cards / credit / axis bank / axis-indianoil-rupay-credit-card
AXIS
6076 •••• •••• ••••
YOUR NAME HERE
RuPay
↑ Your name appears embossed when you sign in.
§ BENEFITS
fuel
20 RP per ₹100 at IndianOil
Earn 20 EDGE Reward points per ₹100 spent at IndianOil fuel stations
20 RP per ₹100
cashback
5 RP per ₹100 on Online Spends
Earn 5 EDGE Reward points per ₹100 on all online transactions
5 RP per ₹100
rewards
1 RP per ₹100 on Other Spends
Earn 1 EDGE Reward point per ₹100 on all other retail transactions
1 RP per ₹100
fuel
Fuel Surcharge Waiver
1% fuel surcharge waiver at IndianOil pumps
1% waiver
§ ELIGIBILITY
- Employment
- Salaried / Self-Employed
- Min annual income
- ₹1,80,000
- Min monthly salary
- ₹15,000
- Age
- 18 – 65
- Min credit score
- 650
- Existing account?
- Not required
- Invitation only?
- No
§ FEES
- Joining fee
- ₹500
- Annual fee
- ₹500
- APR (monthly)
- 3.60% p.m.
- APR (annual)
- 43.20% p.a.
- Late payment fee
- ₹750
- Over-limit fee
- ₹500
- Cheque bounce
- ₹500
- Grace period
- 50 days
- Min due
- 5%
† Excluding GST at 18%
† Excluding GST at 18%
† per cycle, charged to statement
† or ₹200, whichever higher
§ ATM & CASH
- Own bank free / month
- 0
- Own bank charge
- ₹250
- Other bank free / month
- 0
- Other bank charge
- ₹250
- International withdrawal
- ₹250
- Cash advance fee
- 2.5%
† + 2.5% of txn
† min ₹500
§ TRANSACTIONS
- Currency markup
- 3.5%
- DCC fee
- 1%
- Cross-border fee
- —
- SMS alert / month
- —
- PIN regen
- ₹100
- Physical statement
- ₹100
§ FUEL
- Surcharge waiver
- 1%
- Min txn
- ₹200
- Max txn
- ₹5,000
- Max waiver / cycle
- ₹250
- Networks
- IndianOil
§ LIMITS
- ATM / day
- ₹40,000
- POS + e-com / day
- ₹2,00,000
- Contactless / txn
- ₹5,000
- Contactless / day
- ₹50,000
§ INSURANCE
- Accidental death cover
- —
- Permanent disability
- —
- Air accident
- —
- Travel insurance
- —
- Baggage
- —
- Lost-card liability
- ₹1,00,000
- Purchase protection
- —
† within 24 h of loss
§ REWARDS
- Programme
- Axis EDGE Reward Points
- Earn rate
- 1–20 RP per ₹100
- Point value
- ₹0.2
- Effective cashback
- 0.20%
- Min redemption
- 100 pts
- Expiry
- 3 years from date of accrual
§ LOUNGE
- Lounge access
- Not available
§ SIMILAR CARDS
Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with Axis Bank and earns no commission on applications.