cards / credit / bank of baroda / bob-swipez-credit-card
BOB
6076 •••• •••• ••••
YOUR NAME HERE
RuPay
↑ Your name appears embossed when you sign in.
§ BENEFITS
cashback
2% Cashback on Online Spends
Earn 2% cashback on all online purchases
2% cashback online
cashback
1% Cashback on Other Spends
Earn 1% cashback on all other retail transactions
1% cashback other
other
RuPay UPI Integration
Link card to UPI apps for seamless payments via BHIM, PhonePe, and other UPI platforms
Available
fuel
Fuel Surcharge Waiver
1% fuel surcharge waiver on fuel transactions
1% waiver
§ ELIGIBILITY
- Employment
- Salaried / Self-Employed
- Min annual income
- ₹1,50,000
- Min monthly salary
- ₹10,000
- Age
- 18 – 65
- Min credit score
- 650
- Existing account?
- Not required
- Invitation only?
- No
§ FEES
- Joining fee
- Lifetime free
- Annual fee
- Lifetime free
- APR (monthly)
- 3.50% p.m.
- APR (annual)
- 42.00% p.a.
- Late payment fee
- ₹750
- Over-limit fee
- ₹500
- Cheque bounce
- ₹500
- Grace period
- 50 days
- Min due
- 5%
† Free — Lifetime Free Card
† Free — Lifetime Free Card
† per cycle, charged to statement
† or ₹100, whichever higher
§ ATM & CASH
- Own bank free / month
- 5
- Own bank charge
- ₹20
- Other bank free / month
- 3
- Other bank charge
- ₹20
- International withdrawal
- ₹125
- Cash advance fee
- 2.5%
† + 2.5% of txn
† min ₹300
§ TRANSACTIONS
- Currency markup
- 3.5%
- DCC fee
- 1%
- Cross-border fee
- —
- SMS alert / month
- ₹25
- PIN regen
- ₹50
- Physical statement
- ₹100
§ FUEL
- Surcharge waiver
- 1%
- Min txn
- ₹400
- Max txn
- ₹4,000
- Max waiver / cycle
- ₹200
- Networks
- All
§ LIMITS
- ATM / day
- ₹15,000
- POS + e-com / day
- ₹1,00,000
- Contactless / txn
- ₹2,000
- Contactless / day
- ₹20,000
§ INSURANCE
- Insurance
- Not provided
§ REWARDS
- Programme
- BOB Cashback
- Earn rate
- 2% online, 1% other
- Point value
- ₹1
- Effective cashback
- 1.00%
- Min redemption
- —
- Expiry
- Cashback credited as statement credit
§ LOUNGE
- Lounge access
- Not available
§ SIMILAR CARDS
Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with Bank of Baroda and earns no commission on applications.