cards / credit / axis bank / axis-magnus-credit-card
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§ BENEFITS
Unlimited Domestic Lounge Access
Unlimited complimentary domestic airport lounge visits
Unlimited
Unlimited International Lounge Access
Unlimited international airport lounge visits via Priority Pass
Unlimited
Edge Reward Points on All Spends
12 Edge Reward points per ₹200 spent on all transactions
12 ER per ₹200
24/7 Concierge Services
Dedicated personal concierge for travel, dining, and lifestyle assistance
Included
Golf Privileges
Complimentary golf rounds at premium courses across India
Up to 12 rounds/year
Dining Privileges
Up to 20% off at premium partner restaurants
Up to 20% off
Low Forex Markup
Only 2% currency markup on international transactions
2%
Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions between ₹400–₹4,000
1% waiver
§ ELIGIBILITY
- Employment
- Salaried / Self-Employed
- Min annual income
- ₹18,00,000
- Min monthly salary
- ₹1,50,000
- Age
- 21 – 65
- Min credit score
- 750
- Existing account?
- Not required
- Invitation only?
- No
§ FEES
- Joining fee
- ₹12,500
- Annual fee
- ₹12,500
- APR (monthly)
- 3.60% p.m.
- APR (annual)
- 43.20% p.a.
- Late payment fee
- ₹1,200
- Over-limit fee
- ₹500
- Cheque bounce
- ₹500
- Grace period
- 50 days
- Min due
- 5%
† Excluding GST at 18%
† Excluding GST at 18%
† per cycle, charged to statement
† or ₹250, whichever higher
§ ATM & CASH
- Own bank free / month
- 0
- Own bank charge
- ₹250
- Other bank free / month
- 0
- Other bank charge
- ₹250
- International withdrawal
- ₹250
- Cash advance fee
- 2.5%
† + 2.5% of txn
† min ₹500
§ TRANSACTIONS
- Currency markup
- 2%
- DCC fee
- 1%
- Cross-border fee
- —
- SMS alert / month
- —
- PIN regen
- ₹100
- Physical statement
- ₹100
§ FUEL
- Surcharge waiver
- 1%
- Min txn
- ₹400
- Max txn
- ₹4,000
- Max waiver / cycle
- ₹400
- Networks
- All
§ LIMITS
- ATM / day
- ₹40,000
- POS + e-com / day
- ₹10,00,000
- Contactless / txn
- ₹5,000
- Contactless / day
- ₹50,000
§ INSURANCE
- Accidental death cover
- ₹5,00,00,000
- Permanent disability
- ₹5,00,00,000
- Air accident
- ₹5,00,00,000
- Travel insurance
- ₹50,00,000
- Baggage
- ₹1,00,000
- Lost-card liability
- ₹25,00,000
- Purchase protection
- ₹2,50,000
† within 24 h of loss
† 90 days
§ REWARDS
- Programme
- Axis Edge Reward Points
- Earn rate
- 12 ER per ₹200
- Point value
- ₹0.2
- Effective cashback
- 1.20%
- Min redemption
- 500 pts
- Expiry
- 3 years from date of accrual
§ LOUNGE
- Domestic
- Unlimited
- International
- Unlimited via Priority Pass
- Domestic guests allowed?
- Yes
- International guests allowed?
- Yes
† value ₹2,500 per visit
† value ₹3,500 per visit
§ SIMILAR CARDS
Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with Axis Bank and earns no commission on applications.