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HDFC MoneyBack Debit Card

Cashback-focused debit card for everyday spending

JOIN
₹—
ANNUAL
₹300
REWARDS
APR
VISA DEBIT Classic Plastic VIRTUAL OK
[ APPLY ON HDFC BANK → ]

§ BENEFITS

cashback

Cashback on Spends

Earn 1% cashback on all online and offline spends

1% cashback

§ ELIGIBILITY

Employment
Salaried / Self-Employed
Min annual income
Min monthly salary
Age
18 – 65
Min credit score
Existing account?
Required
Invitation only?
No

§ FEES

Joining fee
₹—
Annual fee
₹300

† + GST → ₹354

APR (monthly)
APR (annual)
Late payment fee

† per cycle, charged to statement

Over-limit fee
Cheque bounce
Grace period
Min due

§ ATM & CASH

Own bank free / month
5
Own bank charge
Other bank free / month
2
Other bank charge
₹20
International withdrawal
Cash advance fee

§ TRANSACTIONS

Currency markup
DCC fee
Cross-border fee
SMS alert / month
₹15
PIN regen
₹50
Physical statement
₹100

§ FUEL

Fuel waiver
Not available

§ LIMITS

ATM / day
₹50,000
POS + e-com / day
₹2,00,000
Contactless / txn
₹5,000
Contactless / day
₹20,000

§ INSURANCE

Insurance
Not provided

§ REWARDS

Rewards programme
Not available

§ LOUNGE

Lounge access
Not available

§ SIMILAR CARDS

Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with HDFC Bank and earns no commission on applications.