cards / credit / hdfc bank / hdfc-pixel-play-credit-card
HDFC
4242 •••• •••• ••••
YOUR NAME HERE
VISA
↑ Your name appears embossed when you sign in.
§ BENEFITS
cashback
Chosen Category Cashback
5% cashback on 2 user-selected spending categories (e.g., dining, groceries, travel, shopping)
5% on 2 categories
cashback
SmartBuy Cashback
5% cashback on purchases made via HDFC SmartBuy portal
5% cashback
shopping
E-commerce & PayZapp Cashback
3% cashback on Amazon, Flipkart, and PayZapp transactions
3% cashback
cashback
All Other Spends
1% cashback on all other retail purchases
1% cashback
§ ELIGIBILITY
- Employment
- Salaried / Self-Employed
- Min annual income
- ₹3,00,000
- Min monthly salary
- ₹25,000
- Age
- 21 – 65
- Min credit score
- 650
- Existing account?
- Not required
- Invitation only?
- No
§ FEES
- Joining fee
- Lifetime free
- Annual fee
- Lifetime free
- APR (monthly)
- 3.75% p.m.
- APR (annual)
- 45.00% p.a.
- Late payment fee
- ₹1,300
- Over-limit fee
- ₹500
- Cheque bounce
- ₹500
- Grace period
- 50 days
- Min due
- 5%
† Lifetime Free
† Lifetime Free
† per cycle, charged to statement
† or ₹200, whichever higher
§ ATM & CASH
- Own bank free / month
- 0
- Own bank charge
- ₹250
- Other bank free / month
- 0
- Other bank charge
- ₹250
- International withdrawal
- ₹250
- Cash advance fee
- 2.5%
† + 2.5% of txn
† min ₹500
§ TRANSACTIONS
- Currency markup
- 3.5%
- DCC fee
- 1%
- Cross-border fee
- —
- SMS alert / month
- —
- PIN regen
- ₹100
- Physical statement
- ₹100
§ FUEL
- Fuel waiver
- Not available
§ LIMITS
- ATM / day
- ₹30,000
- POS + e-com / day
- ₹2,00,000
- Contactless / txn
- ₹5,000
- Contactless / day
- ₹50,000
§ INSURANCE
- Insurance
- Not provided
§ REWARDS
- Programme
- HDFC Pixel Play Cashback
- Earn rate
- 5% chosen categories, 5% SmartBuy, 3% Amazon/Flipkart/PayZapp, 1% other
- Point value
- ₹1
- Effective cashback
- 1.00%
- Min redemption
- —
- Expiry
- Cashback credited as statement credit
§ LOUNGE
- Lounge access
- Not available
§ SIMILAR CARDS
Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with HDFC Bank and earns no commission on applications.