cards / credit / indian bank / indianbank-platinum-credit-card
INDIANBANK
4242 •••• •••• ••••
YOUR NAME HERE
VISA
↑ Your name appears embossed when you sign in.
§ BENEFITS
rewards
Reward Points on All Spends
Earn 1 reward point per Rs 200 spent on all transactions
1 RP per Rs 200
emi
EMI Conversion Facility
Convert large purchases into easy monthly EMIs at competitive interest rates
EMI available
cashback
Annual Fee Waiver
Annual fee waived on annual spend of Rs 1.5 Lakh
Fee waiver
§ ELIGIBILITY
- Employment
- Salaried / Self-Employed
- Min annual income
- ₹3,00,000
- Min monthly salary
- —
- Age
- 21 – 60
- Min credit score
- 650
- Existing account?
- Not required
- Invitation only?
- No
§ FEES
- Joining fee
- ₹250
- Annual fee
- ₹250
- APR (monthly)
- 1.99% p.m.
- APR (annual)
- 23.88% p.a.
- Late payment fee
- ₹800
- Over-limit fee
- ₹500
- Cheque bounce
- ₹500
- Grace period
- 45 days
- Min due
- 5%
† Excluding GST
† Excluding GST
† per cycle, charged to statement
† or ₹200, whichever higher
§ ATM & CASH
- Own bank free / month
- 0
- Own bank charge
- ₹200
- Other bank free / month
- 0
- Other bank charge
- ₹200
- International withdrawal
- ₹250
- Cash advance fee
- 2.5%
† + 3.5% of txn
† min ₹500
§ TRANSACTIONS
- Currency markup
- 3.5%
- DCC fee
- 1%
- Cross-border fee
- —
- SMS alert / month
- —
- PIN regen
- ₹100
- Physical statement
- ₹100
§ FUEL
- Fuel waiver
- Not available
§ LIMITS
- ATM / day
- ₹75,000
- POS + e-com / day
- ₹3,00,000
- Contactless / txn
- ₹5,000
- Contactless / day
- ₹30,000
§ INSURANCE
- Insurance
- Not provided
§ REWARDS
- Programme
- Indian Bank Reward Points
- Earn rate
- 1 RP per Rs 200 on all spends
- Point value
- ₹0.2
- Effective cashback
- 0.10%
- Min redemption
- 500 pts
- Expiry
- 2 years from date of accrual
§ LOUNGE
- Domestic
- Not available
- International
- Not available
- Domestic guests allowed?
- No
- International guests allowed?
- No
§ SIMILAR CARDS
Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with Indian Bank and earns no commission on applications.