cards / debit / hdfc bank / hdfc-times-points-debit-card

HDFC

4242 •••• •••• ••••

VALID THRU••/••

YOUR NAME HERE

VISA

↑ Your name appears embossed when you sign in.

HDFC Times Points Debit Card

Earn Times Points on every swipe for movies, dining and more

JOIN: ₹—
ANNUAL: ₹500
REWARDS: 0.5% to 1%
APR: —

VISA DEBIT Gold Plastic VIRTUAL OK

§ BENEFITS

rewards

Times Points on All Spends

Earn 2 Times Points per ₹200 spent on all retail purchases

2 TP per ₹200

entertainment

Movie Ticket Discounts

Up to 20% off on movie tickets via BookMyShow

20% off

dining

Dining Privileges

Up to 15% off at partner restaurants

15% off

§ ELIGIBILITY

Employment: Salaried / Self-Employed
Min annual income: —
Min monthly salary: —
Age: 18 – 65
Min credit score: —
Existing account?: Required
Invitation only?: No

§ FEES

Joining fee: ₹—
Annual fee: ₹500
APR (monthly): —
APR (annual): —
Late payment fee: —
Over-limit fee: —
Cheque bounce: —
Grace period: —
Min due: —

§ ATM & CASH

Own bank free / month: 5
Own bank charge: ₹20
Other bank free / month: 3
Other bank charge: ₹20
International withdrawal: ₹125
Cash advance fee: —

§ TRANSACTIONS

Currency markup: 3.5%
DCC fee: 1%
Cross-border fee: —
SMS alert / month: —
PIN regen: ₹50
Physical statement: ₹100

§ FUEL

Surcharge waiver: 1%
Min txn: ₹400
Max txn: ₹5,000
Max waiver / cycle: ₹250
Networks: All

§ LIMITS

ATM / day: ₹50,000
POS + e-com / day: ₹2,00,000
Contactless / txn: ₹5,000
Contactless / day: ₹25,000

§ INSURANCE

Accidental death cover: ₹5,00,000
Permanent disability: ₹5,00,000
Air accident: —
Travel insurance: —
Baggage: —
Lost-card liability: ₹2,50,000
Purchase protection: —

§ REWARDS

Programme: Times Points
Earn rate: 2 TP per ₹200
Point value: ₹0.5
Effective cashback: 0.50%
Min redemption: 200 pts
Expiry: 2 years from date of accrual

§ LOUNGE

Lounge access: Not available

Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with HDFC Bank and earns no commission on applications.