Bank of Baroda Select Credit Card

2 RP per ₹100 with fuel surcharge waiver

JOIN: ₹750
ANNUAL: ₹750
REWARDS: 0.5%
APR: 42.00% p.a.

VISA CREDIT Platinum Plastic VIRTUAL OK

§ BENEFITS

rewards

2 RP per ₹100 on All Spends

Earn 2 reward points per ₹100 on all retail purchases

2 RP per ₹100

fuel

Fuel Surcharge Waiver

1% fuel surcharge waiver on transactions between ₹400–₹4,000

1% waiver

§ ELIGIBILITY

Employment: Salaried / Self-Employed
Min annual income: ₹2,50,000
Min monthly salary: ₹20,000
Age: 21 – 65
Min credit score: 700
Existing account?: Not required
Invitation only?: No

§ FEES

Joining fee: ₹750
Annual fee: ₹750
APR (monthly): 3.50% p.m.
APR (annual): 42.00% p.a.
Late payment fee: ₹1,000
Over-limit fee: ₹500
Cheque bounce: ₹500
Grace period: 50 days
Min due: 5%

§ ATM & CASH

Own bank free / month: 5
Own bank charge: ₹20
Other bank free / month: 3
Other bank charge: ₹20
International withdrawal: ₹125
Cash advance fee: 2.5%

§ TRANSACTIONS

Currency markup: 3.5%
DCC fee: 1%
Cross-border fee: —
SMS alert / month: ₹25
PIN regen: ₹50
Physical statement: ₹100

§ FUEL

Surcharge waiver: 1%
Min txn: ₹400
Max txn: ₹4,000
Max waiver / cycle: ₹250
Networks: All

§ LIMITS

ATM / day: ₹30,000
POS + e-com / day: ₹1,50,000
Contactless / txn: ₹2,000
Contactless / day: ₹20,000

§ INSURANCE

Insurance: Not provided

§ REWARDS

Programme: BOB Reward Points
Earn rate: 2 RP per ₹100
Point value: ₹0.25
Effective cashback: 0.50%
Min redemption: 500 pts
Expiry: 2 years from date of accrual

§ LOUNGE

Domestic: Not included
International: Not included
Domestic guests allowed?: No
International guests allowed?: No

Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with Bank of Baroda and earns no commission on applications.