rewards","lounge","travel","dining","movie","fuel"],"minIncome":null,"minCreditScore":null,"colorScheme":"gold and dark blue","isLifetimeFree":true,"applyUrl":"https://www.federal.bank.in/celesta-credit-card","slug":"federal-bank-mastercard-celesta-credit-card"},{"id":"federal-bank-visa-imperio-credit-card","name":"Federal Bank Visa Imperio Credit Card","bank":"Federal Bank","bankCode":"federal","cardType":"credit","network":"Visa","tier":"Gold","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Federal Bank's mid-tier Visa credit card designed for health, grocery, and utility spends, offering 3x rewards on healthcare and grocery and 2x on utility bill payments. Includes domestic lounge access and BOGO movie tickets at INOX. Lifetime free card.","tagline":"Earn more on healthcare, grocery and everyday essentials","benefits":["3x reward points per ₹150 on healthcare and grocery spends","2x reward points per ₹150 on utility bill payments","1x reward point per ₹150 on all other spends","2 complimentary domestic lounge visits per quarter (8 annually)","BOGO offer on INOX movie tickets","Amazon Pay e-Voucher worth ₹400 on spending ₹5,000 within first 30 days","Complimentary BigBasket vouchers on quarterly spends of ₹50,000","Up to 15% dining discount via FedDelights program","1% fuel surcharge waiver","3.5% forex markup on international transactions","Zero lost card liability"],"benefitIcons":["rewards","lounge","grocery","health","dining","movie","fuel"],"minIncome":null,"minCreditScore":null,"colorScheme":"deep red and gold","isLifetimeFree":true,"applyUrl":"https://www.federal.bank.in/visa-imperio-credit-card","slug":"federal-bank-visa-imperio-credit-card"},{"id":"federal-bank-mastercard-imperio-credit-card","name":"Federal Bank Mastercard Imperio Credit Card","bank":"Federal Bank","bankCode":"federal","cardType":"credit","network":"Mastercard","tier":"Gold","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Mastercard variant of the Federal Bank Imperio card with 3-2-1 rewards structure focused on healthcare, grocery, and utility categories. Comes with domestic lounge access and dining privileges. Lifetime free with zero fees.","tagline":"Mastercard rewards built for healthcare and grocery spends","benefits":["3x reward points per ₹150 on healthcare and grocery spends","2x reward points per ₹150 on utility bill payments","1x reward point per ₹150 on all other spends","2 complimentary domestic lounge visits per quarter (8 annually)","BOGO offer on INOX movie tickets","Amazon Pay e-Voucher worth ₹400 as welcome benefit","Complimentary BigBasket vouchers on quarterly spends of ₹50,000","Up to 15% dining discount via FedDelights program","1% fuel surcharge waiver","3.5% forex markup on international transactions"],"benefitIcons":["rewards","lounge","grocery","health","dining","movie","fuel"],"minIncome":null,"minCreditScore":null,"colorScheme":"deep red and silver","isLifetimeFree":true,"applyUrl":"https://www.federal.bank.in/imperio-credit-card","slug":"federal-bank-mastercard-imperio-credit-card"},{"id":"federal-bank-visa-signet-credit-card","name":"Federal Bank Visa Signet Credit Card","bank":"Federal Bank","bankCode":"federal","cardType":"credit","network":"Visa","tier":"Classic","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Federal Bank's entry-level Visa credit card designed for electronics, apparel, and entertainment spends with 3x rewards on electronics and apparel and 2x on entertainment. Offers domestic lounge access and BOGO movie tickets. Lifetime free card.","tagline":"Shop smart on electronics and entertainment with zero annual fee","benefits":["3x reward points per ₹200 on electronics and apparel spends","2x reward points per ₹200 on entertainment spends","1x reward point per ₹200 on all other spends","1 complimentary domestic lounge visit per quarter (4 annually)","BOGO offer on INOX movie tickets","Amazon Pay e-Voucher worth ₹200 on spending ₹3,000 within first 30 days","Complimentary Swiggy vouchers","Up to 15% dining discount via FedDelights program","3.5% forex markup on international transactions","Zero lost card liability"],"benefitIcons":["rewards","lounge","shopping","movie","dining"],"minIncome":null,"minCreditScore":null,"colorScheme":"blue and silver","isLifetimeFree":true,"applyUrl":"https://www.federal.bank.in/visa-signet-credit-card","slug":"federal-bank-visa-signet-credit-card"},{"id":"federal-bank-mastercard-signet-credit-card","name":"Federal Bank Mastercard Signet Credit Card","bank":"Federal Bank","bankCode":"federal","cardType":"credit","network":"Mastercard","tier":"Classic","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Mastercard variant of the Federal Bank Signet card targeting electronics, apparel, and entertainment shoppers. Includes domestic lounge access, Swiggy vouchers, and BOGO INOX movie offers. Lifetime free card with no fees.","tagline":"Mastercard for everyday shopping and entertainment","benefits":["3x reward points per ₹200 on electronics and apparel spends","2x reward points per ₹200 on entertainment spends","1x reward point per ₹200 on all other spends","1 complimentary domestic lounge visit per quarter (4 annually)","BOGO offer on INOX movie tickets","Amazon Pay e-Voucher worth ₹200 as welcome benefit","Complimentary Swiggy vouchers","Up to 15% dining discount via FedDelights program","3.5% forex markup on international transactions"],"benefitIcons":["rewards","lounge","shopping","movie","dining"],"minIncome":null,"minCreditScore":null,"colorScheme":"blue and white","isLifetimeFree":true,"applyUrl":"https://www.federal.bank.in/signet-credit-card","slug":"federal-bank-mastercard-signet-credit-card"},{"id":"federal-bank-rupay-signet-credit-card","name":"Federal Bank RuPay Signet Credit Card","bank":"Federal Bank","bankCode":"federal","cardType":"credit","network":"RuPay","tier":"Classic","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"RuPay network variant of the Federal Bank Signet credit card with 3x rewards on electronics and apparel, and 2x on entertainment. Supports UPI payments and includes domestic lounge access. Lifetime free card ideal for digital-first users.","tagline":"RuPay card for electronics and entertainment with UPI support","benefits":["3x reward points per ₹200 on electronics and apparel spends","2x reward points per ₹200 on entertainment spends","1x reward point per ₹200 on all other spends","1 complimentary domestic lounge visit per quarter (4 annually)","BOGO offer on INOX movie tickets","Amazon Pay e-Voucher worth ₹200 as welcome benefit","Complimentary Swiggy vouchers","UPI payments supported","3.5% forex markup on international transactions"],"benefitIcons":["rewards","lounge","shopping","movie","dining"],"minIncome":null,"minCreditScore":null,"colorScheme":"orange and white","isLifetimeFree":true,"applyUrl":"https://www.federal.bank.in/rupay-signet-credit-card","slug":"federal-bank-rupay-signet-credit-card"},{"id":"federal-bank-rupay-wave-credit-card","name":"Federal Bank RuPay Wave Credit Card","bank":"Federal Bank","bankCode":"federal","cardType":"credit","network":"RuPay","tier":null,"annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Federal Bank's RuPay Wave is a floater credit card linked to a primary Federal Bank credit card, sharing the same credit limit. Designed for supplementary cardholders with basic rewards and UPI support. Lifetime free with 10% cashback on first 5 UPI transactions.","tagline":"Floater RuPay card linked to your primary Federal Bank credit card","benefits":["1 reward point per ₹200 on all spends","10% cashback on first 5 UPI transactions","Shares credit limit with primary card","UPI payments supported","Lifetime free card","3.5% forex markup on international transactions"],"benefitIcons":["rewards","cashback"],"minIncome":null,"minCreditScore":null,"colorScheme":"teal and white","isLifetimeFree":true,"applyUrl":"https://www.federal.bank.in/rupay-wave-credit-card","slug":"federal-bank-rupay-wave-credit-card"},{"id":"federal-bank-scapia-credit-card","name":"Federal Bank Scapia Credit Card","bank":"Federal Bank","bankCode":"federal","cardType":"credit","network":"Visa","tier":null,"annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Co-branded travel credit card with Scapia fintech offering 0% forex markup on international transactions and up to 20% Scapia Coins on travel bookings via the Scapia app. Unlimited domestic lounge access unlocks on ₹20,000 combined monthly spend. Comes with both Visa and RuPay variants. Lifetime free.","tagline":"Zero forex, unlimited lounges — India's best travel card at no cost","benefits":["0% forex markup on all international transactions","20% Scapia Coins on travel bookings via Scapia app (~4% value)","10% Scapia Coins on all eligible Visa spends of ₹20+ (~2% value)","5% Scapia Coins on eligible RuPay UPI spends above ₹500","Unlimited domestic lounge access at 100+ airports on ₹20,000 monthly spend","Up to ₹1,000 rewards on airport shopping/dining with qualifying spend","Up to ₹2,000 rewards on international terminal with Scapia flight booking","1% fuel surcharge waiver up to ₹500 per month","Scapia Coins redeemable for travel only (5 coins = ₹1)","Add-on cards for up to 3 family members at no cost","Zero joining and annual fee"],"benefitIcons":["forex","lounge","travel","cashback","fuel","rewards"],"minIncome":null,"minCreditScore":null,"colorScheme":"dark navy and gold","isLifetimeFree":true,"applyUrl":"https://www.scapia.cards/","slug":"federal-bank-scapia-credit-card"},{"id":"federal-bank-fed-starbiz-visa-credit-card","name":"Fed StarBiz Visa Credit Card","bank":"Federal Bank","bankCode":"federal","cardType":"credit","network":"Visa","tier":null,"annualFee":275,"joiningFee":275,"feeWaiverSpend":null,"description":"Federal Bank's business credit card for MSME entrepreneurs and sole proprietors, linked to their existing Overdraft or Cash Credit account. Supports POS, e-commerce, and contactless transactions up to ₹3 lakh per day. Issued on both Visa and RuPay networks.","tagline":"Business credit card linked to your OD/CC account for seamless MSME transactions","benefits":["Linked to existing Overdraft or Cash Credit account (limit up to ₹50 lakh)","Daily transaction limit of ₹3 lakh or available OD/CC limit (whichever is lower)","Supports POS, e-commerce, and contactless Tap and Pay transactions","All transactions reflected in underlying OD/CC account — no separate statement","Advanced security via tokenization and encryption","Wide acceptance across Visa network in India and globally","Card validity of 5 years subject to underlying account status"],"benefitIcons":["rewards","shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"dark blue and silver","isLifetimeFree":false,"applyUrl":"https://www.federal.bank.in/fed-starbiz-credit-card-visa","slug":"federal-bank-fed-starbiz-visa-credit-card"},{"id":"federal-bank-fed-starbiz-rupay-credit-card","name":"Fed StarBiz RuPay Credit Card","bank":"Federal Bank","bankCode":"federal","cardType":"credit","network":"RuPay","tier":null,"annualFee":275,"joiningFee":275,"feeWaiverSpend":null,"description":"RuPay variant of Federal Bank's business credit card for MSME sole proprietors, linked to an Overdraft or Cash Credit account. Supports UPI, contactless, and online transactions. Issued to individuals under the MSMED Act with OD/CC limits up to ₹50 lakh.","tagline":"RuPay business card for MSMEs linked to your bank's OD/CC account","benefits":["Linked to existing Overdraft or Cash Credit account (limit up to ₹50 lakh)","Daily transaction limit of ₹3 lakh or available OD/CC limit (whichever is lower)","Supports POS, e-commerce, and contactless Tap and Pay transactions","UPI payments supported via RuPay network","All transactions reflected in underlying OD/CC account","Advanced security via tokenization and encryption","Card validity of 5 years subject to underlying account status"],"benefitIcons":["rewards","shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"dark blue and orange","isLifetimeFree":false,"applyUrl":"https://www.federal.bank.in/fed-starbiz-credit-card-rupay","slug":"federal-bank-fed-starbiz-rupay-credit-card"},{"id":"federal-bank-visa-celesta-debit-card","name":"Federal Bank Visa Celesta Debit Card","bank":"Federal Bank","bankCode":"federal","cardType":"debit","network":"Visa","tier":"Platinum","annualFee":750,"joiningFee":0,"feeWaiverSpend":null,"description":"Federal Bank's premium Visa debit card with a daily shopping limit of ₹6 lakh and a cash withdrawal limit of ₹1 lakh. Offers 4 complimentary international lounge visits per year, 8 domestic visits, reward points, and exclusive partner offers. Requires average monthly balance of ₹10 lakh or total relationship value of ₹1 crore.","tagline":"Premium Visa debit card with global lounge access and high limits","benefits":["Daily shopping limit of ₹6 lakh","Daily cash withdrawal limit of ₹1 lakh","4 complimentary international lounge visits per year","8 complimentary domestic lounge visits per year (2 per quarter)","1 reward point per ₹100 on all online and POS transactions","5x reward points on all debit card spending (birthday month and first transaction bonuses)","15% discount on food and dining","Tap & Pay contactless payments","Safe Click feature — no OTP for transactions under ₹2,000","Exclusive partner offers via Mastercard Shop Perks (Amazon, Flipkart, Myntra)","Travel deals via Hotels.com and Expedia.com"],"benefitIcons":["lounge","rewards","travel","dining","shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"gold and black","isLifetimeFree":false,"applyUrl":"https://www.federal.bank.in/visa-celesta-contactless-cards","slug":"federal-bank-visa-celesta-debit-card"},{"id":"federal-bank-mastercard-celesta-debit-card","name":"Federal Bank Mastercard Celesta Contactless Debit Card","bank":"Federal Bank","bankCode":"federal","cardType":"debit","network":"Mastercard","tier":"Platinum","annualFee":750,"joiningFee":0,"feeWaiverSpend":null,"description":"Federal Bank's Mastercard Celesta contactless debit card with daily shopping limit of ₹5 lakh and cash withdrawal limit of ₹1 lakh. Offered to Celesta Savings Account holders, with 4 international and 8 domestic lounge visits annually plus Mastercard Shop Perks cashback platform access.","tagline":"Mastercard premium debit card for Celesta account holders","benefits":["Daily shopping limit of ₹5 lakh","Daily cash withdrawal limit of ₹1 lakh","4 complimentary international lounge visits per year","8 complimentary domestic lounge visits per year","1 reward point per ₹100 on eligible transactions","Cashback offers via Mastercard Shop Perks — 100+ partners including Amazon, Flipkart","Travel deals via Hotels.com and Expedia.com","Partner offers from Leela Hotels, Emirates, Apollo Pharmacy, Joyalukkas","Tap & Pay contactless — no PIN for purchases under ₹5,000","Safe Click for transactions under ₹2,000 without OTP","24/7 customer assistance"],"benefitIcons":["lounge","rewards","travel","shopping","cashback"],"minIncome":null,"minCreditScore":null,"colorScheme":"gold and dark blue","isLifetimeFree":false,"applyUrl":"https://www.federal.bank.in/celesta-personal-contactless-debit-card","slug":"federal-bank-mastercard-celesta-debit-card"},{"id":"federal-bank-visa-imperio-debit-card","name":"Federal Bank Visa Imperio Contactless Debit Card","bank":"Federal Bank","bankCode":"federal","cardType":"debit","network":"Visa","tier":"Gold","annualFee":500,"joiningFee":500,"feeWaiverSpend":null,"description":"Federal Bank's Visa Imperio debit card with a daily limit of ₹5 lakh (₹4 lakh shopping + ₹1 lakh cash). Offers 2 complimentary domestic lounge visits per quarter, birthday reward bonuses, and exclusive dining discounts. Requires ₹2 lakh bank balance or ₹1 lakh salary credit.","tagline":"Everyday banking excellence with domestic lounge access","benefits":["Daily shopping limit of ₹4 lakh","Daily cash withdrawal limit of ₹1 lakh","2 complimentary domestic lounge visits per quarter","Up to 2,000 reward points on first POS/e-commerce transaction","2x reward points in birthday month (up to 1,000 points)","1 reward point per ₹150 on retail transactions","15% discount at 550+ restaurants","Tap & Pay contactless payments","Safe Click feature — no OTP for transactions under ₹2,000","No-PIN transactions up to ₹5,000 contactless"],"benefitIcons":["lounge","rewards","dining","cashback"],"minIncome":100000,"minCreditScore":null,"colorScheme":"deep red and gold","isLifetimeFree":false,"applyUrl":"https://www.federal.bank.in/visa-imperio-contactless-cards","slug":"federal-bank-visa-imperio-debit-card"},{"id":"federal-bank-mastercard-imperio-debit-card","name":"Federal Bank Mastercard Imperio Contactless Debit Card","bank":"Federal Bank","bankCode":"federal","cardType":"debit","network":"Mastercard","tier":"Gold","annualFee":500,"joiningFee":500,"feeWaiverSpend":null,"description":"Mastercard variant of Federal Bank's Imperio debit card with a daily shopping limit of ₹3 lakh and cash withdrawal limit of ₹75,000. Includes domestic lounge access, dining discounts, and reward points. Suitable for mid-tier account holders.","tagline":"Mastercard Imperio — mid-tier banking with lounge and dining privileges","benefits":["Daily shopping limit of ₹3 lakh","Daily cash withdrawal limit of ₹75,000","2 complimentary domestic lounge visits per quarter","1 reward point per ₹150 on retail transactions","2x reward points in birthday month","15% discount on dining at partner restaurants","Tap & Pay contactless payments","Safe Click feature for transactions under ₹2,000"],"benefitIcons":["lounge","rewards","dining"],"minIncome":100000,"minCreditScore":null,"colorScheme":"deep red and silver","isLifetimeFree":false,"applyUrl":"https://www.federal.bank.in/imperio-personal-contactless-debit-card","slug":"federal-bank-mastercard-imperio-debit-card"},{"id":"federal-bank-visa-crown-debit-card","name":"Federal Bank Visa Crown Contactless Debit Card","bank":"Federal Bank","bankCode":"federal","cardType":"debit","network":"Visa","tier":"Classic","annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"Federal Bank's entry-level Visa Crown contactless debit card with a daily shopping limit of ₹3 lakh and cash withdrawal of ₹50,000. Offers basic reward points, dining discounts, and contactless Tap & Pay. Suitable for standard savings account holders.","tagline":"Everyday Visa debit card with contactless convenience","benefits":["Daily shopping limit of ₹3 lakh","Daily cash withdrawal limit of ₹50,000","1 reward point per ₹200 spent at POS and e-commerce","15% discount on dining at partner restaurants","Exclusive brand offers (Amazon, Flipkart)","Tap & Pay — no PIN for purchases up to ₹5,000","Safe Click — no OTP for transactions up to ₹2,000"],"benefitIcons":["rewards","dining","shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"blue and silver","isLifetimeFree":false,"applyUrl":"https://www.federal.bank.in/visa-crown-contactless-debit-cards","slug":"federal-bank-visa-crown-debit-card"},{"id":"federal-bank-mastercard-crown-debit-card","name":"Federal Bank Mastercard Crown Contactless Debit Card","bank":"Federal Bank","bankCode":"federal","cardType":"debit","network":"Mastercard","tier":"Classic","annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"Federal Bank's Mastercard Crown debit card offering a daily shopping limit of ₹1 lakh and cash withdrawal of ₹50,000. Includes basic reward points, dining discounts, and contactless payment support. Entry-level card for standard savings account holders.","tagline":"Basic Mastercard debit with contactless and dining rewards","benefits":["Daily shopping limit of ₹1 lakh","Daily cash withdrawal limit of ₹50,000","1 reward point per ₹200 spent at POS and e-commerce","15% discount on dining at partner restaurants","Exclusive brand offers","Tap & Pay contactless payments","Safe Click for low-value transactions"],"benefitIcons":["rewards","dining","shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"blue and white","isLifetimeFree":false,"applyUrl":"https://www.federal.bank.in/crown-contactless-debit-card","slug":"federal-bank-mastercard-crown-debit-card"},{"id":"federal-bank-visa-fedfirst-debit-card","name":"Federal Bank Visa FedFirst Contactless Debit Card","bank":"Federal Bank","bankCode":"federal","cardType":"debit","network":"Visa","tier":"Classic","annualFee":0,"joiningFee":0,"feeWaiverSpend":10000,"description":"Federal Bank's starter debit card designed for FedFirst Savings Account holders, typically young or first-time account holders. Low daily limits (₹10,000 shopping, ₹2,500 cash), contactless payments, and seasonal cashback. Annual fee waived on ₹10,000 annual spend.","tagline":"Your first bank card — simple, contactless and rewarding","benefits":["Daily shopping limit of ₹10,000","Daily cash withdrawal limit of ₹2,500","1 reward point per ₹100 on POS and online transactions","Seasonal cashbacks on every transaction","Contactless Tap & Pay — no PIN for purchases under ₹5,000","Annual fee waived on ₹10,000 annual spend","24/7 customer support"],"benefitIcons":["rewards","cashback","shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"green and white","isLifetimeFree":false,"applyUrl":"https://www.federal.bank.in/fedfirst-contactless-debit-card","slug":"federal-bank-visa-fedfirst-debit-card"},{"id":"federal-bank-rupay-crown-debit-card","name":"Federal Bank RuPay Crown Debit Card","bank":"Federal Bank","bankCode":"federal","cardType":"debit","network":"RuPay","tier":"Classic","annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"Federal Bank's domestic RuPay Crown debit card, a standard variant for savings account holders. Supports UPI transactions and NPCI payment infrastructure. Basic contactless functionality for day-to-day payments.","tagline":"Domestic RuPay card for everyday UPI and contactless payments","benefits":["RuPay domestic network acceptance","UPI payments support","Contactless Tap & Pay","Basic reward points on POS spends","Accepted at all RuPay-enabled merchants across India"],"benefitIcons":["rewards","shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"orange and white","isLifetimeFree":false,"applyUrl":"https://www.federal.bank.in/rupay-classic","slug":"federal-bank-rupay-crown-debit-card"},{"id":"federal-bank-rupay-platinum-debit-card","name":"Federal Bank RuPay Platinum Contactless Debit Card","bank":"Federal Bank","bankCode":"federal","cardType":"debit","network":"RuPay","tier":"Platinum","annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"Federal Bank's premium RuPay Platinum international debit card with a daily shopping limit of ₹3 lakh. Offers 2 domestic and 2 international lounge visits per quarter/year, personal accident insurance of ₹2 lakh, and concierge services. Premium variant of the NPCI RuPay network.","tagline":"Premium RuPay card with international lounge access and insurance","benefits":["Daily shopping limit of ₹3 lakh","Daily cash withdrawal limit of ₹50,000","2 complimentary domestic lounge visits per quarter (access to 25 lounges in India)","2 complimentary international lounge visits per year (400+ lounges overseas)","Personal accident insurance of ₹2 lakh (death and permanent disability)","24/7 concierge services in Hindi and English","1 reward point per ₹200 on POS and e-commerce spends","Exclusive merchant discounts at Home Centre, Joyalukkas, Lifestyle, McDonald's","Contactless Tap & Pay — no PIN for domestic transactions up to ₹5,000","NCMC offline wallet support up to ₹2,000"],"benefitIcons":["lounge","rewards","insurance","concierge","shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"dark blue and platinum","isLifetimeFree":false,"applyUrl":"https://www.federal.bank.in/rupay-platinum","slug":"federal-bank-rupay-platinum-debit-card"},{"id":"federal-bank-rupay-pmjdy-debit-card","name":"Federal Bank RuPay PMJDY Debit Card","bank":"Federal Bank","bankCode":"federal","cardType":"debit","network":"RuPay","tier":null,"annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Federal Bank's no-fee RuPay debit card under the Pradhan Mantri Jan Dhan Yojana scheme for financial inclusion. Zero joining and annual fees, with accidental insurance cover of ₹2 lakh. Available for BSBDA, BSBDA (small), and FedClassic Eazy account holders.","tagline":"Zero-fee Jan Dhan debit card with accident insurance cover","benefits":["Zero joining fee and zero annual maintenance charge","ATM withdrawal limit of ₹25,000","Shopping and online spend limit of ₹1 lakh","Accidental insurance cover of ₹2 lakh (valid on card use within 90 days of incident)","Contactless Tap & Pay for quick payments","Available for BSBDA, BSBDA (small), and FedClassic Eazy account holders"],"benefitIcons":["insurance","shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"green and orange","isLifetimeFree":true,"applyUrl":"https://www.federal.bank.in/rupay-pmjdy-debit-card","slug":"federal-bank-rupay-pmjdy-debit-card"},{"id":"sc-rewards-credit-card","name":"Standard Chartered Rewards Credit Card","bank":"Standard Chartered India","bankCode":"sc","cardType":"credit","network":"Visa","tier":"Classic","annualFee":1000,"joiningFee":0,"feeWaiverSpend":150000,"description":"Entry-level rewards card offering 4X reward points on all retail spends, with bonus 4X points on monthly spends above INR 20,000. Includes one complimentary domestic airport lounge visit per quarter and a fuel surcharge waiver.","tagline":"More the spends, more the rewards","benefits":["4 reward points per INR 150 on all retail spends","Bonus 4 reward points per INR 150 on monthly retail spends above INR 20,000 (capped at 2,000 bonus points)","1 complimentary domestic airport lounge access per quarter","Fuel surcharge waiver: INR 400 per month cap","Annual fee reversed on INR 1,50,000 spends in previous year","No joining fee","4,000 bonus reward points on fee payment (if no waiver)","1 RP = INR 0.25 on catalogue redemption"],"benefitIcons":["rewards","lounge","fuel","milestone"],"minIncome":null,"minCreditScore":null,"colorScheme":"dark blue and gold","isLifetimeFree":false,"applyUrl":"https://www.sc.bank.in/credit-cards/rewards-credit-card/","slug":"sc-rewards-credit-card"},{"id":"sc-easemytrip-credit-card","name":"Standard Chartered EaseMyTrip Credit Card","bank":"Standard Chartered India","bankCode":"sc","cardType":"credit","network":"Visa","tier":"Classic","annualFee":350,"joiningFee":350,"feeWaiverSpend":50000,"description":"Co-branded travel card with EaseMyTrip offering flat 20% off on hotels and 10% off on flights booked via EaseMyTrip. Earns 10X reward points on standalone hotel and airline spends with 2 complimentary domestic lounge accesses per year.","tagline":"Save big on every flight and hotel booking","benefits":["Flat 