cards / credit / hsbc india / hsbc-live-plus-credit-card

HSBC

4242 •••• •••• ••••

VALID THRU••/••

YOUR NAME HERE

VISA

↑ Your name appears embossed when you sign in.

HSBC Live+ Credit Card

Dine, watch, and enjoy — earn 5X on the fun stuff

JOIN: ₹999
ANNUAL: ₹999
REWARDS: 0.5% to 2.5%
APR: 37.80% p.a.

VISA CREDIT Platinum Plastic VIRTUAL OK

§ BENEFITS

dining

5X Reward Points on Dining

Earn 5X reward points on all dining transactions at restaurants, cafes, and food delivery platforms

5X RP

entertainment

5X Reward Points on Entertainment

Earn 5X reward points on movie tickets, OTT subscriptions, and event bookings

5X RP

rewards

2X Reward Points on Other Spends

Earn 2 reward points per ₹100 on all other purchases

2 RP per ₹100

fuel

Fuel Surcharge Waiver

1% fuel surcharge waiver on fuel transactions

1% waiver

§ ELIGIBILITY

Employment: Salaried / Self-Employed
Min annual income: ₹3,50,000
Min monthly salary: ₹30,000
Age: 21 – 60
Min credit score: 700
Existing account?: Not required
Invitation only?: No

§ FEES

Joining fee: ₹999
Annual fee: ₹999
APR (monthly): 3.15% p.m.
APR (annual): 37.80% p.a.
Late payment fee: ₹1,000
Over-limit fee: ₹500
Cheque bounce: ₹500
Grace period: 50 days
Min due: 5%

§ ATM & CASH

Own bank free / month: 5
Own bank charge: ₹20
Other bank free / month: 5
Other bank charge: ₹20
International withdrawal: ₹125
Cash advance fee: 2.5%

§ TRANSACTIONS

Currency markup: 3.5%
DCC fee: 1%
Cross-border fee: —
SMS alert / month: —
PIN regen: ₹100
Physical statement: ₹100

§ FUEL

Surcharge waiver: 1%
Min txn: ₹400
Max txn: ₹4,000
Max waiver / cycle: ₹250
Networks: All

§ LIMITS

ATM / day: ₹25,000
POS + e-com / day: ₹2,50,000
Contactless / txn: ₹2,000
Contactless / day: ₹20,000

§ INSURANCE

Insurance: Not provided

§ REWARDS

Programme: HSBC Reward Points
Earn rate: 5X on dining/entertainment, 2 RP per ₹100 other
Point value: ₹0.25
Effective cashback: 0.50%
Min redemption: 500 pts
Expiry: 3 years from date of accrual

§ LOUNGE

Domestic: Not included
International: Not included
Domestic guests allowed?: No
International guests allowed?: No

Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with HSBC India and earns no commission on applications.