cards / prepaid / paysense / paysense-prepaid-card
PAYSENSE
4242 •••• •••• ••••
YOUR NAME HERE
VISA
↑ Your name appears embossed when you sign in.
§ BENEFITS
other
Personal Credit Line
Access a pre-approved credit line of up to Rs 5 Lakh for everyday spending
Up to Rs 5 Lakh
other
EMI Conversion
Convert any spend above Rs 3,000 into flexible EMIs with competitive interest rates
Flexible EMIs
§ ELIGIBILITY
- Employment
- Salaried / Self-Employed
- Min annual income
- ₹2,40,000
- Min monthly salary
- —
- Age
- 22 – 55
- Min credit score
- —
- Existing account?
- Not required
- Invitation only?
- No
§ FEES
- Joining fee
- ₹—
- Annual fee
- Lifetime free
- APR (monthly)
- —
- APR (annual)
- —
- Late payment fee
- —
- Over-limit fee
- —
- Cheque bounce
- —
- Grace period
- —
- Min due
- —
† Nil
† per cycle, charged to statement
§ ATM & CASH
- Own bank free / month
- 0
- Own bank charge
- —
- Other bank free / month
- 0
- Other bank charge
- ₹20
- International withdrawal
- —
- Cash advance fee
- —
§ TRANSACTIONS
- Currency markup
- —
- DCC fee
- —
- Cross-border fee
- —
- SMS alert / month
- —
- PIN regen
- ₹50
- Physical statement
- —
§ FUEL
- Fuel waiver
- Not available
§ LIMITS
- ATM / day
- ₹10,000
- POS + e-com / day
- ₹1,00,000
- Contactless / txn
- ₹5,000
- Contactless / day
- ₹25,000
§ INSURANCE
- Insurance
- Not provided
§ REWARDS
- Rewards programme
- Not available
§ LOUNGE
- Lounge access
- Not available
§ SIMILAR CARDS
Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with PaySense and earns no commission on applications.