20% off on hotel bookings at EaseMyTrip (up to INR 5,000 domestic / INR 10,000 international)","Flat 10% off on domestic and international flight bookings at EaseMyTrip","10X reward points per INR 100 on standalone hotel and airline websites/apps","2 reward points per INR 100 on all other spends","2 complimentary domestic airport lounge accesses per year","Annual fee reversed on INR 50,000 spends in previous year"],"benefitIcons":["travel","lounge","rewards","milestone"],"minIncome":null,"minCreditScore":null,"colorScheme":"teal and white","isLifetimeFree":false,"applyUrl":"https://www.sc.bank.in/credit-cards/easemytrip-credit-card/","slug":"sc-easemytrip-credit-card"},{"id":"sc-smart-credit-card","name":"Standard Chartered Smart Credit Card","bank":"Standard Chartered India","bankCode":"sc","cardType":"credit","network":"Mastercard","tier":"Classic","annualFee":499,"joiningFee":0,"feeWaiverSpend":120000,"description":"Cashback-focused entry card offering 2% cashback on all online spends and 1% on all other spends. Ideal for digital shoppers with an attractive 0.99% per month EMI rate and a 90-day interest-free period post issuance.","tagline":"Smarter way to spend","benefits":["2% cashback on all online spends","1% cashback on all other spends","0.99% per month interest rate on 3-month EMI with nil processing fee","90-day interest-free period post card issuance (minimum amount due basis)","Annual fee reversed on INR 1,20,000 spends in previous year","Joining fee waived as special offer for new customers"],"benefitIcons":["cashback","shopping","rewards"],"minIncome":null,"minCreditScore":null,"colorScheme":"dark charcoal and silver","isLifetimeFree":false,"applyUrl":"https://www.sc.bank.in/credit-cards/smart-credit-card/","slug":"sc-smart-credit-card"},{"id":"sc-ultimate-credit-card","name":"Standard Chartered Ultimate Credit Card","bank":"Standard Chartered India","bankCode":"sc","cardType":"credit","network":"Visa","tier":"Infinite","annualFee":5000,"joiningFee":5000,"feeWaiverSpend":null,"description":"Super-premium lifestyle card offering 5 reward points per INR 150 (1 RP = INR 1), 5% cashback on duty-free spends, and 4 complimentary domestic lounge accesses per quarter. Includes Priority Pass for global lounge access, complimentary golf sessions, and comprehensive travel insurance.","tagline":"Ultimate privileges for the ultimate lifestyle","benefits":["5 reward points per INR 150 on all spends (1 RP = INR 1)","3 reward points per INR 150 on utilities, supermarkets, insurance, schools, and government payments","5% cashback on duty-free spends","4 complimentary domestic airport lounge accesses per quarter","Priority Pass membership — 1 international lounge visit per month (on INR 20,000 previous month spend)","Complimentary golf sessions at premier golf courses","1% fuel surcharge waiver (capped at INR 1,000 per month)","Air accident insurance up to INR 1 crore","Travel insurance: emergency medical expenses up to USD 25,000","6,000 bonus reward points on joining fee payment","2% forex markup fee (reduced from 3.5%)"],"benefitIcons":["rewards","lounge","golf","travel","insurance","fuel","forex","concierge"],"minIncome":null,"minCreditScore":null,"colorScheme":"black and gold","isLifetimeFree":false,"applyUrl":"https://www.sc.bank.in/credit-cards/ultimate-card/","slug":"sc-ultimate-credit-card"},{"id":"sc-platinum-rewards-credit-card","name":"Standard Chartered Platinum Rewards Credit Card","bank":"Standard Chartered India","bankCode":"sc","cardType":"credit","network":"Visa","tier":"Platinum","annualFee":250,"joiningFee":0,"feeWaiverSpend":null,"description":"Lifetime-free-eligible rewards card earning 5X points on dining and fuel, and 1X on all other spends. No monthly cap on reward points. One-time fee of INR 250 charged only if no retail transaction of INR 500+ within 30 days of issuance.","tagline":"Earn big on dining and fuel every day","benefits":["5X reward points per INR 150 at fine-dining outlets","5X reward points per INR 150 on fuel spends","1X reward point per INR 150 on all other spends","No monthly cap on reward points","Zero annual fee (one-time INR 250 waived on first spend of INR 500+ within 30 days)","Redeem points for flights, hotel stays, vouchers, and merchandise","Dial-a-Loan up to INR 5 lakh with 12–60 month tenure"],"benefitIcons":["dining","fuel","rewards","travel"],"minIncome":null,"minCreditScore":null,"colorScheme":"platinum silver and dark blue","isLifetimeFree":true,"applyUrl":"https://www.sc.bank.in/credit-cards/platinum-rewards/","slug":"sc-platinum-rewards-credit-card"},{"id":"sc-super-value-titanium-credit-card","name":"Standard Chartered Super Value Titanium Credit Card","bank":"Standard Chartered India","bankCode":"sc","cardType":"credit","network":"Visa","tier":"Classic","annualFee":750,"joiningFee":750,"feeWaiverSpend":90000,"description":"Cashback-focused card designed for fuel, utility, and telephone bill payments offering 5% cashback on all three categories. Earns 1 reward point per INR 150 on all other spends. Annual fee reversed on INR 90,000 spends.","tagline":"5% cashback on fuel, utilities and phone bills","benefits":["5% cashback on fuel spends (capped at INR 200 per month)","5% cashback on telephone bill payments","5% cashback on utility bill payments","1 reward point per INR 150 on all other spends","Annual fee reversed on INR 90,000 spends in previous year","1 complimentary international lounge access per month via Priority Pass for Premium Banking customers (INR 15L FUM or INR 1.5L monthly salary)","3.5% overseas transaction fee"],"benefitIcons":["fuel","cashback","rewards","lounge"],"minIncome":null,"minCreditScore":null,"colorScheme":"titanium grey and blue","isLifetimeFree":false,"applyUrl":"https://www.sc.bank.in/credit-cards/super-value-titanium/","slug":"sc-super-value-titanium-credit-card"},{"id":"sc-manhattan-credit-card","name":"Standard Chartered Manhattan Credit Card","bank":"Standard Chartered India","bankCode":"sc","cardType":"credit","network":"Visa","tier":"Classic","annualFee":999,"joiningFee":999,"feeWaiverSpend":null,"description":"Shopping-focused card offering 5% cashback at supermarkets (capped at INR 500 per month) and 3X bonus reward points on all other spends. Includes 5,000 bonus reward points on card setup and travel and shopping discounts.","tagline":"5% cashback at supermarkets, plus rewards everywhere","benefits":["5% cashback at supermarkets (capped at INR 500 per month)","3 reward points per INR 150 on all other spends","5,000 bonus reward points on card setup","Travel and shopping discounts via Good Life programme","Exclusive dining, shopping, and lifestyle offers"],"benefitIcons":["cashback","grocery","rewards","shopping","dining"],"minIncome":null,"minCreditScore":null,"colorScheme":"dark navy and gold","isLifetimeFree":false,"applyUrl":"https://www.sc.bank.in/credit-cards/","slug":"sc-manhattan-credit-card"},{"id":"sc-digismart-credit-card","name":"Standard Chartered DigiSmart Credit Card","bank":"Standard Chartered India","bankCode":"sc","cardType":"credit","network":"Mastercard","tier":"Classic","annualFee":49,"joiningFee":49,"feeWaiverSpend":null,"description":"Ultra-low-fee digital lifestyle card offering 10–20% discounts at popular apps like Zomato, Ola, Myntra, and Grofers. Includes Buy One Get One movie tickets at INOX and discounts on domestic and international travel bookings.","tagline":"Save on every app, every day","benefits":["20% off on Grofers (grocery) orders","10% off on Zomato food orders","10% off on Ola rides","10% off on Myntra fashion orders","Buy One Get One movie tickets at INOX","Discounts on domestic and international travel bookings","Monthly subscription fee of INR 49"],"benefitIcons":["cashback","dining","movie","shopping","grocery","travel"],"minIncome":null,"minCreditScore":null,"colorScheme":"bright teal and white","isLifetimeFree":false,"applyUrl":"https://www.sc.bank.in/credit-cards/","slug":"sc-digismart-credit-card"},{"id":"sc-visa-infinite-priority-credit-card","name":"Standard Chartered Visa Infinite Credit Card","bank":"Standard Chartered India","bankCode":"sc","cardType":"credit","network":"Visa","tier":"Infinite","annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"Exclusive invite-only card for Priority Banking customers offering Priority Pass access, enhanced lounge visits, and premium lifestyle privileges. Available only to clients meeting the Priority Banking eligibility criteria.","tagline":"Exclusively for Priority Banking clients","benefits":["Priority Pass membership for global airport lounge access","Complimentary domestic and international lounge visits","Enhanced travel insurance coverage","Exclusive Priority Banking lifestyle privileges","Dedicated relationship manager"],"benefitIcons":["lounge","travel","concierge","insurance","rewards"],"minIncome":null,"minCreditScore":null,"colorScheme":"black and gold","isLifetimeFree":false,"applyUrl":"https://www.sc.bank.in/priority/","slug":"sc-visa-infinite-priority-credit-card"},{"id":"sc-platinum-rewards-debit-card","name":"Standard Chartered Platinum Rewards Debit Card","bank":"Standard Chartered India","bankCode":"sc","cardType":"debit","network":"Visa","tier":"Platinum","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Rewards debit card earning 10X points per INR 100 on entertainment, groceries, supermarkets, utility bills, and telecom (capped at 1,000 points per month). Includes purchase protection insurance of INR 55,000 and an annual spend milestone bonus.","tagline":"10x rewards on your everyday spends","benefits":["10 reward points per INR 100 on entertainment, groceries, supermarkets, utilities and telecom","Maximum 100 reward points per transaction; 1,000 per month cap","Additional 1,000 bonus reward points on annual spends of INR 2,00,000","Purchase protection insurance up to INR 55,000","INR 2,00,000 daily ATM and POS spend limit","Access to 24 million Visa merchants worldwide"],"benefitIcons":["rewards","grocery","shopping","insurance","milestone"],"minIncome":null,"minCreditScore":null,"colorScheme":"platinum silver and blue","isLifetimeFree":true,"applyUrl":"https://www.sc.bank.in/debit-cards/platinum-rewards-debit/","slug":"sc-platinum-rewards-debit-card"},{"id":"sc-premium-debit-card","name":"Standard Chartered Premium Debit Card","bank":"Standard Chartered India","bankCode":"sc","cardType":"debit","network":"Visa","tier":"Platinum","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Exclusive debit card for Premium Banking clients offering 10X reward points on daily spends in key categories. Includes air accident cover up to INR 1 crore and purchase protection insurance of INR 55,000.","tagline":"Exclusive rewards and insurance for Premium Banking clients","benefits":["10 reward points per INR 100 on entertainment, groceries, supermarkets, utilities and telecom","Maximum 100 reward points per transaction; 1,000 per month cap","Air accident cover up to INR 1,00,00,000","Purchase protection insurance up to INR 55,000","INR 2,00,000 daily ATM and POS spend limit","No annual fee"],"benefitIcons":["rewards","insurance","grocery","shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"dark blue and silver","isLifetimeFree":true,"applyUrl":"https://www.sc.bank.in/debit-cards/premium-debit/","slug":"sc-premium-debit-card"},{"id":"sc-priority-infinite-debit-card","name":"Standard Chartered Priority Infinite Debit Card","bank":"Standard Chartered India","bankCode":"sc","cardType":"debit","network":"Visa","tier":"Infinite","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Premium debit card exclusively for Priority Banking clients earning 5X reward points per INR 100 on all spends. Offers 4 complimentary domestic airport lounge accesses per quarter, 50% off on BookMyShow, and INR 1 crore air accident cover.","tagline":"Exclusive privileges for Priority Banking clients","benefits":["5 reward points per INR 100 on all spends (no maximum cap)","4 complimentary domestic airport lounge accesses per quarter","50% off (up to INR 300) on BookMyShow movie ticket bookings","Air accident cover up to INR 1,00,00,000","Purchase protection insurance up to INR 55,000","INR 5,00,000 daily POS spend limit and INR 2,00,000 ATM withdrawal limit","Visa Global Customer Assistance Services"],"benefitIcons":["rewards","lounge","movie","insurance","travel"],"minIncome":null,"minCreditScore":null,"colorScheme":"burgundy and gold","isLifetimeFree":true,"applyUrl":"https://www.sc.bank.in/debit-cards/priority-infinite-debit-card/","slug":"sc-priority-infinite-debit-card"},{"id":"sc-business-infinite-debit-card","name":"Standard Chartered Business Banking Infinite Debit Card","bank":"Standard Chartered India","bankCode":"sc","cardType":"debit","network":"Visa","tier":"Infinite","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Exclusively for Business Banking clients, earning 3X reward points per INR 100 on all spends with no cap. Includes 4 complimentary domestic airport lounge accesses per quarter and an enhanced INR 5 lakh daily spend limit.","tagline":"Bank on-the-go with exclusive business privileges","benefits":["3 reward points per INR 100 on all spends (no maximum cap, 3 points = INR 1)","4 complimentary domestic airport lounge accesses per quarter","Enhanced daily spend limit up to INR 5,00,000 for purchases and ATM cash