cards / credit / indusind bank / indusind-legend-credit-card
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§ BENEFITS
Unlimited Domestic Lounge Access
Unlimited complimentary domestic airport lounge visits per year
Unlimited visits
International Lounge Access
6 complimentary international airport lounge visits via Priority Pass
6 visits/year
8X Rewards on Travel
Earn 8X reward points on all travel spends
8X RP on travel
Complimentary Golf Rounds
Complimentary golf rounds at premium courses across India
Complimentary rounds
24/7 Concierge Service
Dedicated concierge for travel bookings, reservations, and lifestyle assistance
Included
Reward Points on All Spends
4 Reward Points per ₹100 spent on all retail purchases
4 RP per ₹100
Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions between ₹400–₹5,000
1% waiver
§ ELIGIBILITY
- Employment
- Salaried / Self-Employed
- Min annual income
- ₹18,00,000
- Min monthly salary
- ₹1,50,000
- Age
- 21 – 65
- Min credit score
- 750
- Existing account?
- Not required
- Invitation only?
- No
§ FEES
- Joining fee
- ₹5,000
- Annual fee
- ₹5,000
- APR (monthly)
- 3.75% p.m.
- APR (annual)
- 45.00% p.a.
- Late payment fee
- ₹1,300
- Over-limit fee
- ₹500
- Cheque bounce
- ₹500
- Grace period
- 50 days
- Min due
- 5%
† Excluding GST
† Excluding GST
† per cycle, charged to statement
† or ₹200, whichever higher
§ ATM & CASH
- Own bank free / month
- 0
- Own bank charge
- ₹250
- Other bank free / month
- 0
- Other bank charge
- ₹250
- International withdrawal
- ₹250
- Cash advance fee
- 2.5%
† + 2.5% of txn
† min ₹500
§ TRANSACTIONS
- Currency markup
- 3.5%
- DCC fee
- 1%
- Cross-border fee
- —
- SMS alert / month
- —
- PIN regen
- ₹100
- Physical statement
- ₹100
§ FUEL
- Surcharge waiver
- 1%
- Min txn
- ₹400
- Max txn
- ₹5,000
- Max waiver / cycle
- ₹250
- Networks
- All
§ LIMITS
- ATM / day
- ₹50,000
- POS + e-com / day
- ₹5,00,000
- Contactless / txn
- ₹5,000
- Contactless / day
- ₹50,000
§ INSURANCE
- Accidental death cover
- ₹1,00,00,000
- Permanent disability
- ₹1,00,00,000
- Air accident
- ₹1,00,00,000
- Travel insurance
- ₹20,00,000
- Baggage
- ₹50,000
- Lost-card liability
- ₹10,00,000
- Purchase protection
- ₹5,00,000
† within 24 h of loss
† 90 days
§ REWARDS
- Programme
- IndusInd Reward Points
- Earn rate
- 4 RP per ₹100
- Point value
- ₹0.25
- Effective cashback
- 1.00%
- Min redemption
- 500 pts
- Expiry
- 2 years from date of accrual
§ LOUNGE
- Domestic
- Unlimited
- International
- 6 per year
- Domestic guests allowed?
- No
- International guests allowed?
- No
† value ₹2,500 per visit
† value ₹3,500 per visit
§ SIMILAR CARDS
Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with IndusInd Bank and earns no commission on applications.