cards / credit / axis bank / axis-burgundy-private-credit-card
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§ BENEFITS
Zero Forex Markup
No currency conversion markup on international transactions — spend at interbank rates
0% forex markup
EDGE Points on All Spends
Earn 15 EDGE points per ₹200 on all domestic and international transactions
15 EDGE/₹200
Unlimited Domestic Lounge
Unlimited complimentary domestic airport lounge visits with free guest access
Unlimited + guest
Complimentary Golf Rounds
Unlimited complimentary golf rounds at premium courses
Unlimited rounds
Private Banking Concierge
Dedicated private banking concierge for all lifestyle needs
Dedicated
§ ELIGIBILITY
- Employment
- Salaried / Self-Employed
- Min annual income
- ₹36,00,000
- Min monthly salary
- ₹3,00,000
- Age
- 21 – 65
- Min credit score
- 750
- Existing account?
- Required
- Invitation only?
- No
§ FEES
- Joining fee
- ₹50,000
- Annual fee
- ₹50,000
- APR (monthly)
- 3.40% p.m.
- APR (annual)
- 40.80% p.a.
- Late payment fee
- ₹1,500
- Over-limit fee
- ₹500
- Cheque bounce
- ₹500
- Grace period
- 50 days
- Min due
- 5%
† Excluding GST
† Excluding GST
† per cycle, charged to statement
† or ₹200, whichever higher
§ ATM & CASH
- Own bank free / month
- 0
- Own bank charge
- —
- Other bank free / month
- 0
- Other bank charge
- —
- International withdrawal
- —
- Cash advance fee
- 2.5%
† min ₹500
§ TRANSACTIONS
- Currency markup
- —
- DCC fee
- —
- Cross-border fee
- —
- SMS alert / month
- —
- PIN regen
- —
- Physical statement
- —
§ FUEL
- Surcharge waiver
- 1%
- Min txn
- ₹400
- Max txn
- ₹5,000
- Max waiver / cycle
- ₹1,000
- Networks
- All
§ LIMITS
- ATM / day
- ₹1,00,000
- POS + e-com / day
- ₹20,00,000
- Contactless / txn
- ₹5,000
- Contactless / day
- ₹50,000
§ INSURANCE
- Accidental death cover
- ₹5,00,00,000
- Permanent disability
- ₹5,00,00,000
- Air accident
- ₹5,00,00,000
- Travel insurance
- ₹2,00,00,000
- Baggage
- ₹1,00,000
- Lost-card liability
- ₹50,00,000
- Purchase protection
- —
† within 24 h of loss
§ REWARDS
- Programme
- Axis EDGE Points
- Earn rate
- 15 EDGE points per ₹200
- Point value
- ₹0.4
- Effective cashback
- 3.00%
- Min redemption
- 500 pts
- Expiry
- 3 years from date of accrual
§ LOUNGE
- Domestic
- Unlimited
- International
- Via Priority Pass
- Domestic guests allowed?
- Yes
- International guests allowed?
- Yes
† value ₹2,500 per visit
† value ₹3,500 per visit
§ SIMILAR CARDS
Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with Axis Bank and earns no commission on applications.