cards / credit / indusind bank / indusind-aura-credit-card
INDUSIND
4242 •••• •••• ••••
YOUR NAME HERE
VISA
↑ Your name appears embossed when you sign in.
§ BENEFITS
rewards
5X Reward Points on Entertainment
Earn 5X reward points on movies, concerts, and streaming platforms
5X points
rewards
2X Reward Points on Other Spends
Earn 2X reward points on all other retail transactions
2X points
movies
Entertainment Benefits
Special offers on movie tickets and entertainment bookings
Entertainment offers
§ ELIGIBILITY
- Employment
- Salaried / Self-Employed
- Min annual income
- ₹6,00,000
- Min monthly salary
- ₹50,000
- Age
- 21 – 65
- Min credit score
- 720
- Existing account?
- Not required
- Invitation only?
- No
§ FEES
- Joining fee
- ₹2,499
- Annual fee
- ₹2,499
- APR (monthly)
- 3.50% p.m.
- APR (annual)
- 42.00% p.a.
- Late payment fee
- ₹1,300
- Over-limit fee
- ₹500
- Cheque bounce
- ₹500
- Grace period
- 50 days
- Min due
- 5%
† Excluding GST
† Excluding GST
† per cycle, charged to statement
† or ₹200, whichever higher
§ ATM & CASH
- Own bank free / month
- 0
- Own bank charge
- ₹250
- Other bank free / month
- 0
- Other bank charge
- ₹250
- International withdrawal
- ₹250
- Cash advance fee
- 2.5%
† + 2.5% of txn
† min ₹500
§ TRANSACTIONS
- Currency markup
- 3%
- DCC fee
- 1%
- Cross-border fee
- —
- SMS alert / month
- —
- PIN regen
- —
- Physical statement
- —
§ FUEL
- Fuel waiver
- Not available
§ LIMITS
- ATM / day
- ₹50,000
- POS + e-com / day
- ₹2,00,000
- Contactless / txn
- ₹5,000
- Contactless / day
- ₹50,000
§ INSURANCE
- Accidental death cover
- ₹20,00,000
- Permanent disability
- ₹20,00,000
- Air accident
- —
- Travel insurance
- —
- Baggage
- —
- Lost-card liability
- ₹2,00,000
- Purchase protection
- ₹2,50,000
† within 24 h of loss
† 90 days
§ REWARDS
- Programme
- IndusInd Reward Points
- Earn rate
- 5X on entertainment, 2X others
- Point value
- ₹0.3
- Effective cashback
- 1.00%
- Min redemption
- 100 pts
- Expiry
- 3 years from date of accrual
§ LOUNGE
- Domestic
- Not available
- International
- Not available
- Domestic guests allowed?
- No
- International guests allowed?
- No
§ SIMILAR CARDS
Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with IndusInd Bank and earns no commission on applications.