withdrawal","Minimum 500 points per redemption request","Visa Global Customer Assistance Services","Free for life"],"benefitIcons":["rewards","lounge","travel"],"minIncome":null,"minCreditScore":null,"colorScheme":"dark charcoal and silver","isLifetimeFree":true,"applyUrl":"https://www.sc.bank.in/debit-cards/business-infinite-debit-card","slug":"sc-business-infinite-debit-card"},{"id":"sc-private-infinite-debit-card","name":"Standard Chartered Private Infinite Debit Card","bank":"Standard Chartered India","bankCode":"sc","cardType":"debit","network":"Visa","tier":"Infinite","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Ultra-exclusive debit card for Private Banking clients earning 10X reward points per INR 100 on all spends with no cap. Offers 4 complimentary domestic lounge accesses per quarter, INR 1 crore air accident cover, and highest daily spend limits.","tagline":"A life of abundance for Private Banking clients","benefits":["10 reward points per INR 100 on all spends (no maximum cap)","4 complimentary domestic airport lounge accesses per quarter","50% off (up to INR 300) on BookMyShow movie ticket bookings","Air accident cover up to INR 1,00,00,000","Purchase protection insurance up to INR 55,000","INR 7,00,000 daily POS spend limit and INR 2,00,000 ATM withdrawal limit","Exclusive fine dining privileges","Health and fitness lifestyle benefits"],"benefitIcons":["rewards","lounge","movie","insurance","dining","health"],"minIncome":null,"minCreditScore":null,"colorScheme":"black and gold","isLifetimeFree":true,"applyUrl":"https://www.sc.bank.in/debit-cards/private-infinite/","slug":"sc-private-infinite-debit-card"},{"id":"sc-platinum-debit-card","name":"Standard Chartered Platinum Debit Card","bank":"Standard Chartered India","bankCode":"sc","cardType":"debit","network":"Visa","tier":"Platinum","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Standard entry-level debit card earning 1 reward point per INR 100 on all spends with no cap, plus a 500-point annual milestone bonus. Includes Good Life programme dining privileges and access to 24 million Visa merchants globally.","tagline":"Earn rewards on every spend with no cap","benefits":["1 reward point per INR 100 on all spends (no maximum cap)","Additional 500 bonus reward points on annual spends of INR 1,00,000","INR 2,00,000 daily ATM and POS spend limit","Good Life programme: exclusive dining and lifestyle privileges","Access to 24 million Visa merchants and 1 million Visa ATMs worldwide"],"benefitIcons":["rewards","dining","shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"silver and blue","isLifetimeFree":true,"applyUrl":"https://www.sc.bank.in/debit-cards/debit-card-platinum/","slug":"sc-platinum-debit-card"},{"id":"sc-prodigy-debit-card","name":"Standard Chartered Prodigy Debit Card","bank":"Standard Chartered India","bankCode":"sc","cardType":"debit","network":"Visa","tier":"Classic","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Specially designed debit card for minors (aged 10 and above) linked to the Prodigy Savings Account. Earns 2 reward points per INR 100 on all spends and 10X reward points on the minor's birthday.","tagline":"Rewarding every little star — especially on birthdays","benefits":["2 reward points per INR 100 on all spends","10X reward points on all spends on the minor's birthday","Available for children aged 10 and above holding Prodigy Savings Account","Personalized card design","Access to 24 million Visa merchants worldwide","Reward redemption via phone banking"],"benefitIcons":["rewards","milestone","shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"bright green and white","isLifetimeFree":true,"applyUrl":"https://www.sc.bank.in/debit-cards/prodigy-minor-debit-card","slug":"sc-prodigy-debit-card"},{"id":"sc-prime-debit-card","name":"Standard Chartered Prime Debit Card","bank":"Standard Chartered India","bankCode":"sc","cardType":"debit","network":"Visa","tier":"Platinum","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Debit card for Prime Savings Account holders earning 10X reward points on entertainment, groceries, supermarkets, utilities, and telecom (capped at 1,000 per month). Includes air accident cover up to INR 1 crore and purchase protection.","tagline":"Earn 10x rewards and enjoy complimentary insurance","benefits":["10 reward points per INR 100 on entertainment, groceries, supermarkets, utilities and telecom","Maximum 100 reward points per transaction; 1,000 per month cap","Air accident cover up to INR 1,00,00,000","Purchase protection insurance up to INR 55,000","INR 2,00,000 daily ATM and POS spend limit","No annual fee"],"benefitIcons":["rewards","insurance","grocery","shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"deep blue and white","isLifetimeFree":true,"applyUrl":"https://www.sc.bank.in/debit-cards/prime-debit/","slug":"sc-prime-debit-card"},{"id":"cashback-sbi-credit-card","name":"Cashback SBI Credit Card","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"Visa","tier":"Classic","annualFee":999,"joiningFee":999,"feeWaiverSpend":200000,"description":"A flat cashback card offering 5% cashback on all online spends and 1% on offline spends. Cashback is auto-credited to the statement with no points redemption hassle. Best suited for frequent online shoppers.","tagline":"Flat 5% cashback on every online purchase","benefits":["5% cashback on online spends (up to ₹2,000 per statement cycle)","1% cashback on offline spends (up to ₹2,000 per statement cycle)","No minimum spend for cashback","1% fuel surcharge waiver at BPCL pumps","Annual fee waiver on spending ₹2 lakh in a year"],"benefitIcons":["cashback","fuel","shopping"],"minIncome":25000,"minCreditScore":700,"colorScheme":"#1a1a2e","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/cashback/cashback-sbi-card.page","slug":"cashback-sbi-credit-card"},{"id":"simplyclick-sbi-credit-card","name":"SBI SimplyCLICK Credit Card","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"Visa","tier":"Classic","annualFee":499,"joiningFee":499,"feeWaiverSpend":100000,"description":"An entry-level online shopping card giving 10X reward points on partner brands like Swiggy, Myntra, BookMyShow, and Apollo 24x7. Earns 5X on all other online spends and 1X on offline. Welcome gift is an Amazon voucher worth ₹500.","tagline":"10X rewards on your favourite online brands","benefits":["10X reward points on partner brands (Amazon, BookMyShow, Cleartrip, Swiggy, Myntra, etc.)","5X reward points on all other online purchases","1 reward point per ₹100 on offline spends","Amazon gift card worth ₹500 as welcome benefit","1% fuel surcharge waiver","Annual fee waiver on ₹1 lakh annual spend"],"benefitIcons":["rewards","shopping","dining","movie","fuel"],"minIncome":20000,"minCreditScore":700,"colorScheme":"#0066cc","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/rewards/simplyclick-sbi-card.page","slug":"simplyclick-sbi-credit-card"},{"id":"simplysave-sbi-credit-card","name":"SBI SimplySAVE UPI RuPay Credit Card","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"RuPay","tier":"Classic","annualFee":499,"joiningFee":499,"feeWaiverSpend":100000,"description":"An everyday lifestyle card focused on grocery, dining, movies, and departmental store spends with 10X reward points on those categories. Supports UPI payments via RuPay network. Earns 2,000 bonus reward points on spending ₹2,000 in first 60 days.","tagline":"Save more on everyday spends with 10X rewards","benefits":["10X reward points on movies, grocery, dining, and departmental store spends","1 reward point per ₹150 on all other spends","2,000 bonus reward points on spending ₹2,000 in first 60 days","UPI payments via RuPay","1% fuel surcharge waiver","Annual fee waiver on ₹1 lakh annual spend"],"benefitIcons":["rewards","grocery","dining","movie","fuel"],"minIncome":20000,"minCreditScore":700,"colorScheme":"#003366","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/rewards/simplysave-sbi-card.page","slug":"simplysave-sbi-credit-card"},{"id":"bpcl-sbi-credit-card","name":"BPCL SBI Credit Card","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"Visa","tier":"Classic","annualFee":499,"joiningFee":499,"feeWaiverSpend":50000,"description":"A fuel-focused card co-branded with Bharat Petroleum offering 13 reward points per ₹100 at BPCL fuel stations. Earns 5X on grocery, dining, movies, and departmental stores. Welcome bonus of 2,000 reward points worth ₹500.","tagline":"Maximum rewards every time you fuel up at BPCL","benefits":["13 reward points per ₹100 on BPCL fuel (3.25% value)","5 reward points per ₹100 on grocery, dining, movies, departmental stores","1 reward point per ₹100 on other spends","2,000 bonus reward points as welcome benefit","1% fuel surcharge waiver at BPCL","Annual fee waiver on ₹50,000 annual spend"],"benefitIcons":["fuel","rewards","grocery","dining","movie"],"minIncome":20000,"minCreditScore":700,"colorScheme":"#006633","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/travel-and-fuel/bpcl-sbi-card.page","slug":"bpcl-sbi-credit-card"},{"id":"bpcl-sbi-card-octane","name":"BPCL SBI Card OCTANE","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"Visa","tier":"Platinum","annualFee":1499,"joiningFee":1499,"feeWaiverSpend":200000,"description":"A premium fuel card with 25 reward points per ₹100 at BPCL fuel stations (7.25% value back). Also earns 10X on groceries, departmental stores, and movie tickets. Welcome bonus of 6,000 reward points worth ₹1,500.","tagline":"Supercharge your savings at every BPCL fuel stop","benefits":["25 reward points per ₹100 at BPCL fuel stations (7.25% value)","10 reward points per ₹100 on groceries, departmental stores, movies","1 reward point per ₹100 on other spends","6,000 welcome bonus reward points worth ₹1,500","4 complimentary domestic airport lounge visits per year","1% fuel surcharge waiver at BPCL","Annual fee waiver on ₹2 lakh annual spend"],"benefitIcons":["fuel","rewards","lounge","grocery","movie"],"minIncome":35000,"minCreditScore":700,"colorScheme":"#cc0000","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/travel-and-fuel/bpcl-sbi-card-octane.page","slug":"bpcl-sbi-card-octane"},{"id":"irctc-sbi-rupay-credit-card","name":"IRCTC SBI RuPay Credit Card","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"RuPay","tier":"Classic","annualFee":500,"joiningFee":500,"feeWaiverSpend":100000,"description":"A budget travel card co-branded with IRCTC on the RuPay network, designed for frequent train travellers. Earns reward points redeemable for IRCTC train bookings and offers waiver on transaction charges for AC class bookings.","tagline":"Your companion for every IRCTC train journey","benefits":["10% value back as reward points on IRCTC AC class bookings","1 reward point per ₹125 on other spends","Waiver of 1.8% transaction charge on IRCTC ticket booking","350 bonus reward points on first transaction within 45 days","1% fuel surcharge waiver"],"benefitIcons":["travel","rewards","fuel"],"minIncome":20000,"minCreditScore":700,"colorScheme":"#1b4f72","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/travel-and-fuel/irctc-sbi-rupay-credit-card.page","slug":"irctc-sbi-rupay-credit-card"},{"id":"irctc-sbi-card-premier","name":"IRCTC SBI Card Premier","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"Visa","tier":"Platinum","annualFee":1499,"joiningFee":1499,"feeWaiverSpend":200000,"description":"A premium co-branded card with IRCTC offering up to 10% value back on AC class train bookings and 3 reward points per ₹125 on dining and utility. Includes 4 complimentary railway lounge visits per year.","tagline":"Travel more, save more on every IRCTC booking","benefits":["Up to 10% value back as reward points on IRCTC train bookings (AC1, AC2, AC3, Executive Chair Car)","3 reward points per ₹125 on dining and utility spends","1,500 welcome reward points","4 complimentary railway lounge visits per year","Waiver of 1.8% transaction charge on IRCTC bookings","Annual fee waiver on ₹2 lakh annual spend"],"benefitIcons":["travel","rewards","lounge","dining"],"minIncome":35000,"minCreditScore":700,"colorScheme":"#0d3b6e","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/travel-and-fuel/irctc-sbi-card-premier.page","slug":"irctc-sbi-card-premier"},{"id":"sbi-card-miles-elite","name":"SBI Card Miles Elite","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"Visa","tier":"Signature","annualFee":4999,"joiningFee":4999,"feeWaiverSpend":700000,"description":"The top-tier travel card in the SBI Miles series earning 6 Travel Credits per ₹200 on travel and 2 per ₹200 on other spends. Comes with 5,000 welcome Travel Credits and comprehensive lounge access globally.","tagline":"Travel the world with elite credits and lounge access","benefits":["6 Travel Credits per ₹200 on travel spends","2 Travel Credits per ₹200 on all other spends","5,000 welcome Travel Credits","Unlimited domestic airport lounge access","6 international lounge visits via Priority Pass per year","Travel Credits redeemable across 100+ airlines and hotel chains","Annual fee waiver on ₹7 lakh annual spend"],"benefitIcons":["travel","rewards","lounge","milestone","concierge"],"minIncome":75000,"minCreditScore":750,"colorScheme":"#0a0a23","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/travel-and-fuel/sbi-card-miles-elite.page","slug":"sbi-card-miles-elite"},{"id":"flipkart-sbi-credit-card","name":"Flipkart