cards / credit / axis bank / axis-shoppers-stop-credit-card
AXIS
4242 •••• •••• ••••
YOUR NAME HERE
VISA
↑ Your name appears embossed when you sign in.
§ BENEFITS
shopping
20 First Citizen Points per ₹200 at Shoppers Stop
Earn 20 First Citizen reward points per ₹200 spent at Shoppers Stop stores and online
20 FC points/₹200
cashback
2% Value Back on Other Spends
Earn 2% value back on all other retail transactions
2% value back
fuel
Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions between ₹400–₹4,000
1% waiver
§ ELIGIBILITY
- Employment
- Salaried / Self-Employed
- Min annual income
- ₹1,80,000
- Min monthly salary
- ₹15,000
- Age
- 18 – 65
- Min credit score
- 650
- Existing account?
- Not required
- Invitation only?
- No
§ FEES
- Joining fee
- ₹500
- Annual fee
- ₹500
- APR (monthly)
- 3.60% p.m.
- APR (annual)
- 43.20% p.a.
- Late payment fee
- ₹750
- Over-limit fee
- ₹500
- Cheque bounce
- ₹500
- Grace period
- 50 days
- Min due
- 5%
† Excluding GST at 18%
† Excluding GST at 18%
† per cycle, charged to statement
† or ₹200, whichever higher
§ ATM & CASH
- Own bank free / month
- 0
- Own bank charge
- ₹250
- Other bank free / month
- 0
- Other bank charge
- ₹250
- International withdrawal
- ₹250
- Cash advance fee
- 2.5%
† + 2.5% of txn
† min ₹500
§ TRANSACTIONS
- Currency markup
- 3.5%
- DCC fee
- 1%
- Cross-border fee
- —
- SMS alert / month
- —
- PIN regen
- ₹100
- Physical statement
- ₹100
§ FUEL
- Surcharge waiver
- 1%
- Min txn
- ₹400
- Max txn
- ₹4,000
- Max waiver / cycle
- ₹250
- Networks
- All
§ LIMITS
- ATM / day
- ₹40,000
- POS + e-com / day
- ₹2,00,000
- Contactless / txn
- ₹5,000
- Contactless / day
- ₹50,000
§ INSURANCE
- Accidental death cover
- —
- Permanent disability
- —
- Air accident
- —
- Travel insurance
- —
- Baggage
- —
- Lost-card liability
- ₹1,00,000
- Purchase protection
- —
† within 24 h of loss
§ REWARDS
- Programme
- First Citizen Points
- Earn rate
- 20 FC points/₹200 at SS, 2% other
- Point value
- ₹0.25
- Effective cashback
- 0.50%
- Min redemption
- 100 pts
- Expiry
- 1 year from date of accrual
§ LOUNGE
- Lounge access
- Not available
§ SIMILAR CARDS
Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with Axis Bank and earns no commission on applications.