cards / credit / hdfc bank / hdfc-infinia-credit-card
HDFC
5333 •••• •••• ••••
YOUR NAME HERE
MASTERCARD
↑ Your name appears embossed when you sign in.
§ BENEFITS
rewards
Reward Points
Earn 5 RP per ₹150; 10X on SmartBuy on all spends
5 RP per ₹150; 10X on SmartBuy
lounge
Airport Lounge Access
Complimentary domestic lounge access: Unlimited
Unlimited
fuel
Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions between ₹400-₹5,000
1% waiver
§ ELIGIBILITY
- Employment
- Salaried / Self-Employed
- Min annual income
- ₹12,00,000
- Min monthly salary
- —
- Age
- 21 – 65
- Min credit score
- 750
- Existing account?
- Not required
- Invitation only?
- Yes
§ FEES
- Joining fee
- ₹12,500
- Annual fee
- ₹12,500
- APR (monthly)
- 3.75% p.m.
- APR (annual)
- 45.00% p.a.
- Late payment fee
- ₹1,300
- Over-limit fee
- ₹500
- Cheque bounce
- ₹500
- Grace period
- 50 days
- Min due
- 5%
† Excluding GST
† Excluding GST
† per cycle, charged to statement
† or ₹200, whichever higher
§ ATM & CASH
- Own bank free / month
- 5
- Own bank charge
- ₹20
- Other bank free / month
- 3
- Other bank charge
- ₹20
- International withdrawal
- ₹125
- Cash advance fee
- 2.5%
† + 2.5% of txn
† min ₹300
§ TRANSACTIONS
- Currency markup
- 2%
- DCC fee
- 1%
- Cross-border fee
- —
- SMS alert / month
- ₹25
- PIN regen
- ₹50
- Physical statement
- ₹100
§ FUEL
- Surcharge waiver
- 1%
- Min txn
- ₹400
- Max txn
- ₹5,000
- Max waiver / cycle
- ₹250
- Networks
- All
§ LIMITS
- ATM / day
- ₹1,00,000
- POS + e-com / day
- ₹5,00,000
- Contactless / txn
- ₹5,000
- Contactless / day
- ₹25,000
§ INSURANCE
- Accidental death cover
- ₹30,00,000
- Permanent disability
- ₹24,00,000
- Air accident
- ₹60,00,000
- Travel insurance
- ₹10,00,000
- Baggage
- ₹50,000
- Lost-card liability
- ₹5,00,000
- Purchase protection
- ₹1,00,000
† within 24 h of loss
† 90 days
§ REWARDS
- Programme
- HDFC Bank Rewards
- Earn rate
- 5 RP per ₹150; 10X on SmartBuy
- Point value
- ₹0.25
- Effective cashback
- 1.00%
- Min redemption
- 500 pts
- Expiry
- 2 years from date of accrual
§ LOUNGE
- Domestic
- Per year
- International
- Per year
- Domestic guests allowed?
- Yes
- International guests allowed?
- Yes
† value ₹1,500 per visit
† value ₹3,000 per visit
§ SIMILAR CARDS
Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with HDFC Bank and earns no commission on applications.