HSBC Cashback Credit Card

Flat cashback on every spend — no categories to track

JOIN: ₹750
ANNUAL: ₹750
REWARDS: 1.5%
APR: 37.80% p.a.

VISA CREDIT Platinum Plastic VIRTUAL OK

§ BENEFITS

cashback

1.5% Flat Cashback on All Spends

Earn 1.5% cashback on every transaction with no category restrictions or capping

1.5% cashback

fuel

Fuel Surcharge Waiver

1% fuel surcharge waiver on fuel transactions

1% waiver

§ ELIGIBILITY

Employment: Salaried / Self-Employed
Min annual income: ₹5,00,000
Min monthly salary: ₹40,000
Age: 21 – 60
Min credit score: 700
Existing account?: Not required
Invitation only?: No

§ FEES

Joining fee: ₹750
Annual fee: ₹750
APR (monthly): 3.15% p.m.
APR (annual): 37.80% p.a.
Late payment fee: ₹1,000
Over-limit fee: ₹500
Cheque bounce: ₹500
Grace period: 50 days
Min due: 5%

§ ATM & CASH

Own bank free / month: 5
Own bank charge: ₹20
Other bank free / month: 5
Other bank charge: ₹20
International withdrawal: ₹125
Cash advance fee: 2.5%

§ TRANSACTIONS

Currency markup: 3.5%
DCC fee: 1%
Cross-border fee: —
SMS alert / month: —
PIN regen: ₹100
Physical statement: ₹100

§ FUEL

Surcharge waiver: 1%
Min txn: ₹400
Max txn: ₹4,000
Max waiver / cycle: ₹250
Networks: All

§ LIMITS

ATM / day: ₹25,000
POS + e-com / day: ₹2,50,000
Contactless / txn: ₹2,000
Contactless / day: ₹20,000

§ INSURANCE

Insurance: Not provided

§ REWARDS

Programme: HSBC Cashback
Earn rate: 1.5% flat cashback on all spends
Point value: —
Effective cashback: 1.50%
Min redemption: —
Expiry: Cashback credited directly to statement — no expiry

§ LOUNGE

Domestic: Not included
International: Not included
Domestic guests allowed?: No
International guests allowed?: No

Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with HSBC India and earns no commission on applications.