cards / credit / canara bank / canara-visa-classic-credit-card
CANARA
4242 •••• •••• ••••
YOUR NAME HERE
VISA
↑ Your name appears embossed when you sign in.
§ BENEFITS
rewards
1 Reward Point per ₹100
Earn 1 reward point on every ₹100 spent
1 RP/₹100
other
Lifetime Free Card
No joining fee, no annual fee — lifetime free
₹0 forever
§ ELIGIBILITY
- Employment
- Salaried / Self-Employed
- Min annual income
- ₹1,80,000
- Min monthly salary
- ₹15,000
- Age
- 21 – 65
- Min credit score
- 650
- Existing account?
- Not required
- Invitation only?
- No
§ FEES
- Joining fee
- Lifetime free
- Annual fee
- Lifetime free
- APR (monthly)
- 3.50% p.m.
- APR (annual)
- 42.00% p.a.
- Late payment fee
- ₹750
- Over-limit fee
- ₹500
- Cheque bounce
- ₹500
- Grace period
- 50 days
- Min due
- 5%
† Lifetime free
† Lifetime free
† per cycle, charged to statement
† or ₹200, whichever higher
§ ATM & CASH
- Own bank free / month
- 5
- Own bank charge
- —
- Other bank free / month
- 3
- Other bank charge
- ₹20
- International withdrawal
- ₹250
- Cash advance fee
- 2.5%
† + 2.5% of txn
† min ₹500
§ TRANSACTIONS
- Currency markup
- 3.5%
- DCC fee
- 1%
- Cross-border fee
- —
- SMS alert / month
- ₹15
- PIN regen
- ₹50
- Physical statement
- ₹100
§ FUEL
- Fuel waiver
- Not available
§ LIMITS
- ATM / day
- ₹20,000
- POS + e-com / day
- ₹1,50,000
- Contactless / txn
- —
- Contactless / day
- —
§ INSURANCE
- Insurance
- Not provided
§ REWARDS
- Programme
- Canara Reward Points
- Earn rate
- 1 RP per ₹100 on all spends
- Point value
- ₹0.25
- Effective cashback
- 0.25%
- Min redemption
- 500 pts
- Expiry
- Valid for 2 years
§ LOUNGE
- Domestic
- Not available
- International
- Not available
- Domestic guests allowed?
- No
- International guests allowed?
- No
§ SIMILAR CARDS
Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with Canara Bank and earns no commission on applications.