cards / credit / idfc first bank / idfc-rupay-platinum-credit-card
IDFC
6076 •••• •••• ••••
YOUR NAME HERE
RuPay
↑ Your name appears embossed when you sign in.
§ BENEFITS
fuel
Fuel Surcharge Waiver
1% fuel surcharge waiver on fuel transactions
1% waiver
rewards
Reward Points
Earn 2 reward points per Rs 100 on all transactions
2 RP per Rs 100
insurance
Air Accident Cover
Air accident insurance when ticket booked using card
Rs 10 Lakh
§ ELIGIBILITY
- Employment
- Salaried / Self-Employed
- Min annual income
- ₹1,50,000
- Min monthly salary
- —
- Age
- 18 – 60
- Min credit score
- 650
- Existing account?
- Not required
- Invitation only?
- No
§ FEES
- Joining fee
- Lifetime free
- Annual fee
- Lifetime free
- APR (monthly)
- 3.40% p.m.
- APR (annual)
- 40.80% p.a.
- Late payment fee
- ₹800
- Over-limit fee
- ₹500
- Cheque bounce
- ₹350
- Grace period
- 48 days
- Min due
- 5%
† Lifetime Free
† Lifetime Free
† per cycle, charged to statement
† or ₹200, whichever higher
§ ATM & CASH
- Own bank free / month
- 0
- Own bank charge
- ₹150
- Other bank free / month
- 0
- Other bank charge
- ₹150
- International withdrawal
- ₹200
- Cash advance fee
- 2.5%
† + 3% of txn
† min ₹500
§ TRANSACTIONS
- Currency markup
- 3.5%
- DCC fee
- 2%
- Cross-border fee
- —
- SMS alert / month
- —
- PIN regen
- ₹100
- Physical statement
- ₹100
§ FUEL
- Surcharge waiver
- 1%
- Min txn
- ₹400
- Max txn
- ₹5,000
- Max waiver / cycle
- ₹150
- Networks
- All
§ LIMITS
- ATM / day
- ₹50,000
- POS + e-com / day
- ₹3,00,000
- Contactless / txn
- ₹5,000
- Contactless / day
- ₹25,000
§ INSURANCE
- Insurance
- Not provided
§ REWARDS
- Programme
- IDFC Reward Points
- Earn rate
- 2 RP per Rs 100
- Point value
- ₹0.25
- Effective cashback
- 0.50%
- Min redemption
- 500 pts
- Expiry
- 2 years from date of accrual
§ LOUNGE
- Domestic
- Not available
- International
- Not available
- Domestic guests allowed?
- No
- International guests allowed?
- No
§ SIMILAR CARDS
Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with IDFC FIRST Bank and earns no commission on applications.