cards / debit / icici bank / icici-emeralde-debit-card
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§ BENEFITS
Unlimited Domestic Lounge Access
Unlimited complimentary domestic airport lounge visits
Unlimited
International Lounge Access
24 complimentary international airport lounge visits per year
24 visits/year
Golf Privileges
Complimentary golf rounds at premium courses across India
12 rounds/year
Dedicated Concierge
24/7 personal concierge assistance for travel and lifestyle
Unlimited
Comprehensive Travel Insurance
₹2 Crore air accident cover and travel insurance
₹2 Crore
Dining Privileges
Exclusive discounts and privileges at premium restaurants
Up to 25% off
§ ELIGIBILITY
- Employment
- Salaried / Self-Employed / Business
- Min annual income
- —
- Min monthly salary
- —
- Age
- 18 – 70
- Min credit score
- —
- Existing account?
- Required
- Invitation only?
- Yes
§ FEES
- Joining fee
- ₹—
- Annual fee
- ₹4,999
- APR (monthly)
- —
- APR (annual)
- —
- Late payment fee
- —
- Over-limit fee
- —
- Cheque bounce
- —
- Grace period
- —
- Min due
- —
† Excluding GST
† per cycle, charged to statement
§ ATM & CASH
- Own bank free / month
- 100
- Own bank charge
- —
- Other bank free / month
- 100
- Other bank charge
- —
- International withdrawal
- —
- Cash advance fee
- —
§ TRANSACTIONS
- Currency markup
- 2%
- DCC fee
- 1%
- Cross-border fee
- —
- SMS alert / month
- —
- PIN regen
- —
- Physical statement
- —
§ FUEL
- Surcharge waiver
- 1%
- Min txn
- ₹400
- Max txn
- ₹10,000
- Max waiver / cycle
- ₹500
- Networks
- Indian Oil, Bharat Petroleum, HP
§ LIMITS
- ATM / day
- ₹5,00,000
- POS + e-com / day
- ₹1,50,000
- Contactless / txn
- ₹10,000
- Contactless / day
- ₹1,00,000
§ INSURANCE
- Insurance
- Not provided
§ REWARDS
- Programme
- ICICI Bank Reward Points
- Earn rate
- 5 RP per ₹200
- Point value
- ₹0.5
- Effective cashback
- 1.25%
- Min redemption
- 1,000 pts
- Expiry
- 3 years from date of accrual
§ LOUNGE
- Domestic
- Unlimited
- International
- 2 per month
- Domestic guests allowed?
- Yes
- International guests allowed?
- Yes
† value ₹3,000 per visit
† value ₹5,000 per visit
§ SIMILAR CARDS
Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with ICICI Bank and earns no commission on applications.