SBI Credit Card","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"Mastercard","tier":"Classic","annualFee":500,"joiningFee":500,"feeWaiverSpend":200000,"description":"A co-branded shopping card with Flipkart offering 5% cashback on Flipkart and Cleartrip, 7.5% on Myntra, and 4% on other partner brands like Zomato, Netmeds, and Uber. Welcome gift includes a ₹250 Flipkart gift card.","tagline":"More cashback on every Flipkart and partner purchase","benefits":["5% cashback on Flipkart and Cleartrip","7.5% cashback on Myntra","4% cashback on partner brands (Zomato, Netmeds, PVR, Uber)","1.5% cashback on all other spends","Flipkart gift card worth ₹250 as welcome benefit","Annual fee waiver on ₹2 lakh annual spend"],"benefitIcons":["cashback","shopping","dining","travel"],"minIncome":20000,"minCreditScore":700,"colorScheme":"#2874f0","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/shopping/flipkart-sbi-credit-card.page","slug":"flipkart-sbi-credit-card"},{"id":"tata-neu-plus-sbi-credit-card","name":"Tata Neu Plus SBI Credit Card","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"Visa","tier":"Classic","annualFee":499,"joiningFee":499,"feeWaiverSpend":100000,"description":"A co-branded card with Tata Neu earning NeuCoins on Tata brands and everyday spends. Earns 2% NeuCoins on Tata Neu and partner Tata brands and 1% on all other eligible spends including UPI via RuPay variant.","tagline":"Earn NeuCoins on every Tata brand purchase","benefits":["2% NeuCoins on Tata Neu and partner Tata brand spends","1% NeuCoins on all other eligible spends","1% NeuCoins on UPI transactions (RuPay variant)","499 NeuCoins as welcome benefit","Domestic lounge access","Annual fee waiver on ₹1 lakh annual spend"],"benefitIcons":["rewards","shopping","grocery","lounge"],"minIncome":20000,"minCreditScore":700,"colorScheme":"#1f2d7a","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/shopping/tata-neu-plus-sbi-credit-card.page","slug":"tata-neu-plus-sbi-credit-card"},{"id":"tata-neu-infinity-sbi-credit-card","name":"Tata Neu Infinity SBI Credit Card","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"Visa","tier":"Platinum","annualFee":1499,"joiningFee":1499,"feeWaiverSpend":200000,"description":"A premium co-branded card with Tata Neu earning 5% NeuCoins on Tata brands and 1.5% on all other spends. Comes with 1,499 welcome NeuCoins and complimentary lounge access. NeuCoins can be redeemed across the Tata ecosystem.","tagline":"Infinity rewards across the entire Tata universe","benefits":["5% NeuCoins on Tata Neu and partner Tata brand spends","1.5% NeuCoins on all other eligible spends","1.5% NeuCoins on UPI transactions (RuPay variant)","1,499 NeuCoins as welcome benefit","4 complimentary domestic airport lounge visits per year","Annual fee waiver on ₹2 lakh annual spend"],"benefitIcons":["rewards","shopping","grocery","lounge","travel"],"minIncome":35000,"minCreditScore":700,"colorScheme":"#0f2b5b","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/shopping/tata-neu-infinity-sbi-credit-card.page","slug":"tata-neu-infinity-sbi-credit-card"},{"id":"reliance-sbi-card","name":"Reliance SBI Card","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"Mastercard","tier":"Classic","annualFee":499,"joiningFee":499,"feeWaiverSpend":100000,"description":"A co-branded shopping card with Reliance Retail earning 10X reward points on AJIO and JioMart, 5X on other Reliance Retail stores, dining and movies. Welcome benefit includes Reliance Retail vouchers worth ₹500 and discount vouchers worth ₹3,200.","tagline":"Big rewards at Reliance and beyond","benefits":["10 reward points per ₹100 on AJIO and JioMart","5 reward points per ₹100 at other Reliance Retail stores","5 reward points per ₹100 on dining and movies","1 reward point per ₹100 on other retail purchases","Welcome Reliance Retail vouchers worth ₹500","Discount vouchers worth ₹3,200 as welcome benefit","Annual fee waiver on ₹1 lakh annual spend"],"benefitIcons":["rewards","shopping","dining","movie"],"minIncome":20000,"minCreditScore":700,"colorScheme":"#003087","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/shopping/reliance-sbi-card.page","slug":"reliance-sbi-card"},{"id":"reliance-sbi-card-prime","name":"Reliance SBI Card PRIME","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"Mastercard","tier":"Platinum","annualFee":2999,"joiningFee":2999,"feeWaiverSpend":300000,"description":"A premium co-branded card with Reliance Retail earning 20X on AJIO and JioMart, 10X at other Reliance stores. Welcome benefit includes Reliance Retail vouchers worth ₹3,000 and discount vouchers worth ₹11,999. Includes lounge access.","tagline":"Prime rewards at Reliance — elevated shopping experience","benefits":["20 reward points per ₹100 on AJIO and JioMart","10 reward points per ₹100 at other Reliance Retail stores","5 reward points per ₹100 on dining, movies, entertainment, flights","2 reward points per ₹100 on other retail purchases","Welcome Reliance Retail vouchers worth ₹3,000","Discount vouchers worth ₹11,999 as welcome benefit","4 complimentary domestic airport lounge visits per year","Annual fee waiver on ₹3 lakh annual spend"],"benefitIcons":["rewards","shopping","dining","movie","lounge","travel"],"minIncome":50000,"minCreditScore":720,"colorScheme":"#1a1460","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/shopping/reliance-sbi-card-prime.page","slug":"reliance-sbi-card-prime"},{"id":"krisflyer-sbi-credit-card","name":"KrisFlyer SBI Credit Card","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"Visa","tier":"Platinum","annualFee":2999,"joiningFee":2999,"feeWaiverSpend":null,"description":"A co-branded travel card with Singapore Airlines earning KrisFlyer miles that can be redeemed on Singapore Airlines Group flights. Earns 5 KrisFlyer miles per ₹200 on Singapore Airlines and international spends. Welcome bonus of 3,000 KrisFlyer miles.","tagline":"Earn KrisFlyer miles on every purchase, fly Singapore Airlines","benefits":["5 KrisFlyer miles per ₹200 on Singapore Airlines Group spends","5 KrisFlyer miles per ₹200 on international spends","3 KrisFlyer miles per ₹200 on all other eligible spends","3,000 welcome KrisFlyer miles","4 complimentary domestic airport lounge visits per year","KrisFlyer miles never expire while card is active"],"benefitIcons":["travel","rewards","lounge","forex"],"minIncome":50000,"minCreditScore":720,"colorScheme":"#00308f","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/travel-and-fuel/krisflyer-sbi-credit-card.page","slug":"krisflyer-sbi-credit-card"},{"id":"krisflyer-sbi-card-apex","name":"KrisFlyer SBI Card Apex","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"Visa","tier":"Signature","annualFee":9999,"joiningFee":9999,"feeWaiverSpend":null,"description":"The premium Singapore Airlines co-branded card earning 10 KrisFlyer miles per ₹200 on Singapore Airlines Group and 8 KrisFlyer miles per ₹200 on international spends. Welcome bonus of 10,000 KrisFlyer miles and extensive lounge access.","tagline":"Fly higher with Apex — maximum KrisFlyer miles every time","benefits":["10 KrisFlyer miles per ₹200 on Singapore Airlines Group spends","8 KrisFlyer miles per ₹200 on international spends","4 KrisFlyer miles per ₹200 on all other spends","10,000 welcome KrisFlyer miles","Unlimited domestic airport lounge access","6 international lounge visits via Priority Pass per year","Dedicated travel concierge"],"benefitIcons":["travel","rewards","lounge","forex","concierge"],"minIncome":null,"minCreditScore":null,"colorScheme":"#003087","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/travel-and-fuel/krisflyer-sbi-card-apex.page","slug":"krisflyer-sbi-card-apex"},{"id":"air-india-sbi-signature-credit-card","name":"Air India SBI Signature Credit Card","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"Visa","tier":"Signature","annualFee":4999,"joiningFee":4999,"feeWaiverSpend":null,"description":"A premium co-branded card with Air India earning Flying Returns points that can be redeemed for Air India flights and upgrades. Includes comprehensive lounge access and welcome Flying Returns miles bonus.","tagline":"Earn Flying Returns miles and soar with Air India","benefits":["30 Flying Returns miles per ₹100 on Air India spends","10 Flying Returns miles per ₹100 on dining and entertainment","3 Flying Returns miles per ₹100 on all other spends","Welcome bonus Flying Returns miles","Unlimited domestic airport lounge access","4 international lounge visits via Priority Pass per year","Complimentary Air India upgrade voucher annually"],"benefitIcons":["travel","rewards","lounge","dining"],"minIncome":75000,"minCreditScore":750,"colorScheme":"#8b0000","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/travel-and-fuel/air-india-sbi-signature.page","slug":"air-india-sbi-signature-credit-card"},{"id":"air-india-sbi-platinum-credit-card","name":"Air India SBI Platinum Credit Card","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"Visa","tier":"Platinum","annualFee":1499,"joiningFee":1499,"feeWaiverSpend":200000,"description":"An entry-level Air India co-branded card earning Flying Returns points on Air India spends and everyday purchases. Offers domestic lounge access and transaction charge waiver on Air India ticket bookings.","tagline":"Earn Air India Flying Returns miles on everyday spends","benefits":["15 Flying Returns miles per ₹100 on Air India spends","5 Flying Returns miles per ₹100 on dining and entertainment","2 Flying Returns miles per ₹100 on all other spends","4 complimentary domestic airport lounge visits per year","Waiver of transaction charge on Air India ticket bookings","Annual fee waiver on ₹2 lakh annual spend"],"benefitIcons":["travel","rewards","lounge"],"minIncome":35000,"minCreditScore":700,"colorScheme":"#c0392b","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/travel-and-fuel/air-india-sbi-platinum.page","slug":"air-india-sbi-platinum-credit-card"},{"id":"phonepe-sbi-purple-credit-card","name":"PhonePe SBI PURPLE Credit Card","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"Mastercard","tier":"Classic","annualFee":499,"joiningFee":499,"feeWaiverSpend":100000,"description":"A co-branded card with PhonePe earning 3X reward points on PhonePe transactions, 2X online, and 1X on other spends. Welcome gift includes a PhonePe voucher worth ₹500. Suitable for frequent PhonePe users.","tagline":"Max rewards on every PhonePe payment","benefits":["3 reward points per ₹100 on PhonePe transactions","2 reward points per ₹100 on online spends","1 reward point per ₹100 on other eligible spends","PhonePe gift voucher worth ₹500 as welcome benefit","Annual fee waiver on ₹1 lakh annual spend"],"benefitIcons":["rewards","shopping","cashback"],"minIncome":20000,"minCreditScore":700,"colorScheme":"#5f259f","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/shopping/phonepe-sbi-purple-credit-card.page","slug":"phonepe-sbi-purple-credit-card"},{"id":"phonepe-sbi-select-black-credit-card","name":"PhonePe SBI SELECT BLACK Credit Card","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"Mastercard","tier":"Select","annualFee":1499,"joiningFee":1499,"feeWaiverSpend":200000,"description":"A premium PhonePe co-branded card earning 10X reward points on PhonePe, 5X on online spends, and 1X on other purchases. Welcome gift includes a PhonePe voucher worth ₹1,500 and includes lounge access.","tagline":"Select level rewards, maximum PhonePe cashback","benefits":["10 reward points per ₹100 on PhonePe transactions","5 reward points per ₹100 on online spends","1 reward point per ₹100 on other eligible spends","PhonePe gift voucher worth ₹1,500 as welcome benefit","4 complimentary domestic airport lounge visits per year","Annual fee waiver on ₹2 lakh annual spend"],"benefitIcons":["rewards","shopping","lounge","cashback"],"minIncome":35000,"minCreditScore":700,"colorScheme":"#1a1a1a","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/shopping/phonepe-sbi-select-black-credit-card.page","slug":"phonepe-sbi-select-black-credit-card"},{"id":"indigo-sbi-credit-card","name":"IndiGo SBI Credit Card","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"Visa","tier":"Classic","annualFee":1499,"joiningFee":1499,"feeWaiverSpend":200000,"description":"A co-branded travel card with IndiGo earning BluChips redeemable for IndiGo flight bookings. Earns 3 BluChips per ₹100 on IndiGo app/web, 2 on hotel/travel, and 1 on all other spends. Welcome bonus of 2,500 BluChips.","tagline":"Earn IndiGo BluChips on every purchase, fly for free","benefits":["3 IndiGo BluChips per ₹100 on IndiGo app and website","2 IndiGo BluChips per ₹100 on hotel, lodging, travel spends","1 IndiGo BluChip per ₹100 on all other spends","2,500 welcome IndiGo BluChips","Discount on IndiGo convenience fee","Annual fee waiver on ₹2 lakh annual spend"],"benefitIcons":["travel","rewards"],"minIncome":35000,"minCreditScore":700,"colorScheme":"#0055a5","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/travel-and-fuel/indigo-sbi-credit-card.page","slug":"indigo-sbi-credit-card"},{"id":"indigo-sbi-elite-credit-card","name":"IndiGo SBI ELITE Credit Card","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"Visa","tier":"Signature","annualFee":4999,"joiningFee":4999,"feeWaiverSpend":null,"description":"A premium IndiGo co-branded