cards / credit / state bank of india / sbi-cashback-credit-card
SBI
4236 •••• •••• ••••
YOUR NAME HERE
VISA
↑ Your name appears embossed when you sign in.
§ BENEFITS
cashback
5% Cashback on Online Spends
Flat 5% cashback on all online spends, up to ₹1,000 per month
5% cashback
cashback
1% Cashback on Offline Spends
Flat 1% cashback on all offline retail spends
1% cashback
fuel
Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions between ₹500–₹3,000
1% waiver
§ ELIGIBILITY
- Employment
- Salaried / Self-Employed
- Min annual income
- ₹3,00,000
- Min monthly salary
- ₹25,000
- Age
- 21 – 65
- Min credit score
- 700
- Existing account?
- Not required
- Invitation only?
- No
§ FEES
- Joining fee
- ₹999
- Annual fee
- ₹999
- APR (monthly)
- 3.50% p.m.
- APR (annual)
- 42.00% p.a.
- Late payment fee
- ₹950
- Over-limit fee
- ₹500
- Cheque bounce
- ₹500
- Grace period
- 50 days
- Min due
- 5%
† Excluding 18% GST
† Excluding 18% GST
† per cycle, charged to statement
† or ₹200, whichever higher
§ ATM & CASH
- Own bank free / month
- 0
- Own bank charge
- ₹250
- Other bank free / month
- 0
- Other bank charge
- ₹250
- International withdrawal
- ₹250
- Cash advance fee
- 2.5%
† + 2.5% of txn
† min ₹500
§ TRANSACTIONS
- Currency markup
- 3.5%
- DCC fee
- 1%
- Cross-border fee
- —
- SMS alert / month
- —
- PIN regen
- ₹100
- Physical statement
- ₹100
§ FUEL
- Surcharge waiver
- 1%
- Min txn
- ₹500
- Max txn
- ₹3,000
- Max waiver / cycle
- ₹100
- Networks
- All
§ LIMITS
- ATM / day
- ₹20,000
- POS + e-com / day
- ₹2,00,000
- Contactless / txn
- ₹5,000
- Contactless / day
- ₹25,000
§ INSURANCE
- Accidental death cover
- —
- Permanent disability
- —
- Air accident
- —
- Travel insurance
- —
- Baggage
- —
- Lost-card liability
- —
- Purchase protection
- —
§ REWARDS
- Programme
- SBI Cashback
- Earn rate
- 5% on online, 1% on offline
- Point value
- —
- Effective cashback
- 5.00%
- Min redemption
- —
- Expiry
- Cashback credited directly to statement
§ LOUNGE
- Lounge access
- Not available
§ SIMILAR CARDS
Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with State Bank of India and earns no commission on applications.