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PhonePe Prepaid Card

India's largest UPI platform goes prepaid

JOIN
₹—
ANNUAL
LTF
REWARDS
APR
RUPAY PREPAID Platinum Plastic VIRTUAL OK
[ APPLY ON PHONEPE → ]

§ BENEFITS

cashback

PhonePe Cashback

Earn scratch cards and cashback on bill payments, recharges, and merchant transactions

Up to Rs 100

shopping

PhonePe Switch Discounts

Get exclusive discounts on PhonePe Switch platform across electronics, fashion, and travel

Up to 10%

utility

Zero-Cost Bill Payments

Pay electricity, gas, broadband, and mobile bills with zero convenience fees

Zero fees

§ ELIGIBILITY

Employment
Salaried / Self-Employed / Student
Min annual income
Min monthly salary
Age
18 – 65
Min credit score
Existing account?
Not required
Invitation only?
No

§ FEES

Joining fee
₹—
Annual fee
Lifetime free

† Nil

APR (monthly)
APR (annual)
Late payment fee

† per cycle, charged to statement

Over-limit fee
Cheque bounce
Grace period
Min due

§ ATM & CASH

Own bank free / month
3
Own bank charge
₹20
Other bank free / month
0
Other bank charge
₹20
International withdrawal
Cash advance fee

§ TRANSACTIONS

Currency markup
DCC fee
Cross-border fee
SMS alert / month
PIN regen
Physical statement

§ FUEL

Fuel waiver
Not available

§ LIMITS

ATM / day
₹25,000
POS + e-com / day
₹2,00,000
Contactless / txn
₹5,000
Contactless / day
₹50,000

§ INSURANCE

Insurance
Not provided

§ REWARDS

Rewards programme
Not available

§ LOUNGE

Lounge access
Not available

§ SIMILAR CARDS

Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with PhonePe and earns no commission on applications.