card earning 7 BluChips per ₹100 on IndiGo app/web and 3 on travel MCCs. Welcome bonus includes 5,000 BluChips and a 6E Eats voucher. Includes lounge access and complimentary IndiGo benefits.","tagline":"Elite status, elite BluChips, elite IndiGo experience","benefits":["7 IndiGo BluChips per ₹100 on IndiGo app and website","3 IndiGo BluChips per ₹100 on hotel, lodging, travel spends","2 IndiGo BluChips per ₹100 on all other spends","5,000 welcome IndiGo BluChips","1 complimentary 6E Eats voucher as welcome benefit","Complimentary IndiGo seat upgrades","4 complimentary domestic airport lounge visits per year"],"benefitIcons":["travel","rewards","lounge","dining"],"minIncome":75000,"minCreditScore":750,"colorScheme":"#00447c","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/travel-and-fuel/indigo-sbi-elite-credit-card.page","slug":"indigo-sbi-elite-credit-card"},{"id":"apollo-sbi-credit-card","name":"Apollo SBI Credit Card","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"Visa","tier":"Classic","annualFee":499,"joiningFee":499,"feeWaiverSpend":100000,"description":"A health-focused co-branded card with Apollo 24|7 earning reward points on health and wellness spends. Earns 5X on Apollo health spends and 1X on other eligible purchases. Includes Apollo Circle membership benefits.","tagline":"Invest in your health, earn rewards every step","benefits":["5 reward points per ₹100 on Apollo 24|7 app and stores","1 reward point per ₹100 on all other eligible spends","Apollo Circle membership benefits","Health credits redeemable on Apollo pharmacy and consultations","Annual fee waiver on ₹1 lakh annual spend"],"benefitIcons":["health","rewards","shopping"],"minIncome":20000,"minCreditScore":700,"colorScheme":"#003b7a","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/lifestyle/apollo-sbi-credit-card.page","slug":"apollo-sbi-credit-card"},{"id":"apollo-sbi-select-credit-card","name":"Apollo SBI SELECT Credit Card","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"Visa","tier":"Select","annualFee":1499,"joiningFee":1499,"feeWaiverSpend":200000,"description":"A premium health card co-branded with Apollo 24|7 earning 10X on Apollo spends and 2X on dining, movies, and travel. Welcome benefits include an Apollo 24|7 gift voucher worth ₹1,500, built-in Apollo Circle membership, and FitPass Pro.","tagline":"Select health rewards with Apollo Circle and FitPass Pro","benefits":["10 reward points per ₹100 on Apollo 24|7 app and stores (10% as health credits)","2 reward points per ₹100 on dining, movies, entertainment, and travel","1 reward point per ₹200 on other purchases","Apollo 24|7 gift voucher worth ₹1,500 as welcome benefit","Built-in Apollo Circle membership benefits","Complimentary FitPass Pro membership","4 complimentary domestic airport lounge visits per year","Annual fee waiver on ₹2 lakh annual spend"],"benefitIcons":["health","rewards","lounge","dining","movie"],"minIncome":35000,"minCreditScore":700,"colorScheme":"#1a5276","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/lifestyle/apollo-sbi-select-credit-card.page","slug":"apollo-sbi-select-credit-card"},{"id":"titan-sbi-credit-card","name":"Titan SBI Credit Card","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"Visa","tier":"Platinum","annualFee":2999,"joiningFee":2999,"feeWaiverSpend":300000,"description":"A co-branded lifestyle card with Titan Company earning 6 reward points per ₹100 on all eligible non-Titan spends. Welcome bonus of 12,000 reward points worth ₹3,000. Redeemable across Titan brands including Tanishq and Fastrack.","tagline":"Earn rewards that shine — for every Titan brand purchase","benefits":["6 reward points per ₹100 on all eligible non-Titan spends","12,000 welcome reward points worth ₹3,000","Reward points redeemable at Tanishq, Titan, Fastrack, Helios","4 complimentary domestic airport lounge visits per year","Annual fee waiver on ₹3 lakh annual spend"],"benefitIcons":["rewards","shopping","lounge","milestone"],"minIncome":50000,"minCreditScore":720,"colorScheme":"#1c1c1c","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/shopping/titan-sbi-credit-card.page","slug":"titan-sbi-credit-card"},{"id":"shaurya-sbi-credit-card","name":"SBI Shaurya Credit Card","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"RuPay","tier":"Classic","annualFee":250,"joiningFee":250,"feeWaiverSpend":50000,"description":"A special credit card exclusively for Indian defence personnel offering 5X reward points on groceries, dining, CSD, movies, and departmental stores. Very low annual fee of ₹250. Welcome bonus of 1,000 reward points.","tagline":"Designed for the brave — special rewards for defence personnel","benefits":["5X reward points on groceries, dining, CSD, movies, departmental stores","1 reward point per ₹100 on all other spends","1,000 welcome bonus reward points","1% fuel surcharge waiver","Annual fee waiver on ₹50,000 annual spend"],"benefitIcons":["rewards","grocery","dining","movie","fuel"],"minIncome":null,"minCreditScore":700,"colorScheme":"#2e4a1e","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/banking-partnership/shaurya-sbi-credit-card.page","slug":"shaurya-sbi-credit-card"},{"id":"shaurya-select-sbi-credit-card","name":"SBI Shaurya SELECT Credit Card","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"RuPay","tier":"Select","annualFee":1499,"joiningFee":1499,"feeWaiverSpend":200000,"description":"A premium credit card for Indian defence personnel featuring higher rewards and 4 complimentary domestic airport lounge visits. Earns accelerated reward points on dining, grocery, and CSD purchases with enhanced benefits over the standard Shaurya card.","tagline":"Select privileges for India's defence heroes","benefits":["10X reward points on groceries, dining, CSD, movies, departmental stores","2 reward points per ₹100 on all other spends","4 complimentary domestic airport lounge visits per year","1% fuel surcharge waiver","Annual fee waiver on ₹2 lakh annual spend"],"benefitIcons":["rewards","grocery","dining","lounge","fuel"],"minIncome":null,"minCreditScore":700,"colorScheme":"#1a3a1a","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/banking-partnership/shaurya-select-sbi-credit-card.page","slug":"shaurya-select-sbi-credit-card"},{"id":"doctors-ima-sbi-credit-card","name":"Doctor's IMA SBI Card","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"Visa","tier":"Platinum","annualFee":1499,"joiningFee":1499,"feeWaiverSpend":200000,"description":"A co-branded card exclusively for Indian Medical Association (IMA) members and medical professionals. Offers accelerated reward points on medical equipment, pharmacy, and travel purchases, plus complimentary lounge access.","tagline":"Tailored rewards for India's medical professionals","benefits":["Accelerated reward points on medical equipment and pharmacy spends","5 reward points per ₹100 on travel and dining","2 reward points per ₹100 on all other eligible spends","4 complimentary domestic airport lounge visits per year","Complimentary professional indemnity insurance","Annual fee waiver on ₹2 lakh annual spend"],"benefitIcons":["health","rewards","lounge","travel","insurance"],"minIncome":null,"minCreditScore":700,"colorScheme":"#1a5276","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/banking-partnership/doctors-ima-sbi-card.page","slug":"doctors-ima-sbi-credit-card"},{"id":"paytm-sbi-card","name":"Paytm SBI Card","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"Visa","tier":"Classic","annualFee":499,"joiningFee":499,"feeWaiverSpend":100000,"description":"A co-branded card with Paytm earning cashback on travel bookings via Paytm and on daily spends. Earns 3% cashback on travel and 1% on other categories. Welcome benefit includes Paytm cashback.","tagline":"Paytm cashback on travel and everyday spends","benefits":["3% cashback on travel bookings via Paytm","2% cashback on Paytm app spends","1% cashback on other eligible spends","1% fuel surcharge waiver","Annual fee waiver on ₹1 lakh annual spend"],"benefitIcons":["cashback","travel","fuel","shopping"],"minIncome":20000,"minCreditScore":700,"colorScheme":"#00baf2","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/shopping/paytm-sbi-card.page","slug":"paytm-sbi-card"},{"id":"paytm-sbi-card-select","name":"Paytm SBI Card SELECT","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"Visa","tier":"Select","annualFee":1499,"joiningFee":1499,"feeWaiverSpend":200000,"description":"A premium Paytm co-branded card earning 5% cashback on travel bookings and higher rewards on Paytm platform spends. Includes 4 domestic lounge visits per year. Upgraded cashback rates over the standard Paytm SBI Card.","tagline":"Select cashback on travel and Paytm — upgraded experience","benefits":["5% cashback on travel bookings via Paytm","3% cashback on Paytm app spends","1.5% cashback on other eligible spends","4 complimentary domestic airport lounge visits per year","1% fuel surcharge waiver","Annual fee waiver on ₹2 lakh annual spend"],"benefitIcons":["cashback","travel","lounge","fuel"],"minIncome":35000,"minCreditScore":700,"colorScheme":"#009ee3","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/shopping/paytm-sbi-card-select.page","slug":"paytm-sbi-card-select"},{"id":"fabindia-sbi-credit-card","name":"Fabindia SBI Credit Card","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"Visa","tier":"Classic","annualFee":499,"joiningFee":499,"feeWaiverSpend":100000,"description":"A co-branded card with Fabindia earning reward points on Fabindia and other everyday purchases. Redeem points for purchases at Fabindia stores online and offline. Ideal for Fabindia loyalists.","tagline":"Earn rewards on India's most loved ethnic brand","benefits":["5 reward points per ₹100 on Fabindia spends","1 reward point per ₹100 on all other eligible spends","Welcome Fabindia voucher on card activation","1% fuel surcharge waiver","Annual fee waiver on ₹1 lakh annual spend"],"benefitIcons":["rewards","shopping","fuel"],"minIncome":20000,"minCreditScore":700,"colorScheme":"#8b4513","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/shopping/fabindia-sbi-credit-card.page","slug":"fabindia-sbi-credit-card"},{"id":"fabindia-sbi-card-select","name":"Fabindia SBI Card SELECT","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"Visa","tier":"Select","annualFee":1499,"joiningFee":1499,"feeWaiverSpend":200000,"description":"A premium Fabindia co-branded card with 10X reward points on Fabindia and 2.5X on other spends. Includes complimentary domestic lounge access and an enhanced Fabindia welcome voucher.","tagline":"SELECT rewards at Fabindia with premium lounge access","benefits":["10 reward points per ₹100 on Fabindia spends","2.5 reward points per ₹100 on all other eligible spends","Enhanced Fabindia welcome voucher on card activation","4 complimentary domestic airport lounge visits per year","Annual fee waiver on ₹2 lakh annual spend"],"benefitIcons":["rewards","shopping","lounge"],"minIncome":35000,"minCreditScore":700,"colorScheme":"#6b3a2a","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/shopping/fabindia-sbi-card-select.page","slug":"fabindia-sbi-card-select"},{"id":"delhi-metro-sbi-credit-card","name":"Delhi Metro SBI Credit Card","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"Visa","tier":"Classic","annualFee":499,"joiningFee":499,"feeWaiverSpend":100000,"description":"A co-branded card with Delhi Metro Rail Corporation (DMRC) that doubles as a Metro smart card for contactless travel. Earns 2.5X reward points on dining and 1X on other spends. Can be used to recharge the Metro wallet.","tagline":"Commute and earn — your Metro card that rewards","benefits":["Dual function: credit card + Delhi Metro smart card","2.5 reward points per ₹100 on dining and entertainment","1 reward point per ₹100 on all other eligible spends","Contactless Metro travel payments","1% fuel surcharge waiver","Annual fee waiver on ₹1 lakh annual spend"],"benefitIcons":["travel","rewards","dining","fuel"],"minIncome":20000,"minCreditScore":700,"colorScheme":"#e74c3c","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/banking-partnership/delhi-metro-sbi-credit-card.page","slug":"delhi-metro-sbi-credit-card"},{"id":"landmark-rewards-sbi-credit-card","name":"Landmark Rewards SBI Credit Card","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"Visa","tier":"Classic","annualFee":499,"joiningFee":499,"feeWaiverSpend":100000,"description":"A co-branded card with Landmark Group earning 10X on Landmark stores, 5X on dining and movies. Redeemable at Lifestyle, Home Centre, Max, and Splash stores. Welcome bonus of 2,000 reward points worth ₹500.","tagline":"Shop at Landmark and earn rewards at every visit","benefits":["10 reward points per ₹100 on Landmark online and retail stores","5 reward points per ₹100 on dining and movies","1 reward point per ₹100 on other retail purchases","2,000 bonus reward points worth ₹500 as welcome benefit","Redeemable at Lifestyle, Home Centre, Max, Splash","Annual fee waiver on ₹1 lakh annual spend"],"benefitIcons":["rewards","shopping","dining","movie"],"minIncome":20000,"minCreditScore":700,"colorScheme":"#2c3e50","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/shopping/landmark-rewards-sbi-credit-card.page","slug":"landmark-rewards-sbi-credit-card"},{"id":"landmark-rewards-sbi-select-credit-card","name":"Landmark