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FreeCharge Pay Later Prepaid Card

Buy-now-pay-later with prepaid flexibility

JOIN
₹—
ANNUAL
LTF
REWARDS
APR
RUPAY PREPAID Classic Plastic VIRTUAL OK
[ APPLY ON FREECHARGE → ]

§ BENEFITS

cashback

FreeCharge Cashback

Earn flat cashback on bill payments, recharges, and DTH transactions

Up to 10%

other

Pay Later Credit Line

Access a pre-approved credit line of up to Rs 30,000 with flexible 15-30 day repayment cycles

Up to Rs 30,000

§ ELIGIBILITY

Employment
Salaried / Self-Employed
Min annual income
Min monthly salary
Age
18 – 60
Min credit score
Existing account?
Not required
Invitation only?
No

§ FEES

Joining fee
₹—
Annual fee
Lifetime free

† Nil

APR (monthly)
APR (annual)
Late payment fee

† per cycle, charged to statement

Over-limit fee
Cheque bounce
Grace period
Min due

§ ATM & CASH

Own bank free / month
0
Own bank charge
Other bank free / month
0
Other bank charge
International withdrawal
Cash advance fee

§ TRANSACTIONS

Currency markup
DCC fee
Cross-border fee
SMS alert / month
PIN regen
Physical statement

§ FUEL

Fuel waiver
Not available

§ LIMITS

ATM / day
POS + e-com / day
₹50,000
Contactless / txn
₹5,000
Contactless / day
₹25,000

§ INSURANCE

Insurance
Not provided

§ REWARDS

Rewards programme
Not available

§ LOUNGE

Lounge access
Not available

§ SIMILAR CARDS

Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with FreeCharge and earns no commission on applications.