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PNB RuPay Platinum Debit Card

Domestic RuPay Platinum debit card with UPI integration

JOIN
₹—
ANNUAL
₹200
REWARDS
0.1%
APR
RUPAY DEBIT Platinum Plastic VIRTUAL OK
[ APPLY ON PUNJAB NATIONAL BANK → ]

§ BENEFITS

rewards

RuPay Reward Points

Earn 1 Reward Point per ₹200 spent on POS and e-commerce

1 RP per ₹200

insurance

Accidental Insurance Cover

₹2 Lakh accidental death insurance cover

₹2 Lakh

§ ELIGIBILITY

Employment
Salaried / Self-Employed
Min annual income
Min monthly salary
Age
18 – 70
Min credit score
Existing account?
Required
Invitation only?
No

§ FEES

Joining fee
₹—
Annual fee
₹200

† Excluding GST

APR (monthly)
APR (annual)
Late payment fee

† per cycle, charged to statement

Over-limit fee
Cheque bounce
Grace period
Min due

§ ATM & CASH

Own bank free / month
5
Own bank charge
Other bank free / month
5
Other bank charge
₹20
International withdrawal
Cash advance fee

§ TRANSACTIONS

Currency markup
DCC fee
Cross-border fee
SMS alert / month
PIN regen
₹50
Physical statement
₹100

§ FUEL

Fuel waiver
Not available

§ LIMITS

ATM / day
₹50,000
POS + e-com / day
₹2,00,000
Contactless / txn
₹5,000
Contactless / day
₹25,000

§ INSURANCE

Insurance
Not provided

§ REWARDS

Programme
RuPay Reward Points
Earn rate
1 RP per ₹200
Point value
₹0.2
Effective cashback
0.10%
Min redemption
500 pts
Expiry
2 years from date of accrual

§ LOUNGE

Lounge access
Not available

§ SIMILAR CARDS

Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with Punjab National Bank and earns no commission on applications.