Rewards SBI SELECT Credit Card","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"Visa","tier":"Select","annualFee":1499,"joiningFee":1499,"feeWaiverSpend":200000,"description":"A premium Landmark Group co-branded card earning 15X on Landmark stores, 10X on dining, movies, and international spends, and 2X on other purchases. Includes lounge access and a higher welcome bonus.","tagline":"SELECT rewards at Landmark Group with lounge privileges","benefits":["15 reward points per ₹100 at Landmark stores","10 reward points per ₹100 on dining, movies, international spends","2 reward points per ₹100 on other eligible purchases","6,000 welcome reward points worth ₹1,500","4 complimentary domestic airport lounge visits per year","Annual fee waiver on ₹2 lakh annual spend"],"benefitIcons":["rewards","shopping","dining","movie","lounge","forex"],"minIncome":35000,"minCreditScore":700,"colorScheme":"#1c2833","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/shopping/landmark-rewards-sbi-select-credit-card.page","slug":"landmark-rewards-sbi-select-credit-card"},{"id":"landmark-rewards-sbi-prime-credit-card","name":"Landmark Rewards SBI PRIME Credit Card","bank":"SBI Card","bankCode":"sbi","cardType":"credit","network":"Visa","tier":"Platinum","annualFee":2999,"joiningFee":2999,"feeWaiverSpend":300000,"description":"The top-tier Landmark Group co-branded card earning 25X on Landmark stores, 10X on dining, movies, and international spends. Welcome bonus of 12,000 reward points worth ₹3,000 and Priority lounge access.","tagline":"PRIME rewards at Landmark with maximum point accumulation","benefits":["25 reward points per ₹100 at Landmark stores","10 reward points per ₹100 on dining, movies, international spends","2 reward points per ₹100 on other eligible purchases","12,000 welcome reward points worth ₹3,000","6 complimentary domestic airport lounge visits per year","Annual fee waiver on ₹3 lakh annual spend"],"benefitIcons":["rewards","shopping","dining","movie","lounge","forex"],"minIncome":50000,"minCreditScore":720,"colorScheme":"#17202a","isLifetimeFree":false,"applyUrl":"https://www.sbicard.com/en/personal/credit-cards/shopping/landmark-rewards-sbi-prime-credit-card.page","slug":"landmark-rewards-sbi-prime-credit-card"},{"id":"hsbc-taj-credit-card","name":"HSBC Taj Credit Card","bank":"HSBC India","bankCode":"hsbc","cardType":"credit","network":"Mastercard","tier":"Infinite","annualFee":null,"joiningFee":null,"feeWaiverSpend":null,"description":"The HSBC Taj Credit Card is a luxury co-branded card offering curated privileges at Taj, SeleQtions, Gateway and Vivanta hotels worldwide. Cardholders get complimentary hotel stays, NeuPass Taj InnerCircle Platinum Tier membership, and exclusive access to The Chambers Lounge up to 12 times a year. Designed for premium lifestyle seekers who frequent IHCL properties.","tagline":"The Rarest Key to a world of luxury.","benefits":["Two complimentary breakfast-inclusive nights at Taj Hotels across India on activation","One complimentary night at Taj Palaces on card renewal (valid until 30 September 2026)","NeuPass Taj InnerCircle Platinum Tier membership","Priority and early check-in, late check-out at IHCL properties","Access to The Chambers Lounge up to 12 times per year for cardholder and guest","24/7 dedicated Platinum customer care service","Dedicated IHCL concierge desk at 1800 202 5575"],"benefitIcons":["travel","lounge","concierge","dining","rewards","milestone"],"minIncome":null,"minCreditScore":null,"colorScheme":"deep gold and black","isLifetimeFree":false,"applyUrl":"https://www.hsbc.co.in/credit-cards/products/taj/","slug":"hsbc-taj-credit-card"},{"id":"hsbc-travelone-credit-card","name":"HSBC TravelOne Credit Card","bank":"HSBC India","bankCode":"hsbc","cardType":"credit","network":"Visa","tier":"Signature","annualFee":999,"joiningFee":999,"feeWaiverSpend":400000,"description":"The HSBC TravelOne Credit Card is built for frequent travellers, offering instant reward redemption across an extensive network of airline and hotel partners. Benefits worth up to INR1.6 lakhs a year include welcome cashback, travel vouchers, and EazyDiner Prime membership. Rewards can be instantly converted to air miles or hotel loyalty points via the HSBC Mobile Banking app.","tagline":"Instant reward redemption. Endless travel freedom.","benefits":["INR1,000 cashback on spending INR25,000 in first 30 days","INR3,000 PostCard hotel voucher on welcome","3 months complimentary EazyDiner Prime membership","Instant conversion of reward points to air miles and hotel loyalty points","Benefits worth up to INR1.6 lakhs per year","Annual fee waived on spending INR4,00,000 per year","Access to Visa Signature privileges"],"benefitIcons":["travel","rewards","dining","forex","milestone","cashback"],"minIncome":600000,"minCreditScore":null,"colorScheme":"dark navy and silver","isLifetimeFree":false,"applyUrl":"https://www.hsbc.co.in/credit-cards/products/travelone/","slug":"hsbc-travelone-credit-card"},{"id":"hsbc-visa-platinum-credit-card","name":"HSBC Visa Platinum Credit Card","bank":"HSBC India","bankCode":"hsbc","cardType":"credit","network":"Visa","tier":"Platinum","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"The HSBC Visa Platinum Credit Card is a lifetime-free card offering reward points on everyday spends, redeemable against flights, hotel stays and more. It comes with Visa Signature privileges including a complimentary 12-month Times Prime subscription, domestic seat selections on MakeMyTrip, and fuel surcharge waivers. 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The annual fee of INR499 is waived on spending INR2,00,000 per year. Welcome benefits include INR500 cashback, 2 months EazyDiner Prime membership, and INR250 cashback on UPI activation.","tagline":"Earn cashback and make effortless UPI payments every day.","benefits":["Annual fee waived on spending INR2,00,000 per year","INR500 cashback on spending INR10,000 in first 30 days","INR250 cashback on linking card to UPI and completing 2 transactions of INR250+","2 months complimentary EazyDiner Prime membership on activation","UPI payments via HSBC SimplyPay and other UPI apps","INR250 Amazon eGift Voucher on online video-KYC application","10% savings on dining, activities and buy-one-get-one cinema tickets via District by Zomato"],"benefitIcons":["cashback","dining","movie","rewards","shopping"],"minIncome":600000,"minCreditScore":null,"colorScheme":"green and white","isLifetimeFree":false,"applyUrl":"https://www.hsbc.co.in/credit-cards/products/rupay-cashback-credit-card/","slug":"hsbc-rupay-cashback-credit-card"},{"id":"hsbc-savings-debit-card","name":"HSBC Debit Card","bank":"HSBC India","bankCode":"hsbc","cardType":"debit","network":"Visa","tier":"Classic","annualFee":150,"joiningFee":0,"feeWaiverSpend":null,"description":"The HSBC Debit Card is linked to HSBC Savings Accounts and provides access to HSBC Group ATMs and the global Visa network for cash withdrawals and purchases. It supports international transactions, contactless payments, and allows customers to set and manage transaction limits via the HSBC India Mobile App. Daily POS and ATM limits are INR2,00,000 each.","tagline":"Secure, convenient banking wherever you are.","benefits":["Access to HSBC Group ATMs and Visa network ATMs worldwide","Daily ATM and POS purchase limit of INR2,00,000","International usage with Visa merchant acceptance worldwide","Lost card liability protection from ICICI Lombard — cover up to INR4,00,000","Manage card limits and activate/deactivate via HSBC India Mobile App","SMS and email transaction alerts","Contactless payment support"],"benefitIcons":["insurance","shopping","travel"],"minIncome":null,"minCreditScore":null,"colorScheme":"red and white","isLifetimeFree":false,"applyUrl":"https://www.hsbc.co.in/accounts/products/debit-card/","slug":"hsbc-savings-debit-card"},{"id":"hsbc-premier-signature-debit-card","name":"HSBC Premier Signature Debit Card","bank":"HSBC India","bankCode":"hsbc","cardType":"debit","network":"Visa","tier":"Signature","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"The HSBC Premier Signature Debit Card is designed for HSBC Premier banking customers, offering premium privileges and higher transaction limits. 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Miles can be redeemed across 100+ airlines and hotel loyalty programs, with no expiry on accumulated miles.","tagline":"Every spend takes you further","benefits":["10 PremierMiles per Rs 100 spent on airline transactions","4 PremierMiles per Rs 100 on all other spends","Miles transferable to 10+ frequent flyer and hotel programs","No expiry on PremierMiles","Complimentary airport lounge access via Priority Pass","Travel insurance cover up to Rs 1 crore","Air accident cover of Rs 1 crore","1% fuel surcharge waiver","Complimentary golf rounds per year","Milestone bonus miles on annual spend thresholds"],"benefitIcons":["travel","lounge","rewards","golf","insurance","fuel","milestone"],"minIncome":50000,"minCreditScore":720,"colorScheme":"#C0392B red with gold accents","isLifetimeFree":false,"applyUrl":null,"slug":"citi-premiermiles-credit-card"},{"id":"citi-prestige-credit-card","name":"Citi Prestige Credit Card","bank":"Citibank India","bankCode":"citi","cardType":"credit","network":"Mastercard","tier":"Infinite","annualFee":20000,"joiningFee":20000,"feeWaiverSpend":null,"description":"Ultra-premium card for high-net-worth individuals offering unlimited Priority Pass lounge access, fourth hotel night free benefit, and 2.5 Thankyou Points per Rs 100. 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Points can be redeemed for gifts, flight tickets, hotel stays, and shopping vouchers.","tagline":"Earn 10X points on shopping you love","benefits":["10 Thankyou Points per Rs 125 spent at apparel and department stores","1 Thankyou Point per Rs 125 on all other spends","Annual fee waiver on spending Rs 30,000 per year","Points redeemable for flights, hotels, gifts, and vouchers","No expiry on Thankyou Points","1% fuel surcharge waiver","Exclusive rewards catalog with 5,000+ redemption options","Welcome bonus Thankyou Points on first transaction"],"benefitIcons":["rewards","shopping","travel","fuel"],"minIncome":25000,"minCreditScore":700,"colorScheme":"#2E86AB blue with silver","isLifetimeFree":false,"applyUrl":null,"slug":"citi-rewards-credit-card"},{"id":"citi-simplicity-credit-card","name":"Citi Simplicity+ Credit Card","bank":"Citibank India","bankCode":"citi","cardType":"credit","network":"Mastercard","tier":"Classic","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Lifetime-free credit card with no annual fee, no late payment charges, and no over-limit fee. Offers straightforward benefits with no penalty fees, designed for customers who want simplicity in credit card usage.","tagline":"No fees, no worries — simple as that","benefits":["Zero annual fee for lifetime","No late payment charges","No over-limit fee","10% savings at partner restaurants","1% fuel surcharge waiver","Up to 50 days interest-free credit period","Easy EMI conversion on large purchases"],"benefitIcons":["cashback","dining","fuel"],"minIncome":20000,"minCreditScore":680,"colorScheme":"#00A86B green and white","isLifetimeFree":true,"applyUrl":null,"slug":"citi-simplicity-credit-card"},{"id":"citi-indian-oil-citi-titanium-credit-card","name":"Indian Oil Citi Titanium Credit Card","bank":"Citibank India","bankCode":"citi","cardType":"credit","network":"Visa","tier":"Classic","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Entry-level co-branded card with IndianOil for fuel spenders, with no annual fee. Earns Turbopoints on IndianOil fuel purchases redeemable for free fuel, making it ideal for daily commuters on a budget.","tagline":"Free fuel rewards with zero annual fee","benefits":["2 Turbopoints per Rs 150 spent at IndianOil outlets","1 Turbopoint per Rs 150 on all other spends","Lifetime free card — zero annual fee","Redeem Turbopoints for free fuel at IndianOil","Fuel surcharge waiver at IndianOil outlets"],"benefitIcons":["fuel","rewards"],"minIncome":15000,"minCreditScore":650,"colorScheme":"#708090 silver-grey","isLifetimeFree":true,"applyUrl":null,"slug":"citi-indian-oil-citi-titanium-credit-card"},{"id":"citi-bank-select-credit-card","name":"Citi Bank Select Credit Card","bank":"Citibank India","bankCode":"citi","cardType":"credit","network":"Mastercard","tier":"Select","annualFee":2000,"joiningFee":2000,"feeWaiverSpend":100000,"description":"Mid-tier rewards credit card for Citibank banking customers offering enhanced Thankyou Points on select merchant categories. Includes lifestyle privileges, dining discounts, and access to Citi's exclusive offers platform.","tagline":"Selected privileges for valued customers","benefits":["5 Thankyou Points per Rs 100 on dining and entertainment","3 Thankyou Points per Rs 100 on grocery and supermarkets","1 Thankyou Point per Rs 100 on all other spends","Annual fee waiver on spend of Rs 1,00,000","Complimentary domestic lounge access (4 per year)","Dining discounts at partner restaurants","1% fuel surcharge waiver","Easy EMI on purchases above Rs 2,500"],"benefitIcons":["rewards","dining","lounge","fuel","shopping"],"minIncome":40000,"minCreditScore":700,"colorScheme":"#4A235A purple and