cards / credit / indian bank / indianbank-rupay-gold-credit-card
INDIANBANK
6076 •••• •••• ••••
YOUR NAME HERE
RuPay
↑ Your name appears embossed when you sign in.
§ BENEFITS
fuel
Fuel Surcharge Waiver
1% fuel surcharge waiver on fuel transactions between Rs 400 and Rs 5,000
1% waiver
rewards
Accelerated Reward Points
Earn 1.5 reward points per Rs 100 on all spends
1.5 RP per Rs 100
insurance
Air Accident Cover
Comprehensive air accident insurance coverage when ticket is booked using the card
Rs 25 Lakh
§ ELIGIBILITY
- Employment
- Salaried / Self-Employed
- Min annual income
- ₹1,50,000
- Min monthly salary
- —
- Age
- 18 – 60
- Min credit score
- 650
- Existing account?
- Not required
- Invitation only?
- No
§ FEES
- Joining fee
- Lifetime free
- Annual fee
- Lifetime free
- APR (monthly)
- 3.40% p.m.
- APR (annual)
- 40.80% p.a.
- Late payment fee
- ₹500
- Over-limit fee
- ₹500
- Cheque bounce
- ₹500
- Grace period
- 48 days
- Min due
- 5%
† Lifetime Free
† Lifetime Free
† per cycle, charged to statement
† or ₹200, whichever higher
§ ATM & CASH
- Own bank free / month
- 0
- Own bank charge
- ₹150
- Other bank free / month
- 0
- Other bank charge
- ₹150
- International withdrawal
- ₹250
- Cash advance fee
- 2.5%
† + 3.5% of txn
† min ₹500
§ TRANSACTIONS
- Currency markup
- 3.5%
- DCC fee
- 1%
- Cross-border fee
- —
- SMS alert / month
- —
- PIN regen
- ₹100
- Physical statement
- ₹100
§ FUEL
- Surcharge waiver
- 1%
- Min txn
- ₹400
- Max txn
- ₹4,000
- Max waiver / cycle
- ₹100
- Networks
- All
§ LIMITS
- ATM / day
- ₹30,000
- POS + e-com / day
- ₹2,00,000
- Contactless / txn
- ₹5,000
- Contactless / day
- ₹25,000
§ INSURANCE
- Insurance
- Not provided
§ REWARDS
- Programme
- Indian Bank Reward Points
- Earn rate
- 1.5 RP per Rs 100 on all spends
- Point value
- ₹0.2
- Effective cashback
- 0.30%
- Min redemption
- 500 pts
- Expiry
- 2 years from date of accrual
§ LOUNGE
- Domestic
- Not available
- International
- Not available
- Domestic guests allowed?
- No
- International guests allowed?
- No
† value ₹1,500 per visit
§ SIMILAR CARDS
Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with Indian Bank and earns no commission on applications.