cards / credit / sbi card / sbi-krisflyer-apex-credit-card
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§ BENEFITS
10 KrisFlyer Miles per ₹200 on Singapore Airlines & Scoot
Earn 10 KrisFlyer miles per ₹200 on Singapore Airlines and Scoot flight bookings
10 miles per ₹200
8 KrisFlyer Miles per ₹200 on International Spends
Earn 8 KrisFlyer miles per ₹200 on all international spends abroad
8 miles per ₹200
2 KrisFlyer Miles per ₹200 on All Other Spends
Earn 2 KrisFlyer miles per ₹200 on all other retail spends
2 miles per ₹200
Unlimited Domestic & International Lounge Access
Unlimited complimentary domestic and international airport lounge visits
Unlimited visits
Complimentary KrisFlyer Silver Status
Complimentary KrisFlyer Silver membership with priority check-in and extra baggage
KrisFlyer Silver
Dedicated Travel Concierge
24/7 dedicated travel concierge for bookings, reservations, and travel planning
24/7 concierge
Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions between ₹500–₹4,000
1% waiver
§ ELIGIBILITY
- Employment
- Salaried / Self-Employed
- Min annual income
- ₹18,00,000
- Min monthly salary
- ₹1,50,000
- Age
- 25 – 65
- Min credit score
- 780
- Existing account?
- Not required
- Invitation only?
- No
§ FEES
- Joining fee
- ₹9,999
- Annual fee
- ₹9,999
- APR (monthly)
- 3.25% p.m.
- APR (annual)
- 39.00% p.a.
- Late payment fee
- ₹1,300
- Over-limit fee
- ₹600
- Cheque bounce
- ₹500
- Grace period
- 50 days
- Min due
- 5%
† Excluding 18% GST
† Excluding 18% GST
† per cycle, charged to statement
† or ₹200, whichever higher
§ ATM & CASH
- Own bank free / month
- 0
- Own bank charge
- ₹250
- Other bank free / month
- 0
- Other bank charge
- ₹250
- International withdrawal
- ₹250
- Cash advance fee
- 2.5%
† + 2.5% of txn
† min ₹500
§ TRANSACTIONS
- Currency markup
- 2%
- DCC fee
- 1%
- Cross-border fee
- —
- SMS alert / month
- —
- PIN regen
- ₹100
- Physical statement
- ₹100
§ FUEL
- Surcharge waiver
- 1%
- Min txn
- ₹500
- Max txn
- ₹4,000
- Max waiver / cycle
- ₹500
- Networks
- All
§ LIMITS
- ATM / day
- ₹1,00,000
- POS + e-com / day
- ₹10,00,000
- Contactless / txn
- ₹10,000
- Contactless / day
- ₹1,00,000
§ INSURANCE
- Accidental death cover
- ₹50,00,000
- Permanent disability
- ₹50,00,000
- Air accident
- ₹1,50,00,000
- Travel insurance
- ₹1,50,00,000
- Baggage
- ₹1,00,000
- Lost-card liability
- ₹20,00,000
- Purchase protection
- ₹2,00,000
† within 24 h of loss
† 180 days
§ REWARDS
- Programme
- KrisFlyer Miles
- Earn rate
- 2 miles per ₹200 (10X on SQ/Scoot, 4X abroad)
- Point value
- ₹0.5
- Effective cashback
- 0.50%
- Min redemption
- 1,000 pts
- Expiry
- 3 years from date of accrual
§ LOUNGE
- Domestic
- Unlimited
- International
- Unlimited via Priority Pass
- Domestic guests allowed?
- Yes
- International guests allowed?
- Yes
† value ₹2,500 per visit
† value ₹3,500 per visit
§ SIMILAR CARDS
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