gold","isLifetimeFree":false,"applyUrl":null,"slug":"citi-bank-select-credit-card"},{"id":"citi-premiermiles-world-credit-card","name":"Citi PremierMiles World Credit Card","bank":"Citibank India","bankCode":"citi","cardType":"credit","network":"Mastercard","tier":"Signature","annualFee":3000,"joiningFee":3000,"feeWaiverSpend":null,"description":"World-tier variant of the PremierMiles card on Mastercard network, offering accelerated miles earning on online and travel bookings. Includes World Mastercard privileges including Priceless Cities experiences.","tagline":"World privileges, miles that take you further","benefits":["10 PremierMiles per Rs 100 on airline transactions","4 PremierMiles per Rs 100 on all other spends","Complimentary Priority Pass airport lounge access","World Mastercard Priceless Cities access","Miles transferable to 10+ airline and hotel programs","No miles expiry","Travel insurance and air accident cover","1% fuel surcharge waiver","Complimentary golf privileges"],"benefitIcons":["travel","lounge","rewards","golf","insurance","fuel"],"minIncome":50000,"minCreditScore":720,"colorScheme":"#8B0000 dark red with gold","isLifetimeFree":false,"applyUrl":null,"slug":"citi-premiermiles-world-credit-card"},{"id":"citi-ultima-credit-card","name":"Citi Ultima Credit Card","bank":"Citibank India","bankCode":"citi","cardType":"credit","network":"Mastercard","tier":"Infinite","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Invite-only ultra-premium credit card for Citibank's top-tier clients offering best-in-class benefits including unlimited lounge access, dedicated relationship manager, and bespoke concierge service. Annual fee waived for eligible HNI clients.","tagline":"Exclusively for those who have arrived","benefits":["Unlimited domestic and international airport lounge access","Dedicated relationship manager","Bespoke 24/7 global concierge service","Golf privileges at top courses worldwide","Complimentary hotel stays and upgrades","Travel insurance with highest cover","Priority banking services","Invitation-only events and experiences","1% fuel surcharge waiver","Earn Thankyou Points on all spends with premium redemption options"],"benefitIcons":["lounge","concierge","golf","travel","insurance","rewards","fuel"],"minIncome":500000,"minCreditScore":800,"colorScheme":"#000000 black with platinum","isLifetimeFree":true,"applyUrl":null,"slug":"citi-ultima-credit-card"},{"id":"citi-rewards-debit-card","name":"Citibank Debit Card (Rewards)","bank":"Citibank India","bankCode":"citi","cardType":"debit","network":"Visa","tier":"Classic","annualFee":200,"joiningFee":0,"feeWaiverSpend":null,"description":"Standard Citibank debit card linked to savings account, offering reward points on purchases and cashback on select transactions. Works on Visa network for domestic and international transactions.","tagline":"Every swipe earns rewards","benefits":["Earn reward points on every debit card purchase","Cashback on online transactions","Free ATM withdrawals at Citibank ATMs","Contactless payment enabled","International usage enabled","1% fuel surcharge waiver at fuel stations"],"benefitIcons":["rewards","cashback","fuel"],"minIncome":null,"minCreditScore":null,"colorScheme":"#003087 navy blue","isLifetimeFree":false,"applyUrl":null,"slug":"citi-rewards-debit-card"},{"id":"citi-gold-debit-card","name":"Citibank Gold Debit Card","bank":"Citibank India","bankCode":"citi","cardType":"debit","network":"Visa","tier":"Gold","annualFee":500,"joiningFee":0,"feeWaiverSpend":null,"description":"Mid-tier Citibank debit card for Suvidha and regular savings account holders, offering enhanced ATM withdrawal limits, cashback on utility payments, and access to select banking privileges.","tagline":"Banking made rewarding","benefits":["Higher ATM cash withdrawal limit","Cashback on utility bill payments","Reward points on purchases","Free unlimited Citibank ATM withdrawals","Contactless payment enabled","International usage at Visa network ATMs and POS"],"benefitIcons":["cashback","rewards"],"minIncome":null,"minCreditScore":null,"colorScheme":"#FFD700 gold and navy","isLifetimeFree":false,"applyUrl":null,"slug":"citi-gold-debit-card"},{"id":"citi-platinum-debit-card","name":"Citibank Platinum Debit Card","bank":"Citibank India","bankCode":"citi","cardType":"debit","network":"Visa","tier":"Platinum","annualFee":750,"joiningFee":0,"feeWaiverSpend":null,"description":"Premium debit card for Citibank Wealth Management and Preferred Banking customers, with enhanced benefits including complimentary lounge access, higher transaction limits, and priority customer service.","tagline":"Premium debit privileges","benefits":["Complimentary domestic airport lounge access","Higher daily purchase and ATM withdrawal limits","Reward points on all debit purchases","Priority customer service access","Contactless payment enabled","International usage enabled","Cashback on select merchant categories"],"benefitIcons":["lounge","rewards","cashback"],"minIncome":null,"minCreditScore":null,"colorScheme":"#7B7B7B platinum silver","isLifetimeFree":false,"applyUrl":null,"slug":"citi-platinum-debit-card"},{"id":"citi-prestige-debit-card","name":"Citibank Prestige Debit Card","bank":"Citibank India","bankCode":"citi","cardType":"debit","network":"Mastercard","tier":"Infinite","annualFee":1500,"joiningFee":0,"feeWaiverSpend":null,"description":"Top-tier debit card for Citibank Private Banking and Prestige Banking customers, offering unlimited lounge access, dedicated relationship manager support, and the highest transaction limits available.","tagline":"Debit card privileges of the highest order","benefits":["Unlimited domestic and international airport lounge access","Highest daily purchase and ATM limits","Dedicated priority banking support","Complimentary travel insurance","Contactless and international payments","Earn reward points on all transactions","Exclusive Mastercard World benefits"],"benefitIcons":["lounge","rewards","travel","insurance","concierge"],"minIncome":null,"minCreditScore":null,"colorScheme":"#1A1A2E dark navy with gold","isLifetimeFree":false,"applyUrl":null,"slug":"citi-prestige-debit-card"},{"id":"citi-world-debit-card","name":"Citibank World Debit Card","bank":"Citibank India","bankCode":"citi","cardType":"debit","network":"Mastercard","tier":"Signature","annualFee":1000,"joiningFee":0,"feeWaiverSpend":null,"description":"World Mastercard debit card for Citibank premium account holders, providing World Mastercard global acceptance benefits, Priceless Cities access, and enhanced rewards on everyday spending.","tagline":"World-class banking in your wallet","benefits":["Mastercard World Priceless Cities experiences","Complimentary airport lounge access (4 per year)","Reward points on all purchases","High daily transaction limits","24/7 global acceptance","Contactless payments","Cashback on select online transactions"],"benefitIcons":["lounge","travel","rewards","cashback"],"minIncome":null,"minCreditScore":null,"colorScheme":"#2C3E50 charcoal and silver","isLifetimeFree":false,"applyUrl":null,"slug":"citi-world-debit-card"},{"id":"citi-prepaid-travel-card","name":"Citibank World Money Card","bank":"Citibank India","bankCode":"citi","cardType":"prepaid","network":"Mastercard","tier":null,"annualFee":0,"joiningFee":500,"feeWaiverSpend":null,"description":"Multi-currency prepaid forex card for international travelers allowing loading of up to 10 currencies at locked-in exchange rates. Accepted at millions of Mastercard locations worldwide with zero cross-currency charges within loaded currencies.","tagline":"Travel the world with locked exchange rates","benefits":["Load up to 10 currencies simultaneously","Lock in exchange rates at time of loading","Zero cross-currency conversion charges for loaded currencies","Accepted at 33 million+ Mastercard locations globally","Emergency cash disbursement worldwide","Replacement card facility if lost abroad","24/7 customer support for international travel issues","Online balance check and reload facility","No transaction fee at international Mastercard ATMs (within loaded currency)"],"benefitIcons":["forex","travel"],"minIncome":null,"minCreditScore":null,"colorScheme":"#0066CC blue and white","isLifetimeFree":false,"applyUrl":null,"slug":"citi-prepaid-travel-card"},{"id":"citi-gift-card-prepaid","name":"Citibank Gift Card (Prepaid)","bank":"Citibank India","bankCode":"citi","cardType":"prepaid","network":"Visa","tier":null,"annualFee":0,"joiningFee":150,"feeWaiverSpend":null,"description":"Reloadable prepaid gift card on Visa network, usable at any Visa-accepting merchant in India. Available in fixed denominations and can be gifted or used for controlled spending.","tagline":"The gift of choice","benefits":["Accepted at all Visa merchant outlets in India","Available in multiple denominations","No minimum balance requirement","Can be used for online and offline purchases","Safer alternative to cash gifting"],"benefitIcons":["shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"#E74C3C red and white","isLifetimeFree":false,"applyUrl":null,"slug":"citi-gift-card-prepaid"},{"id":"citi-rewards-platinum-credit-card","name":"Citi Rewards Platinum Credit Card","bank":"Citibank India","bankCode":"citi","cardType":"credit","network":"Visa","tier":"Platinum","annualFee":1500,"joiningFee":1500,"feeWaiverSpend":50000,"description":"Upgraded Platinum variant of the Citi Rewards Card offering accelerated Thankyou Points at apparel and department stores, plus additional dining and travel redemption options unavailable on the standard variant.","tagline":"Platinum rewards for platinum lifestyles","benefits":["10 Thankyou Points per Rs 125 at apparel and department stores","5 Thankyou Points per Rs 125 on dining","1 Thankyou Point per Rs 125 on all other spends","Annual fee waiver on spending Rs 50,000","Complimentary domestic lounge access (2 per quarter)","1% fuel surcharge waiver","Points redeemable for flights, hotels, gifts, and vouchers","No expiry on Thankyou Points"],"benefitIcons":["rewards","shopping","dining","lounge","travel","fuel"],"minIncome":35000,"minCreditScore":700,"colorScheme":"#7B7B7B platinum with blue","isLifetimeFree":false,"applyUrl":null,"slug":"citi-rewards-platinum-credit-card"},{"id":"citi-suvidha-debit-card","name":"Citibank Suvidha Debit Card","bank":"Citibank India","bankCode":"citi","cardType":"debit","network":"Visa","tier":"Classic","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Basic debit card issued with Citibank Suvidha salary account, providing zero annual fee banking with standard ATM and POS transaction capabilities. Targeted at salaried professionals.","tagline":"Simple banking for the working professional","benefits":["Zero annual fee on Suvidha salary account","Free unlimited Citibank ATM withdrawals","Contactless payment enabled","Online and offline purchases","International usage enabled","Monthly account statements"],"benefitIcons":["cashback"],"minIncome":null,"minCreditScore":null,"colorScheme":"#005BAC blue and white","isLifetimeFree":true,"applyUrl":null,"slug":"citi-suvidha-debit-card"},{"id":"citi-cashback-platinum-credit-card","name":"Citi Cashback Platinum Credit Card","bank":"Citibank India","bankCode":"citi","cardType":"credit","network":"Visa","tier":"Platinum","annualFee":1000,"joiningFee":1000,"feeWaiverSpend":60000,"description":"Enhanced Platinum cashback card offering higher cashback rates on utility bills, movies, and dining compared to the base Citi Cashback Card. Automatic cashback crediting with no minimum redemption threshold.","tagline":"More cashback, more savings, automatically","benefits":["5% cashback on movie ticket bookings","5% cashback on utility and telephone bill payments","2% cashback on dining at restaurants","0.5% cashback on all other spends","Annual fee waiver on spend of Rs 60,000","Cashback auto-credited to statement monthly","1% fuel surcharge waiver","Complimentary domestic lounge access (2 per year)"],"benefitIcons":["cashback","movie","dining","lounge","fuel"],"minIncome":30000,"minCreditScore":700,"colorScheme":"#1565C0 blue and silver","isLifetimeFree":false,"applyUrl":null,"slug":"citi-cashback-platinum-credit-card"},{"id":"hsbc-premier-debit-card","name":"HSBC Premier Debit Card","bank":"HSBC India","bankCode":"hsbc","cardType":"debit","network":"Visa","tier":"signature","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Premium debit card for HSBC Premier account holders with high withdrawal limits and global acceptance. Includes airport lounge access and travel insurance.","tagline":"Global banking at your fingertips.","benefits":["High ATM and POS limits","Airport lounge access","Purchase protection insurance","Global acceptance","Fuel surcharge waiver"],"benefitIcons":["travel","lounge","insurance","shopping"],"minIncome":null,"minCreditScore":null,"colorScheme":"#1C1C1C","isLifetimeFree":true,"applyUrl":"https://www.hsbc.co.in/premier/","slug":"hsbc-premier-debit-card"},{"id":"hsbc-advance-debit-card","name":"HSBC Advance Debit Card","bank":"HSBC India","bankCode":"hsbc","cardType":"debit","network":"Visa","tier":"platinum","annualFee":0,"joiningFee":0,"feeWaiverSpend":null,"description":"Debit card for HSBC Advance savings customers with international acceptance and itemised billing. 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