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CRED Pay Prepaid Card

Credit card bill payments with rewards and merchant offers

JOIN
₹—
ANNUAL
LTF
REWARDS
APR
RUPAY PREPAID Classic Plastic VIRTUAL OK
[ APPLY ON CRED → ]

§ BENEFITS

cashback

Rewards on Credit Card Bill Payments

Earn CRED coins and cashback on credit card bill payments made through CRED Pay

CRED coins

shopping

Premium Merchant Offers

Exclusive discounts and rewards at premium partner merchants

Varies

rewards

CRED Coins

Earn CRED coins redeemable for exclusive rewards, experiences, and products

CRED coins

§ ELIGIBILITY

Employment
Salaried / Self-Employed
Min annual income
Min monthly salary
Age
18 – 65
Min credit score
Existing account?
Required
Invitation only?
No

§ FEES

Joining fee
₹—
Annual fee
Lifetime free

† Free

APR (monthly)
APR (annual)
Late payment fee

† per cycle, charged to statement

Over-limit fee
Cheque bounce
Grace period
Min due

§ ATM & CASH

Own bank free / month
3
Own bank charge
₹20
Other bank free / month
0
Other bank charge
₹20
International withdrawal
Cash advance fee

§ TRANSACTIONS

Currency markup
DCC fee
Cross-border fee
SMS alert / month
PIN regen
₹50
Physical statement

§ FUEL

Fuel waiver
Not available

§ LIMITS

ATM / day
₹25,000
POS + e-com / day
₹2,00,000
Contactless / txn
₹5,000
Contactless / day
₹25,000

§ INSURANCE

Insurance
Not provided

§ REWARDS

Rewards programme
Not available

§ LOUNGE

Lounge access
Not available

§ SIMILAR CARDS

Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with CRED and earns no commission on applications.