cards / debit / idfc first bank / idfc-first-signature-debit-card
IDFC
4242 •••• •••• ••••
YOUR NAME HERE
VISA
↑ Your name appears embossed when you sign in.
§ BENEFITS
rewards
Enhanced Reward Points
Earn 2 Reward Points per ₹200 spent
2 RP per ₹200
lounge
Domestic Lounge Access
Complimentary domestic airport lounge access
1 visit per quarter
§ ELIGIBILITY
- Employment
- Salaried / Self-Employed
- Min annual income
- —
- Min monthly salary
- —
- Age
- 18 – 65
- Min credit score
- —
- Existing account?
- Required
- Invitation only?
- No
§ FEES
- Joining fee
- ₹—
- Annual fee
- ₹500
- APR (monthly)
- —
- APR (annual)
- —
- Late payment fee
- —
- Over-limit fee
- —
- Cheque bounce
- —
- Grace period
- —
- Min due
- —
† Excluding GST
† per cycle, charged to statement
§ ATM & CASH
- Own bank free / month
- 10
- Own bank charge
- —
- Other bank free / month
- 5
- Other bank charge
- ₹20
- International withdrawal
- ₹125
- Cash advance fee
- —
† + 3.5% of txn
§ TRANSACTIONS
- Currency markup
- 3.5%
- DCC fee
- 1%
- Cross-border fee
- ₹100
- SMS alert / month
- —
- PIN regen
- ₹50
- Physical statement
- ₹100
§ FUEL
- Fuel waiver
- Not available
§ LIMITS
- ATM / day
- ₹1,00,000
- POS + e-com / day
- ₹2,50,000
- Contactless / txn
- ₹5,000
- Contactless / day
- ₹50,000
§ INSURANCE
- Insurance
- Not provided
§ REWARDS
- Programme
- IDFC Reward Points
- Earn rate
- 2 RP per ₹200
- Point value
- ₹0.25
- Effective cashback
- 0.25%
- Min redemption
- 500 pts
- Expiry
- 2 years from accrual
§ LOUNGE
- Lounge access
- Not available
§ SIMILAR CARDS
Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with IDFC First Bank and earns no commission on applications.