cards / credit / uco bank / uco-sbi-simplysave-credit-card
UCO
4242 •••• •••• ••••
YOUR NAME HERE
VISA
↑ Your name appears embossed when you sign in.
§ BENEFITS
fuel
Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions between Rs 500 and Rs 3,000
1% waiver
rewards
Accelerated Rewards on Select Categories
10 reward points per Rs 150 spent on movies, dining, grocery, and departmental stores
10 RP per Rs 150
rewards
Reward Points on All Other Spends
1 reward point per Rs 150 on all other transactions
1 RP per Rs 150
cashback
Annual Fee Waiver
Annual fee waived on annual spend of Rs 1 Lakh
Fee waiver
§ ELIGIBILITY
- Employment
- Salaried / Self-Employed
- Min annual income
- ₹2,40,000
- Min monthly salary
- —
- Age
- 18 – 60
- Min credit score
- 650
- Existing account?
- Not required
- Invitation only?
- No
§ FEES
- Joining fee
- ₹499
- Annual fee
- ₹499
- APR (monthly)
- 3.50% p.m.
- APR (annual)
- 42.00% p.a.
- Late payment fee
- ₹600
- Over-limit fee
- ₹500
- Cheque bounce
- ₹500
- Grace period
- 50 days
- Min due
- 5%
† Excluding GST
† Excluding GST
† per cycle, charged to statement
† or ₹200, whichever higher
§ ATM & CASH
- Own bank free / month
- 0
- Own bank charge
- ₹200
- Other bank free / month
- 0
- Other bank charge
- ₹200
- International withdrawal
- ₹250
- Cash advance fee
- 2.5%
† + 3.5% of txn
† min ₹500
§ TRANSACTIONS
- Currency markup
- 3.5%
- DCC fee
- 1%
- Cross-border fee
- —
- SMS alert / month
- —
- PIN regen
- ₹100
- Physical statement
- ₹100
§ FUEL
- Surcharge waiver
- 1%
- Min txn
- ₹500
- Max txn
- ₹3,000
- Max waiver / cycle
- ₹100
- Networks
- All
§ LIMITS
- ATM / day
- ₹50,000
- POS + e-com / day
- ₹2,00,000
- Contactless / txn
- ₹5,000
- Contactless / day
- ₹25,000
§ INSURANCE
- Insurance
- Not provided
§ REWARDS
- Programme
- UCO SBI Reward Points
- Earn rate
- 10 RP per Rs 150 on movies, dining, grocery, departmental stores
- Point value
- ₹0.2
- Effective cashback
- 1.30%
- Min redemption
- 500 pts
- Expiry
- 2 years from date of accrual
§ LOUNGE
- Domestic
- Not available
- International
- Not available
- Domestic guests allowed?
- No
- International guests allowed?
- No
§ SIMILAR CARDS
Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with UCO Bank and earns no commission on applications.