cards / debit / yes bank / yes-premier-debit-card
YES
4242 •••• •••• ••••
YOUR NAME HERE
VISA
↑ Your name appears embossed when you sign in.
§ BENEFITS
lounge
Domestic Lounge Access
12 complimentary domestic airport lounge visits per year
12 visits/year
lounge
International Lounge Access
6 complimentary international airport lounge visits per year
6 visits/year
rewards
Accelerated Reward Points
Earn 3 Reward Points per ₹200 spent on all purchases
3 RP per ₹200
insurance
Accidental Death Cover
₹25 Lakh accidental death insurance cover
₹25 Lakh
dining
Dining Privileges
Exclusive discounts at premium restaurants across India
Up to 20% off
§ ELIGIBILITY
- Employment
- Salaried / Self-Employed / Business
- Min annual income
- —
- Min monthly salary
- —
- Age
- 18 – 70
- Min credit score
- —
- Existing account?
- Required
- Invitation only?
- No
§ FEES
- Joining fee
- ₹—
- Annual fee
- ₹1,500
- APR (monthly)
- —
- APR (annual)
- —
- Late payment fee
- —
- Over-limit fee
- —
- Cheque bounce
- —
- Grace period
- —
- Min due
- —
† Excluding GST
† per cycle, charged to statement
§ ATM & CASH
- Own bank free / month
- 10
- Own bank charge
- —
- Other bank free / month
- 5
- Other bank charge
- ₹20
- International withdrawal
- ₹125
- Cash advance fee
- —
† + 2.5% of txn
§ TRANSACTIONS
- Currency markup
- 2.5%
- DCC fee
- 1%
- Cross-border fee
- —
- SMS alert / month
- —
- PIN regen
- ₹50
- Physical statement
- ₹100
§ FUEL
- Surcharge waiver
- 1%
- Min txn
- ₹400
- Max txn
- ₹10,000
- Max waiver / cycle
- ₹500
- Networks
- Indian Oil, Bharat Petroleum, HP
§ LIMITS
- ATM / day
- ₹2,00,000
- POS + e-com / day
- ₹5,00,000
- Contactless / txn
- ₹10,000
- Contactless / day
- ₹50,000
§ INSURANCE
- Insurance
- Not provided
§ REWARDS
- Programme
- Yes Bank Reward Points
- Earn rate
- 3 RP per ₹200
- Point value
- ₹0.3
- Effective cashback
- 0.45%
- Min redemption
- 1,000 pts
- Expiry
- 3 years from date of accrual
§ LOUNGE
- Domestic
- 3 per quarter
- International
- 6 per year
- Domestic guests allowed?
- Yes
- International guests allowed?
- No
† value ₹3,000 per visit
† value ₹5,000 per visit
§ SIMILAR CARDS
Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with Yes Bank and earns no commission on applications.