cards / credit / indian bank / indianbank-global-gold-credit-card
INDIANBANK
4242 •••• •••• ••••
YOUR NAME HERE
VISA
↑ Your name appears embossed when you sign in.
§ BENEFITS
rewards
Cashback on Spends
Earn 50 paisa cashback per Rs 100 spent with higher credit limits than Classic. Cashback credited once minimum Rs 500 is accumulated
50 paisa per Rs 100
cashback
No Annual Fee
After the one-time joining fee of Rs 250, no annual fee is charged
No annual fee
emi
Add-on Cards
Up to 4 add-on cards for family members at no extra cost
Up to 4 cards
§ ELIGIBILITY
- Employment
- Salaried / Self-Employed
- Min annual income
- ₹1,50,000
- Min monthly salary
- —
- Age
- 18 – 80
- Min credit score
- 650
- Existing account?
- Not required
- Invitation only?
- No
§ FEES
- Joining fee
- ₹—
- Annual fee
- Lifetime free
- APR (monthly)
- 1.99% p.m.
- APR (annual)
- 23.88% p.a.
- Late payment fee
- ₹600
- Over-limit fee
- ₹500
- Cheque bounce
- ₹500
- Grace period
- 45 days
- Min due
- 5%
† Nil
† per cycle, charged to statement
† or ₹200, whichever higher
§ ATM & CASH
- Own bank free / month
- 0
- Own bank charge
- ₹200
- Other bank free / month
- 0
- Other bank charge
- ₹200
- International withdrawal
- ₹250
- Cash advance fee
- 2.5%
† + 3.5% of txn
† min ₹500
§ TRANSACTIONS
- Currency markup
- 3.5%
- DCC fee
- 1%
- Cross-border fee
- —
- SMS alert / month
- —
- PIN regen
- ₹100
- Physical statement
- ₹100
§ FUEL
- Fuel waiver
- Not available
§ LIMITS
- ATM / day
- ₹50,000
- POS + e-com / day
- ₹2,00,000
- Contactless / txn
- ₹5,000
- Contactless / day
- ₹25,000
§ INSURANCE
- Insurance
- Not provided
§ REWARDS
- Programme
- Indian Bank Cashback
- Earn rate
- 50 paisa per Rs 100 on all spends
- Point value
- ₹0.5
- Effective cashback
- 0.50%
- Min redemption
- 500 pts
- Expiry
- No expiry - cashback based
§ LOUNGE
- Domestic
- Not available
- International
- Not available
- Domestic guests allowed?
- No
- International guests allowed?
- No
§ SIMILAR CARDS
Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with Indian Bank and earns no commission on applications.