cards / credit / indian bank / indianbank-visa-business-credit-card
INDIANBANK
4242 •••• •••• ••••
YOUR NAME HERE
VISA
↑ Your name appears embossed when you sign in.
§ BENEFITS
cashback
Lifetime Free Card
No joining fee and no annual fee for the lifetime of the card
Lifetime free
other
High Aggregate Credit Limit
Aggregate credit limit of up to Rs 10 lakhs for business expenses
Up to Rs 10 Lakh
emi
Business EMI Facility
Convert large business purchases into convenient monthly EMIs
EMI available
utility
Expense Management
Detailed monthly statements with categorized business expense tracking
Monthly statements
§ ELIGIBILITY
- Employment
- Self-Employed / Corporate / Partnership
- Min annual income
- ₹5,00,000
- Min monthly salary
- —
- Age
- 21 – 65
- Min credit score
- 650
- Existing account?
- Required
- Invitation only?
- No
§ FEES
- Joining fee
- Lifetime free
- Annual fee
- Lifetime free
- APR (monthly)
- 1.99% p.m.
- APR (annual)
- 23.88% p.a.
- Late payment fee
- ₹800
- Over-limit fee
- ₹500
- Cheque bounce
- ₹500
- Grace period
- 45 days
- Min due
- 5%
† Nil
† Nil
† per cycle, charged to statement
† or ₹500, whichever higher
§ ATM & CASH
- Own bank free / month
- 0
- Own bank charge
- ₹200
- Other bank free / month
- 0
- Other bank charge
- ₹200
- International withdrawal
- ₹250
- Cash advance fee
- 2.5%
† + 3.5% of txn
† min ₹500
§ TRANSACTIONS
- Currency markup
- 3.5%
- DCC fee
- 1%
- Cross-border fee
- —
- SMS alert / month
- —
- PIN regen
- ₹100
- Physical statement
- ₹100
§ FUEL
- Fuel waiver
- Not available
§ LIMITS
- ATM / day
- ₹1,00,000
- POS + e-com / day
- ₹5,00,000
- Contactless / txn
- ₹5,000
- Contactless / day
- ₹30,000
§ INSURANCE
- Insurance
- Not provided
§ REWARDS
- Programme
- Indian Bank Business Reward Points
- Earn rate
- 1 RP per Rs 150 on all business spends
- Point value
- ₹0.2
- Effective cashback
- 0.13%
- Min redemption
- 1,000 pts
- Expiry
- 2 years from date of accrual
§ LOUNGE
- Domestic
- Not available
- International
- Not available
- Domestic guests allowed?
- No
- International guests allowed?
- No
§ SIMILAR CARDS
Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with Indian Bank and earns no commission on applications.