cards / credit / hdfc bank / hdfc-shoppers-stop-black-credit-card
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§ BENEFITS
Shoppers Stop Premium Cashback
7% cashback on all purchases at Shoppers Stop stores and online
7% cashback
All Other Spends
2% cashback on all other retail purchases
2% cashback
VIP Sale Access
Priority access to Shoppers Stop sales with exclusive early-bird discounts
VIP access
Personal Shopping Assistance
Complimentary personal shopping assistant at select Shoppers Stop stores
Included
Complimentary Alterations
Free basic alterations on purchases at Shoppers Stop
Free alterations
§ ELIGIBILITY
- Employment
- Salaried / Self-Employed
- Min annual income
- ₹9,00,000
- Min monthly salary
- ₹75,000
- Age
- 21 – 65
- Min credit score
- 720
- Existing account?
- Not required
- Invitation only?
- No
§ FEES
- Joining fee
- ₹4,500
- Annual fee
- ₹4,500
- APR (monthly)
- 3.75% p.m.
- APR (annual)
- 45.00% p.a.
- Late payment fee
- ₹1,300
- Over-limit fee
- ₹500
- Cheque bounce
- ₹500
- Grace period
- 50 days
- Min due
- 5%
† Excluding GST
† Excluding GST
† per cycle, charged to statement
† or ₹200, whichever higher
§ ATM & CASH
- Own bank free / month
- 0
- Own bank charge
- ₹250
- Other bank free / month
- 0
- Other bank charge
- ₹250
- International withdrawal
- ₹250
- Cash advance fee
- 2.5%
† + 2.5% of txn
† min ₹500
§ TRANSACTIONS
- Currency markup
- 3.5%
- DCC fee
- 1%
- Cross-border fee
- —
- SMS alert / month
- —
- PIN regen
- ₹100
- Physical statement
- ₹100
§ FUEL
- Fuel waiver
- Not available
§ LIMITS
- ATM / day
- ₹50,000
- POS + e-com / day
- ₹4,00,000
- Contactless / txn
- ₹5,000
- Contactless / day
- ₹50,000
§ INSURANCE
- Insurance
- Not provided
§ REWARDS
- Programme
- Shoppers Stop Black Cashback
- Earn rate
- 7% on Shoppers Stop, 2% other
- Point value
- ₹1
- Effective cashback
- 2.00%
- Min redemption
- —
- Expiry
- Cashback credited as statement credit
§ LOUNGE
- Lounge access
- Not available
§ SIMILAR CARDS
Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with HDFC Bank and earns no commission on applications.