cards / debit / indian bank / indian-ru-pay-select-debit-card
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§ BENEFITS
Domestic Airport Lounge Access
Complimentary domestic airport lounge access at participating lounges across India.
4 visits/year
International Airport Lounge Access
Complimentary international airport lounge access at participating lounges worldwide.
2 visits/year
OTT Subscription
Choose from Amazon Prime, Hotstar, or Sony Liv per year.
Per year
Golf Lessons/Rounds
Complimentary golf lessons or rounds at select courses.
4 per year
Health Check-up
Complimentary health check-up per quarter.
1 per quarter
Gym Access
Complimentary gym access per quarter.
1 per quarter
Spa/Salon Access
Complimentary spa or salon visit per quarter.
1 per quarter
Cab Coupon
Complimentary cab coupon per quarter.
₹100/quarter
Personal Accident Insurance
Personal accident insurance cover for cardholders.
₹10 lakh
§ ELIGIBILITY
- Employment
- Salaried / Self-Employed
- Min annual income
- —
- Min monthly salary
- —
- Age
- 18 – 65
- Min credit score
- —
- Existing account?
- Required
- Invitation only?
- No
§ FEES
- Joining fee
- ₹—
- Annual fee
- ₹800
- APR (monthly)
- —
- APR (annual)
- —
- Late payment fee
- —
- Over-limit fee
- —
- Cheque bounce
- —
- Grace period
- —
- Min due
- —
† Excluding taxes
† per cycle, charged to statement
§ ATM & CASH
- Own bank free / month
- 5
- Own bank charge
- ₹20
- Other bank free / month
- 3
- Other bank charge
- ₹20
- International withdrawal
- ₹125
- Cash advance fee
- —
† + 3.5% of txn
§ TRANSACTIONS
- Currency markup
- 3.5%
- DCC fee
- 1%
- Cross-border fee
- —
- SMS alert / month
- —
- PIN regen
- ₹50
- Physical statement
- ₹100
§ FUEL
- Fuel waiver
- Not available
§ LIMITS
- ATM / day
- ₹50,000
- POS + e-com / day
- ₹1,00,000
- Contactless / txn
- ₹5,000
- Contactless / day
- ₹50,000
§ INSURANCE
- Insurance
- Not provided
§ REWARDS
- Rewards programme
- Not available
§ LOUNGE
- Lounge access
- Not available
§ SIMILAR CARDS
Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with Indian Bank and earns no commission on applications.