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Open Business Prepaid Card

Smart business payments with automated expense tracking

JOIN
₹—
ANNUAL
LTF
REWARDS
APR
VISA PREPAID Business Plastic VIRTUAL OK
[ APPLY ON OPEN → ]

§ BENEFITS

other

Automated Expense Categorisation

Every transaction is automatically categorised for easy bookkeeping and GST filing

Automated

other

Team Spending Controls

Set individual limits, merchant category restrictions, and real-time monitoring for each team member's card

Customizable

other

GST-Reconciled Statements

Monthly expense statements auto-reconciled with GST categories for simplified tax filing

Monthly

§ ELIGIBILITY

Employment
Self-Employed / Business Owner
Min annual income
Min monthly salary
Age
21 – 65
Min credit score
Existing account?
Required
Invitation only?
No

§ FEES

Joining fee
₹—
Annual fee
Lifetime free

† Nil

APR (monthly)
APR (annual)
Late payment fee

† per cycle, charged to statement

Over-limit fee
Cheque bounce
Grace period
Min due

§ ATM & CASH

Own bank free / month
3
Own bank charge
₹20
Other bank free / month
0
Other bank charge
₹20
International withdrawal
Cash advance fee

§ TRANSACTIONS

Currency markup
DCC fee
Cross-border fee
SMS alert / month
PIN regen
₹50
Physical statement
₹100

§ FUEL

Fuel waiver
Not available

§ LIMITS

ATM / day
₹50,000
POS + e-com / day
₹5,00,000
Contactless / txn
₹5,000
Contactless / day
₹50,000

§ INSURANCE

Insurance
Not provided

§ REWARDS

Rewards programme
Not available

§ LOUNGE

Lounge access
Not available

§ SIMILAR CARDS

Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with Open and earns no commission on applications.